Last update: Oct 2026

Cost of Living Comparison Between Monterrey and Urbana, IL

For one person, living is cheaper in Monterrey: $1,599 a month against $1,871 in Urbana, IL, rent and utilities included – about $3,300 less a year. Rent and utilities account for most of the difference.

Monterrey
🇲🇽 Mexico
$1,599
/mo nomad
Urbana, IL
🇺🇸 United States
$1,871
/mo nomad
Monthly Cost of Living

How much you'll spend in Monterrey and in Urbana, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in Urbana, IL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,599 in Monterrey versus $1,871 in Urbana, IL.

  • Monterrey $1,599
  • Urbana, IL $1,871

Estimated couple costs with rent: $2,493 in Monterrey versus $2,123 in Urbana, IL.

  • Monterrey $2,493
  • Urbana, IL $2,123

Monthly costs for a family of three with rent: $3,387 in Monterrey versus $2,374 in Urbana, IL.

  • Monterrey $3,387
  • Urbana, IL $2,374

Living in Monterrey costs roughly 15% less than in Urbana, IL, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Monterrey 18% above, Urbana, IL 38% above.

Currency
🍽 Eating Out
Monterrey
Urbana, IL
Difference
Meal at Budget Restaurant
$13.80 MX$255
$14.83 $14.83
-6.95%
Three-Course Dinner for Two, Mid-Range
$47.99 MX$887
$59.0 $59.0
-18.67%
Fast Food Meal (McDonalds, etc)
$10.65 MX$197
$9.95 $9.95
7.04%
Cappuccino
$3.99 MX$73.7
$4.71 $4.71
-15.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.66 MX$30.76
$2.25 $2.25
-26.22%
Water (0.33 liter bottle)
$0.99 MX$18.21
$1.77 $1.77
-44.07%
Local Beer (0.5 liter draught)
$2.36 MX$43.64
$5.46 $5.46
-56.78%
Imported Beer (0.33 liter bottle)
$4.43 MX$81.8
$5.65 $5.65
-21.59%
🛒 Groceries & Markets
Monterrey
Urbana, IL
Difference
Milk (1 liter)
$1.82 MX$33.58
$0.78 $0.78
133.33%
White Bread (500g)
$2.83 MX$52.4
$3.03 $3.03
-6.60%
Rice (white) (1kg)
$1.92 MX$35.44
$3.01 $3.01
-36.21%
Eggs
$2.48 MX$45.78
$3.82 $3.82
-35.08%
Local Cheese (1kg)
$11.74 MX$217
$12.23 $12.23
-4.01%
Chicken Fillets (1kg)
$9.10 MX$168
$8.95 $8.95
1.68%
Beef Round Steak (1kg)
$12.53 MX$232
$14.14 $14.14
-11.39%
Apples (1kg)
$3.34 MX$61.6
$4.02 $4.02
-16.92%
Banana (1kg)
$1.57 MX$29.10
$1.63 $1.63
-3.68%
Oranges (1kg)
$2.16 MX$39.86
$3.18 $3.18
-32.08%
Tomato (1kg)
$2.47 MX$45.65
$4.54 $4.54
-45.59%
Potato (1kg)
$2.31 MX$42.64
$2.23 $2.23
3.59%
Onion (1kg)
$2.68 MX$49.47
$2.65 $2.65
1.13%
Lettuce (1 head)
$1.46 MX$26.90
$2.30 $2.30
-36.52%
Water (1.5 liter bottle)
$1.19 MX$22.07
$1.37 $1.37
-13.14%
Cigarettes 20 Pack (Marlboro, Camel)
$4.75 MX$87.8
$12.21 $12.21
-61.10%
Wine (Bottle)
$13.58 MX$251
$15.22 $15.22
-10.78%
Local Beer (0.5 liter bottle)
$1.92 MX$35.52
$2.08 $2.08
-7.69%
Imported Beer (0.33 liter bottle)
$2.88 MX$53.2
$3.51 $3.51
-17.95%
🚌 Getting Around
Monterrey
Urbana, IL
Difference
One-way Ticket (Public Transport)
$0.79 MX$14.66
$0.99 $0.99
-20.20%
Public Transport Monthly Pass (Regular Price)
$31.36 MX$579
-
-
Taxi Start (Normal Tariff)
$1.59 MX$29.44
$3.03 $3.03
-47.52%
Taxi (Normal Tariff) (1km)
$1.06 MX$19.58
$0.59 $0.59
79.66%
Taxi 1hour Waiting (Normal Tariff)
$10.80 MX$200
$25.08 $25.08
-56.94%
Gasoline (1 liter)
$1.55 MX$28.59
$1.16 $1.16
33.62%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.2K MX$446.4K
$27.7K $27.7K
-12.76%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.3K MX$449.4K
$26.3K $26.3K
-7.50%
🧾 Monthly Utilities & Internet
Monterrey
Urbana, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$117 MX$2,159
$242 $242
-51.66%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.38 MX$488
$44.28 $44.28
-40.42%
Internet (50+ Mbps, Unlimited Data)
$26.04 MX$481
$60.7 $60.7
-57.10%
🎉 Sport & Entertainment
Monterrey
Urbana, IL
Difference
Gym Membership (Monthly)
$30.26 MX$559
-
-
Tennis Court (1 Hour on Weekend)
$21.25 MX$393
-
-
Cinema Ticket
$5.23 MX$96.6
$13.14 $13.14
-60.20%
🧸 Childcare & Education
Monterrey
Urbana, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$673 MX$12.4K
$1,003 $1,003
-32.96%
International Primary School, 1 Child (Yearly)
$11.1K MX$205.2K
$20.4K $20.4K
-45.44%
👕👟 Clothing & Footwear
Monterrey
Urbana, IL
Difference
Jeans (Levis 501 Or Similar)
$72.1 MX$1,332
$48.69 $48.69
48.04%
Summer Dress (H&M, Zara, etc)
$42.38 MX$783
$50.8 $50.8
-16.54%
Sport Shoes (Adidas, Nike)
$112 MX$2,066
$97.7 $97.7
14.41%
Men's Leather Business Shoes
$119 MX$2,200
$121 $121
-1.22%
🏠 Accommodation & Living
Monterrey
Urbana, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$949 MX$17.5K
$866 $866
9.61%
1-bedroom Apartment, Outside City Center (Monthly)
$666 MX$12.3K
$746 $746
-10.63%
3-bedroom Apartment, City Center (Monthly)
$1,821 MX$33.7K
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,271 MX$23.5K
-
-
Buy Apartment in City Center (m2)
$4,050 MX$74.8K
$1,774 $1,774
128.31%
Buy Apartment Outside City Center (m2)
$2,348 MX$43.4K
$1,732 $1,732
35.56%
💵 Salaries & Financials
Monterrey
Urbana, IL
Difference
Average Monthly Net Salary (After Tax)
$1,155 MX$21.3K
$6,774 $6,774
-82.95%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.79
6.82
72.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: October 18, 2026

