Cost of Living Comparison Between Monterey, CA and Toronto Cost of Living Comparison Between Monterey, CA and Toronto

😐 Solo nomad: Monterey, CA is 2.9% more expensive than Toronto without rent, and 19.2% more expensive with rent.

😐 Family of 3: Monterey, CA is 5.2% more expensive than Toronto without rent, and 21.8% more expensive with rent.

Meal at Budget Restaurant

$16.29 $16.29

$18.50 CA$25.34

-11.95%

Three-Course Dinner for Two, Mid-Range

$66.1 $66.1

$82.9 CA$114

-20.31%

Fast Food Meal (McDonalds, etc)

$9.48 $9.48

$11.00 CA$15.07

-13.82%

Cappuccino

$4.43 $4.43

$3.93 CA$5.39

12.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.16 $3.16

$2.11 CA$2.90

49.76%

Water (0.33 liter bottle)

$1.64 $1.64

$1.64 CA$2.25

Local Beer (0.5 liter draught)

$6.12 $6.12

$5.92 CA$8.11

3.38%

Imported Beer (0.33 liter bottle)

$4.45 $4.45

$6.49 CA$8.90

-31.43%

Milk (1 liter)

$1.29 $1.29

$2.72 CA$3.72

-52.57%

White Bread (500g)

$3.42 $3.42

$2.86 CA$3.92

19.58%

Rice (white) (1kg)

$4.35 $4.35

$3.60 CA$4.93

20.83%

Eggs

$3.95 $3.95

$3.61 CA$4.95

9.42%

Local Cheese (1kg)

$9.40 $9.40

$13.35 CA$18.29

-29.59%

Chicken Fillets (1kg)

$17.83 $17.83

$13.14 CA$18.01

35.69%

Beef Round Steak (1kg)

$14.35 $14.35

$16.87 CA$23.11

-14.94%

Apples (1kg)

$3.97 $3.97

$4.17 CA$5.72

-4.80%

Banana (1kg)

$1.19 $1.19

$1.16 CA$1.59

2.59%

Oranges (1kg)

$2.48 $2.48

$3.24 CA$4.44

-23.46%

Tomato (1kg)

$2.25 $2.25

$4.03 CA$5.52

-44.17%

Potato (1kg)

$1.93 $1.93

$2.54 CA$3.49

-24.02%

Onion (1kg)

$2.16 $2.16

$2.92 CA$4.00

-26.03%

Lettuce (1 head)

$1.86 $1.86

$2.46 CA$3.37

-24.39%

Water (1.5 liter bottle)

$1.92 $1.92

$1.97 CA$2.70

-2.54%

Cigarettes 20 Pack (Marlboro, Camel)

$12.08 $12.08

$15.02 CA$20.57

-19.57%

Wine (Bottle)

$17.13 $17.13

$13.76 CA$18.86

24.49%

Local Beer (0.5 liter bottle)

$2.24 $2.24

$2.67 CA$3.66

-16.10%

Imported Beer (0.33 liter bottle)

$2.47 $2.47

$3.19 CA$4.37

-22.57%

One-way Ticket (Public Transport)

$1.97 $1.97

$2.42 CA$3.31

-18.60%

Public Transport Monthly Pass (Regular Price)

$54.4 $54.4

$113 CA$155

-51.82%

Taxi Start (Normal Tariff)

$1.59 $1.59

$3.73 CA$5.11

-57.37%

Taxi (Normal Tariff) (1km)

$0.95 $0.95

$1.42 CA$1.94

-33.10%

Taxi 1hour Waiting (Normal Tariff)

$29.62 $29.62

$25.91 CA$35.50

14.32%

Gasoline (1 liter)

$1.26 $1.26

$1.09 CA$1.50

15.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K $24.3K

$24.9K CA$34.1K

-2.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K $24.7K

$21.3K CA$29.2K

15.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$185 $185

$117 CA$160

58.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.2 $51.2

$37.93 CA$52.0

35.04%

Internet (50+ Mbps, Unlimited Data)

$61.1 $61.1

$53.3 CA$73.0

14.76%

Gym Membership (Monthly)

$44.09 $44.09

$56.4 CA$77.3

-21.81%

Tennis Court (1 Hour on Weekend)

$10.63 $10.63

$21.08 CA$28.87

-49.57%

Cinema Ticket

$12.53 $12.53

$11.98 CA$16.41

4.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$553 $553

$1,126 CA$1,543

-50.92%

International Primary School, 1 Child (Yearly)

$12.3K $12.3K

$18.5K CA$25.3K

-33.36%

Jeans (Levis 501 Or Similar)

$68.4 $68.4

$58.4 CA$80.1

17.08%

Summer Dress (H&M, Zara, etc)

$120 $120

$39.18 CA$53.7

206.46%

Sport Shoes (Adidas, Nike)

$99.3 $99.3

$89.2 CA$122

11.37%

Men's Leather Business Shoes

$204 $204

$117 CA$160

74.89%

1-bedroom Apartment, City Center (Monthly)

$2,277 $2,277

$1,787 CA$2,448

27.40%

1-bedroom Apartment, Outside City Center (Monthly)

$2,027 $2,027

$1,560 CA$2,137

29.96%

3-bedroom Apartment, City Center (Monthly)

$3,629 $3,629

$2,987 CA$4,093

21.48%

3-bedroom Apartment, Outside City Center (Monthly)

$3,727 $3,727

$2,445 CA$3,350

52.40%

Buy Apartment in City Center (m2)

$8,063 $8,063

$8,834 CA$12.1K

-8.73%

Buy Apartment Outside City Center (m2)

$5,764 $5,764

$6,835 CA$9,365

-15.67%

Average Monthly Net Salary (After Tax)

$5,273 $5,273

$3,638 CA$4,984

44.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.4

5.16

24.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterey, CA: March 2, 2026

Last update for Toronto: March 3, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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