Last update: Oct 2026

Cost of Living Comparison Between Montevideo and Loveland, CO

For one person, living is cheaper in Montevideo: $1,813 a month against $2,900 in Loveland, CO, rent and utilities included – about $13,000 less a year. Rent and utilities account for most of the difference.

86

Cost of Living Index in Montevideo
Learn more

Montevideo Living Index
142

Cost of Living Index in Loveland, CO
Learn more

Loveland, CO Living Index

Jump to prices

Montevideo

🇺🇾 Uruguay

$1,813

/mo nomad

Loveland, CO

🇺🇸 United States

$2,900

/mo nomad

Monthly Cost of Living

How much you'll spend in Montevideo and in Loveland, CO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montevideo and in Loveland, CO actually costs, broken down by who's living it.

A single person spends $1,813 per month in Montevideo vs $2,900 in Loveland, CO, rent included.

Montevideo $1,813
Loveland, CO $2,900

A couple spends around $2,782 per month in Montevideo vs $4,045 in Loveland, CO, rent included.

Montevideo $2,782
Loveland, CO $4,045

A family of three spends $3,750 per month in Montevideo vs $5,190 in Loveland, CO, rent included.

Montevideo $3,750
Loveland, CO $5,190

Montevideo is about 37% cheaper than Loveland, CO, and outside of rent the biggest gap is in utilities.

Both Montevideo and Loveland, CO sit above the global median – Montevideo by 35%, Loveland, CO by 116%.

Meal at Budget Restaurant

$15.26 UYU 613

$20.66 $20.66

-26.14%

Three-Course Dinner for Two, Mid-Range

$67.4 UYU 2,711

$86.0 $86.0

-21.55%

Fast Food Meal (McDonalds, etc)

$14.37 UYU 578

$11.52 $11.52

24.74%

Cappuccino

$4.64 UYU 187

$5.80 $5.80

-20.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 UYU 110

$3.06 $3.06

-10.78%

Water (0.33 liter bottle)

$2.09 UYU 84.0

$2.17 $2.17

-3.69%

Local Beer (0.5 liter draught)

$4.75 UYU 191

$7.14 $7.14

-33.47%

Imported Beer (0.33 liter bottle)

$3.67 UYU 147

$7.04 $7.04

-47.87%

Milk (1 liter)

$1.38 UYU 55.5

$1.07 $1.07

28.97%

White Bread (500g)

$2.77 UYU 112

$5.28 $5.28

-47.54%

Rice (white) (1kg)

$1.69 UYU 67.8

$2.43 $2.43

-30.45%

Eggs

$4.52 UYU 182

$5.21 $5.21

-13.24%

Local Cheese (1kg)

$14.17 UYU 570

$13.71 $13.71

3.36%

Chicken Fillets (1kg)

$12.07 UYU 485

$10.73 $10.73

12.49%

Beef Round Steak (1kg)

$12.16 UYU 489

$14.28 $14.28

-14.85%

Apples (1kg)

$2.87 UYU 116

$5.26 $5.26

-45.44%

Banana (1kg)

$2.75 UYU 110

$1.45 $1.45

89.66%

Oranges (1kg)

$1.73 UYU 69.5

$3.01 $3.01

-42.52%

Tomato (1kg)

$3.24 UYU 130

$3.40 $3.40

-4.71%

Potato (1kg)

$2.07 UYU 83.1

$2.13 $2.13

-2.82%

Onion (1kg)

$2.07 UYU 83.1

$2.32 $2.32

-10.78%

Lettuce (1 head)

$1.38 UYU 55.4

$2.29 $2.29

-39.74%

Water (1.5 liter bottle)

$1.85 UYU 74.5

$2.32 $2.32

-20.26%

Cigarettes 20 Pack (Marlboro, Camel)

$5.57 UYU 224

$9.86 $9.86

-43.51%

Wine (Bottle)

$8.89 UYU 357

$16.25 $16.25

-45.29%

Local Beer (0.5 liter bottle)

$2.29 UYU 92.2

$2.47 $2.47

-7.29%

Imported Beer (0.33 liter bottle)

$2.70 UYU 109

$1.97 $1.97

37.06%

One-way Ticket (Public Transport)

$1.52 UYU 61.3

$1.02 $1.02

49.02%

Public Transport Monthly Pass (Regular Price)

$73.7 UYU 2,962

$29.60 $29.60

148.85%

Taxi Start (Normal Tariff)

$1.82 UYU 73.4

$3.40 $3.40

-46.47%

Taxi (Normal Tariff) (1km)

$0.40 UYU 16.05

$1.21 $1.21

-66.94%

Taxi 1hour Waiting (Normal Tariff)

$10.66 UYU 429

$30.20 $30.20

-64.70%

Gasoline (1 liter)

