Last update: Oct 2026

Cost of Living Comparison Between Montevideo and Cutler Bay, FL

For one person, living is cheaper in Montevideo: $1,784 a month against $2,613 in Cutler Bay, FL, rent and utilities included – about $9,900 less a year. Rent and utilities account for most of the difference.

86

Cost of Living Index in Montevideo
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Montevideo Living Index
128

Cost of Living Index in Cutler Bay, FL
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Cutler Bay, FL Living Index

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Montevideo

🇺🇾 Uruguay

$1,784

/mo nomad

Cutler Bay, FL

🇺🇸 United States

$2,613

/mo nomad

Monthly Cost of Living

How much you'll spend in Montevideo and in Cutler Bay, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montevideo and in Cutler Bay, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,784 in Montevideo versus $2,613 in Cutler Bay, FL.

Montevideo $1,784
Cutler Bay, FL $2,613

Estimated couple costs with rent: $2,756 in Montevideo versus $4,039 in Cutler Bay, FL.

Montevideo $2,756
Cutler Bay, FL $4,039

Monthly costs for a family of three with rent: $3,728 in Montevideo versus $5,464 in Cutler Bay, FL.

Montevideo $3,728
Cutler Bay, FL $5,464

Living in Montevideo costs roughly 32% less than in Cutler Bay, FL, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Montevideo 32% above, Cutler Bay, FL 93% above.

Meal at Budget Restaurant

$14.82 UYU 595

$30.27 $30.27

-51.04%

Three-Course Dinner for Two, Mid-Range

$69.7 UYU 2,797

$95.0 $95.0

-26.62%

Fast Food Meal (McDonalds, etc)

$14.68 UYU 589

$12.16 $12.16

20.72%

Cappuccino

$4.65 UYU 186

$5.54 $5.54

-16.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.74 UYU 110

$2.56 $2.56

7.03%

Water (0.33 liter bottle)

$2.07 UYU 82.9

$1.86 $1.86

11.29%

Local Beer (0.5 liter draught)

$4.79 UYU 192

$7.36 $7.36

-34.92%

Imported Beer (0.33 liter bottle)

$3.63 UYU 146

$10.14 $10.14

-64.20%

Milk (1 liter)

$1.39 UYU 55.8

$1.02 $1.02

36.27%

White Bread (500g)

$2.89 UYU 116

$3.00 $3.00

-3.67%

Rice (white) (1kg)

$1.70 UYU 68.1

$3.23 $3.23

-47.37%

Eggs

$4.62 UYU 185

$4.51 $4.51

2.44%

Local Cheese (1kg)

$14.22 UYU 571

$13.40 $13.40

6.12%

Chicken Fillets (1kg)

$11.62 UYU 466

$12.41 $12.41

-6.37%

Beef Round Steak (1kg)

$12.23 UYU 491

$19.31 $19.31

-36.66%

Apples (1kg)

$2.77 UYU 111

$4.90 $4.90

-43.47%

Banana (1kg)

$2.85 UYU 114

$1.70 $1.70

67.65%

Oranges (1kg)

$1.81 UYU 72.5

$2.95 $2.95

-38.64%

Tomato (1kg)

$3.20 UYU 129

$4.34 $4.34

-26.27%

Potato (1kg)

$1.94 UYU 77.8

$3.15 $3.15

-38.41%

Onion (1kg)

$2.16 UYU 86.5

$3.46 $3.46

-37.57%

Lettuce (1 head)

$1.43 UYU 57.3

$2.85 $2.85

-49.82%

Water (1.5 liter bottle)

$1.94 UYU 77.9

$2.11 $2.11

-8.06%

Cigarettes 20 Pack (Marlboro, Camel)

$5.47 UYU 219

$9.06 $9.06

-39.62%

Wine (Bottle)

$8.95 UYU 359

$12.86 $12.86

-30.40%

Local Beer (0.5 liter bottle)

$2.26 UYU 90.8

$1.68 $1.68

34.52%

Imported Beer (0.33 liter bottle)

$2.81 UYU 113

$3.16 $3.16

-11.08%

One-way Ticket (Public Transport)

$1.56 UYU 62.6

$2.22 $2.22

-29.73%

Public Transport Monthly Pass (Regular Price)

$73.8 UYU 2,962

Taxi Start (Normal Tariff)

$1.90 UYU 76.2

$3.03 $3.03

-37.29%

Taxi (Normal Tariff) (1km)

$0.43 UYU 17.36

$2.02 $2.02

-78.71%

Taxi 1hour Waiting (Normal Tariff)

$10.59 UYU 425

$24.03 $24.03

-55.93%

Gasoline (1 liter)

$2.12 UYU 85.2

$1.05 $1.05

101.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K UYU 1.1M

$28.0K $28.0K

-4.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.0K UYU 1.5M

$27.0K $27.0K

36.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 UYU 7,727

$178 $178

7.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.91 UYU 839

$64.7 $64.7

-67.68%

Internet (50+ Mbps, Unlimited Data)

