Last update: Nov 2026

Cost of Living Comparison Between Monterrey and Oshawa

For one person, living is cheaper in Monterrey: $1,641 a month against $2,370 in Oshawa, rent and utilities included – about $8,700 less a year. Rent and utilities account for most of the difference.

78

Cost of Living Index in Monterrey
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Monterrey Living Index
113

Cost of Living Index in Oshawa
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Oshawa Living Index

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Monterrey

🇲🇽 Mexico

$1,641

/mo nomad

Oshawa

🇨🇦 Canada

$2,370

/mo nomad

Monthly Cost of Living

How much you'll spend in Monterrey and in Oshawa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in Oshawa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,641 in Monterrey versus $2,370 in Oshawa.

Monterrey $1,641
Oshawa $2,370

Estimated couple costs with rent: $2,573 in Monterrey versus $3,414 in Oshawa.

Monterrey $2,573
Oshawa $3,414

Monthly costs for a family of three with rent: $3,504 in Monterrey versus $4,457 in Oshawa.

Monterrey $3,504
Oshawa $4,457

Living in Monterrey costs roughly 31% less than in Oshawa, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Monterrey 21% above, Oshawa 75% above.

Meal at Budget Restaurant

$13.37 MX$250

$14.25 CA$20.05

-6.18%

Three-Course Dinner for Two, Mid-Range

$47.95 MX$897

$63.6 CA$89.4

-24.56%

Fast Food Meal (McDonalds, etc)

$10.79 MX$202

$8.33 CA$11.71

29.53%

Cappuccino

$3.77 MX$70.4

$3.54 CA$4.98

6.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.51 MX$28.26

$1.77 CA$2.49

-14.69%

Water (0.33 liter bottle)

$1.03 MX$19.25

$1.36 CA$1.91

-24.26%

Local Beer (0.5 liter draught)

$2.48 MX$46.41

$4.86 CA$6.84

-48.97%

Imported Beer (0.33 liter bottle)

$4.36 MX$81.5

$6.04 CA$8.50

-27.81%

Milk (1 liter)

$1.89 MX$35.43

$2.91 CA$4.09

-35.05%

White Bread (500g)

$2.85 MX$53.3

$2.91 CA$4.09

-2.06%

Rice (white) (1kg)

$1.86 MX$34.71

$4.12 CA$5.79

-54.85%

Eggs

$2.47 MX$46.12

$2.97 CA$4.17

-16.84%

Local Cheese (1kg)

$11.81 MX$221

$10.14 CA$14.25

16.47%

Chicken Fillets (1kg)

$8.97 MX$168

$13.74 CA$19.33

-34.72%

Beef Round Steak (1kg)

$12.57 MX$235

$16.60 CA$23.35

-24.28%

Apples (1kg)

$3.20 MX$59.8

$4.20 CA$5.91

-23.81%

Banana (1kg)

$1.50 MX$28.12

$1.22 CA$1.72

22.95%

Oranges (1kg)

$2.12 MX$39.74

$2.94 CA$4.13

-27.89%

Tomato (1kg)

$2.33 MX$43.64

$3.84 CA$5.40

-39.32%

Potato (1kg)

$2.22 MX$41.58

$3.36 CA$4.72

-33.93%

Onion (1kg)

$2.58 MX$48.34

$2.57 CA$3.62

0.39%

Lettuce (1 head)

$1.45 MX$27.04

$2.35 CA$3.30

-38.30%

Water (1.5 liter bottle)

$1.22 MX$22.85

$1.73 CA$2.43

-29.48%

Cigarettes 20 Pack (Marlboro, Camel)

$4.80 MX$89.7

$14.29 CA$20.10

-66.41%

Wine (Bottle)

$13.30 MX$249

$12.63 CA$17.76

5.30%

Local Beer (0.5 liter bottle)

$1.93 MX$36.14

$3.53 CA$4.96

-45.33%

Imported Beer (0.33 liter bottle)

$2.86 MX$53.4

$3.49 CA$4.91

-18.05%

One-way Ticket (Public Transport)

$0.80 MX$14.94

$2.82 CA$3.96

-71.63%

Public Transport Monthly Pass (Regular Price)

$30.94 MX$579

$87.1 CA$123

-64.49%

Taxi Start (Normal Tariff)

$1.83 MX$34.28

$2.74 CA$3.85

-33.21%

Taxi (Normal Tariff) (1km)

$1.06 MX$19.78

$1.44 CA$2.02

-26.39%

Taxi 1hour Waiting (Normal Tariff)

$10.82 MX$202

$19.58 CA$27.53

-44.74%

Gasoline (1 liter)

