Last update: Oct 2026

Cost of Living Comparison Between Montevideo and McKinney, TX

For one person, living is cheaper in Montevideo: $1,771 a month against $2,789 in McKinney, TX, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

86

Cost of Living Index in Montevideo
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Montevideo Living Index
135

Cost of Living Index in McKinney, TX
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McKinney, TX Living Index

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Montevideo

🇺🇾 Uruguay

$1,771

/mo nomad

McKinney, TX

🇺🇸 United States

$2,789

/mo nomad

Monthly Cost of Living

How much you'll spend in Montevideo and in McKinney, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montevideo and in McKinney, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,771 in Montevideo versus $2,789 in McKinney, TX.

Montevideo $1,771
McKinney, TX $2,789

Estimated couple costs with rent: $2,740 in Montevideo versus $3,710 in McKinney, TX.

Montevideo $2,740
McKinney, TX $3,710

Monthly costs for a family of three with rent: $3,708 in Montevideo versus $4,630 in McKinney, TX.

Montevideo $3,708
McKinney, TX $4,630

Living in Montevideo costs roughly 37% less than in McKinney, TX, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Montevideo 31% above, McKinney, TX 107% above.

Meal at Budget Restaurant

$15.16 UYU 609

$18.90 $18.90

-19.79%

Three-Course Dinner for Two, Mid-Range

$69.2 UYU 2,776

$59.1 $59.1

17.02%

Fast Food Meal (McDonalds, etc)

$14.65 UYU 588

$10.81 $10.81

35.52%

Cappuccino

$4.46 UYU 179

$5.05 $5.05

-11.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.67 UYU 107

$2.56 $2.56

4.30%

Water (0.33 liter bottle)

$2.00 UYU 80.4

$1.79 $1.79

11.73%

Local Beer (0.5 liter draught)

$4.83 UYU 194

$5.86 $5.86

-17.58%

Imported Beer (0.33 liter bottle)

$3.80 UYU 152

$7.59 $7.59

-49.93%

Milk (1 liter)

$1.36 UYU 54.8

$0.95 $0.95

43.16%

White Bread (500g)

$2.87 UYU 115

$2.79 $2.79

2.87%

Rice (white) (1kg)

$1.75 UYU 70.2

$2.32 $2.32

-24.57%

Eggs

$4.68 UYU 188

$4.09 $4.09

14.43%

Local Cheese (1kg)

$13.88 UYU 557

$10.16 $10.16

36.61%

Chicken Fillets (1kg)

$11.98 UYU 481

$15.51 $15.51

-22.76%

Beef Round Steak (1kg)

$11.97 UYU 480

$16.84 $16.84

-28.92%

Apples (1kg)

$2.78 UYU 111

$3.06 $3.06

-9.15%

Banana (1kg)

$2.74 UYU 110

$2.85 $2.85

-3.86%

Oranges (1kg)

$1.77 UYU 71.2

$2.97 $2.97

-40.40%

Tomato (1kg)

$3.24 UYU 130

$2.63 $2.63

23.19%

Potato (1kg)

$1.97 UYU 79.2

$2.18 $2.18

-9.63%

Onion (1kg)

$2.07 UYU 83.1

$2.10 $2.10

-1.43%

Lettuce (1 head)

$1.37 UYU 55.1

$1.72 $1.72

-20.35%

Water (1.5 liter bottle)

$1.88 UYU 75.3

$2.98 $2.98

-36.91%

Cigarettes 20 Pack (Marlboro, Camel)

$5.59 UYU 224

$11.05 $11.05

-49.41%

Wine (Bottle)

$8.78 UYU 352

$11.47 $11.47

-23.45%

Local Beer (0.5 liter bottle)

$2.26 UYU 90.9

$1.75 $1.75

29.14%

Imported Beer (0.33 liter bottle)

$2.75 UYU 110

$3.59 $3.59

-23.40%

One-way Ticket (Public Transport)

$1.53 UYU 61.5

$3.08 $3.08

-50.32%

Public Transport Monthly Pass (Regular Price)

$74.3 UYU 2,980

$189 $189

-60.67%

Taxi Start (Normal Tariff)

$1.91 UYU 76.7

$2.93 $2.93

-34.81%

Taxi (Normal Tariff) (1km)

$0.40 UYU 16.18

Taxi 1hour Waiting (Normal Tariff)

$10.33 UYU 415

$14.74 $14.74

-29.92%

Gasoline (1 liter)

