Last update: Oct 2026

Cost of Living Comparison Between Monterrey and Hays, KS

For one person, living is cheaper in Monterrey: $1,599 a month against $1,737 in Hays, KS, rent and utilities included – about $1,700 less a year. Rent and utilities account for about half of the difference.

Monterrey
🇲🇽 Mexico
$1,599
/mo nomad
Hays, KS
🇺🇸 United States
$1,737
/mo nomad
Monthly Cost of Living

How much you'll spend in Monterrey and in Hays, KS

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in Hays, KS actually costs, broken down by who's living it.

A single person spends $1,599 per month in Monterrey vs $1,737 in Hays, KS, rent included.

  • Monterrey $1,599
  • Hays, KS $1,737

A couple spends around $2,493 per month in Monterrey vs $2,467 in Hays, KS, rent included.

  • Monterrey $2,493
  • Hays, KS $2,467

A family of three spends $3,387 per month in Monterrey vs $3,198 in Hays, KS, rent included.

  • Monterrey $3,387
  • Hays, KS $3,198

Monterrey is about 8% cheaper than Hays, KS, and outside of rent the biggest gap is in utilities.

Both Monterrey and Hays, KS sit above the global median – Monterrey by 18%, Hays, KS by 28%.

Currency
🍽 Eating Out
Monterrey
Hays, KS
Difference
Meal at Budget Restaurant
$13.80 MX$255
$13.33 $13.33
3.53%
Three-Course Dinner for Two, Mid-Range
$47.99 MX$887
$43.87 $43.87
9.39%
Fast Food Meal (McDonalds, etc)
$10.65 MX$197
$8.11 $8.11
31.32%
Cappuccino
$3.99 MX$73.7
$3.98 $3.98
0.25%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.66 MX$30.76
$2.39 $2.39
-30.54%
Water (0.33 liter bottle)
$0.99 MX$18.21
$1.02 $1.02
-2.94%
Local Beer (0.5 liter draught)
$2.36 MX$43.64
$3.85 $3.85
-38.70%
Imported Beer (0.33 liter bottle)
$4.43 MX$81.8
$4.33 $4.33
2.31%
🛒 Groceries & Markets
Monterrey
Hays, KS
Difference
Milk (1 liter)
$1.82 MX$33.58
$0.76 $0.76
139.47%
White Bread (500g)
$2.83 MX$52.4
$2.26 $2.26
25.22%
Rice (white) (1kg)
$1.92 MX$35.44
$4.46 $4.46
-56.95%
Eggs
$2.48 MX$45.78
$2.06 $2.06
20.39%
Local Cheese (1kg)
$11.74 MX$217
$4.46 $4.46
163.23%
Chicken Fillets (1kg)
$9.10 MX$168
$8.93 $8.93
1.90%
Beef Round Steak (1kg)
$12.53 MX$232
$13.33 $13.33
-6.00%
Apples (1kg)
$3.34 MX$61.6
$6.04 $6.04
-44.70%
Banana (1kg)
$1.57 MX$29.10
$1.64 $1.64
-4.27%
Oranges (1kg)
$2.16 MX$39.86
$5.06 $5.06
-57.31%
Tomato (1kg)
$2.47 MX$45.65
$4.42 $4.42
-44.12%
Potato (1kg)
$2.31 MX$42.64
$2.93 $2.93
-21.16%
Onion (1kg)
$2.68 MX$49.47
$2.17 $2.17
23.50%
Lettuce (1 head)
$1.46 MX$26.90
$1.97 $1.97
-25.89%
Water (1.5 liter bottle)
$1.19 MX$22.07
$2.03 $2.03
-41.38%
Cigarettes 20 Pack (Marlboro, Camel)
$4.75 MX$87.8
$9.68 $9.68
-50.93%
Wine (Bottle)
$13.58 MX$251
$12.15 $12.15
11.77%
Local Beer (0.5 liter bottle)
$1.92 MX$35.52
$2.23 $2.23
-13.90%
Imported Beer (0.33 liter bottle)
$2.88 MX$53.2
$3.85 $3.85
-25.19%
🚌 Getting Around
Monterrey
Hays, KS
Difference
One-way Ticket (Public Transport)
$0.79 MX$14.66
$2.01 $2.01
-60.70%
Public Transport Monthly Pass (Regular Price)
$31.36 MX$579
-
-
Taxi Start (Normal Tariff)
$1.59 MX$29.44
$2.43 $2.43
-34.57%
Taxi (Normal Tariff) (1km)
$1.06 MX$19.58
$1.57 $1.57
-32.48%
Taxi 1hour Waiting (Normal Tariff)
$10.80 MX$200
$39.71 $39.71
-72.80%
Gasoline (1 liter)
$1.55 MX$28.59
$0.92 $0.92
68.48%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.2K MX$446.4K
$28.1K $28.1K
-13.96%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.3K MX$449.4K
$26.0K $26.0K
-6.29%
🧾 Monthly Utilities & Internet
Monterrey
Hays, KS
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$117 MX$2,159
$269 $269
-56.52%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.38 MX$488
$34.85 $34.85
-24.30%
Internet (50+ Mbps, Unlimited Data)
$26.04 MX$481
$68.8 $68.8
-62.17%
🎉 Sport & Entertainment
Monterrey
Hays, KS
Difference
Gym Membership (Monthly)
$30.26 MX$559
$45.17 $45.17
-33.01%
Tennis Court (1 Hour on Weekend)
$21.25 MX$393
-
-
Cinema Ticket
$5.23 MX$96.6
$15.21 $15.21
-65.61%
🧸 Childcare & Education
Monterrey
Hays, KS
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$673 MX$12.4K
$922 $922
-27.07%
International Primary School, 1 Child (Yearly)
$11.1K MX$205.2K
$15.7K $15.7K
-29.45%
👕👟 Clothing & Footwear
Monterrey
Hays, KS
Difference
Jeans (Levis 501 Or Similar)
$72.1 MX$1,332
$23.68 $23.68
204.39%
Summer Dress (H&M, Zara, etc)
$42.38 MX$783
$31.82 $31.82
33.19%
Sport Shoes (Adidas, Nike)
$112 MX$2,066
$110 $110
2.05%
Men's Leather Business Shoes
$119 MX$2,200
$138 $138
-13.73%
🏠 Accommodation & Living
Monterrey
Hays, KS
Difference
1-bedroom Apartment, City Center (Monthly)
$949 MX$17.5K
$793 $793
19.63%
1-bedroom Apartment, Outside City Center (Monthly)
$666 MX$12.3K
$589 $589
13.15%
3-bedroom Apartment, City Center (Monthly)
$1,821 MX$33.7K
$1,034 $1,034
76.08%
3-bedroom Apartment, Outside City Center (Monthly)
$1,271 MX$23.5K
$895 $895
42.11%
Buy Apartment in City Center (m2)
$4,050 MX$74.8K
$2,386 $2,386
69.75%
Buy Apartment Outside City Center (m2)
$2,348 MX$43.4K
$2,615 $2,615
-10.23%
💵 Salaries & Financials
Monterrey
Hays, KS
Difference
Average Monthly Net Salary (After Tax)
$1,155 MX$21.3K
$2,386 $2,386
-51.58%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.79
6.65
77.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: October 18, 2026