$2.22 UYU 89.2

$0.96 $0.96

131.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K UYU 1.1M

$34.9K $34.9K

-23.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.7K UYU 1.5M

$27.6K $27.6K

33.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$191 UYU 7,674

$166 $166

14.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.40 UYU 820

$75.5 $75.5

-72.98%

Internet (50+ Mbps, Unlimited Data)

$44.14 UYU 1,775

$70.8 $70.8

-37.69%

Gym Membership (Monthly)

$54.1 UYU 2,177

$33.95 $33.95

59.47%

Tennis Court (1 Hour on Weekend)

$19.68 UYU 791

Cinema Ticket

$12.33 UYU 496

$14.95 $14.95

-17.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$613 UYU 24.7K

$1,686 $1,686

-63.64%

International Primary School, 1 Child (Yearly)

$11.0K UYU 444.3K

$6,452 $6,452

71.26%

Jeans (Levis 501 Or Similar)

$103 UYU 4,134

$61.0 $61.0

68.65%

Summer Dress (H&M, Zara, etc)

$56.1 UYU 2,255

$49.88 $49.88

12.41%

Sport Shoes (Adidas, Nike)

$124 UYU 5,000

$84.1 $84.1

47.82%

Men's Leather Business Shoes

$130 UYU 5,214

$113 $113

14.44%

1-bedroom Apartment, City Center (Monthly)

$705 UYU 28.4K

$1,703 $1,703

-58.58%

1-bedroom Apartment, Outside City Center (Monthly)

$575 UYU 23.1K

$1,632 $1,632

-64.75%

3-bedroom Apartment, City Center (Monthly)

$1,139 UYU 45.8K

$2,540 $2,540

-55.17%

3-bedroom Apartment, Outside City Center (Monthly)

$1,016 UYU 40.8K

$2,166 $2,166

-53.10%

Buy Apartment in City Center (m2)

$3,349 UYU 134.6K

Buy Apartment Outside City Center (m2)

$1,942 UYU 78.1K

Average Monthly Net Salary (After Tax)

$1,229 UYU 49.4K

$4,278 $4,278

-71.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.74

6.86

-16.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montevideo: October 5, 2026

Last update for Loveland, CO: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montevideo

$575 32.3%

Loveland, CO

$1.6K 55.8% 184% $1.1K

Groceries & Markets

Montevideo

$332 18.7%

Loveland, CO

$392 13.4% 18.1% $60

Eating Out

Montevideo

$271 15.2%

Loveland, CO

$340 11.6% 25.4% $69

Monthly Utilities & Internet

Montevideo

$255 14.3%

Loveland, CO

$313 10.7% 22.4% $57

Clothing & Footwear

Montevideo

$186 10.4%

Loveland, CO

$139 4.8% 25.3% $47

Getting Around

Montevideo

$84 4.7%

Loveland, CO

$43 1.5% 48.4% $40

Sport & Entertainment

Montevideo

$79 4.4%

Loveland, CO

$64 2.2% 19% $15

Cost Breakdown

A central one-bedroom costs $705 in Montevideo versus $1,703 in Loveland, CO. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 248% higher in Loveland, CO, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $67.0 in Montevideo versus $86.0 in Loveland, CO. Monthly groceries follow the same trend: $332 vs $392 – making Montevideo the more affordable choice for daily food spending.

Good to know

🇺🇾 Montevideo

🇺🇸 Loveland, CO

🕒 Local time

08:54 8:54 AM

05:54 5:54 AM

3 h behind Montevideo

🌤 Weather

👥 Population

1,319,108 Capital

61,122

💱 Currency

Uruguayan Peso UYU $U

United States Dollar USD $

📈 Exchange rate

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to UYU – Uruguayan Peso Converter

🇺🇸 United States Dollar ($)

🇺🇾 Uruguayan Peso ($U)

Uruguayan Peso exchange rates as of October 11, 2026: 1 USD = 40.21 UYU (100 UYU = 2.49 USD). 1 EUR = 45.06 UYU (100 UYU = 2.22 EUR).

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to UYU in detail →

On the map

Lowest

Highest

Between locations

Montevideo Loveland, CO 9,750 km ≈ 13 h nonstop flight

From you

Montevideo
Loveland, CO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montevideo vs Loveland, CO: Cost of Living - Frequently Asked Questions

Loveland, CO costs about 60% more than Montevideo, and outside of rent the gap comes mainly from utilities. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,720 per month in Montevideo and $4,350 in Loveland, CO. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,813 in Montevideo and $2,900 in Loveland, CO. That's a gap of about 60%.

Public transport costs about 149% less in Montevideo. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,813, than in Loveland, CO at $2,900. In Montevideo it covers expenses comfortably, while in Loveland, CO it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montevideo costs $1,813 versus $2,900 in Loveland, CO. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Loveland, CO makes more sense. Both are solid long-term options with distinct trade-offs.