🙂Monthly costs for one person with rent: $1,295 in Montego Bay versus $1,472 in Mexico City.
🙂Estimated couple costs with rent: $1,753 in Montego Bay versus $2,359 in Mexico City.
🙂Monthly costs for a family of three with rent: $2,210 in Montego Bay versus $3,245 in Mexico City.
🌍Living in Montego Bay costs roughly 12% less than in Mexico City, driven mainly by Clothing & Footwear.
📊The two cities straddle the global median: Montego Bay is 3% below, Mexico City is 11% above.
Currency
🍽 Eating Out
Montego Bay
Mexico City
Difference
Meal at Budget Restaurant
$7.54JMD 1,188
$13.14MX$227
-42.62%
Three-Course Dinner for Two, Mid-Range
$50.2JMD 7,898
$53.5MX$926
-6.31%
Fast Food Meal(McDonalds, etc)
$7.72JMD 1,215
$9.33MX$161
-17.26%
Cappuccino
$4.31JMD 678
$3.70MX$64.0
16.49%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.32JMD 209
$1.60MX$27.76
-17.50%
Water(0.33 liter bottle)
$0.76JMD 120
$1.12MX$19.34
-32.14%
Local Beer(0.5 liter draught)
$2.46JMD 388
$3.14MX$54.3
-21.66%
Imported Beer(0.33 liter bottle)
$3.07JMD 484
$4.85MX$83.9
-36.70%
🛒 Groceries & Markets
Montego Bay
Mexico City
Difference
Milk(1 liter)
$2.47JMD 390
$1.65MX$28.61
49.70%
White Bread(500g)
$2.82JMD 444
$2.71MX$46.96
4.06%
Rice(white)(1kg)
$1.60JMD 252
$1.91MX$33.03
-16.23%
Eggs
$3.46JMD 544
$2.59MX$44.81
33.59%
Local Cheese(1kg)
$11.12JMD 1,752
$9.81MX$170
13.35%
Chicken Fillets(1kg)
$6.46JMD 1,017
$8.43MX$146
-23.37%
Beef Round Steak(1kg)
$7.69JMD 1,211
$11.93MX$206
-35.54%
Apples(1kg)
$3.35JMD 528
$2.95MX$51.1
13.56%
Banana(1kg)
$3.14JMD 495
$1.74MX$30.10
80.46%
Oranges(1kg)
$2.74JMD 431
$2.04MX$35.38
34.31%
Tomato(1kg)
$1.79JMD 281
$2.06MX$35.64
-13.11%
Potato(1kg)
$2.04JMD 321
$2.15MX$37.20
-5.12%
Onion(1kg)
$1.13JMD 177
$2.26MX$39.02
-50.00%
Lettuce(1 head)
$1.84JMD 290
$1.39MX$23.97
32.37%
Water(1.5 liter bottle)
$0.93JMD 147
$1.12MX$19.31
-16.96%
Cigarettes 20 Pack(Marlboro, Camel)
$8.80JMD 1,386
$4.22MX$73.0
108.53%
Wine(Bottle)
$11.16JMD 1,758
$17.51MX$303
-36.26%
Local Beer(0.5 liter bottle)
$2.12JMD 334
$1.71MX$29.58
23.98%
Imported Beer(0.33 liter bottle)
$3.15JMD 496
$3.63MX$62.8
-13.22%
🚌 Getting Around
Montego Bay
Mexico City
Difference
One-way Ticket(Public Transport)
$0.92JMD 145
$0.35MX$6.10
162.86%
Public Transport Monthly Pass(Regular Price)
-
$19.32MX$334
-
Taxi Start(Normal Tariff)
$0.96JMD 152
$1.38MX$23.80
-30.43%
Taxi(Normal Tariff)(1km)
$3.25JMD 512
$0.28MX$4.77
1060.71%
Taxi 1hour Waiting(Normal Tariff)
$6.13JMD 966
$5.28MX$91.3
16.10%
Gasoline(1 liter)
$1.23JMD 194
$1.36MX$23.50
-9.56%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$42.4KJMD 6.7M
$19.1KMX$330.5K
121.82%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.0KJMD 5.2M
$23.6KMX$408.4K
39.74%
🧾 Monthly Utilities & Internet
Montego Bay
Mexico City
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$164JMD 25.8K
$40.53MX$701
303.95%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$21.61JMD 3,404
$27.38MX$474
-21.07%
Internet(50+ Mbps, Unlimited Data)
$48.06JMD 7,569
$30.38MX$526
58.20%
🎉 Sport & Entertainment
Montego Bay
Mexico City
Difference
Gym Membership(Monthly)
$37.26JMD 5,869
$52.2MX$903
-28.65%
Tennis Court(1 Hour on Weekend)
-
$26.48MX$458
-
Cinema Ticket
$7.57JMD 1,192
