Last update: Oct 2026

Cost of Living Comparison Between Montevideo and Jersey City, NJ

For one person, living is cheaper in Montevideo: $1,813 a month against $3,853 in Jersey City, NJ, rent and utilities included – about $24,500 less a year. Rent and utilities account for most of the difference.

Montevideo
🇺🇾 Uruguay
$1,813
/mo nomad
Jersey City, NJ
🇺🇸 United States
$3,853
/mo nomad
Monthly Cost of Living

How much you'll spend in Montevideo and in Jersey City, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montevideo and in Jersey City, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,813 in Montevideo versus $3,853 in Jersey City, NJ.

  • Montevideo $1,813
  • Jersey City, NJ $3,853

Estimated couple costs with rent: $2,782 in Montevideo versus $5,294 in Jersey City, NJ.

  • Montevideo $2,782
  • Jersey City, NJ $5,294

Monthly costs for a family of three with rent: $3,750 in Montevideo versus $6,736 in Jersey City, NJ.

  • Montevideo $3,750
  • Jersey City, NJ $6,736

Living in Montevideo costs roughly 53% less than in Jersey City, NJ, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Montevideo 35% above, Jersey City, NJ 188% above.

Currency
🍽 Eating Out
Montevideo
Jersey City, NJ
Difference
Meal at Budget Restaurant
$15.26 UYU 613
$24.71 $24.71
-38.24%
Three-Course Dinner for Two, Mid-Range
$67.4 UYU 2,711
$98.5 $98.5
-31.54%
Fast Food Meal (McDonalds, etc)
$14.37 UYU 578
$10.81 $10.81
32.93%
Cappuccino
$4.64 UYU 187
$5.44 $5.44
-14.71%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.73 UYU 110
$2.15 $2.15
26.98%
Water (0.33 liter bottle)
$2.09 UYU 84.0
$1.53 $1.53
36.60%
Local Beer (0.5 liter draught)
$4.75 UYU 191
$8.24 $8.24
-42.35%
Imported Beer (0.33 liter bottle)
$3.67 UYU 147
$8.03 $8.03
-54.30%
🛒 Groceries & Markets
Montevideo
Jersey City, NJ
Difference
Milk (1 liter)
$1.38 UYU 55.5
$1.32 $1.32
4.55%
White Bread (500g)
$2.77 UYU 112
$4.16 $4.16
-33.41%
Rice (white) (1kg)
$1.69 UYU 67.8
$7.38 $7.38
-77.10%
Eggs
$4.52 UYU 182
$5.77 $5.77
-21.66%
Local Cheese (1kg)
$14.17 UYU 570
$12.64 $12.64
12.10%
Chicken Fillets (1kg)
$12.07 UYU 485
$11.78 $11.78
2.46%
Beef Round Steak (1kg)
$12.16 UYU 489
$17.24 $17.24
-29.47%
Apples (1kg)
$2.87 UYU 116
$5.46 $5.46
-47.44%
Banana (1kg)
$2.75 UYU 110
$1.79 $1.79
53.63%
Oranges (1kg)
$1.73 UYU 69.5
$6.22 $6.22
-72.19%
Tomato (1kg)
$3.24 UYU 130
$6.08 $6.08
-46.71%
Potato (1kg)
$2.07 UYU 83.1
$5.66 $5.66
-63.43%
Onion (1kg)
$2.07 UYU 83.1
$3.77 $3.77
-45.09%
Lettuce (1 head)
$1.38 UYU 55.4
$2.84 $2.84
-51.41%
Water (1.5 liter bottle)
$1.85 UYU 74.5
$2.81 $2.81
-34.16%
Cigarettes 20 Pack (Marlboro, Camel)
$5.57 UYU 224
$11.61 $11.61
-52.02%
Wine (Bottle)
$8.89 UYU 357
$24.79 $24.79
-64.14%
Local Beer (0.5 liter bottle)
$2.29 UYU 92.2
$1.77 $1.77
29.38%
Imported Beer (0.33 liter bottle)
$2.70 UYU 109
$5.53 $5.53
-51.18%
🚌 Getting Around
Montevideo
Jersey City, NJ
Difference
One-way Ticket (Public Transport)
$1.52 UYU 61.3
$2.94 $2.94
-48.30%
Public Transport Monthly Pass (Regular Price)
$73.7 UYU 2,962
$106 $106
-30.29%
Taxi Start (Normal Tariff)
$1.82 UYU 73.4
$2.98 $2.98
-38.93%
Taxi (Normal Tariff) (1km)
$0.40 UYU 16.05
$2.10 $2.10
-80.95%
Taxi 1hour Waiting (Normal Tariff)
$10.66 UYU 429
$23.65 $23.65
-54.93%
Gasoline (1 liter)
$2.22 UYU 89.2
$1.06 $1.06
109.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.7K UYU 1.1M
$36.5K $36.5K
-26.63%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.7K UYU 1.5M
$25.4K $25.4K
44.39%
🧾 Monthly Utilities & Internet
Montevideo
Jersey City, NJ
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$191 UYU 7,674
$212 $212
-10.08%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.40 UYU 820
$73.1 $73.1
-72.10%
Internet (50+ Mbps, Unlimited Data)
$44.14 UYU 1,775
$66.0 $66.0
-33.14%
🎉 Sport & Entertainment
Montevideo
Jersey City, NJ
Difference
Gym Membership (Monthly)
$54.1 UYU 2,177
$57.4 $57.4
-5.65%
Tennis Court (1 Hour on Weekend)
$19.68 UYU 791
$42.80 $42.80
-54.02%
Cinema Ticket
$12.33 UYU 496
$14.67 $14.67
-15.95%
🧸 Childcare & Education
Montevideo
Jersey City, NJ
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$613 UYU 24.7K
$2,209 $2,209
-72.25%
International Primary School, 1 Child (Yearly)
$11.0K UYU 444.3K
$23.7K $23.7K
-53.31%
👕👟 Clothing & Footwear
Montevideo
Jersey City, NJ
Difference
Jeans (Levis 501 Or Similar)
$103 UYU 4,134
$40.79 $40.79
152.05%
Summer Dress (H&M, Zara, etc)
$56.1 UYU 2,255
$56.8 $56.8
-1.32%
Sport Shoes (Adidas, Nike)
$124 UYU 5,000
$75.7 $75.7
64.18%
Men's Leather Business Shoes
$130 UYU 5,214
$159 $159
-18.42%
🏠 Accommodation & Living
Montevideo
Jersey City, NJ
Difference
1-bedroom Apartment, City Center (Monthly)
$705 UYU 28.4K
$3,536 $3,536
-80.05%
1-bedroom Apartment, Outside City Center (Monthly)
$575 UYU 23.1K
$2,272 $2,272
-74.67%
3-bedroom Apartment, City Center (Monthly)
$1,139 UYU 45.8K
$5,505 $5,505
-79.32%
3-bedroom Apartment, Outside City Center (Monthly)
$1,016 UYU 40.8K
$3,255 $3,255
-68.80%
Buy Apartment in City Center (m2)
$3,349 UYU 134.6K
$7,925 $7,925
-57.75%
Buy Apartment Outside City Center (m2)
$1,942 UYU 78.1K
$5,476 $5,476
-64.54%
💵 Salaries & Financials
Montevideo
Jersey City, NJ
Difference
Average Monthly Net Salary (After Tax)
$1,229 UYU 49.4K
$6,281 $6,281
-80.43%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.74
6.75
-14.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montevideo: October 5, 2026