Last update for Urbana, IL: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Monterrey
$666
Urbana, IL
$746 11.9% $79
Groceries & Markets
Monterrey
$304
Urbana, IL
$340 11.7% $36
Eating Out
Monterrey
$221
Urbana, IL
$260 17.2% $38
Monthly Utilities & Internet
Monterrey
$169
Urbana, IL
$347 105% $177
Clothing & Footwear
Monterrey
$155
Urbana, IL
$143 8% $12
Getting Around
Monterrey
$41
Urbana, IL
$10 * 76% $31
Sport & Entertainment
Monterrey
$41
Urbana, IL
$26 * 35.4% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $949 in Monterrey and $866 in Urbana, IL. Housing cost is often the main lever when comparing two cities.

Urbana, IL pays 486% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $48.00 in Monterrey vs $59.0 in Urbana, IL for a mid-range dinner for two. Groceries echo the gap at $304 vs $340 per month, with Monterrey cheaper across the board.

Good to know
🇲🇽 Monterrey
🇺🇸 Urbana, IL
🕒 Local time
14:25 2:25 PM
15:25 3:25 PM
1 h ahead of Monterrey
🌤 Weather
👥 Population
1,142,994
41,250
💱 Currency
Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of October 20, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Monterrey Urbana, IL 1,960 km ≈ 3 h nonstop flight
From you
  • Monterrey
  • Urbana, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monterrey vs Urbana, IL: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Monterrey and in Urbana, IL?
Monterrey and Urbana, IL differ by about 17% in total monthly costs ($1,599 vs $1,871 including rent). Monterrey is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 486% lower in Urbana, IL. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Monterrey and in Urbana, IL?
Rent for a central apartment: $949 in Monterrey versus $866 in Urbana, IL. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Monterrey and Urbana, IL?
Childcare runs $673 in Monterrey versus $1,003 in Urbana, IL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Monterrey – a meal for two runs $48.00 versus $59.0 in Urbana, IL. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $1,599 in Monterrey versus $1,871 in Urbana, IL, a $2,000 budget is realistic in Monterrey but tight or insufficient in Urbana, IL. The gap between the two cities makes Monterrey the clear choice for anyone on this budget.
How does quality of life compare between Monterrey and Urbana, IL?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Monterrey or Urbana, IL?
Expats usually find Monterrey gentler on the wallet – expenses run 17% less than in Urbana, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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