Last update: Oct 2026

Cost of Living Comparison Between Monterrey and Stillwater, MN

For one person, living is cheaper in Monterrey: $1,608 a month against $2,884 in Stillwater, MN, rent and utilities included – about $15,300 less a year. Rent and utilities account for most of the difference.

Monterrey
🇲🇽 Mexico
$1,608
/mo nomad
Stillwater, MN
🇺🇸 United States
$2,884
/mo nomad
Monthly Cost of Living

How much you'll spend in Monterrey and in Stillwater, MN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in Stillwater, MN actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,608 in Monterrey versus $2,884 in Stillwater, MN.

  • Monterrey $1,608
  • Stillwater, MN $2,884

Estimated couple costs with rent: $2,521 in Monterrey versus $4,047 in Stillwater, MN.

  • Monterrey $2,521
  • Stillwater, MN $4,047

Monthly costs for a family of three with rent: $3,433 in Monterrey versus $5,209 in Stillwater, MN.

  • Monterrey $3,433
  • Stillwater, MN $5,209

Living in Monterrey costs roughly 44% less than in Stillwater, MN, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Monterrey 19% above, Stillwater, MN 114% above.

Currency
🍽 Eating Out
Monterrey
Stillwater, MN
Difference
Meal at Budget Restaurant
$13.85 MX$256
$17.57 $17.57
-21.17%
Three-Course Dinner for Two, Mid-Range
$49.70 MX$918
$81.0 $81.0
-38.63%
Fast Food Meal (McDonalds, etc)
$11.05 MX$204
$12.12 $12.12
-8.83%
Cappuccino
$4.09 MX$75.6
$5.85 $5.85
-30.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.68 MX$30.97
$3.08 $3.08
-45.45%
Water (0.33 liter bottle)
$1.03 MX$18.98
$2.27 $2.27
-54.63%
Local Beer (0.5 liter draught)
$2.40 MX$44.28
$6.85 $6.85
-64.96%
Imported Beer (0.33 liter bottle)
$4.35 MX$80.3
$8.04 $8.04
-45.90%
🛒 Groceries & Markets
Monterrey
Stillwater, MN
Difference
Milk (1 liter)
$1.92 MX$35.55
$0.90 $0.90
113.33%
White Bread (500g)
$2.94 MX$54.2
$3.61 $3.61
-18.56%
Rice (white) (1kg)
$1.88 MX$34.66
$6.49 $6.49
-71.03%
Eggs
$2.55 MX$47.06
$3.59 $3.59
-28.97%
Local Cheese (1kg)
$11.84 MX$219
$10.24 $10.24
15.62%
Chicken Fillets (1kg)
$9.36 MX$173
$13.54 $13.54
-30.87%
Beef Round Steak (1kg)
$13.10 MX$242
$18.88 $18.88
-30.61%
Apples (1kg)
$3.38 MX$62.5
$4.48 $4.48
-24.55%
Banana (1kg)
$1.52 MX$28.13
$1.81 $1.81
-16.02%
Oranges (1kg)
$2.19 MX$40.51
$4.57 $4.57
-52.08%
Tomato (1kg)
$2.36 MX$43.63
$5.25 $5.25
-55.05%
Potato (1kg)
$2.26 MX$41.76
$4.31 $4.31
-47.56%
Onion (1kg)
$2.73 MX$50.5
$4.16 $4.16
-34.38%
Lettuce (1 head)
$1.52 MX$28.17
$2.29 $2.29
-33.62%
Water (1.5 liter bottle)
$1.24 MX$22.90
$2.59 $2.59
-52.12%
Cigarettes 20 Pack (Marlboro, Camel)
$4.75 MX$87.8
$12.94 $12.94
-63.29%
Wine (Bottle)
$13.66 MX$252
$15.69 $15.69
-12.94%
Local Beer (0.5 liter bottle)
$1.89 MX$34.95
$2.86 $2.86
-33.92%
Imported Beer (0.33 liter bottle)
$2.99 MX$55.2
$5.78 $5.78
-48.27%
🚌 Getting Around
Monterrey
Stillwater, MN
Difference
One-way Ticket (Public Transport)
$0.85 MX$15.78
-
-
Public Transport Monthly Pass (Regular Price)
$30.95 MX$572
$82.9 $82.9
-62.65%
Taxi Start (Normal Tariff)
$1.68 MX$30.98
$5.06 $5.06
-66.80%
Taxi (Normal Tariff) (1km)
$1.13 MX$20.87
$1.73 $1.73
-34.68%
Taxi 1hour Waiting (Normal Tariff)
$11.15 MX$206
$23.82 $23.82
-53.19%
Gasoline (1 liter)
$1.56 MX$28.91
$1.01 $1.01
54.46%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K MX$395.8K
$36.1K $36.1K
-40.65%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.1K MX$463.2K
$25.5K $25.5K
-1.55%
🧾 Monthly Utilities & Internet
Monterrey
Stillwater, MN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$119 MX$2,206
$131 $131
-8.99%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.21 MX$484
$54.7 $54.7
-52.10%
Internet (50+ Mbps, Unlimited Data)
$26.78 MX$495
$66.7 $66.7
-59.83%
🎉 Sport & Entertainment
Monterrey
Stillwater, MN
Difference
Gym Membership (Monthly)
$31.03 MX$573
$127 $127
-75.47%
Tennis Court (1 Hour on Weekend)
$21.43 MX$396
$34.50 $34.50
-37.88%
Cinema Ticket
$5.29 MX$97.7
$15.54 $15.54
-65.96%
🧸 Childcare & Education
Monterrey
Stillwater, MN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$691 MX$12.8K
$1,383 $1,383
-50.03%
International Primary School, 1 Child (Yearly)
$11.5K MX$212.1K
$35.8K $35.8K
-67.98%
👕👟 Clothing & Footwear
Monterrey
Stillwater, MN
Difference
Jeans (Levis 501 Or Similar)
$72.3 MX$1,335
$58.7 $58.7
23.00%
Summer Dress (H&M, Zara, etc)
$42.72 MX$789
$44.66 $44.66
-4.34%
Sport Shoes (Adidas, Nike)
$110 MX$2,024
$90.5 $90.5
21.04%
Men's Leather Business Shoes
$117 MX$2,158
$49.40 $49.40
136.36%
🏠 Accommodation & Living
Monterrey
Stillwater, MN
Difference
1-bedroom Apartment, City Center (Monthly)
$970 MX$17.9K
$1,492 $1,492
-35.01%
1-bedroom Apartment, Outside City Center (Monthly)
$664 MX$12.3K
$1,512 $1,512
-56.11%
3-bedroom Apartment, City Center (Monthly)
$1,857 MX$34.3K
$2,219 $2,219
-16.32%
3-bedroom Apartment, Outside City Center (Monthly)
$1,287 MX$23.8K
$2,083 $2,083
-38.20%
Buy Apartment in City Center (m2)
$4,162 MX$76.9K
$3,067 $3,067
35.68%
Buy Apartment Outside City Center (m2)
$2,349 MX$43.4K
$2,899 $2,899
-18.96%
💵 Salaries & Financials
Monterrey
Stillwater, MN
Difference
Average Monthly Net Salary (After Tax)
$1,146 MX$21.2K
$6,855 $6,855
-83.28%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.79
6.6
78.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: October 10, 2026