$6.19MX$107
22.29%
🧸 Childcare & Education
Montego Bay
Mexico City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$62.7JMD 9,870
$425MX$7,355
-85.26%
International Primary School, 1 Child(Yearly)
$1,854JMD 292.0K
$10.7KMX$185.7K
-82.73%
👕👟 Clothing & Footwear
Montego Bay
Mexico City
Difference
Jeans(Levis 501 Or Similar)
$26.57JMD 4,185
$58.3MX$1,009
-54.43%
Summer Dress(H&M, Zara, etc)
$19.57JMD 3,083
$44.57MX$771
-56.09%
Sport Shoes(Adidas, Nike)
$66.5JMD 10.5K
$103MX$1,791
-35.72%
Men's Leather Business Shoes
$76.1JMD 12.0K
$109MX$1,881
-30.05%
🏠 Accommodation & Living
Montego Bay
Mexico City
Difference
1-bedroom Apartment, City Center(Monthly)
$265JMD 41.7K
$1,014MX$17.5K
-73.91%
1-bedroom Apartment, Outside City Center(Monthly)
$448JMD 70.6K
$623MX$10.8K
-27.99%
3-bedroom Apartment, City Center(Monthly)
$662JMD 104.3K
$2,119MX$36.7K
-68.76%
3-bedroom Apartment, Outside City Center(Monthly)
$447JMD 70.3K
$1,223MX$21.2K
-63.50%
Buy Apartment in City Center(m2)
-
$3,792MX$65.6K
-
Buy Apartment Outside City Center(m2)
-
$2,110MX$36.5K
-
💵 Salaries & Financials
Montego Bay
Mexico City
Difference
Average Monthly Net Salary(After Tax)
$552JMD 87.0K
$1,052MX$18.2K
-47.49%
20-Year Fixed Mortgage Interest Rate(Annual %)
8
11.34
-29.45%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Montego Bay: July 26, 2026
Last update for Mexico City: July 25, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $265 in Montego Bay and $1,014 in Mexico City. Housing cost is often the main lever when comparing two cities.
💰Mexico City pays 90% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $50.0 in Montego Bay vs $54.0 in Mexico City for a mid-range dinner for two. Groceries echo the gap at $284 vs $293 per month, with Montego Bay cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Montego Bay vs Mexico City: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Montego Bay and in Mexico City?
Montego Bay and Mexico City differ by about 14% in total monthly costs ($1,295 vs $1,472 including rent). Montego Bay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 90% lower in Mexico City. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Montego Bay and in Mexico City?
Rent for a central apartment: $265 in Montego Bay versus $1,014 in Mexico City. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Montego Bay and Mexico City?
Childcare runs $62.7 in Montego Bay versus $425 in Mexico City. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Montego Bay – a meal for two runs $50.0 versus $54.0 in Mexico City. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,000 per month?
At $1,295 in Montego Bay versus $1,472 in Mexico City, a $1,000 budget is realistic in Montego Bay but tight or insufficient in Mexico City. The gap between the two cities makes Montego Bay the clear choice for anyone on this budget.
How does quality of life compare between Montego Bay and Mexico City?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Montego Bay or Mexico City?
Expats usually find Montego Bay gentler on the wallet – expenses run 14% less than in Mexico City. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Montego Bay vs other spots: cost of living compared