Last update: Oct 2026

Cost of Living Comparison Between Montclair, NJ and Utrecht

For one person, living costs are similar in Montclair, NJ and in Utrecht: $2,923 and $2,876 a month, rent and utilities included.

141

Cost of Living Index in Montclair, NJ
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Montclair, NJ Living Index
141

Cost of Living Index in Utrecht
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Utrecht Living Index

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Montclair, NJ

🇺🇸 United States

$2,923

/mo nomad

Utrecht

🇳🇱 Netherlands

$2,876

/mo nomad

Monthly Cost of Living

How much you'll spend in Montclair, NJ and in Utrecht

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montclair, NJ and in Utrecht actually costs, broken down by who's living it.

A single person spends $2,923 per month in Montclair, NJ vs $2,876 in Utrecht, rent included.

Montclair, NJ $2,923
Utrecht $2,876

A couple spends around $4,274 per month in Montclair, NJ vs $4,129 in Utrecht, rent included.

Montclair, NJ $4,274
Utrecht $4,129

A family of three spends $5,626 per month in Montclair, NJ vs $5,382 in Utrecht, rent included.

Montclair, NJ $5,626
Utrecht $5,382

Montclair, NJ costs about 2% more than Utrecht, and outside of rent the biggest gap is in transport.

Both Montclair, NJ and Utrecht sit above the global median – Montclair, NJ by 117%, Utrecht by 113%.

Meal at Budget Restaurant

$19.91 $19.91

$22.38 €19.90

-11.04%

Three-Course Dinner for Two, Mid-Range

$79.4 $79.4

$85.1 €75.7

-6.63%

Fast Food Meal (McDonalds, etc)

$13.18 $13.18

$13.54 €12.04

-2.66%

Cappuccino

$6.44 $6.44

$4.58 €4.08

40.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 $2.48

$3.87 €3.44

-35.92%

Water (0.33 liter bottle)

$1.48 $1.48

$3.28 €2.92

-54.88%

Local Beer (0.5 liter draught)

$8.66 $8.66

$6.76 €6.01

28.11%

Imported Beer (0.33 liter bottle)

$6.91 $6.91

$7.23 €6.43

-4.43%

Milk (1 liter)

$1.27 $1.27

$1.54 €1.37

-17.53%

White Bread (500g)

$4.47 $4.47

$2.89 €2.57

54.67%

Rice (white) (1kg)

$6.09 $6.09

$2.51 €2.23

142.63%

Eggs

$6.14 $6.14

$4.73 €4.21

29.81%

Local Cheese (1kg)

$13.71 $13.71

$13.21 €11.75

3.79%

Chicken Fillets (1kg)

$10.37 $10.37

$13.86 €12.33

-25.18%

Beef Round Steak (1kg)

$18.41 $18.41

$19.03 €16.93

-3.26%

Apples (1kg)

$5.87 $5.87

$2.69 €2.39

118.22%

Banana (1kg)

$2.09 $2.09

$2.37 €2.10

-11.81%

Oranges (1kg)

$4.18 $4.18

$2.16 €1.92

93.52%

Tomato (1kg)

$5.45 $5.45

$3.82 €3.40

42.67%

Potato (1kg)

$3.09 $3.09

$1.67 €1.48

85.03%

Onion (1kg)

$3.00 $3.00

$1.89 €1.68

58.73%

Lettuce (1 head)

$2.90 $2.90

$1.58 €1.41

83.54%

Water (1.5 liter bottle)

$2.62 $2.62

$1.36 €1.21

92.65%

Cigarettes 20 Pack (Marlboro, Camel)

$17.73 $17.73

$14.60 €12.99

21.44%

Wine (Bottle)

$14.84 $14.84

$6.71 €5.97

121.16%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$1.33 €1.18

32.33%

Imported Beer (0.33 liter bottle)

$3.65 $3.65

$2.71 €2.41

34.69%

One-way Ticket (Public Transport)

$3.67 €3.27

Public Transport Monthly Pass (Regular Price)

$134 €119

Taxi Start (Normal Tariff)

$2.92 $2.92

$3.77 €3.35

-22.55%

Taxi (Normal Tariff) (1km)

$2.11 $2.11

$2.70 €2.40

-21.85%

Taxi 1hour Waiting (Normal Tariff)