Last update for Hays, KS: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Monterrey
$666
Hays, KS
$589 11.6% $77
Groceries & Markets
Monterrey
$304
Hays, KS
$325 6.8% $21
Eating Out
Monterrey
$221
Hays, KS
$220 0.6% $1.3
Monthly Utilities & Internet
Monterrey
$169
Hays, KS
$372 120% $203
Clothing & Footwear
Monterrey
$155
Hays, KS
$136 12.2% $19
Getting Around
Monterrey
$41
Hays, KS
$18 * 55.8% $23
Sport & Entertainment
Monterrey
$41
Hays, KS
$76 85.7% $35

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $949 in Monterrey versus $793 in Hays, KS. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 107% higher in Hays, KS, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $48.00 in Monterrey versus $44.00 in Hays, KS. Groceries tell a different story – $304 in Monterrey vs $325 in Hays, KS – so Monterrey wins on supermarket bills even if dining out costs more.

Good to know
🇲🇽 Monterrey
🇺🇸 Hays, KS
🕒 Local time
02:44 2:44 AM
03:44 3:44 AM
1 h ahead of Monterrey
🌤 Weather
👥 Population
1,142,994
19,726
💱 Currency
Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of October 22, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Monterrey Hays, KS 1,470 km ≈ 2 h 15 min nonstop flight
From you
  • Monterrey
  • Hays, KS

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monterrey vs Hays, KS: Cost of Living - Frequently Asked Questions
Is Hays, KS cheaper than Monterrey?
Yes – Hays, KS is pricier by about 9%, and outside of rent the gap shows up most in utilities.
What income do you need for each city?
For a comfortable life, plan on about $2,399 per month in Monterrey and $2,605 in Hays, KS. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Monterrey, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Monterrey or in Hays, KS?
A mid-range dinner for two costs $48.00 in Monterrey and $44.00 in Hays, KS. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Monterrey and in Hays, KS?
Groceries cost about 7% more in Hays, KS, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $2,000 a realistic budget for living in Monterrey or in Hays, KS?
A $2,000 monthly budget goes further in Monterrey, where all-in costs run around $1,599, than in Hays, KS at $1,737. In Monterrey it covers expenses comfortably, while in Hays, KS it requires careful planning or may not stretch far enough.
Is Monterrey or Hays, KS more family-friendly?
Families tend to lean toward Monterrey – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Monterrey or Hays, KS?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Monterrey. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hays, KS makes more sense. Both are solid long-term options with distinct trade-offs.

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