Cost of Living Comparison Between Toronto and Monterey, CA Cost of Living Comparison Between Toronto and Monterey, CA

😐 Solo nomad: Toronto is 8.8% more expensive than Monterey, CA without rent, and 15.4% cheaper with rent.

🙂 Family of 3: Toronto is 9.4% cheaper than Monterey, CA without rent, and 19.4% cheaper with rent.

Meal at Budget Restaurant

$18.40 CA$25.20

$16.77 $16.77

9.72%

Three-Course Dinner for Two, Mid-Range

$81.3 CA$111

$64.1 $64.1

26.88%

Fast Food Meal (McDonalds, etc)

$10.92 CA$14.97

$9.45 $9.45

15.56%

Cappuccino

$3.83 CA$5.25

$4.41 $4.41

-13.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 CA$3.01

$3.16 $3.16

-30.70%

Water (0.33 liter bottle)

$1.64 CA$2.25

$1.62 $1.62

1.23%

Local Beer (0.5 liter draught)

$5.87 CA$8.05

$6.15 $6.15

-4.55%

Imported Beer (0.33 liter bottle)

$6.74 CA$9.24

$4.46 $4.46

51.12%

Milk (1 liter)

$2.69 CA$3.68

$1.34 $1.34

100.75%

White Bread (500g)

$2.78 CA$3.81

$3.55 $3.55

-21.69%

Rice (white) (1kg)

$3.51 CA$4.81

$4.31 $4.31

-18.56%

Eggs

$3.47 CA$4.76

$3.89 $3.89

-10.80%

Local Cheese (1kg)

$13.25 CA$18.15

$9.55 $9.55

38.74%

Chicken Fillets (1kg)

$12.92 CA$17.70

$17.58 $17.58

-26.51%

Beef Round Steak (1kg)

$16.38 CA$22.44

$14.04 $14.04

16.67%

Apples (1kg)

$4.03 CA$5.52

$3.98 $3.98

1.26%

Banana (1kg)

$1.17 CA$1.61

$1.14 $1.14

2.63%

Oranges (1kg)

$3.35 CA$4.59

$2.53 $2.53

32.41%

Tomato (1kg)

$4.01 CA$5.50

$2.23 $2.23

79.82%

Potato (1kg)

$2.44 CA$3.34

$1.92 $1.92

27.08%

Onion (1kg)

$2.84 CA$3.90

$2.23 $2.23

27.35%

Lettuce (1 head)

$2.39 CA$3.27

$1.87 $1.87

27.81%

Water (1.5 liter bottle)

$1.98 CA$2.71

$1.87 $1.87

5.88%

Cigarettes 20 Pack (Marlboro, Camel)

$14.82 CA$20.31

$11.89 $11.89

24.64%

Wine (Bottle)

$14.37 CA$19.68

$17.24 $17.24

-16.65%

Local Beer (0.5 liter bottle)

$2.77 CA$3.79

$2.25 $2.25

23.11%

Imported Beer (0.33 liter bottle)

$3.30 CA$4.52

$2.52 $2.52

30.95%

One-way Ticket (Public Transport)

$2.45 CA$3.35

$2.06 $2.06

18.93%

Public Transport Monthly Pass (Regular Price)

$113 CA$155

$54.6 $54.6

107.93%

Taxi Start (Normal Tariff)

$3.61 CA$4.95

$1.51 $1.51

139.07%

Taxi (Normal Tariff) (1km)

$1.42 CA$1.94

$0.95 $0.95

49.47%

Taxi 1hour Waiting (Normal Tariff)

$25.90 CA$35.48

$29.61 $29.61

-12.53%

Gasoline (1 liter)

$1.10 CA$1.50

$1.21 $1.21

-9.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.5K CA$35.0K

$24.3K $24.3K

5.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K CA$28.7K

$24.6K $24.6K

-14.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 CA$163

$185 $185

-35.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.69 CA$51.6

$51.4 $51.4

-26.66%

Internet (50+ Mbps, Unlimited Data)

$54.6 CA$74.7

$60.4 $60.4

-9.63%

Gym Membership (Monthly)

$57.3 CA$78.5

$43.71 $43.71

31.00%

Tennis Court (1 Hour on Weekend)

$20.68 CA$28.33

$10.70 $10.70

93.27%

Cinema Ticket

$11.62 CA$15.92

$12.51 $12.51

-7.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,118 CA$1,531

$568 $568

96.66%

International Primary School, 1 Child (Yearly)

$18.3K CA$25.0K

$12.7K $12.7K

44.20%

Jeans (Levis 501 Or Similar)

$57.3 CA$78.6

$67.6 $67.6

-15.14%

Summer Dress (H&M, Zara, etc)

$39.80 CA$54.5

$118 $118

-66.34%

Sport Shoes (Adidas, Nike)

$88.4 CA$121

$98.8 $98.8

-10.53%

Men's Leather Business Shoes

$116 CA$159

$199 $199

-41.73%

1-bedroom Apartment, City Center (Monthly)

$1,836 CA$2,516

$2,291 $2,291

-19.86%

1-bedroom Apartment, Outside City Center (Monthly)

$1,550 CA$2,124

$1,963 $1,963

-21.02%

3-bedroom Apartment, City Center (Monthly)

$2,991 CA$4,097

$3,626 $3,626

-17.52%

3-bedroom Apartment, Outside City Center (Monthly)

$2,492 CA$3,415

$3,693 $3,693

-32.50%

Buy Apartment in City Center (m2)

$8,566 CA$11.7K

$7,943 $7,943

7.85%

Buy Apartment Outside City Center (m2)

$6,905 CA$9,460

$5,887 $5,887

17.30%

Average Monthly Net Salary (After Tax)

$3,697 CA$5,064

$5,352 $5,352

-30.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.4

-19.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: April 13, 2026

Last update for Monterey, CA: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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