Last update: Nov 2026

Cost of Living Comparison Between Monterrey and Amherst, NY

For one person, living is cheaper in Monterrey: $1,641 a month against $2,512 in Amherst, NY, rent and utilities included – about $10,500 less a year. Rent and utilities account for most of the difference.

Monterrey, Mexico
Amherst, NY, United States
Monterrey
🇲🇽 Mexico
$1,641
/mo nomad
Amherst, NY
🇺🇸 United States
$2,512
/mo nomad
Monthly Cost of Living

How much you'll spend in Monterrey and in Amherst, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in Amherst, NY actually costs, broken down by who's living it.

A single person spends $1,641 per month in Monterrey vs $2,512 in Amherst, NY, rent included.

  • Monterrey $1,641
  • Amherst, NY $2,512

A couple spends around $2,573 per month in Monterrey vs $3,853 in Amherst, NY, rent included.

  • Monterrey $2,573
  • Amherst, NY $3,853

A family of three spends $3,504 per month in Monterrey vs $5,195 in Amherst, NY, rent included.

  • Monterrey $3,504
  • Amherst, NY $5,195

Monterrey is about 35% cheaper than Amherst, NY, and outside of rent the biggest gap is in eating out.

Both Monterrey and Amherst, NY sit above the global median – Monterrey by 21%, Amherst, NY by 86%.

Currency
🍽 Eating Out
Monterrey
Amherst, NY
Difference
Meal at Budget Restaurant
$13.37 MX$250
$18.08 $18.08
-26.05%
Three-Course Dinner for Two, Mid-Range
$47.95 MX$897
$78.0 $78.0
-38.52%
Fast Food Meal (McDonalds, etc)
$10.79 MX$202
$12.17 $12.17
-11.34%
Cappuccino
$3.77 MX$70.4
$5.94 $5.94
-36.53%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.51 MX$28.26
$2.75 $2.75
-45.09%
Water (0.33 liter bottle)
$1.03 MX$19.25
$2.06 $2.06
-50.00%
Local Beer (0.5 liter draught)
$2.48 MX$46.41
$6.93 $6.93
-64.21%
Imported Beer (0.33 liter bottle)
$4.36 MX$81.5
$7.58 $7.58
-42.48%
🛒 Groceries & Markets
Monterrey
Amherst, NY
Difference
Milk (1 liter)
$1.89 MX$35.43
$0.88 $0.88
114.77%
White Bread (500g)
$2.85 MX$53.3
$3.32 $3.32
-14.16%
Rice (white) (1kg)
$1.86 MX$34.71
$4.32 $4.32
-56.94%
Eggs
$2.47 MX$46.12
$3.96 $3.96
-37.63%
Local Cheese (1kg)
$11.81 MX$221
$11.06 $11.06
6.78%
Chicken Fillets (1kg)
$8.97 MX$168
$9.98 $9.98
-10.12%
Beef Round Steak (1kg)
$12.57 MX$235
$15.86 $15.86
-20.74%
Apples (1kg)
$3.20 MX$59.8
$4.91 $4.91
-34.83%
Banana (1kg)
$1.50 MX$28.12
$1.43 $1.43
4.90%
Oranges (1kg)
$2.12 MX$39.74
$4.39 $4.39
-51.71%
Tomato (1kg)
$2.33 MX$43.64
$5.26 $5.26
-55.70%
Potato (1kg)
$2.22 MX$41.58
$2.72 $2.72
-18.38%
Onion (1kg)
$2.58 MX$48.34
$2.95 $2.95
-12.54%
Lettuce (1 head)
$1.45 MX$27.04
$2.40 $2.40
-39.58%
Water (1.5 liter bottle)
$1.22 MX$22.85
$2.47 $2.47
-50.61%
Cigarettes 20 Pack (Marlboro, Camel)
$4.80 MX$89.7
$15.03 $15.03
-68.06%
Wine (Bottle)
$13.30 MX$249
$15.05 $15.05
-11.63%
Local Beer (0.5 liter bottle)
$1.93 MX$36.14
$2.00 $2.00
-3.50%
Imported Beer (0.33 liter bottle)
$2.86 MX$53.4
$4.12 $4.12
-30.58%
🚌 Getting Around
Monterrey
Amherst, NY
Difference
One-way Ticket (Public Transport)
$0.80 MX$14.94
$1.95 $1.95
-58.97%
Public Transport Monthly Pass (Regular Price)
$30.94 MX$579
$54.1 $54.1
-42.79%
Taxi Start (Normal Tariff)
$1.83 MX$34.28
$2.83 $2.83
-35.34%
Taxi (Normal Tariff) (1km)
$1.06 MX$19.78
$2.05 $2.05
-48.29%
Taxi 1hour Waiting (Normal Tariff)
$10.82 MX$202
$20.01 $20.01
-45.93%
Gasoline (1 liter)
$1.47 MX$27.54
$1.18 $1.18
24.58%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.1K MX$450.4K
$30.6K $30.6K
-21.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.5K MX$440.2K
$25.8K $25.8K
-8.71%
🧾 Monthly Utilities & Internet
Monterrey
Amherst, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$115 MX$2,144
$234 $234
-51.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.37 MX$493
$51.7 $51.7
-49.02%
Internet (50+ Mbps, Unlimited Data)
$25.70 MX$481
$66.3 $66.3
-61.25%
🎉 Sport & Entertainment
Monterrey
Amherst, NY
Difference
Gym Membership (Monthly)
$30.53 MX$571
$40.31 $40.31
-24.26%
Tennis Court (1 Hour on Weekend)
$21.27 MX$398
$19.77 $19.77
7.59%
Cinema Ticket
$4.96 MX$92.8
$12.88 $12.88
-61.49%
🧸 Childcare & Education
Monterrey
Amherst, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$679 MX$12.7K
$1,263 $1,263
-46.29%
International Primary School, 1 Child (Yearly)
$14.2K MX$265.3K
$18.9K $18.9K
-24.91%
👕👟 Clothing & Footwear
Monterrey
Amherst, NY
Difference
Jeans (Levis 501 Or Similar)
$72.2 MX$1,350
$53.7 $53.7
34.35%
Summer Dress (H&M, Zara, etc)
$41.94 MX$784
$44.22 $44.22
-5.16%
Sport Shoes (Adidas, Nike)
$107 MX$2,011
$96.1 $96.1
11.89%
Men's Leather Business Shoes
$119 MX$2,219
$115 $115
3.58%
🏠 Accommodation & Living
Monterrey
Amherst, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$1,018 MX$19.0K
$1,547 $1,547
-34.24%
1-bedroom Apartment, Outside City Center (Monthly)
$722 MX$13.5K
$1,174 $1,174
-38.53%
3-bedroom Apartment, City Center (Monthly)
$1,966 MX$36.8K
$2,716 $2,716
-27.61%
3-bedroom Apartment, Outside City Center (Monthly)
$1,416 MX$26.5K
$2,269 $2,269
-37.61%
Buy Apartment in City Center (m2)
$4,203 MX$78.6K
$2,775 $2,775
51.47%
Buy Apartment Outside City Center (m2)
$2,782 MX$52.0K
$2,351 $2,351
18.35%
💵 Salaries & Financials
Monterrey
Amherst, NY
Difference
Average Monthly Net Salary (After Tax)
$1,096 MX$20.5K
$4,179 $4,179
-73.78%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.79
6.52
80.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: November 2, 2026

