Last update: Oct 2026

Cost of Living Comparison Between Montevideo and Punta Gorda

For one person, living is cheaper in Punta Gorda: $237 a month against $1,771 in Montevideo, rent and utilities included – about $18,400 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Montevideo
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Montevideo Living Index

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Montevideo

🇺🇾 Uruguay

$1,771

/mo nomad

Punta Gorda

🇧🇿 Belize

$237

/mo nomad

Monthly Cost of Living

How much you'll spend in Montevideo and in Punta Gorda

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montevideo and in Punta Gorda actually costs, broken down by who's living it.

A single person spends $1,771 per month in Montevideo vs $237 in Punta Gorda, rent included.

Montevideo $1,771
Punta Gorda $237

A couple spends around $2,740 per month in Montevideo vs $459 in Punta Gorda, rent included.

Montevideo $2,740
Punta Gorda $459

A family of three spends $3,708 per month in Montevideo vs $681 in Punta Gorda, rent included.

Montevideo $3,708
Punta Gorda $681

Montevideo costs about 646% more than Punta Gorda, and outside of rent the biggest gap is in groceries.

Montevideo sits 31% above the global median, while Punta Gorda is 82% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$15.16 UYU 609

$15.12 BZD 30.24

0.26%

Three-Course Dinner for Two, Mid-Range

$69.2 UYU 2,776

$40.32 BZD 80.6

71.50%

Fast Food Meal (McDonalds, etc)

$14.65 UYU 588

$10.05 BZD 20.10

45.77%

Cappuccino

$4.46 UYU 179

$3.40 BZD 6.81

31.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.67 UYU 107

Water (0.33 liter bottle)

$2.00 UYU 80.4

$2.03 BZD 4.06

-1.48%

Local Beer (0.5 liter draught)

$4.83 UYU 194

$5.86 BZD 11.73

-17.58%

Imported Beer (0.33 liter bottle)

$3.80 UYU 152

$3.97 BZD 7.95

-4.28%

Milk (1 liter)

$1.36 UYU 54.8

White Bread (500g)

$2.87 UYU 115

Rice (white) (1kg)

$1.75 UYU 70.2

Eggs

$4.68 UYU 188

Local Cheese (1kg)

$13.88 UYU 557

Chicken Fillets (1kg)

$11.98 UYU 481

Beef Round Steak (1kg)

$11.97 UYU 480

Apples (1kg)

$2.78 UYU 111

Banana (1kg)

$2.74 UYU 110

Oranges (1kg)

$1.77 UYU 71.2

Tomato (1kg)

$3.24 UYU 130

Potato (1kg)

$1.97 UYU 79.2

Onion (1kg)

$2.07 UYU 83.1

Lettuce (1 head)

$1.37 UYU 55.1

Water (1.5 liter bottle)

$1.88 UYU 75.3

Cigarettes 20 Pack (Marlboro, Camel)

$5.59 UYU 224

Wine (Bottle)

$8.78 UYU 352

Local Beer (0.5 liter bottle)

$2.26 UYU 90.9

Imported Beer (0.33 liter bottle)

$2.75 UYU 110

One-way Ticket (Public Transport)

$1.53 UYU 61.5

Public Transport Monthly Pass (Regular Price)

$74.3 UYU 2,980

Taxi Start (Normal Tariff)

$1.91 UYU 76.7

Taxi (Normal Tariff) (1km)

$0.40 UYU 16.18

Taxi 1hour Waiting (Normal Tariff)

$10.33 UYU 415

Gasoline (1 liter)

$2.13 UYU 85.6

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K UYU 1.1M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.3K UYU 1.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 UYU 7,557

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.54 UYU 824

Internet (50+ Mbps, Unlimited Data)

$44.81 UYU 1,798

Gym Membership (Monthly)

$54.0 UYU 2,166

Tennis Court (1 Hour on Weekend)

$19.75 UYU 793

Cinema Ticket

$11.95 UYU 480

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$634 UYU 25.5K

International Primary School, 1 Child (Yearly)

$11.1K UYU 443.6K

Jeans (Levis 501 Or Similar)

$102 UYU 4,099

Summer Dress (H&M, Zara, etc)

$57.5 UYU 2,309

Sport Shoes (Adidas, Nike)

$127 UYU 5,079

Men's Leather Business Shoes

$128 UYU 5,131

1-bedroom Apartment, City Center (Monthly)

$719 UYU 28.8K

$601 BZD 1,202

19.65%

1-bedroom Apartment, Outside City Center (Monthly)

$568 UYU 22.8K

3-bedroom Apartment, City Center (Monthly)

$1,145 UYU 46.0K

3-bedroom Apartment, Outside City Center (Monthly)

$1,023 UYU 41.1K

Buy Apartment in City Center (m2)

$3,392 UYU 136.1K

Buy Apartment Outside City Center (m2)

$1,949 UYU 78.2K

Average Monthly Net Salary (After Tax)

$1,245 UYU 50.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.74

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montevideo: October 12, 2026

Last update for Punta Gorda: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montevideo

$568 32.1%

Punta Gorda

–

Groceries & Markets

Montevideo

$332 18.7%

Punta Gorda

–

Eating Out

Montevideo

$269 15.2%

Punta Gorda

–

Monthly Utilities & Internet

Montevideo

$254 14.3%

Punta Gorda

–

Clothing & Footwear

Montevideo

$186 10.5%

Punta Gorda

–

Getting Around

Montevideo

$84 4.8%

Punta Gorda

–

Sport & Entertainment

Montevideo

$78 4.4%

Punta Gorda

–

Cost Breakdown

A central one-bedroom costs $719 in Montevideo versus $601 in Punta Gorda. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $69.0 in Montevideo versus $40.00 in Punta Gorda. Use this as a proxy for overall food spending across the two cities.

Good to know

🇺🇾 Montevideo

🇧🇿 Punta Gorda

🕒 Local time

11:53 11:53 AM

08:53 8:53 AM

3 h behind Montevideo

🌤 Weather

👥 Population

1,319,108 Capital

6,000

💱 Currency

Uruguayan Peso UYU $U

Belize Dollar BZD $

📈 Exchange rate

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

1 BZD = 0.5 USD

1 BZD = 0.445 EUR

Exchange rates and currency converter

BZD, USD, EUR to UYU – Uruguayan Peso Converter

🇺🇸 United States Dollar ($)

🇺🇾 Uruguayan Peso ($U)

Uruguayan Peso exchange rates as of October 17, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.13 UYU (100 UYU = 2.22 EUR).

Belize Dollar exchange rates as of October 17, 2026: 1 USD = 2 BZD (1 BZD = 0.5 USD). 1 EUR = 2.25 BZD (1 BZD = 0.445 EUR).

USD to UYU in detail →

On the map

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Between locations

Montevideo Punta Gorda 6,630 km ≈ 9 h nonstop flight

From you

Montevideo
Punta Gorda

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montevideo vs Punta Gorda: Cost of Living - Frequently Asked Questions

Yes – Montevideo is pricier by about 646%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,656 per month in Montevideo and $356 in Punta Gorda. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Punta Gorda, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,771 in Montevideo and $237 in Punta Gorda. That's a gap of about 646%.

A mid-range dinner for two costs $69.0 in Montevideo and $40.00 in Punta Gorda. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Punta Gorda, where all-in costs run around $237, than in Montevideo at $1,771. In Punta Gorda it covers expenses comfortably, while in Montevideo it requires careful planning or may not stretch far enough.

Families tend to lean toward Punta Gorda – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Punta Gorda. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montevideo makes more sense. Both are solid long-term options with distinct trade-offs.