$2.13 UYU 85.6

$0.93 $0.93

129.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K UYU 1.1M

$36.1K $36.1K

-24.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.3K UYU 1.5M

$24.7K $24.7K

46.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 UYU 7,557

$200 $200

-6.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.54 UYU 824

$59.4 $59.4

-65.44%

Internet (50+ Mbps, Unlimited Data)

$44.81 UYU 1,798

$69.3 $69.3

-35.34%

Gym Membership (Monthly)

$54.0 UYU 2,166

$30.36 $30.36

77.73%

Tennis Court (1 Hour on Weekend)

$19.75 UYU 793

$12.81 $12.81

54.18%

Cinema Ticket

$11.95 UYU 480

$11.85 $11.85

0.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$634 UYU 25.5K

$1,345 $1,345

-52.83%

International Primary School, 1 Child (Yearly)

$11.1K UYU 443.6K

Jeans (Levis 501 Or Similar)

$102 UYU 4,099

$56.5 $56.5

80.70%

Summer Dress (H&M, Zara, etc)

$57.5 UYU 2,309

$28.95 $28.95

98.72%

Sport Shoes (Adidas, Nike)

$127 UYU 5,079

$87.8 $87.8

44.20%

Men's Leather Business Shoes

$128 UYU 5,131

$59.8 $59.8

113.89%

1-bedroom Apartment, City Center (Monthly)

$719 UYU 28.8K

$1,673 $1,673

-57.04%

1-bedroom Apartment, Outside City Center (Monthly)

$568 UYU 22.8K

$1,420 $1,420

-59.99%

3-bedroom Apartment, City Center (Monthly)

$1,145 UYU 46.0K

$2,639 $2,639

-56.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,023 UYU 41.1K

$1,704 $1,704

-39.94%

Buy Apartment in City Center (m2)

$3,392 UYU 136.1K

$2,323 $2,323

46.01%

Buy Apartment Outside City Center (m2)

$1,949 UYU 78.2K

$2,294 $2,294

-15.03%

Average Monthly Net Salary (After Tax)

$1,245 UYU 50.0K

$5,805 $5,805

-78.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.74

6.51

-11.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montevideo: October 12, 2026

Last update for McKinney, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montevideo

$568 32.1%

McKinney, TX

$1.4K 50.9% 150% $852

Groceries & Markets

Montevideo

$332 18.7%

McKinney, TX

$371 13.3% 11.9% $40

Eating Out

Montevideo

$269 15.2%

McKinney, TX

$306 11% 13.7% $37

Monthly Utilities & Internet

Montevideo

$254 14.3%

McKinney, TX

$329 11.8% 29.8% $76

Clothing & Footwear

Montevideo

$186 10.5%

McKinney, TX

$105 3.8% 43.7% $81

Getting Around

Montevideo

$84 4.8%

McKinney, TX

$204 * 7.3% 142% $120

Sport & Entertainment

Montevideo

$78 4.4%

McKinney, TX

$54 1.9% 30.6% $24

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $719 in Montevideo and $1,673 in McKinney, TX. Housing cost is often the main lever when comparing two cities.

McKinney, TX pays 366% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $69.0 in Montevideo vs $59.0 in McKinney, TX. Groceries flip the comparison at $332 vs $371, with Montevideo cheaper for home cooking.

Good to know

🇺🇾 Montevideo

🇺🇸 McKinney, TX

🕒 Local time

15:31 3:31 PM

13:31 1:31 PM

2 h behind Montevideo

🌤 Weather

👥 Population

1,319,108 Capital

202,690

💱 Currency

Uruguayan Peso UYU $U

United States Dollar USD $

📈 Exchange rate

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to UYU – Uruguayan Peso Converter

🇺🇸 United States Dollar ($)

🇺🇾 Uruguayan Peso ($U)

Uruguayan Peso exchange rates as of October 18, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to UYU in detail →

On the map

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Between locations

Montevideo McKinney, TX 8,670 km ≈ 11 h nonstop flight

From you

Montevideo
McKinney, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montevideo vs McKinney, TX: Cost of Living - Frequently Asked Questions

Montevideo and McKinney, TX differ by about 57% in total monthly costs ($1,771 vs $2,789 including rent). Montevideo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 366% lower in McKinney, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $719 in Montevideo versus $1,673 in McKinney, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,771 per month in Montevideo versus $2,789 in McKinney, TX – a 57% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Montevideo runs roughly 154% less than in McKinney, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,771 in Montevideo versus $2,789 in McKinney, TX, a $2,500 budget is realistic in Montevideo but tight or insufficient in McKinney, TX. The gap between the two cities makes Montevideo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Montevideo and McKinney, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montevideo gentler on the wallet – expenses run 57% less than in McKinney, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.