Last update: Oct 2026

Cost of Living Comparison Between Montevideo and Hormigueros

For one person, living is cheaper in Hormigueros: $1,317 a month against $1,771 in Montevideo, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

86

Cost of Living Index in Montevideo
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Montevideo Living Index
64

Cost of Living Index in Hormigueros
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Hormigueros Living Index

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Montevideo

🇺🇾 Uruguay

$1,771

/mo nomad

Hormigueros

🇵🇷 Puerto Rico

$1,317

/mo nomad

Monthly Cost of Living

How much you'll spend in Montevideo and in Hormigueros

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montevideo and in Hormigueros actually costs, broken down by who's living it.

A single person spends $1,771 per month in Montevideo vs $1,317 in Hormigueros, rent included.

Montevideo $1,771
Hormigueros $1,317

A couple spends around $2,740 per month in Montevideo vs $2,079 in Hormigueros, rent included.

Montevideo $2,740
Hormigueros $2,079

A family of three spends $3,708 per month in Montevideo vs $2,842 in Hormigueros, rent included.

Montevideo $3,708
Hormigueros $2,842

Montevideo costs about 35% more than Hormigueros, and outside of rent the biggest gap is in groceries.

Montevideo sits 31% above the global median, while Hormigueros is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$15.16 UYU 609

$18.91 $18.91

-19.83%

Three-Course Dinner for Two, Mid-Range

$69.2 UYU 2,776

$82.7 $82.7

-16.38%

Fast Food Meal (McDonalds, etc)

$14.65 UYU 588

$9.12 $9.12

60.64%

Cappuccino

$4.46 UYU 179

$3.56 $3.56

25.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.67 UYU 107

$1.82 $1.82

46.70%

Water (0.33 liter bottle)

$2.00 UYU 80.4

$1.50 $1.50

33.33%

Local Beer (0.5 liter draught)

$4.83 UYU 194

$3.07 $3.07

57.33%

Imported Beer (0.33 liter bottle)

$3.80 UYU 152

$4.96 $4.96

-23.39%

Milk (1 liter)

$1.36 UYU 54.8

$2.14 $2.14

-36.45%

White Bread (500g)

$2.87 UYU 115

$3.60 $3.60

-20.28%

Rice (white) (1kg)

$1.75 UYU 70.2

$2.39 $2.39

-26.78%

Eggs

$4.68 UYU 188

$7.58 $7.58

-38.26%

Local Cheese (1kg)

$13.88 UYU 557

$12.51 $12.51

10.95%

Chicken Fillets (1kg)

$11.98 UYU 481

$9.74 $9.74

23.00%

Beef Round Steak (1kg)

$11.97 UYU 480

$13.50 $13.50

-11.33%

Apples (1kg)

$2.78 UYU 111

$5.19 $5.19

-46.44%

Banana (1kg)

$2.74 UYU 110

$2.56 $2.56

7.03%

Oranges (1kg)

$1.77 UYU 71.2

$4.96 $4.96

-64.31%

Tomato (1kg)

$3.24 UYU 130

$4.80 $4.80

-32.50%

Potato (1kg)

$1.97 UYU 79.2

$3.88 $3.88

-49.23%

Onion (1kg)

$2.07 UYU 83.1

$3.91 $3.91

-47.06%

Lettuce (1 head)

$1.37 UYU 55.1

$3.37 $3.37

-59.35%

Water (1.5 liter bottle)

$1.88 UYU 75.3

$1.64 $1.64

14.63%

Cigarettes 20 Pack (Marlboro, Camel)

$5.59 UYU 224

$12.17 $12.17

-54.07%

Wine (Bottle)

$8.78 UYU 352

$15.41 $15.41

-43.02%

Local Beer (0.5 liter bottle)

$2.26 UYU 90.9

$3.08 $3.08

-26.62%

Imported Beer (0.33 liter bottle)

$2.75 UYU 110

$4.10 $4.10

-32.93%

One-way Ticket (Public Transport)

$1.53 UYU 61.5

Public Transport Monthly Pass (Regular Price)

$74.3 UYU 2,980

Taxi Start (Normal Tariff)

$1.91 UYU 76.7

$2.52 $2.52

-24.21%

Taxi (Normal Tariff) (1km)

$0.40 UYU 16.18

$1.54 $1.54

-74.03%

Taxi 1hour Waiting (Normal Tariff)