Last update for Stillwater, MN: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Monterrey
$664
Stillwater, MN
$1.5K 128% $849
Groceries & Markets
Monterrey
$310
Stillwater, MN
$437 40.8% $127
Eating Out
Monterrey
$225
Stillwater, MN
$319 42% $94
Monthly Utilities & Internet
Monterrey
$172
Stillwater, MN
$253 46.5% $80
Clothing & Footwear
Monterrey
$154
Stillwater, MN
$109 28.7% $44
Getting Around
Monterrey
$42
Stillwater, MN
$97 * 132% $55
Sport & Entertainment
Monterrey
$42
Stillwater, MN
$158 279% $116

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $970 in Monterrey and $1,492 in Stillwater, MN. Housing cost is often the main lever when comparing two cities.

Stillwater, MN pays 498% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Monterrey vs $81.0 in Stillwater, MN for a mid-range dinner for two. Groceries echo the gap at $310 vs $437 per month, with Monterrey cheaper across the board.

Good to know
🇲🇽 Monterrey
🇺🇸 Stillwater, MN
🕒 Local time
20:37 8:37 PM
21:37 9:37 PM
1 h ahead of Monterrey
🌤 Weather
👥 Population
1,142,994
44,818
💱 Currency
Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of October 19, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Monterrey Stillwater, MN 2,260 km ≈ 3 h 15 min nonstop flight
From you
  • Monterrey
  • Stillwater, MN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monterrey vs Stillwater, MN: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Monterrey and in Stillwater, MN?
Monterrey and Stillwater, MN differ by about 79% in total monthly costs ($1,608 vs $2,884 including rent). Monterrey is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 498% lower in Stillwater, MN. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Monterrey and in Stillwater, MN?
Rent for a central apartment: $970 in Monterrey versus $1,492 in Stillwater, MN. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Monterrey – a meal for two runs $50.0 versus $81.0 in Stillwater, MN. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Monterrey or Stillwater, MN?
All in, you'll spend $1,608 per month in Monterrey versus $2,884 in Stillwater, MN – a 79% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $3,000 per month?
At $1,608 in Monterrey versus $2,884 in Stillwater, MN, a $3,000 budget is realistic in Monterrey but tight or insufficient in Stillwater, MN. The gap between the two cities makes Monterrey the clear choice for anyone on this budget.
How does quality of life compare between Monterrey and Stillwater, MN?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Monterrey or Stillwater, MN safer for residents?
Safety-wise, Monterrey and Stillwater, MN are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Monterrey or Stillwater, MN?
Expats usually find Monterrey gentler on the wallet – expenses run 79% less than in Stillwater, MN. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Monterrey vs other spots: cost of living compared

Similar cities

Show times on the 12-hour clock, temperatures in °F and distances in miles?