$1.47 MX$27.54

$1.24 CA$1.75

18.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.1K MX$450.4K

$28.8K CA$40.5K

-16.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K MX$440.2K

$22.9K CA$32.2K

2.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 MX$2,144

$139 CA$195

-17.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.37 MX$493

$37.94 CA$53.4

-30.50%

Internet (50+ Mbps, Unlimited Data)

$25.70 MX$481

$54.3 CA$76.4

-52.71%

Gym Membership (Monthly)

$30.53 MX$571

$22.91 CA$32.22

33.26%

Tennis Court (1 Hour on Weekend)

$21.27 MX$398

$29.28 CA$41.18

-27.36%

Cinema Ticket

$4.96 MX$92.8

$10.86 CA$15.28

-54.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$679 MX$12.7K

$922 CA$1,296

-26.38%

International Primary School, 1 Child (Yearly)

$14.2K MX$265.3K

$8,083 CA$11.4K

75.48%

Jeans (Levis 501 Or Similar)

$72.2 MX$1,350

$58.3 CA$82.0

23.82%

Summer Dress (H&M, Zara, etc)

$41.94 MX$784

$57.7 CA$81.1

-27.28%

Sport Shoes (Adidas, Nike)

$107 MX$2,011

$107 CA$151

0.35%

Men's Leather Business Shoes

$119 MX$2,219

$129 CA$181

-7.94%

1-bedroom Apartment, City Center (Monthly)

$1,018 MX$19.0K

$1,400 CA$1,969

-27.32%

1-bedroom Apartment, Outside City Center (Monthly)

$722 MX$13.5K

$1,207 CA$1,698

-40.23%

3-bedroom Apartment, City Center (Monthly)

$1,966 MX$36.8K

$2,003 CA$2,816

-1.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,416 MX$26.5K

$1,824 CA$2,565

-22.38%

Buy Apartment in City Center (m2)

$4,203 MX$78.6K

$5,158 CA$7,253

-18.52%

Buy Apartment Outside City Center (m2)

$2,782 MX$52.0K

$10.3K CA$14.5K

-73.07%

Average Monthly Net Salary (After Tax)

$1,096 MX$20.5K

$3,049 CA$4,288

-64.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.79

4.53

160.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: November 2, 2026

Last update for Oshawa: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Monterrey

$722 44%

Oshawa

$1.2K 50.9% 67.3% $486

Groceries & Markets

Monterrey

$302 18.4%

Oshawa

$390 16.5% 29.1% $88

Eating Out

Monterrey

$216 13.2%

Oshawa

$230 9.7% 6.8% $15

Monthly Utilities & Internet

Monterrey

$167 10.2%

Oshawa

$231 9.8% 38.7% $65

Clothing & Footwear

Monterrey

$153 9.3%

Oshawa

$158 6.7% 3.4% $5.3

Getting Around

Monterrey

$41 2.5%

Oshawa

$108 4.6% 163% $67

Sport & Entertainment

Monterrey

$40 2.5%

Oshawa

$45 1.9% 10.4% $4.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Monterrey and $1,400 in Oshawa. Housing cost is often the main lever when comparing two cities.

Oshawa pays about 2.8 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $48 in Monterrey vs $64 in Oshawa for a mid-range dinner for two. Groceries echo the gap at $302 vs $390 per month, with Monterrey cheaper across the board.

Good to know

🇲🇽 Monterrey

🇨🇦 Oshawa

🕒 Local time

10:35 10:35 AM

11:35 11:35 AM

1 h ahead of Monterrey

🌤 Weather

👥 Population

1,142,994

159,458

💱 Currency

Mexican Peso MXN $

Canadian Dollar CAD $

📈 Exchange rate

100 MXN = 5.35 USD

100 MXN = 4.76 EUR

1 CAD = 0.711 USD

1 CAD = 0.633 EUR

Exchange rates and currency converter

CAD, USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 21.01 MXN (100 MXN = 4.76 EUR).

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.41 CAD (1 CAD = 0.711 USD). 1 EUR = 1.58 CAD (1 CAD = 0.633 EUR).

USD to MXN in detail →

On the map

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Between locations

Monterrey Oshawa 2,800 km ≈ 4 h nonstop flight

From you

Monterrey
Oshawa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monterrey vs Oshawa: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,641 in Monterrey and $2,370 in Oshawa, so Monterrey is about 31% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 64% lower in Monterrey. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,018 in Monterrey versus $1,400 in Oshawa. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Monterrey – a meal for two runs $48 versus $64 in Oshawa. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,641 per month in Monterrey versus $2,370 in Oshawa – Monterrey is about 31% cheaper, which adds up to real savings over time.

Either city works on $3,000 a month, though Monterrey gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Monterrey gentler on the wallet – expenses run 31% less than in Oshawa. Beyond cost, consider language, visa policies, and how big the international community is in each city.