Last update: Nov 2026

Cost of Living Comparison Between Montana and London

For one person, living is cheaper in Montana: $838 a month against $4,048 in London, rent and utilities included – about $38,500 less a year. Rent and utilities account for most of the difference.

Montana, Bulgaria
London, United Kingdom
Montana
🇧🇬 Bulgaria
$838
/mo nomad
London
🇬🇧 United Kingdom
$4,048
/mo nomad
Monthly Cost of Living

How much you'll spend in Montana and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montana and in London actually costs, broken down by who's living it.

A single person spends $838 per month in Montana vs $4,048 in London, rent included.

  • Montana $838
  • London $4,048

A couple spends around $1,348 per month in Montana vs $5,903 in London, rent included.

  • Montana $1,348
  • London $5,903

A family of three spends $1,857 per month in Montana vs $7,758 in London, rent included.

  • Montana $1,857
  • London $7,758

Montana is about 79% cheaper than London, and outside of rent the biggest gap is in transport.

Montana sits 38% below the global median, while London is 199% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Montana
London
Difference
Meal at Budget Restaurant
$9.11 BGN 15.85
$26.36 £19.59
-65.44%
Three-Course Dinner for Two, Mid-Range
$36.30 BGN 63.2
$109 £80.7
-66.57%
Fast Food Meal (McDonalds, etc)
$9.33 BGN 16.24
$10.71 £7.96
-12.89%
Cappuccino
$1.44 BGN 2.50
$5.59 £4.15
-74.24%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.35 BGN 2.35
$3.00 £2.23
-55.00%
Water (0.33 liter bottle)
$1.12 BGN 1.95
$2.22 £1.65
-49.55%
Local Beer (0.5 liter draught)
$1.29 BGN 2.25
$9.65 £7.17
-86.63%
Imported Beer (0.33 liter bottle)
$1.05 BGN 1.83
$8.26 £6.14
-87.29%
🛒 Groceries & Markets
Montana
London
Difference
Milk (1 liter)
$1.69 BGN 2.93
$1.97 £1.46
-14.21%
White Bread (500g)
$1.04 BGN 1.81
$2.09 £1.55
-50.24%
Rice (white) (1kg)
$2.09 BGN 3.63
$2.59 £1.93
-19.31%
Eggs
$2.69 BGN 4.67
$5.37 £3.99
-49.91%
Local Cheese (1kg)
$9.84 BGN 17.12
$13.12 £9.75
-25.00%
Chicken Fillets (1kg)
$3.25 BGN 5.66
$11.03 £8.20
-70.53%
Beef Round Steak (1kg)
$12.75 BGN 22.18
$17.73 £13.17
-28.09%
Apples (1kg)
$1.27 BGN 2.20
$3.17 £2.36
-59.94%
Banana (1kg)
$1.79 BGN 3.12
$1.38 £1.03
29.71%
Oranges (1kg)
$1.75 BGN 3.05
$2.82 £2.10
-37.94%
Tomato (1kg)
$2.61 BGN 4.54
$3.36 £2.50
-22.32%
Potato (1kg)
$0.72 BGN 1.26
$1.70 £1.26
-57.65%
Onion (1kg)
$0.90 BGN 1.56
$1.78 £1.32
-49.44%
Lettuce (1 head)
$0.93 BGN 1.62
$1.49 £1.11
-37.58%
Water (1.5 liter bottle)
$0.52 BGN 0.91
$1.82 £1.35
-71.43%
Cigarettes 20 Pack (Marlboro, Camel)
$3.67 BGN 6.39
$23.85 £17.72
-84.61%
Wine (Bottle)
$6.11 BGN 10.64
$13.44 £9.98
-54.54%
Local Beer (0.5 liter bottle)
$0.88 BGN 1.53
$3.11 £2.31
-71.70%
Imported Beer (0.33 liter bottle)
$1.12 BGN 1.94
$4.49 £3.34
-75.06%
🚌 Getting Around
Montana
London
Difference
One-way Ticket (Public Transport)
$0.88 BGN 1.52
$4.13 £3.07
-78.69%
Public Transport Monthly Pass (Regular Price)
$25.77 BGN 44.83
$266 £198
-90.31%
Taxi Start (Normal Tariff)
$0.61 BGN 1.06
$5.98 £4.44
-89.80%
Taxi (Normal Tariff) (1km)
$0.44 BGN 0.77
$3.39 £2.52
-87.02%
Taxi 1hour Waiting (Normal Tariff)
$10.25 BGN 17.83
$56.6 £42.03
-81.87%
Gasoline (1 liter)
$1.51 BGN 2.63
$2.21 £1.64
-31.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.7K BGN 34.3K
$38.3K £28.4K
-48.42%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.1K BGN 42.0K
$41.0K £30.5K
-41.17%
🧾 Monthly Utilities & Internet
Montana
London
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$100 BGN 174
$372 £277
-73.08%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.66 BGN 32.47
$18.66 £13.87
-
Internet (50+ Mbps, Unlimited Data)
$8.63 BGN 15.02
$40.53 £30.12
-78.71%
🎉 Sport & Entertainment
Montana
London
Difference
Gym Membership (Monthly)
$32.49 BGN 56.5
$56.0 £41.63
-42.00%
Tennis Court (1 Hour on Weekend)
$17.19 BGN 29.92
$17.10 £12.71
0.53%
Cinema Ticket
$5.52 BGN 9.61
$17.95 £13.34
-69.25%
🧸 Childcare & Education
Montana
London
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$497 BGN 865
$2,946 £2,189
-83.12%
International Primary School, 1 Child (Yearly)
$5,427 BGN 9,443
$47.6K £35.4K
-88.60%
👕👟 Clothing & Footwear
Montana
London
Difference
Jeans (Levis 501 Or Similar)
$69.0 BGN 120
$116 £86.4
-40.66%
Summer Dress (H&M, Zara, etc)
$41.57 BGN 72.3
$56.9 £42.28
-26.94%
Sport Shoes (Adidas, Nike)
$94.8 BGN 165
$128 £95.1
-25.89%
Men's Leather Business Shoes
$105 BGN 182
$154 £114
-31.91%
🏠 Accommodation & Living
Montana
London
Difference
1-bedroom Apartment, City Center (Monthly)
$215 BGN 375
$2,935 £2,182
-92.67%
1-bedroom Apartment, Outside City Center (Monthly)
$159 BGN 276
$2,258 £1,678
-92.97%
3-bedroom Apartment, City Center (Monthly)
$397 BGN 690
$5,250 £3,901
-92.45%
3-bedroom Apartment, Outside City Center (Monthly)
$301 BGN 525
$3,859 £2,868
-92.19%
Buy Apartment in City Center (m2)
$1,320 BGN 2,297
$17.2K £12.8K
-92.32%
Buy Apartment Outside City Center (m2)
$1,092 BGN 1,901
$8,278 £6,152
-86.80%
💵 Salaries & Financials
Montana
London
Difference
Average Monthly Net Salary (After Tax)
$992 BGN 1,726
$5,621 £4,177
-82.35%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.1
4.78
-35.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montana: November 2, 2026

