Cost of Living Comparison Between Monte Carlo and Lisbon Cost of Living Comparison Between Monte Carlo and Lisbon

Monthly Cost of Living

Monthly costs for one person with rent: $5,235 in Monte Carlo versus $2,291 in Lisbon.

Estimated couple costs with rent: $9,438 in Monte Carlo versus $3,322 in Lisbon.

Monthly costs for a family of three with rent: $13.6K in Monte Carlo versus $4,354 in Lisbon.

Living in Monte Carlo is roughly 128% more expensive than in Lisbon, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: Monte Carlo 292% above, Lisbon 71% above.

Meal at Budget Restaurant

$55.9 €48.84

$16.19 €14.15

245.27%

Three-Course Dinner for Two, Mid-Range

$123 €107

$63.3 €55.3

93.78%

Fast Food Meal (McDonalds, etc)

$10.94 €9.56

$10.32 €9.02

6.01%

Cappuccino

$4.36 €3.81

$2.83 €2.47

54.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$7.22 €6.31

$2.29 €2.00

215.28%

Water (0.33 liter bottle)

$8.22 €7.18

$1.58 €1.38

420.25%

Local Beer (0.5 liter draught)

$10.56 €9.23

$3.40 €2.97

210.59%

Imported Beer (0.33 liter bottle)

$12.77 €11.16

$4.03 €3.52

216.87%

Milk (1 liter)

$2.29 €2.00

$1.09 €0.95

110.09%

White Bread (500g)

$5.30 €4.63

$1.75 €1.53

202.86%

Rice (white) (1kg)

$4.64 €4.05

$1.76 €1.54

163.64%

Eggs

$4.78 €4.17

$3.17 €2.77

50.79%

Local Cheese (1kg)

$13.19 €11.53

Chicken Fillets (1kg)

$17.38 €15.18

$7.97 €6.96

118.07%

Beef Round Steak (1kg)

$22.83 €19.95

$15.53 €13.57

47.01%

Apples (1kg)

$6.55 €5.72

$2.37 €2.07

176.37%

Banana (1kg)

$7.70 €6.73

$1.71 €1.49

350.29%

Oranges (1kg)

$5.07 €4.43

$2.01 €1.75

152.24%

Tomato (1kg)

$8.49 €7.41

$2.43 €2.12

249.38%

Potato (1kg)

$5.70 €4.98

$1.76 €1.54

223.86%

Onion (1kg)

$5.83 €5.09

$2.03 €1.78

187.19%

Lettuce (1 head)

$5.10 €4.45

$1.92 €1.68

165.63%

Water (1.5 liter bottle)

$6.31 €5.51

$0.85 €0.74

642.35%

Cigarettes 20 Pack (Marlboro, Camel)

$12.81 €11.20

$6.58 €5.75

94.68%

Wine (Bottle)

$17.26 €15.08

$5.58 €4.87

209.32%

Local Beer (0.5 liter bottle)

$2.04 €1.78

$1.33 €1.16

53.38%

Imported Beer (0.33 liter bottle)

$4.54 €3.97

$2.97 €2.60

52.86%

One-way Ticket (Public Transport)

$2.00 €1.75

$2.28 €1.99

-12.28%

Public Transport Monthly Pass (Regular Price)

$38.32 €33.48

$45.79 €40.01

-16.31%

Taxi Start (Normal Tariff)

$5.68 €4.97

$4.23 €3.69

34.28%

Taxi (Normal Tariff) (1km)

$2.11 €1.85

$0.81 €0.71

160.49%

Taxi 1hour Waiting (Normal Tariff)

$113 €99.1

$18.44 €16.11

515.35%

Gasoline (1 liter)

$2.55 €2.23

$2.08 €1.82

22.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$55.5K €48.5K

$34.7K €30.3K

59.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.3K €38.7K

$39.2K €34.2K

13.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$496 €433

$148 €129

234.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.1 €53.4

$20.46 €17.88

198.53%

Internet (50+ Mbps, Unlimited Data)

$101 €88.0

$39.56 €34.56

154.47%

Gym Membership (Monthly)

$550 €481

$47.99 €41.93

1046.76%

Tennis Court (1 Hour on Weekend)

$57.1 €49.92

$18.60 €16.25

207.20%

Cinema Ticket

$18.54 €16.20

$9.22 €8.06

101.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,710 €3,242

$616 €538

502.21%

International Primary School, 1 Child (Yearly)

$17.5K €15.3K

$16.4K €14.4K

6.61%

Jeans (Levis 501 Or Similar)

$233 €203

$103 €89.7

126.44%

Summer Dress (H&M, Zara, etc)

$80.1 €70.0

$41.74 €36.47

91.85%

Sport Shoes (Adidas, Nike)

$203 €178

$94.8 €82.8

114.62%

Men's Leather Business Shoes

$288 €252

$122 €107

136.20%

1-bedroom Apartment, City Center (Monthly)

$2,480 €2,166

$1,633 €1,426

51.88%

1-bedroom Apartment, Outside City Center (Monthly)

$2,271 €1,985

$1,232 €1,077

84.32%

3-bedroom Apartment, City Center (Monthly)

$7,897 €6,900

$3,098 €2,707

154.88%

3-bedroom Apartment, Outside City Center (Monthly)

$7,623 €6,660

$2,031 €1,775

275.26%

Buy Apartment in City Center (m2)

$66.2K €57.8K

$7,831 €6,842

745.12%

Buy Apartment Outside City Center (m2)

$53.0K €46.3K

$4,389 €3,835

1106.92%

Average Monthly Net Salary (After Tax)

$8,643 €7,551

$1,607 €1,404

437.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

-47.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monte Carlo: July 12, 2026

Last update for Lisbon: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,480 in Monte Carlo and $1,633 in Lisbon. Housing cost is often the main lever when comparing two cities.

Monte Carlo pays 438% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $123 in Monte Carlo vs $63.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $589 vs $267 per month, with Lisbon cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monte Carlo vs Lisbon: Cost of Living - Frequently Asked Questions

Monte Carlo and Lisbon differ by about 128% in total monthly costs ($5,235 vs $2,291 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 438% higher in Monte Carlo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,480 in Monte Carlo versus $1,633 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,710 in Monte Carlo versus $616 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 120% higher in Monte Carlo. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $3,000. Lisbon is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Monte Carlo and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 128% less than in Monte Carlo. Beyond cost, consider language, visa policies, and how big the international community is in each city.