Last update: Oct 2026

Cost of Living Comparison Between Utrecht and Montclair, NJ

For one person, living costs are similar in Utrecht and in Montclair, NJ: $2,876 and $2,923 a month, rent and utilities included.

141

Cost of Living Index in Utrecht
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Utrecht Living Index
141

Cost of Living Index in Montclair, NJ
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Montclair, NJ Living Index

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Utrecht

🇳🇱 Netherlands

$2,876

/mo nomad

Montclair, NJ

🇺🇸 United States

$2,923

/mo nomad

Monthly Cost of Living

How much you'll spend in Utrecht and in Montclair, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Utrecht and in Montclair, NJ actually costs, broken down by who's living it.

A single person spends $2,876 per month in Utrecht vs $2,923 in Montclair, NJ, rent included.

Utrecht $2,876
Montclair, NJ $2,923

A couple spends around $4,129 per month in Utrecht vs $4,274 in Montclair, NJ, rent included.

Utrecht $4,129
Montclair, NJ $4,274

A family of three spends $5,382 per month in Utrecht vs $5,626 in Montclair, NJ, rent included.

Utrecht $5,382
Montclair, NJ $5,626

Utrecht is about 2% cheaper than Montclair, NJ, and outside of rent the biggest gap is in transport.

Both Utrecht and Montclair, NJ sit above the global median – Utrecht by 113%, Montclair, NJ by 117%.

Meal at Budget Restaurant

$22.38 €19.90

$19.91 $19.91

12.41%

Three-Course Dinner for Two, Mid-Range

$85.1 €75.7

$79.4 $79.4

7.10%

Fast Food Meal (McDonalds, etc)

$13.54 €12.04

$13.18 $13.18

2.73%

Cappuccino

$4.58 €4.08

$6.44 $6.44

-28.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.87 €3.44

$2.48 $2.48

56.05%

Water (0.33 liter bottle)

$3.28 €2.92

$1.48 $1.48

121.62%

Local Beer (0.5 liter draught)

$6.76 €6.01

$8.66 $8.66

-21.94%

Imported Beer (0.33 liter bottle)

$7.23 €6.43

$6.91 $6.91

4.63%

Milk (1 liter)

$1.54 €1.37

$1.27 $1.27

21.26%

White Bread (500g)

$2.89 €2.57

$4.47 $4.47

-35.35%

Rice (white) (1kg)

$2.51 €2.23

$6.09 $6.09

-58.78%

Eggs

$4.73 €4.21

$6.14 $6.14

-22.96%

Local Cheese (1kg)

$13.21 €11.75

$13.71 $13.71

-3.65%

Chicken Fillets (1kg)

$13.86 €12.33

$10.37 $10.37

33.65%

Beef Round Steak (1kg)

$19.03 €16.93

$18.41 $18.41

3.37%

Apples (1kg)

$2.69 €2.39

$5.87 $5.87

-54.17%

Banana (1kg)

$2.37 €2.10

$2.09 $2.09

13.40%

Oranges (1kg)

$2.16 €1.92

$4.18 $4.18

-48.33%

Tomato (1kg)

$3.82 €3.40

$5.45 $5.45

-29.91%

Potato (1kg)

$1.67 €1.48

$3.09 $3.09

-45.95%

Onion (1kg)

$1.89 €1.68

$3.00 $3.00

-37.00%

Lettuce (1 head)

$1.58 €1.41

$2.90 $2.90

-45.52%

Water (1.5 liter bottle)

$1.36 €1.21

$2.62 $2.62

-48.09%

Cigarettes 20 Pack (Marlboro, Camel)

$14.60 €12.99

$17.73 $17.73

-17.65%

Wine (Bottle)

$6.71 €5.97

$14.84 $14.84

-54.78%

Local Beer (0.5 liter bottle)

$1.33 €1.18

$1.76 $1.76

-24.43%

Imported Beer (0.33 liter bottle)

$2.71 €2.41

$3.65 $3.65

-25.75%

One-way Ticket (Public Transport)

$3.67 €3.27

Public Transport Monthly Pass (Regular Price)

$134 €119

Taxi Start (Normal Tariff)

$3.77 €3.35

$2.92 $2.92

29.11%

Taxi (Normal Tariff) (1km)

$2.70 €2.40

$2.11 $2.11

27.96%

Taxi 1hour Waiting (Normal Tariff)

