Cost of Living Comparison Between Utrecht and Montclair, NJ Cost of Living Comparison Between Utrecht and Montclair, NJ

Monthly Cost of Living

A single person spends $2,992 per month in Utrecht vs $2,840 in Montclair, NJ, rent included.

A couple spends around $4,240 per month in Utrecht vs $4,336 in Montclair, NJ, rent included.

A family of three spends $5,489 per month in Utrecht vs $5,833 in Montclair, NJ, rent included.

Utrecht costs about 5% more than Montclair, NJ, driven mainly by Groceries & Markets.

Both Utrecht and Montclair, NJ sit above the global median – Utrecht by 124%, Montclair, NJ by 113%.

Meal at Budget Restaurant

$20.90 €18.26

$17.39 $17.39

20.18%

Three-Course Dinner for Two, Mid-Range

$85.8 €74.9

$99.4 $99.4

-13.70%

Fast Food Meal (McDonalds, etc)

$13.83 €12.08

$11.98 $11.98

15.44%

Cappuccino

$4.62 €4.04

$5.77 $5.77

-19.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.08 €3.57

$3.02 $3.02

35.10%

Water (0.33 liter bottle)

$3.24 €2.83

$1.54 $1.54

110.39%

Local Beer (0.5 liter draught)

$6.98 €6.10

$8.22 $8.22

-15.09%

Imported Beer (0.33 liter bottle)

$5.64 €4.93

$11.83 $11.83

-52.32%

Milk (1 liter)

$1.35 €1.18

$1.28 $1.28

5.47%

White Bread (500g)

$2.43 €2.12

$4.18 $4.18

-41.87%

Rice (white) (1kg)

$3.08 €2.69

$5.74 $5.74

-46.34%

Eggs

$5.30 €4.63

$6.73 $6.73

-21.25%

Local Cheese (1kg)

$14.05 €12.27

$14.18 $14.18

-0.92%

Chicken Fillets (1kg)

$16.20 €14.15

$10.30 $10.30

57.28%

Beef Round Steak (1kg)

$17.28 €15.10

$19.86 $19.86

-12.99%

Apples (1kg)

$2.36 €2.06

$5.70 $5.70

-58.60%

Banana (1kg)

$2.55 €2.23

$2.43 $2.43

4.94%

Oranges (1kg)

$1.96 €1.71

$4.31 $4.31

-54.52%

Tomato (1kg)

$3.76 €3.29

$4.30 $4.30

-12.56%

Potato (1kg)

$2.02 €1.77

$3.11 $3.11

-35.05%

Onion (1kg)

$2.23 €1.95

$2.64 $2.64

-15.53%

Lettuce (1 head)

$1.36 €1.19

$2.85 $2.85

-52.28%

Water (1.5 liter bottle)

$1.15 €1.00

$2.55 $2.55

-54.90%

Cigarettes 20 Pack (Marlboro, Camel)

$14.39 €12.57

$17.29 $17.29

-16.77%

Wine (Bottle)

$6.69 €5.85

$14.71 $14.71

-54.52%

Local Beer (0.5 liter bottle)

$1.45 €1.27

$1.79 $1.79

-18.99%

Imported Beer (0.33 liter bottle)

$2.73 €2.38

$3.89 $3.89

-29.82%

One-way Ticket (Public Transport)

$3.45 €3.01

$2.02 $2.02

70.79%

Public Transport Monthly Pass (Regular Price)

$75.1 €65.6

Taxi Start (Normal Tariff)

$3.70 €3.23

$2.95 $2.95

25.42%

Taxi (Normal Tariff) (1km)

$2.42 €2.11

$2.12 $2.12

14.15%

Taxi 1hour Waiting (Normal Tariff)

$26.76 €23.38

$41.57 $41.57

-35.63%

Gasoline (1 liter)

$2.30 €2.01

$0.88 $0.88

161.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.0K €35.8K

$23.2K $23.2K

76.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K €34.7K

$25.2K $25.2K

57.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$288 €252

$184 $184

56.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.02 €22.73

$53.1 $53.1

-51.01%

Internet (50+ Mbps, Unlimited Data)

$47.92 €41.86

$61.9 $61.9

-22.56%

Gym Membership (Monthly)

$47.99 €41.93

$43.49 $43.49

10.35%

Tennis Court (1 Hour on Weekend)

$23.07 €20.16

Cinema Ticket

$16.04 €14.02

$19.76 $19.76

-18.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,628 €2,296

$1,736 $1,736

51.31%

International Primary School, 1 Child (Yearly)

$11.0K €9,593

$16.2K $16.2K

-32.41%

Jeans (Levis 501 Or Similar)

$118 €103

$68.2 $68.2

72.31%

Summer Dress (H&M, Zara, etc)

$62.7 €54.8

$47.20 $47.20

32.80%

Sport Shoes (Adidas, Nike)

$108 €93.9

$101 $101

6.84%

Men's Leather Business Shoes

$130 €114

$119 $119

9.37%

1-bedroom Apartment, City Center (Monthly)

$1,887 €1,648

$2,223 $2,223

-15.11%

1-bedroom Apartment, Outside City Center (Monthly)

$1,523 €1,331

$1,557 $1,557

-2.17%

3-bedroom Apartment, City Center (Monthly)

$2,924 €2,555

$3,829 $3,829

-23.63%

3-bedroom Apartment, Outside City Center (Monthly)

$2,309 €2,017

$2,664 $2,664

-13.33%

Buy Apartment in City Center (m2)

$7,310 €6,387

Buy Apartment Outside City Center (m2)

$5,072 €4,432

Average Monthly Net Salary (After Tax)

$4,271 €3,732

20-Year Fixed Mortgage Interest Rate (Annual %)

4.39

6.44

-31.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Utrecht: July 13, 2026

Last update for Montclair, NJ: July 11, 2026

Cost Breakdown

A central one-bedroom costs $1,887 in Utrecht versus $2,223 in Montclair, NJ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $86.0 in Utrecht versus $99.0 in Montclair, NJ. Monthly groceries follow the same trend: $356 vs $443 – making Utrecht the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Utrecht vs Montclair, NJ: Cost of Living - Frequently Asked Questions

Yes – Utrecht is pricier by about 5%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,487 per month in Utrecht and $4,260 in Montclair, NJ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montclair, NJ, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,992 in Utrecht and $2,840 in Montclair, NJ. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $2,628 per month in Utrecht and $1,736 in Montclair, NJ. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $2,992 in Utrecht and $2,840 in Montclair, NJ. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Montclair, NJ – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montclair, NJ. If higher salaries, better infrastructure, or specific career opportunities are the priority, Utrecht makes more sense. Both are solid long-term options with distinct trade-offs.