🙂Monthly costs for one person with rent: $1,314 in Montego Bay versus $1,447 in Mexico City.
🙂Estimated couple costs with rent: $1,787 in Montego Bay versus $2,310 in Mexico City.
🙂Monthly costs for a family of three with rent: $2,261 in Montego Bay versus $3,174 in Mexico City.
🙂Living in Montego Bay costs roughly 9% less than in Mexico City, driven mainly by Clothing & Footwear.
📊The two cities straddle the global median: Montego Bay is 2% below, Mexico City is 8% above.
Currency
🍽 Eating Out
Montego Bay
Mexico City
Difference
Meal at Budget Restaurant
$7.54JMD 1,186
$12.98MX$223
-41.91%
Three-Course Dinner for Two, Mid-Range
$50.3JMD 7,905
$52.6MX$903
-4.47%
Fast Food Meal(McDonalds, etc)
$7.38JMD 1,161
$9.43MX$162
-21.74%
Cappuccino
$4.31JMD 678
$3.57MX$61.3
20.73%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.33JMD 209
$1.61MX$27.55
-17.39%
Water(0.33 liter bottle)
$0.76JMD 120
$1.15MX$19.81
-33.91%
Local Beer(0.5 liter draught)
$2.43JMD 382
$3.15MX$54.0
-22.86%
Imported Beer(0.33 liter bottle)
$3.18JMD 500
$4.86MX$83.4
-34.57%
🛒 Groceries & Markets
Montego Bay
Mexico City
Difference
Milk(1 liter)
$2.53JMD 397
$1.70MX$29.17
48.82%
White Bread(500g)
$2.76JMD 434
$2.64MX$45.23
4.55%
Rice(white)(1kg)
$1.63JMD 257
$1.90MX$32.67
-14.21%
Eggs
$3.56JMD 559
$2.54MX$43.62
40.16%
Local Cheese(1kg)
$10.94JMD 1,721
$10.08MX$173
8.53%
Chicken Fillets(1kg)
$6.45JMD 1,014
$8.29MX$142
-22.20%
Beef Round Steak(1kg)
$7.56JMD 1,189
$11.57MX$199
-34.66%
Apples(1kg)
$3.42JMD 537
$3.03MX$52.0
12.87%
Banana(1kg)
$3.14JMD 494
$1.71MX$29.35
83.63%
Oranges(1kg)
$2.71JMD 427
$2.05MX$35.16
32.20%
Tomato(1kg)
$1.75JMD 275
$2.06MX$35.36
-15.05%
Potato(1kg)
$2.03JMD 319
$2.06MX$35.43
-1.46%
Onion(1kg)
$1.13JMD 178
$2.17MX$37.25
-47.93%
Lettuce(1 head)
$1.91JMD 301
$1.40MX$24.08
36.43%
Water(1.5 liter bottle)
$0.95JMD 149
$1.12MX$19.26
-15.18%
Cigarettes 20 Pack(Marlboro, Camel)
$9.03JMD 1,420
$4.29MX$73.7
110.49%
Wine(Bottle)
$11.28JMD 1,773
$15.41MX$265
-26.80%
Local Beer(0.5 liter bottle)
$2.11JMD 332
$1.67MX$28.74
26.35%
Imported Beer(0.33 liter bottle)
$3.16JMD 497
$3.69MX$63.3
-14.36%
🚌 Getting Around
Montego Bay
Mexico City
Difference
One-way Ticket(Public Transport)
$0.96JMD 151
$0.38MX$6.55
152.63%
Public Transport Monthly Pass(Regular Price)
-
$19.06MX$327
-
Taxi Start(Normal Tariff)
$0.91JMD 143
$1.38MX$23.70
-34.06%
Taxi(Normal Tariff)(1km)
$3.21JMD 505
$0.28MX$4.74
1046.43%
Taxi 1hour Waiting(Normal Tariff)
$6.40JMD 1,006
$5.42MX$92.9
18.08%
Gasoline(1 liter)
$1.29JMD 203
$1.28MX$21.98
0.78%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$43.6KJMD 6.9M
$19.0KMX$325.8K
129.69%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.7KJMD 5.3M
$23.5KMX$402.7K
43.74%
🧾 Monthly Utilities & Internet
Montego Bay
Mexico City
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$163JMD 25.6K
$41.02MX$704
296.59%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$21.15JMD 3,327
$26.92MX$462
-21.43%
Internet(50+ Mbps, Unlimited Data)
$47.83JMD 7,522
$29.69MX$510
61.10%
🎉 Sport & Entertainment
Montego Bay
Mexico City
Difference
Gym Membership(Monthly)
$37.84JMD 5,952
$52.3MX$898
-27.69%
Tennis Court(1 Hour on Weekend)
-
$26.23MX$450
-
Cinema Ticket