$44.46 €39.54

$41.91 $41.91

6.08%

Gasoline (1 liter)

$2.56 €2.27

$1.11 $1.11

130.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.0K €36.4K

$36.2K $36.2K

13.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.4K €35.1K

$25.1K $25.1K

57.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$240 €214

$170 $170

41.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.52 €19.14

$51.7 $51.7

-58.40%

Internet (50+ Mbps, Unlimited Data)

$48.22 €42.90

$49.53 $49.53

-2.64%

Gym Membership (Monthly)

$44.50 €39.58

$79.2 $79.2

-43.80%

Tennis Court (1 Hour on Weekend)

$31.38 €27.91

Cinema Ticket

$15.87 €14.12

$20.46 $20.46

-22.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,059 €2,721

$2,014 $2,014

51.89%

International Primary School, 1 Child (Yearly)

$8,154 €7,253

$15.9K $15.9K

-48.83%

Jeans (Levis 501 Or Similar)

$93.4 €83.1

$71.1 $71.1

31.35%

Summer Dress (H&M, Zara, etc)

$51.3 €45.64

$51.5 $51.5

-0.39%

Sport Shoes (Adidas, Nike)

$103 €92.0

$101 $101

2.18%

Men's Leather Business Shoes

$122 €108

$121 $121

0.73%

1-bedroom Apartment, City Center (Monthly)

$1,841 €1,638

$2,227 $2,227

-17.33%

1-bedroom Apartment, Outside City Center (Monthly)

$1,455 €1,294

$1,570 $1,570

-7.34%

3-bedroom Apartment, City Center (Monthly)

$3,208 €2,853

$3,763 $3,763

-14.74%

3-bedroom Apartment, Outside City Center (Monthly)

$2,194 €1,951

$2,573 $2,573

-14.75%

Buy Apartment in City Center (m2)

$6,832 €6,077

Buy Apartment Outside City Center (m2)

$4,670 €4,154

Average Monthly Net Salary (After Tax)

$4,240 €3,771

20-Year Fixed Mortgage Interest Rate (Annual %)

3.23

6.8

-52.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Utrecht: October 11, 2026

Last update for Montclair, NJ: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Utrecht

$1.5K 50.6%

Montclair, NJ

$1.6K 53.7% 7.9% $115

Groceries & Markets

Utrecht

$352 12.2%

Montclair, NJ

$444 15.2% 26.4% $93

Eating Out

Utrecht

$352 12.2%

Montclair, NJ

$349 11.9% 0.7% $2.5

Monthly Utilities & Internet

Utrecht

$310 10.8%

Montclair, NJ

$271 9.3% 12.6% $39

Clothing & Footwear

Utrecht

$166 5.8%

Montclair, NJ

$155 5.3% 6.8% $11

Getting Around

Utrecht

$166 5.8%

Montclair, NJ

$13 * 0.5% 91.9% $152

Sport & Entertainment

Utrecht

$76 2.7%

Montclair, NJ

$120 4.1% 57.5% $44

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,841 in Utrecht versus $2,227 in Montclair, NJ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $85.0 in Utrecht versus $79.0 in Montclair, NJ. Groceries tell a different story – $352 in Utrecht vs $444 in Montclair, NJ – so Utrecht wins on supermarket bills even if dining out costs more.

Good to know

🇳🇱 Utrecht

🇺🇸 Montclair, NJ

🕒 Local time

18:12 6:12 PM

12:12 12:12 PM

6 h behind Utrecht

🌤 Weather

👥 Population

367,947

37,669

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.12 USD

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Utrecht Montclair, NJ 5,890 km ≈ 8 h nonstop flight

From you

Utrecht
Montclair, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Utrecht vs Montclair, NJ: Cost of Living - Frequently Asked Questions

Yes – Montclair, NJ is pricier by about 2%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $4,314 per month in Utrecht and $4,384 in Montclair, NJ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Utrecht, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,876 in Utrecht and $2,923 in Montclair, NJ. That's a gap of about 2%.

Kindergarten costs $3,059 per month in Utrecht and $2,014 in Montclair, NJ. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$3,000 is a stretch for both – monthly costs hit $2,876 in Utrecht and $2,923 in Montclair, NJ. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Utrecht – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Utrecht. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montclair, NJ makes more sense. Both are solid long-term options with distinct trade-offs.