Cost of Living Comparison Between Monterey, CA and Toronto Cost of Living Comparison Between Monterey, CA and Toronto

😐 Solo nomad: Monterey, CA is 0.7% more expensive than Toronto without rent, and 16.5% more expensive with rent.

🙂 Family of 3: Monterey, CA is 12.8% cheaper than Toronto without rent, and 20% more expensive with rent.

Meal at Budget Restaurant

$16.22 $16.22

$18.88 CA$26.44

-14.09%

Three-Course Dinner for Two, Mid-Range

$65.9 $65.9

$83.5 CA$117

-21.07%

Fast Food Meal (McDonalds, etc)

$9.21 $9.21

$10.95 CA$15.33

-15.89%

Cappuccino

$4.39 $4.39

$3.97 CA$5.56

10.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.08 $3.08

$2.15 CA$3.01

43.26%

Water (0.33 liter bottle)

$1.62 $1.62

$1.68 CA$2.36

-3.57%

Local Beer (0.5 liter draught)

$5.94 $5.94

$6.02 CA$8.43

-1.33%

Imported Beer (0.33 liter bottle)

$4.42 $4.42

$6.44 CA$9.01

-31.37%

Milk (1 liter)

$1.31 $1.31

$2.82 CA$3.95

-53.55%

White Bread (500g)

$3.39 $3.39

$2.77 CA$3.88

22.38%

Rice (white) (1kg)

$4.39 $4.39

$3.66 CA$5.12

19.95%

Eggs

$3.87 $3.87

$3.56 CA$4.99

8.71%

Local Cheese (1kg)

$9.38 $9.38

$13.5 CA$18.9

-30.52%

Chicken Fillets (1kg)

$17.96 $17.96

$13.35 CA$18.69

34.53%

Beef Round Steak (1kg)

$14 $14

$16.75 CA$23.45

-16.42%

Apples (1kg)

$3.87 $3.87

$3.98 CA$5.57

-2.76%

Banana (1kg)

$1.2 $1.2

$1.17 CA$1.63

2.56%

Oranges (1kg)

$2.53 $2.53

$3.26 CA$4.56

-22.39%

Tomato (1kg)

$2.18 $2.18

$4.18 CA$5.85

-47.85%

Potato (1kg)

$2.03 $2.03

$2.45 CA$3.43

-17.14%

Onion (1kg)

$2.23 $2.23

$2.84 CA$3.98

-21.48%

Lettuce (1 head)

$1.82 $1.82

$2.34 CA$3.28

-22.22%

Water (1.5 liter bottle)

$1.84 $1.84

$1.9 CA$2.66

-3.16%

Cigarettes 20 Pack (Marlboro, Camel)

$11.99 $11.99

$14.52 CA$20.33

-17.42%

Wine (Bottle)

$17.09 $17.09

$12.94 CA$18.12

32.07%

Local Beer (0.5 liter bottle)

$2.29 $2.29

$2.72 CA$3.81

-15.81%

Imported Beer (0.33 liter bottle)

$2.55 $2.55

$3.12 CA$4.36

-18.27%

One-way Ticket (Public Transport)

$1.97 $1.97

$2.46 CA$3.44

-19.92%

Public Transport Monthly Pass (Regular Price)

$54 $54

$115 CA$160

-52.84%

Taxi Start (Normal Tariff)

$1.56 $1.56

$3.67 CA$5.14

-57.49%

Taxi (Normal Tariff) (1km)

$0.87 $0.87

$1.41 CA$1.97

-38.30%

Taxi 1hour Waiting (Normal Tariff)

$29.53 $29.53

$26.04 CA$36.46

13.40%

Gasoline (1 liter)

$1.27 $1.27

$1.14 CA$1.59

11.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K $23.7K

$25.5K CA$35.7K

-7.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24K $24K

$21.1K CA$29.6K

13.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 $182

$117 CA$164

55.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.9 $50.9

$38.01 CA$53.2

33.81%

Internet (50+ Mbps, Unlimited Data)

$60.1 $60.1

$53.4 CA$74.7

12.65%

Gym Membership (Monthly)

$42.54 $42.54

$57.3 CA$80.2

-25.77%

Tennis Court (1 Hour on Weekend)

$10.62 $10.62

$21.08 CA$29.52

-49.62%

Cinema Ticket

$12.48 $12.48

$11.67 CA$16.33

6.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$565 $565

$1,126 CA$1,576

-49.76%

International Primary School, 1 Child (Yearly)

$12.6K $12.6K

$18.4K CA$25.8K

-31.30%

Jeans (Levis 501 Or Similar)

$67.1 $67.1

$57.1 CA$79.9

17.57%

Summer Dress (H&M, Zara, etc)

$118 $118

$39.11 CA$54.8

201.30%

Sport Shoes (Adidas, Nike)

$98.4 $98.4

$87.6 CA$123

12.36%

Men's Leather Business Shoes

$200 $200

$114 CA$159

76.19%

1-bedroom Apartment, City Center (Monthly)

$2,319 $2,319

$1,782 CA$2,495

30.12%

1-bedroom Apartment, Outside City Center (Monthly)

$2,018 $2,018

$1,577 CA$2,208

27.93%

3-bedroom Apartment, City Center (Monthly)

$3,594 $3,594

$3,016 CA$4,223

19.16%

3-bedroom Apartment, Outside City Center (Monthly)

$3,769 $3,769

$2,483 CA$3,477

51.79%

Buy Apartment in City Center (m2)

$7,840 $7,840

$7,934 CA$11.1K

-1.18%

Buy Apartment Outside City Center (m2)

$5,912 $5,912

$6,968 CA$9,755

-15.15%

Average Monthly Net Salary (After Tax)

$5,352 $5,352

$3,434 CA$4,808

55.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.4

5.16

24.03%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterey, CA: November 30, 2025

Last update for Toronto: December 1, 2025

Digital Nomad Cost of Living Index

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