Last update for Amherst, NY: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Monterrey
$722
Amherst, NY
$1.2K 62.7% $452
Groceries & Markets
Monterrey
$302
Amherst, NY
$384 27.2% $82
Eating Out
Monterrey
$216
Amherst, NY
$322 49% $106
Monthly Utilities & Internet
Monterrey
$167
Amherst, NY
$352 111% $185
Clothing & Footwear
Monterrey
$153
Amherst, NY
$139 9.3% $14
Getting Around
Monterrey
$41
Amherst, NY
$75 81.8% $34
Sport & Entertainment
Monterrey
$40
Amherst, NY
$66 63.3% $26

Cost Breakdown

A central one-bedroom costs $1,018 in Monterrey versus $1,547 in Amherst, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Amherst, NY are about 3.8 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $48 in Monterrey versus $78 in Amherst, NY. Monthly groceries follow the same trend: $302 vs $384 – making Monterrey the more affordable choice for daily food spending.

Good to know
🇲🇽 Monterrey
🇺🇸 Amherst, NY
🕒 Local time
15:19 3:19 PM
16:19 4:19 PM
1 h ahead of Monterrey
🌤 Weather
👥 Population
1,142,994
37,819
💱 Currency
Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 20.9 MXN (100 MXN = 4.78 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

On the map
Between locations
  • Monterrey Amherst, NY 2,740 km ≈ 4 h nonstop flight
From you
  • Monterrey
  • Amherst, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monterrey vs Amherst, NY: Cost of Living - Frequently Asked Questions
Which city is more expensive, Monterrey or Amherst, NY?
Amherst, NY costs about 53% more than Monterrey, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Monterrey and in Amherst, NY?
For a comfortable life, plan on about $2,461 per month in Monterrey and $3,767 in Amherst, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Monterrey or Amherst, NY?
Rent is clearly cheaper in Monterrey, especially for central apartments: a one-bedroom in the center costs $1,018 there versus $1,547 in Amherst, NY.
How do childcare costs compare in Monterrey and in Amherst, NY?
Kindergarten costs $679 per month in Monterrey and $1,263 in Amherst, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Monterrey or in Amherst, NY?
Groceries cost about 27% more in Amherst, NY, though the gap depends on what you buy.
Can you live on $3,000/month in Monterrey or in Amherst, NY?
$3,000 covers both cities comfortably – all-in costs are $1,641 in Monterrey and $2,512 in Amherst, NY, leaving budget for savings and extras in both cases.
Which city is better for families?
Families tend to lean toward Monterrey – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Should I move to Monterrey or to Amherst, NY?
If budget matters most, go with Monterrey. If higher salaries or specific career opportunities are the priority, Amherst, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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