🙂Monthly costs for one person with rent: $1,287 in Montego Bay versus $1,484 in Mexico City.
🙂Estimated couple costs with rent: $1,759 in Montego Bay versus $2,381 in Mexico City.
🙂Monthly costs for a family of three with rent: $2,231 in Montego Bay versus $3,278 in Mexico City.
🙂Living in Montego Bay costs roughly 13% less than in Mexico City, driven mainly by Clothing & Footwear.
📊The two cities straddle the global median: Montego Bay is 4% below, Mexico City is 11% above.
Currency
🍽 Eating Out
Montego Bay
Mexico City
Difference
Meal at Budget Restaurant
$7.69JMD 1,208
$12.98MX$227
-40.76%
Three-Course Dinner for Two, Mid-Range
$50.9JMD 7,988
$53.1MX$929
-4.16%
Fast Food Meal(McDonalds, etc)
$7.30JMD 1,147
$9.72MX$170
-24.90%
Cappuccino
$4.38JMD 688
$3.75MX$65.6
16.80%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.37JMD 216
$1.57MX$27.46
-12.74%
Water(0.33 liter bottle)
$0.71JMD 112
$1.13MX$19.76
-37.17%
Local Beer(0.5 liter draught)
$2.48JMD 389
$3.18MX$55.7
-22.01%
Imported Beer(0.33 liter bottle)
$3.08JMD 484
$4.66MX$81.6
-33.91%
🛒 Groceries & Markets
Montego Bay
Mexico City
Difference
Milk(1 liter)
$2.52JMD 396
$1.62MX$28.37
55.56%
White Bread(500g)
$2.68JMD 421
$2.71MX$47.36
-1.11%
Rice(white)(1kg)
$1.57JMD 246
$1.88MX$32.89
-16.49%
Eggs
$3.60JMD 565
$2.51MX$43.90
43.43%
Local Cheese(1kg)
$11.03JMD 1,732
$10.08MX$176
9.42%
Chicken Fillets(1kg)
$6.43JMD 1,010
$8.29MX$145
-22.44%
Beef Round Steak(1kg)
$7.77JMD 1,220
$11.94MX$209
-34.92%
Apples(1kg)
$3.37JMD 529
$2.86MX$50.1
17.83%
Banana(1kg)
$3.09JMD 486
$1.75MX$30.62
76.57%
Oranges(1kg)
$2.84JMD 445
$2.08MX$36.48
36.54%
Tomato(1kg)
$1.76JMD 277
$1.97MX$34.46
-10.66%
Potato(1kg)
$2.12JMD 333
$2.16MX$37.79
-1.85%
Onion(1kg)
$1.13JMD 177
$2.18MX$38.16
-48.17%
Lettuce(1 head)
$1.91JMD 300
$1.39MX$24.34
37.41%
Water(1.5 liter bottle)
$0.93JMD 146
$1.12MX$19.69
-16.96%
Cigarettes 20 Pack(Marlboro, Camel)
$8.61JMD 1,352
$4.20MX$73.5
105.00%
Wine(Bottle)
$11.46JMD 1,800
$14.25MX$249
-19.58%
Local Beer(0.5 liter bottle)
$2.11JMD 331
$1.76MX$30.85
19.89%
Imported Beer(0.33 liter bottle)
$3.06JMD 481
$3.68MX$64.5
-16.85%
🚌 Getting Around
Montego Bay
Mexico City
Difference
One-way Ticket(Public Transport)
$0.93JMD 146
$0.39MX$6.74
138.46%
Public Transport Monthly Pass(Regular Price)
-
$18.66MX$327
-
Taxi Start(Normal Tariff)
$0.93JMD 146
$1.39MX$24.26
-33.09%
Taxi(Normal Tariff)(1km)
$3.22JMD 505
$0.30MX$5.32
973.33%
Taxi 1hour Waiting(Normal Tariff)
$6.37JMD 1,001
$5.42MX$94.9
17.53%
Gasoline(1 liter)
$1.24JMD 195
$1.35MX$23.63
-8.15%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$42.3KJMD 6.6M
$18.9KMX$330.5K
123.97%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.1KJMD 5.4M
$23.2KMX$405.2K
47.30%
🧾 Monthly Utilities & Internet
Montego Bay
Mexico City
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$163JMD 25.6K
$40.82MX$714
298.80%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$21.26JMD 3,339
$27.50MX$481
-22.69%
Internet(50+ Mbps, Unlimited Data)
$47.70JMD 7,491
$30.38MX$532
57.01%
🎉 Sport & Entertainment
Montego Bay
Mexico City
Difference
Gym Membership(Monthly)
$37.35JMD 5,866
$53.4MX$935
-30.10%
Tennis Court(1 Hour on Weekend)
-
$26.30MX$460
-
Cinema Ticket