Last update for Jersey City, NJ: October 4, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Montevideo
$575
Jersey City, NJ
$2.3K 295% $1.7K
Groceries & Markets
Montevideo
$332
Jersey City, NJ
$488 46.9% $156
Eating Out
Montevideo
$271
Jersey City, NJ
$367 35.5% $96
Monthly Utilities & Internet
Montevideo
$255
Jersey City, NJ
$351 37.6% $96
Clothing & Footwear
Montevideo
$186
Jersey City, NJ
$150 19.5% $36
Getting Around
Montevideo
$84
Jersey City, NJ
$131 56.7% $47
Sport & Entertainment
Montevideo
$79
Jersey City, NJ
$87 10.1% $7.9

Cost Breakdown

A one-bedroom apartment in the center runs $705 in Montevideo and $3,536 in Jersey City, NJ. Housing cost is often the main lever when comparing two cities.

Jersey City, NJ pays 411% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $67.0 in Montevideo vs $98.0 in Jersey City, NJ for a mid-range dinner for two. Groceries echo the gap at $332 vs $488 per month, with Montevideo cheaper across the board.

Good to know
🇺🇾 Montevideo
🇺🇸 Jersey City, NJ
🕒 Local time
11:18 11:18 AM
10:18 10:18 AM
1 h behind Montevideo
🌤 Weather
👥 Population
1,319,108 Capital
292,449
💱 Currency
Exchange rates and currency converter

USD, EUR to UYU – Uruguayan Peso Converter

Uruguayan Peso exchange rates as of October 10, 2026: 1 USD = 40.21 UYU (100 UYU = 2.49 USD). 1 EUR = 45.06 UYU (100 UYU = 2.22 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

On the map
Between locations
  • Montevideo Jersey City, NJ 8,610 km ≈ 11 h nonstop flight
From you
  • Montevideo
  • Jersey City, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Montevideo vs Jersey City, NJ: Cost of Living - Frequently Asked Questions
Is Jersey City, NJ cheaper than Montevideo?
Montevideo is cheaper overall, especially in groceries, eating out, and transport. The 112% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Montevideo or Jersey City, NJ?
On paper, salaries run 411% lower in Jersey City, NJ. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Montevideo and Jersey City, NJ?
Rent for a central apartment: $705 in Montevideo versus $3,536 in Jersey City, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Montevideo runs roughly 43% less than in Jersey City, NJ. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $613 in Montevideo versus $2,209 in Jersey City, NJ. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $2,500 a realistic budget for living in Montevideo or in Jersey City, NJ?
At $1,813 in Montevideo versus $3,853 in Jersey City, NJ, a $2,500 budget is realistic in Montevideo but tight or insufficient in Jersey City, NJ. The gap between the two cities makes Montevideo the clear choice for anyone on this budget.
Is Montevideo or Jersey City, NJ more family-friendly?
For families, Montevideo is more practical. Housing and childcare are both notably cheaper than in Jersey City, NJ, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Montevideo or Jersey City, NJ?
Safety-wise, Montevideo and Jersey City, NJ are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Montevideo gentler on the wallet – expenses run 112% less than in Jersey City, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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