Last update: Oct 2026

Cost of Living Comparison Between Montevideo and Half Way Tree

For one person, living is cheaper in Half Way Tree: $843 a month against $1,771 in Montevideo, rent and utilities included – about $11,100 less a year. Rent and utilities account for most of the difference.

86

Cost of Living Index in Montevideo
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Montevideo Living Index
41

Cost of Living Index in Half Way Tree
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Half Way Tree Living Index

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Montevideo

🇺🇾 Uruguay

$1,771

/mo nomad

Half Way Tree

🇯🇲 Jamaica

$843

/mo nomad

Monthly Cost of Living

How much you'll spend in Montevideo and in Half Way Tree

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montevideo and in Half Way Tree actually costs, broken down by who's living it.

A single person spends $1,771 per month in Montevideo vs $843 in Half Way Tree, rent included.

Montevideo $1,771
Half Way Tree $843

A couple spends around $2,740 per month in Montevideo vs $1,406 in Half Way Tree, rent included.

Montevideo $2,740
Half Way Tree $1,406

A family of three spends $3,708 per month in Montevideo vs $1,969 in Half Way Tree, rent included.

Montevideo $3,708
Half Way Tree $1,969

Montevideo costs about 110% more than Half Way Tree, and outside of rent the biggest gap is in clothing.

Montevideo sits 31% above the global median, while Half Way Tree is 38% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$15.16 UYU 609

$4.79 JMD 757

216.49%

Three-Course Dinner for Two, Mid-Range

$69.2 UYU 2,776

$75.9 JMD 12.0K

-8.94%

Fast Food Meal (McDonalds, etc)

$14.65 UYU 588

$8.21 JMD 1,297

78.44%

Cappuccino

$4.46 UYU 179

$5.45 JMD 860

-18.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.67 UYU 107

$0.95 JMD 151

181.05%

Water (0.33 liter bottle)

$2.00 UYU 80.4

$0.60 JMD 94.7

233.33%

Local Beer (0.5 liter draught)

$4.83 UYU 194

$2.15 JMD 339

124.65%

Imported Beer (0.33 liter bottle)

$3.80 UYU 152

$3.23 JMD 510

17.65%

Milk (1 liter)

$1.36 UYU 54.8

$3.70 JMD 584

-63.24%

White Bread (500g)

$2.87 UYU 115

$1.71 JMD 271

67.84%

Rice (white) (1kg)

$1.75 UYU 70.2

$1.36 JMD 215

28.68%

Eggs

$4.68 UYU 188

$3.49 JMD 552

34.10%

Local Cheese (1kg)

$13.88 UYU 557

$11.32 JMD 1,788

22.61%

Chicken Fillets (1kg)

$11.98 UYU 481

$6.44 JMD 1,018

86.02%

Beef Round Steak (1kg)

$11.97 UYU 480

$10.08 JMD 1,592

18.75%

Apples (1kg)

$2.78 UYU 111

$4.24 JMD 670

-34.43%

Banana (1kg)

$2.74 UYU 110

$3.76 JMD 594

-27.13%

Oranges (1kg)

$1.77 UYU 71.2

$4.17 JMD 659

-57.55%

Tomato (1kg)

$3.24 UYU 130

$2.82 JMD 446

14.89%

Potato (1kg)

$1.97 UYU 79.2

$2.79 JMD 441

-29.39%

Onion (1kg)

$2.07 UYU 83.1

$2.67 JMD 421

-22.47%

Lettuce (1 head)

$1.37 UYU 55.1

$1.23 JMD 195

11.38%

Water (1.5 liter bottle)

$1.88 UYU 75.3

$0.91 JMD 144

106.59%

Cigarettes 20 Pack (Marlboro, Camel)

$5.59 UYU 224

$9.25 JMD 1,461

-39.57%

Wine (Bottle)

$8.78 UYU 352

$11.20 JMD 1,770

-21.61%

Local Beer (0.5 liter bottle)

$2.26 UYU 90.9

$2.77 JMD 438

-18.41%

Imported Beer (0.33 liter bottle)

$2.75 UYU 110

$4.04 JMD 638

-31.93%

One-way Ticket (Public Transport)

$1.53 UYU 61.5

Public Transport Monthly Pass (Regular Price)

$74.3 UYU 2,980

$43.72 JMD 6,907

69.85%

Taxi Start (Normal Tariff)

$1.91 UYU 76.7

$0.90 JMD 143

112.22%

Taxi (Normal Tariff) (1km)

$0.40 UYU 16.18

$3.09 JMD 488

-87.06%

Taxi 1hour Waiting (Normal Tariff)

$10.33 UYU 415

$6.13 JMD 969

68.52%

Gasoline (1 liter)