Last update for London: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Montana
$200
London
$360 79.8% $160
Accommodation & Living
Montana
$159
London
$2.3K 1322% $2.1K
Clothing & Footwear
Montana
$140
London
$205 46.7% $65
Eating Out
Montana
$137
London
$396 190% $259
Monthly Utilities & Internet
Montana
$128
London
$432 238% $304
Sport & Entertainment
Montana
$44
London
$92 111% $48
Getting Around
Montana
$32
London
$305 852% $273

Cost Breakdown

A central one-bedroom costs $215 in Montana versus $2,935 in London. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in London are about 5.7 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Montana versus $109 in London. Monthly groceries follow the same trend: $200 vs $360 – making Montana the more affordable choice for daily food spending.

Good to know
🇧🇬 Montana
🇬🇧 London
🕒 Local time
17:00 5:00 PM
15:00 3:00 PM
2 h behind Montana
🌤 Weather
👥 Population
44,502
8,908,083 Capital
💱 Currency
Bulgarian Lev BGN лв.
Exchange rates and currency converter

GBP, USD, EUR to BGN – Bulgarian Lev Converter

Bulgarian Lev exchange rates as of November 6, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.95 BGN (1 BGN = 0.512 EUR).

British Pound exchange rates as of November 6, 2026: 1 USD = 0.743 GBP (1 GBP = 1.35 USD). 1 EUR = 0.835 GBP (1 GBP = 1.2 EUR).

On the map
Between locations
  • Montana London 1,960 km ≈ 3 h nonstop flight
From you
  • Montana
  • London

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Montana vs London: Cost of Living - Frequently Asked Questions
How do living costs in Montana and in London compare overall?
Monthly costs with rent: $838 in Montana, $4,048 in London – Montana comes out roughly 79% cheaper. Outside of rent, the biggest gap is in transport.
What salary covers living expenses in Montana compared to London?
For a comfortable life, plan on about $1,258 per month in Montana and $6,072 in London. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Montana and London?
Rent is clearly cheaper in Montana, especially for central apartments: a one-bedroom in the center costs $215 there versus $2,935 in London.
Which city has cheaper grocery shopping?
Groceries cost about 80% more in London, though the gap depends on what you buy.
Which city has cheaper restaurants?
A mid-range dinner for two costs $36 in Montana and $109 in London. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Montana, where all-in costs run around $838, than in London at $4,048. In Montana it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.
Where should families live: Montana or London?
Families tend to lean toward Montana – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How do I decide between Montana and London?
If budget matters most, go with Montana. If higher salaries or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.

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