$10.33 UYU 415

$42.84 $42.84

-75.89%

Gasoline (1 liter)

$2.13 UYU 85.6

$1.19 $1.19

78.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K UYU 1.1M

$40.4K $40.4K

-32.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.3K UYU 1.5M

$27.9K $27.9K

30.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 UYU 7,557

$317 $317

-40.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.54 UYU 824

$68.9 $68.9

-70.18%

Internet (50+ Mbps, Unlimited Data)

$44.81 UYU 1,798

$69.3 $69.3

-35.29%

Gym Membership (Monthly)

$54.0 UYU 2,166

Tennis Court (1 Hour on Weekend)

$19.75 UYU 793

Cinema Ticket

$11.95 UYU 480

$10.68 $10.68

11.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$634 UYU 25.5K

$808 $808

-21.46%

International Primary School, 1 Child (Yearly)

$11.1K UYU 443.6K

$12.8K $12.8K

-13.34%

Jeans (Levis 501 Or Similar)

$102 UYU 4,099

$55.2 $55.2

85.02%

Summer Dress (H&M, Zara, etc)

$57.5 UYU 2,309

$62.3 $62.3

-7.72%

Sport Shoes (Adidas, Nike)

$127 UYU 5,079

$109 $109

16.22%

Men's Leather Business Shoes

$128 UYU 5,131

$115 $115

10.95%

1-bedroom Apartment, City Center (Monthly)

$719 UYU 28.8K

1-bedroom Apartment, Outside City Center (Monthly)

$568 UYU 22.8K

3-bedroom Apartment, City Center (Monthly)

$1,145 UYU 46.0K

3-bedroom Apartment, Outside City Center (Monthly)

$1,023 UYU 41.1K

Buy Apartment in City Center (m2)

$3,392 UYU 136.1K

Buy Apartment Outside City Center (m2)

$1,949 UYU 78.2K

Average Monthly Net Salary (After Tax)

$1,245 UYU 50.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.74

6.55

-12.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montevideo: October 12, 2026

Last update for Hormigueros: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montevideo

$568 32.1%

Hormigueros

- * 0% 100%

Groceries & Markets

Montevideo

$332 18.7%

Hormigueros

$416 31.6% 25.5% $85

Eating Out

Montevideo

$269 15.2%

Hormigueros

$260 19.8% 3.4% $9.2

Monthly Utilities & Internet

Montevideo

$254 14.3%

Hormigueros

$455 34.6% 79.4% $201

Clothing & Footwear

Montevideo

$186 10.5%

Hormigueros

$154 11.7% 17.5% $33

Getting Around

Montevideo

$84 4.8%

Hormigueros

$10 * 0.8% 87.9% $74

Sport & Entertainment

Montevideo

$78 4.4%

Hormigueros

$21 * 1.6% 72.6% $57

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $69.0 in Montevideo versus $83.0 in Hormigueros. Monthly groceries follow the same trend: $332 vs $416 – making Montevideo the more affordable choice for daily food spending.

Good to know

🇺🇾 Montevideo

🇵🇷 Hormigueros

🕒 Local time

18:41 6:41 PM

17:41 5:41 PM

1 h behind Montevideo

🌤 Weather

👥 Population

1,319,108 Capital

11,934

💱 Currency

Uruguayan Peso UYU $U

United States Dollar USD $

📈 Exchange rate

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to UYU – Uruguayan Peso Converter

🇺🇸 United States Dollar ($)

🇺🇾 Uruguayan Peso ($U)

Uruguayan Peso exchange rates as of October 17, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to UYU in detail →

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Montevideo Hormigueros 6,010 km ≈ 8 h nonstop flight

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Montevideo
Hormigueros

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montevideo vs Hormigueros: Cost of Living - Frequently Asked Questions

Montevideo costs about 35% more than Hormigueros, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,656 per month in Montevideo and $1,975 in Hormigueros. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $69.0 in Montevideo and $83.0 in Hormigueros. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 26% cheaper in Montevideo – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Hormigueros, where all-in costs run around $1,317, than in Montevideo at $1,771. In Hormigueros it covers expenses comfortably, while in Montevideo it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Hormigueros costs $1,317 versus $1,771 in Montevideo. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hormigueros. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montevideo makes more sense. Both are solid long-term options with distinct trade-offs.