$2.13 UYU 85.6

$1.36 JMD 214

56.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K UYU 1.1M

$43.9K JMD 6.9M

-38.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.3K UYU 1.5M

$33.3K JMD 5.3M

9.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 UYU 7,557

$165 JMD 26.0K

14.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.54 UYU 824

$29.11 JMD 4,599

-29.44%

Internet (50+ Mbps, Unlimited Data)

$44.81 UYU 1,798

$43.06 JMD 6,803

4.06%

Gym Membership (Monthly)

$54.0 UYU 2,166

Tennis Court (1 Hour on Weekend)

$19.75 UYU 793

Cinema Ticket

$11.95 UYU 480

$13.40 JMD 2,117

-10.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$634 UYU 25.5K

$61.9 JMD 9,771

925.74%

International Primary School, 1 Child (Yearly)

$11.1K UYU 443.6K

$8,168 JMD 1.3M

35.31%

Jeans (Levis 501 Or Similar)

$102 UYU 4,099

$15.73 JMD 2,486

549.27%

Summer Dress (H&M, Zara, etc)

$57.5 UYU 2,309

$30.88 JMD 4,879

86.30%

Sport Shoes (Adidas, Nike)

$127 UYU 5,079

$31.83 JMD 5,029

297.61%

Men's Leather Business Shoes

$128 UYU 5,131

$30.99 JMD 4,897

312.52%

1-bedroom Apartment, City Center (Monthly)

$719 UYU 28.8K

$1,135 JMD 179.3K

-36.66%

1-bedroom Apartment, Outside City Center (Monthly)

$568 UYU 22.8K

3-bedroom Apartment, City Center (Monthly)

$1,145 UYU 46.0K

3-bedroom Apartment, Outside City Center (Monthly)

$1,023 UYU 41.1K

Buy Apartment in City Center (m2)

$3,392 UYU 136.1K

Buy Apartment Outside City Center (m2)

$1,949 UYU 78.2K

Average Monthly Net Salary (After Tax)

$1,245 UYU 50.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.74

9.45

-39.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montevideo: October 12, 2026

Last update for Half Way Tree: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montevideo

$568 32.1%

Half Way Tree

- * 0% 100%

Groceries & Markets

Montevideo

$332 18.7%

Half Way Tree

$318 37.8% 4% $13

Eating Out

Montevideo

$269 15.2%

Half Way Tree

$152 18% 43.6% $117

Monthly Utilities & Internet

Montevideo

$254 14.3%

Half Way Tree

$237 28.1% 6.6% $17

Clothing & Footwear

Montevideo

$186 10.5%

Half Way Tree

$49 5.8% 73.6% $137

Getting Around

Montevideo

$84 4.8%

Half Way Tree

$60 * 7.1% 28.7% $24

Sport & Entertainment

Montevideo

$78 4.4%

Half Way Tree

$27 * 3.2% 65.6% $51

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $719 in Montevideo versus $1,135 in Half Way Tree. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $69.0 in Montevideo versus $76.0 in Half Way Tree. Groceries tell a different story – $332 in Montevideo vs $318 in Half Way Tree – so Half Way Tree wins on supermarket bills even if dining out costs more.

Good to know

🇺🇾 Montevideo

🇯🇲 Half Way Tree

🕒 Local time

18:47 6:47 PM

16:47 4:47 PM

2 h behind Montevideo

🌤 Weather

👥 Population

1,319,108 Capital

18,552

💱 Currency

Uruguayan Peso UYU $U

Jamaican Dollar JMD $

📈 Exchange rate

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

1,000 JMD = 6.33 USD

1,000 JMD = 5.63 EUR

Exchange rates and currency converter

JMD, USD, EUR to UYU – Uruguayan Peso Converter

🇺🇸 United States Dollar ($)

🇺🇾 Uruguayan Peso ($U)

Uruguayan Peso exchange rates as of October 18, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

Jamaican Dollar exchange rates as of October 18, 2026: 1 USD = 158 JMD (1,000 JMD = 6.33 USD). 1 EUR = 178 JMD (1,000 JMD = 5.63 EUR).

USD to UYU in detail →

On the map

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Highest

Between locations

Montevideo Half Way Tree 6,270 km ≈ 8 h nonstop flight

From you

Montevideo
Half Way Tree

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montevideo vs Half Way Tree: Cost of Living - Frequently Asked Questions

Montevideo costs about 110% more than Half Way Tree, and outside of rent the gap comes mainly from clothing. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,656 per month in Montevideo and $1,265 in Half Way Tree. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Half Way Tree, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 70% less in Half Way Tree. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $634 per month in Montevideo and $61.9 in Half Way Tree. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Half Way Tree, where all-in costs run around $843, than in Montevideo at $1,771. In Half Way Tree it covers expenses comfortably, while in Montevideo it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Half Way Tree costs $843 versus $1,771 in Montevideo. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Half Way Tree. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montevideo makes more sense. Both are solid long-term options with distinct trade-offs.