Last update: Oct 2026

Cost of Living Comparison Between Monterrey and Saint Ann's Bay

For one person, living is cheaper in Saint Ann’s Bay: $1,006 a month against $1,647 in Monterrey, rent and utilities included – about $7,700 less a year. Higher rent and utilities in Monterrey outweigh lower spending on other living expenses.

79

Cost of Living Index in Monterrey
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Monterrey Living Index
48

Cost of Living Index in Saint Ann's Bay
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Saint Ann's Bay Living Index

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Monterrey

🇲🇽 Mexico

$1,647

/mo nomad

Saint Ann's Bay

🇯🇲 Jamaica

$1,006

/mo nomad

Monthly Cost of Living

How much you'll spend in Monterrey and in Saint Ann's Bay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in Saint Ann's Bay actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,647 in Monterrey versus $1,006 in Saint Ann’s Bay.

Monterrey $1,647
Saint Ann's Bay $1,006

Estimated couple costs with rent: $2,591 in Monterrey versus $1,600 in Saint Ann’s Bay.

Monterrey $2,591
Saint Ann's Bay $1,600

Monthly costs for a family of three with rent: $3,536 in Monterrey versus $2,195 in Saint Ann’s Bay.

Monterrey $3,536
Saint Ann's Bay $2,195

Living in Monterrey is roughly 64% more expensive than in Saint Ann’s Bay, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Monterrey is 21% above, Saint Ann’s Bay is 26% below.

Meal at Budget Restaurant

$13.45 MX$251

$13.35 JMD 2,108

0.75%

Three-Course Dinner for Two, Mid-Range

$48.43 MX$902

$50.2 JMD 7,932

-3.60%

Fast Food Meal (McDonalds, etc)

$10.90 MX$203

$8.31 JMD 1,312

31.17%

Cappuccino

$3.82 MX$71.1

$5.46 JMD 863

-30.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 MX$31.04

$1.20 JMD 190

39.17%

Water (0.33 liter bottle)

$0.98 MX$18.31

$0.70 JMD 110

40.00%

Local Beer (0.5 liter draught)

$2.35 MX$43.78

$2.25 JMD 355

4.44%

Imported Beer (0.33 liter bottle)

$4.41 MX$82.2

$3.12 JMD 493

41.35%

Milk (1 liter)

$1.80 MX$33.56

$4.07 JMD 642

-55.77%

White Bread (500g)

$2.79 MX$52.0

$3.74 JMD 590

-25.40%

Rice (white) (1kg)

$1.82 MX$34.00

$1.63 JMD 258

11.66%

Eggs

$2.51 MX$46.81

$3.47 JMD 548

-27.67%

Local Cheese (1kg)

$12.09 MX$225

$11.20 JMD 1,768

7.95%

Chicken Fillets (1kg)

$9.41 MX$175

$6.20 JMD 979

51.77%

Beef Round Steak (1kg)

$12.71 MX$237

$10.09 JMD 1,593

25.97%

Apples (1kg)

$3.21 MX$59.8

$6.00 JMD 947

-46.50%

Banana (1kg)

$1.50 MX$27.90

$3.99 JMD 630

-62.41%

Oranges (1kg)

$2.14 MX$39.95

$7.53 JMD 1,189

-71.58%

Tomato (1kg)

$2.32 MX$43.25

$2.98 JMD 470

-22.15%

Potato (1kg)

$2.20 MX$41.02

$3.28 JMD 518

-32.93%

Onion (1kg)

$2.60 MX$48.40

$2.62 JMD 414

-0.76%

Lettuce (1 head)

$1.44 MX$26.84

$3.15 JMD 497

-54.29%

Water (1.5 liter bottle)

$1.17 MX$21.86

$1.44 JMD 227

-18.75%

Cigarettes 20 Pack (Marlboro, Camel)

$4.79 MX$89.2

$9.30 JMD 1,469

-48.49%

Wine (Bottle)

$13.22 MX$246

$11.43 JMD 1,804

15.66%

Local Beer (0.5 liter bottle)

$1.94 MX$36.19

$2.95 JMD 465

-34.24%

Imported Beer (0.33 liter bottle)

$2.89 MX$53.8

$4.03 JMD 636

-28.29%

One-way Ticket (Public Transport)

$0.87 MX$16.25

Public Transport Monthly Pass (Regular Price)

$31.14 MX$580

Taxi Start (Normal Tariff)

$1.66 MX$30.86

$1.30 JMD 205

27.69%

Taxi (Normal Tariff) (1km)

$1.09 MX$20.37

$3.17 JMD 501

-65.62%

Taxi 1hour Waiting (Normal Tariff)