$7.55JMD 1,188
$6.18MX$106
22.17%
🧸 Childcare & Education
Montego Bay
Mexico City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$63.0JMD 9,903
$427MX$7,331
-85.26%
International Primary School, 1 Child(Yearly)
$1,913JMD 300.9K
$10.7KMX$183.6K
-82.12%
👕👟 Clothing & Footwear
Montego Bay
Mexico City
Difference
Jeans(Levis 501 Or Similar)
$25.80JMD 4,057
$56.8MX$975
-54.59%
Summer Dress(H&M, Zara, etc)
$19.75JMD 3,106
$44.83MX$769
-55.94%
Sport Shoes(Adidas, Nike)
$66.6JMD 10.5K
$105MX$1,794
-36.26%
Men's Leather Business Shoes
$75.2JMD 11.8K
$106MX$1,819
-29.03%
🏠 Accommodation & Living
Montego Bay
Mexico City
Difference
1-bedroom Apartment, City Center(Monthly)
$266JMD 41.8K
$995MX$17.1K
-73.30%
1-bedroom Apartment, Outside City Center(Monthly)
$448JMD 70.4K
$621MX$10.7K
-27.93%
3-bedroom Apartment, City Center(Monthly)
$648JMD 102.0K
$2,126MX$36.5K
-69.50%
3-bedroom Apartment, Outside City Center(Monthly)
$442JMD 69.6K
$1,254MX$21.5K
-64.70%
Buy Apartment in City Center(m2)
-
$3,903MX$67.0K
-
Buy Apartment Outside City Center(m2)
-
$2,096MX$36.0K
-
💵 Salaries & Financials
Montego Bay
Mexico City
Difference
Average Monthly Net Salary(After Tax)
$552JMD 86.8K
$1,107MX$19.0K
-50.18%
20-Year Fixed Mortgage Interest Rate(Annual %)
8
11.34
-29.45%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Montego Bay: June 7, 2026
Last update for Mexico City: June 7, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $266 in Montego Bay and $995 in Mexico City. Housing cost is often the main lever when comparing two cities.
💰Mexico City pays 101% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $50.0 in Montego Bay vs $53.0 in Mexico City for a mid-range dinner for two. Groceries echo the gap at $284 vs $288 per month, with Montego Bay cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Montego Bay vs Mexico City: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Montego Bay and Mexico City?
Montego Bay and Mexico City differ by about 10% in total monthly costs ($1,314 vs $1,447 including rent). Montego Bay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Mexico City earns 101% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Montego Bay and Mexico City?
Rent for a central apartment: $266 in Montego Bay versus $995 in Mexico City. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Montego Bay and Mexico City?
Childcare runs $63.0 in Montego Bay versus $427 in Mexico City. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Montego Bay – a meal for two runs $50.0 versus $53.0 in Mexico City. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,000 per month?
At $1,314 in Montego Bay versus $1,447 in Mexico City, a $1,000 budget is realistic in Montego Bay but tight or insufficient in Mexico City. The gap between the two cities makes Montego Bay the clear choice for anyone on this budget.
How does quality of life compare between Montego Bay and Mexico City?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Montego Bay or Mexico City?
Expats usually find Montego Bay gentler on the wallet – expenses run 10% less than in Mexico City. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Montego Bay vs other spots: cost of living compared