$7.54JMD 1,185
$6.27MX$110
20.26%
🧸 Childcare & Education
Montego Bay
Mexico City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$62.6JMD 9,827
$436MX$7,632
-85.65%
International Primary School, 1 Child(Yearly)
$1,882JMD 295.6K
$10.5KMX$183.2K
-82.02%
👕👟 Clothing & Footwear
Montego Bay
Mexico City
Difference
Jeans(Levis 501 Or Similar)
$26.12JMD 4,102
$56.8MX$993
-53.98%
Summer Dress(H&M, Zara, etc)
$20.10JMD 3,157
$44.79MX$784
-55.12%
Sport Shoes(Adidas, Nike)
$66.2JMD 10.4K
$103MX$1,799
-35.57%
Men's Leather Business Shoes
$75.8JMD 11.9K
$108MX$1,888
-29.71%
🏠 Accommodation & Living
Montego Bay
Mexico City
Difference
1-bedroom Apartment, City Center(Monthly)
$257JMD 40.3K
$1,000MX$17.5K
-74.31%
1-bedroom Apartment, Outside City Center(Monthly)
$461JMD 72.4K
$620MX$10.9K
-25.70%
3-bedroom Apartment, City Center(Monthly)
$669JMD 105.0K
$2,137MX$37.4K
-68.71%
3-bedroom Apartment, Outside City Center(Monthly)
$431JMD 67.7K
$1,235MX$21.6K
-65.08%
Buy Apartment in City Center(m2)
-
$3,865MX$67.6K
-
Buy Apartment Outside City Center(m2)
-
$2,332MX$40.8K
-
💵 Salaries & Financials
Montego Bay
Mexico City
Difference
Average Monthly Net Salary(After Tax)
$562JMD 88.3K
$1,067MX$18.7K
-47.32%
20-Year Fixed Mortgage Interest Rate(Annual %)
8
11.34
-29.45%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Montego Bay: April 25, 2026
Last update for Mexico City: April 27, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $257 in Montego Bay and $1,000 in Mexico City. Housing cost is often the main lever when comparing two cities.
💰Mexico City pays 90% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $51.0 in Montego Bay vs $53.0 in Mexico City for a mid-range dinner for two. Groceries echo the gap at $284 vs $286 per month, with Montego Bay cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Montego Bay vs Mexico City: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Montego Bay and Mexico City?
Montego Bay and Mexico City differ by about 15% in total monthly costs ($1,287 vs $1,484 including rent). Montego Bay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Mexico City earns 90% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Montego Bay and Mexico City?
Rent for a central apartment: $257 in Montego Bay versus $1,000 in Mexico City. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Montego Bay and Mexico City?
Childcare runs $62.6 in Montego Bay versus $436 in Mexico City. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Montego Bay – a meal for two runs $51.0 versus $53.0 in Mexico City. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,000 per month?
At $1,287 in Montego Bay versus $1,484 in Mexico City, a $1,000 budget is realistic in Montego Bay but tight or insufficient in Mexico City. The gap between the two cities makes Montego Bay the clear choice for anyone on this budget.
How does quality of life compare between Montego Bay and Mexico City?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Montego Bay or Mexico City?
Expats usually find Montego Bay gentler on the wallet – expenses run 15% less than in Mexico City. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Montego Bay vs other spots: cost of living compared