$10.67 MX$199

$6.44 JMD 1,017

65.68%

Gasoline (1 liter)

$1.47 MX$27.45

$1.30 JMD 205

13.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.2K MX$451.7K

$43.4K JMD 6.9M

-44.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.6K MX$438.8K

$32.7K JMD 5.2M

-27.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 MX$2,196

$169 JMD 26.7K

-30.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.55 MX$476

$29.03 JMD 4,583

-11.99%

Internet (50+ Mbps, Unlimited Data)

$26.43 MX$492

$52.9 JMD 8,357

-50.07%

Gym Membership (Monthly)

$30.77 MX$573

Tennis Court (1 Hour on Weekend)

$21.07 MX$393

Cinema Ticket

$5.09 MX$94.8

$13.41 JMD 2,117

-62.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$694 MX$12.9K

$366 JMD 57.8K

89.62%

International Primary School, 1 Child (Yearly)

$11.3K MX$210.9K

$8,305 JMD 1.3M

36.30%

Jeans (Levis 501 Or Similar)

$72.5 MX$1,350

$23.59 JMD 3,724

207.16%

Summer Dress (H&M, Zara, etc)

$41.51 MX$773

$31.44 JMD 4,964

32.03%

Sport Shoes (Adidas, Nike)

$110 MX$2,044

$78.3 JMD 12.4K

40.09%

Men's Leather Business Shoes

$115 MX$2,141

$101 JMD 16.0K

13.38%

1-bedroom Apartment, City Center (Monthly)

$1,056 MX$19.7K

1-bedroom Apartment, Outside City Center (Monthly)

$721 MX$13.4K

3-bedroom Apartment, City Center (Monthly)

$1,999 MX$37.2K

3-bedroom Apartment, Outside City Center (Monthly)

$1,435 MX$26.7K

Buy Apartment in City Center (m2)

$4,219 MX$78.6K

Buy Apartment Outside City Center (m2)

$2,731 MX$50.9K

Average Monthly Net Salary (After Tax)

$1,149 MX$21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

11.79

9.45

24.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: October 25, 2026

Last update for Saint Ann's Bay: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Monterrey

$721 43.8%

Saint Ann's Bay

- * 0% 100%

Groceries & Markets

Monterrey

$303 18.4%

Saint Ann's Bay

$383 38.1% 26.1% $79

Eating Out

Monterrey

$217 13.2%

Saint Ann's Bay

$222 22.1% 2.3% $5.1

Monthly Utilities & Internet

Monterrey

$170 10.3%

Saint Ann's Bay

$251 24.9% 47.6% $81

Clothing & Footwear

Monterrey

$152 9.3%

Saint Ann's Bay

$106 10.5% 30.7% $47

Getting Around

Monterrey

$42 2.5%

Saint Ann's Bay

$17 * 1.7% 58.9% $25

Sport & Entertainment

Monterrey

$41 2.5%

Saint Ann's Bay

$27 * 2.7% 34.5% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $48 in Monterrey vs $50 in Saint Ann’s Bay for a mid-range dinner for two. Groceries echo the gap at $303 vs $383 per month, with Monterrey cheaper across the board.

Good to know

🇲🇽 Monterrey

🇯🇲 Saint Ann's Bay

🕒 Local time

19:20 7:20 PM

20:20 8:20 PM

1 h ahead of Monterrey

🌤 Weather

👥 Population

1,142,994

13,671

💱 Currency

Mexican Peso MXN $

Jamaican Dollar JMD $

📈 Exchange rate

100 MXN = 5.37 USD

100 MXN = 4.82 EUR

1,000 JMD = 6.33 USD

1,000 JMD = 5.69 EUR

Exchange rates and currency converter

JMD, USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of October 29, 2026: 1 USD = 18.63 MXN (100 MXN = 5.37 USD). 1 EUR = 20.74 MXN (100 MXN = 4.82 EUR).

Jamaican Dollar exchange rates as of October 29, 2026: 1 USD = 158 JMD (1,000 JMD = 6.33 USD). 1 EUR = 176 JMD (1,000 JMD = 5.69 EUR).

USD to MXN in detail →

On the map

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Between locations

Monterrey Saint Ann's Bay 2,510 km ≈ 3 h 45 min nonstop flight

From you

Monterrey
Saint Ann's Bay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monterrey vs Saint Ann's Bay: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,647 in Monterrey and $1,006 in Saint Ann’s Bay, so Saint Ann’s Bay is about 39% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,470 in Monterrey and $1,508 in Saint Ann’s Bay to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $694 in Monterrey versus $366 in Saint Ann’s Bay. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Monterrey – a meal for two runs $48 versus $50 in Saint Ann’s Bay. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Saint Ann’s Bay is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.