$41.91 $41.91

$44.46 €39.54

-5.74%

Gasoline (1 liter)

$1.11 $1.11

$2.56 €2.27

-56.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.2K $36.2K

$41.0K €36.4K

-11.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K $25.1K

$39.4K €35.1K

-36.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$170 $170

$240 €214

-29.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.7 $51.7

$21.52 €19.14

140.38%

Internet (50+ Mbps, Unlimited Data)

$49.53 $49.53

$48.22 €42.90

2.72%

Gym Membership (Monthly)

$79.2 $79.2

$44.50 €39.58

77.93%

Tennis Court (1 Hour on Weekend)

$31.38 €27.91

Cinema Ticket

$20.46 $20.46

$15.87 €14.12

28.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,014 $2,014

$3,059 €2,721

-34.16%

International Primary School, 1 Child (Yearly)

$15.9K $15.9K

$8,154 €7,253

95.45%

Jeans (Levis 501 Or Similar)

$71.1 $71.1

$93.4 €83.1

-23.87%

Summer Dress (H&M, Zara, etc)

$51.5 $51.5

$51.3 €45.64

0.39%

Sport Shoes (Adidas, Nike)

$101 $101

$103 €92.0

-2.14%

Men's Leather Business Shoes

$121 $121

$122 €108

-0.72%

1-bedroom Apartment, City Center (Monthly)

$2,227 $2,227

$1,841 €1,638

20.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,570 $1,570

$1,455 €1,294

7.92%

3-bedroom Apartment, City Center (Monthly)

$3,763 $3,763

$3,208 €2,853

17.29%

3-bedroom Apartment, Outside City Center (Monthly)

$2,573 $2,573

$2,194 €1,951

17.31%

Buy Apartment in City Center (m2)

$6,832 €6,077

Buy Apartment Outside City Center (m2)

$4,670 €4,154

Average Monthly Net Salary (After Tax)

$4,240 €3,771

20-Year Fixed Mortgage Interest Rate (Annual %)

6.8

3.23

110.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montclair, NJ: October 11, 2026

Last update for Utrecht: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montclair, NJ

$1.6K 53.7%

Utrecht

$1.5K 50.6% 7.3% $115

Groceries & Markets

Montclair, NJ

$444 15.2%

Utrecht

$352 12.2% 20.9% $93

Eating Out

Montclair, NJ

$349 11.9%

Utrecht

$352 12.2% 0.7% $2.5

Monthly Utilities & Internet

Montclair, NJ

$271 9.3%

Utrecht

$310 10.8% 14.4% $39

Clothing & Footwear

Montclair, NJ

$155 5.3%

Utrecht

$166 5.8% 7.3% $11

Sport & Entertainment

Montclair, NJ

$120 4.1%

Utrecht

$76 2.7% 36.5% $44

Getting Around

Montclair, NJ

$13 * 0.5%

Utrecht

$166 5.8% 1128% $152

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,227 in Montclair, NJ versus $1,841 in Utrecht. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $79.0 in Montclair, NJ versus $85.0 in Utrecht. Groceries tell a different story – $444 in Montclair, NJ vs $352 in Utrecht – so Utrecht wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Montclair, NJ

🇳🇱 Utrecht

🕒 Local time

11:15 11:15 AM

17:15 5:15 PM

6 h ahead of Montclair, NJ

🌤 Weather

👥 Population

37,669

367,947

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Montclair, NJ Utrecht 5,890 km ≈ 8 h nonstop flight

From you

Montclair, NJ
Utrecht

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montclair, NJ vs Utrecht: Cost of Living - Frequently Asked Questions

Yes – Montclair, NJ is pricier by about 2%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $4,384 per month in Montclair, NJ and $4,314 in Utrecht. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Utrecht, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,923 in Montclair, NJ and $2,876 in Utrecht. That's a gap of about 2%.

Kindergarten costs $2,014 per month in Montclair, NJ and $3,059 in Utrecht. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$3,000 is a stretch for both – monthly costs hit $2,923 in Montclair, NJ and $2,876 in Utrecht. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Utrecht – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Utrecht. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montclair, NJ makes more sense. Both are solid long-term options with distinct trade-offs.