$44.89 UYU 1,802

$74.1 $74.1

-39.42%

Gym Membership (Monthly)

$50.8 UYU 2,038

$38.88 $38.88

30.58%

Tennis Court (1 Hour on Weekend)

$19.73 UYU 792

Cinema Ticket

$12.30 UYU 494

$10.01 $10.01

22.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$629 UYU 25.2K

$1,477 $1,477

-57.44%

International Primary School, 1 Child (Yearly)

$10.9K UYU 437.3K

$40.6K $40.6K

-73.16%

Jeans (Levis 501 Or Similar)

$104 UYU 4,166

$51.7 $51.7

100.91%

Summer Dress (H&M, Zara, etc)

$57.4 UYU 2,305

$41.46 $41.46

38.54%

Sport Shoes (Adidas, Nike)

$125 UYU 5,010

$100 $100

24.78%

Men's Leather Business Shoes

$132 UYU 5,315

$109 $109

21.37%

1-bedroom Apartment, City Center (Monthly)

$713 UYU 28.6K

$1,607 $1,607

-55.61%

1-bedroom Apartment, Outside City Center (Monthly)

$575 UYU 23.1K

$1,266 $1,266

-54.55%

3-bedroom Apartment, City Center (Monthly)

$1,164 UYU 46.7K

$2,524 $2,524

-53.88%

3-bedroom Apartment, Outside City Center (Monthly)

$1,033 UYU 41.5K

$2,362 $2,362

-56.25%

Buy Apartment in City Center (m2)

$3,418 UYU 137.2K

$2,962 $2,962

15.38%

Buy Apartment Outside City Center (m2)

$1,760 UYU 70.6K

$2,531 $2,531

-30.45%

Average Monthly Net Salary (After Tax)

$1,244 UYU 49.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.74

6.56

-12.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montevideo: October 19, 2026

Last update for Cutler Bay, FL: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montevideo

$575 32.2%

Cutler Bay, FL

$1.3K 48.5% 120% $691

Groceries & Markets

Montevideo

$334 18.7%

Cutler Bay, FL

$393 15% 17.8% $60

Eating Out

Montevideo

$269 15.1%

Cutler Bay, FL

$420 16.1% 56.2% $151

Monthly Utilities & Internet

Montevideo

$258 14.5%

Cutler Bay, FL

$317 12.1% 22.8% $59

Clothing & Footwear

Montevideo

$188 10.6%

Cutler Bay, FL

$136 5.2% 27.8% $52

Getting Around

Montevideo

$84 4.7%

Cutler Bay, FL

$22 * 0.8% 73.8% $62

Sport & Entertainment

Montevideo

$75 4.2%

Cutler Bay, FL

$59 2.3% 21.9% $16

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $713 in Montevideo and $1,607 in Cutler Bay, FL. Housing cost is often the main lever when comparing two cities.

Dining out: $70.0 in Montevideo vs $95.0 in Cutler Bay, FL for a mid-range dinner for two. Groceries echo the gap at $334 vs $393 per month, with Montevideo cheaper across the board.

Good to know

🇺🇾 Montevideo

🇺🇸 Cutler Bay, FL

🕒 Local time

19:40 7:40 PM

18:40 6:40 PM

1 h behind Montevideo

🌤 Weather

👥 Population

1,319,108 Capital

30,253

💱 Currency

Uruguayan Peso UYU $U

United States Dollar USD $

📈 Exchange rate

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to UYU – Uruguayan Peso Converter

🇺🇸 United States Dollar ($)

🇺🇾 Uruguayan Peso ($U)

Uruguayan Peso exchange rates as of October 20, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to UYU in detail →

On the map

Lowest

Highest

Between locations

Montevideo Cutler Bay, FL 7,190 km ≈ 9 h nonstop flight

From you

Montevideo
Cutler Bay, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montevideo vs Cutler Bay, FL: Cost of Living - Frequently Asked Questions

Montevideo wins on cost – living expenses run 46% lower than in Cutler Bay, FL. Housing and daily spending are where you'll feel the difference most, making Montevideo the obvious pick if budget is a priority.

You'd need roughly $2,676 in Montevideo and $3,920 in Cutler Bay, FL to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $713 in Montevideo versus $1,607 in Cutler Bay, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $629 in Montevideo versus $1,477 in Cutler Bay, FL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Montevideo – a meal for two runs $70.0 versus $95.0 in Cutler Bay, FL. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,784 in Montevideo versus $2,613 in Cutler Bay, FL, a $2,500 budget is realistic in Montevideo but tight or insufficient in Cutler Bay, FL. The gap between the two cities makes Montevideo the clear choice for anyone on this budget.

Both work as nomad bases, but Montevideo delivers better value – similar infrastructure at $1,784 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Montevideo hard to pass up.

Safety-wise, Montevideo and Cutler Bay, FL are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montevideo gentler on the wallet – expenses run 46% less than in Cutler Bay, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.