Last update: Oct 2026
Cost of Living Comparison Between Monaco and Sofia
For one person, living is cheaper in Sofia: $1,589 a month against $9,142 in Monaco, rent and utilities included – about $90,600 less a year. Rent and utilities account for most of the difference.
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😐 Solo nomad: Monaco is 131.1% more expensive than Sofia without rent, and 475.3% more expensive with rent.
😐 Family of 3: Monaco is 127.8% more expensive than Sofia without rent, and 348.5% more expensive with rent.
🍽 Eating Out
Monaco
Sofia
Difference
Meal at Budget Restaurant
$28.01 €25.00
$17.10 BGN 29.93
63.80%
Three-Course Dinner for Two, Mid-Range
$161 €144
$66.9 BGN 117
140.82%
Fast Food Meal (McDonalds, etc)
$12.67 €11.31
$11.77 BGN 20.59
7.65%
Cappuccino
$4.24 €3.78
$3.42 BGN 5.99
23.98%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.88 €5.25
$2.42 BGN 4.23
142.98%
Water (0.33 liter bottle)
$7.57 €6.75
$1.86 BGN 3.26
306.99%
Local Beer (0.5 liter draught)
$10.24 €9.13
$3.33 BGN 5.83
207.51%
Imported Beer (0.33 liter bottle)
$9.77 €8.72
$4.53 BGN 7.92
115.67%
🛒 Groceries & Markets
Monaco
Sofia
Difference
Milk (1 liter)
$1.85 €1.65
$1.92 BGN 3.36
-3.65%
White Bread (500g)
$4.50 €4.02
$1.51 BGN 2.64
198.01%
Rice (white) (1kg)
$3.69 €3.30
$2.21 BGN 3.88
66.97%
Eggs
$5.12 €4.57
$4.40 BGN 7.69
16.36%
Local Cheese (1kg)
$17.98 €16.05
$11.56 BGN 20.22
55.54%
Chicken Fillets (1kg)
$18.99 €16.95
$8.79 BGN 15.38
116.04%
Beef Round Steak (1kg)
$22.45 €20.03
$16.97 BGN 29.71
32.29%
Apples (1kg)
$3.80 €3.39
$2.17 BGN 3.79
75.12%
Banana (1kg)
$6.01 €5.37
$2.04 BGN 3.57
194.61%
Oranges (1kg)
$3.72 €3.32
$1.84 BGN 3.22
102.17%
Tomato (1kg)
$6.13 €5.47
$4.29 BGN 7.51
42.89%
Potato (1kg)
$4.74 €4.23
$1.03 BGN 1.80
360.19%
Onion (1kg)
$4.95 €4.41
$0.93 BGN 1.62
432.26%
Lettuce (1 head)
$3.63 €3.24
$1.20 BGN 2.11
202.50%
Water (1.5 liter bottle)
$6.75 €6.03
$0.92 BGN 1.62
633.70%
Cigarettes 20 Pack (Marlboro, Camel)
$15.54 €13.86
$4.30 BGN 7.53
261.40%
Wine (Bottle)
$7.70 €6.87
$7.33 BGN 12.83
5.05%
Local Beer (0.5 liter bottle)
$1.97 €1.76
$1.18 BGN 2.06
66.95%
Imported Beer (0.33 liter bottle)
$4.40 €3.92
$1.87 BGN 3.28
135.29%
🚌 Getting Around
Monaco
Sofia
Difference
One-way Ticket (Public Transport)
$2.26 €2.02
$0.87 BGN 1.52
159.77%
Public Transport Monthly Pass (Regular Price)
$24.42 €21.80
$28.14 BGN 49.24
-13.22%
Taxi Start (Normal Tariff)
$5.44 €4.86
$1.74 BGN 3.04
212.64%
Taxi (Normal Tariff) (1km)
$1.97 €1.75
$0.96 BGN 1.68
105.21%
Taxi 1hour Waiting (Normal Tariff)
$99.3 €88.7
$15.54 BGN 27.19
539.25%
Gasoline (1 liter)
$2.32 €2.07
$1.79 BGN 3.14
29.61%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$54.2K €48.4K
$30.0K BGN 52.5K
80.84%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$50.7K €45.2K
$26.4K BGN 46.1K
92.22%
🧾 Monthly Utilities & Internet
Monaco
Sofia
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$403 €360
$156 BGN 273
158.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$53.7 €47.88
$21.21 BGN 37.11
152.99%
Internet (50+ Mbps, Unlimited Data)
$68.9 €61.4
$15.64 BGN 27.37
340.22%
🎉 Sport & Entertainment
Monaco
Sofia
Difference
Gym Membership (Monthly)
$283 €252
$46.76 BGN 81.8
504.90%
Tennis Court (1 Hour on Weekend)
$52.3 €46.70
$27.74 BGN 48.54
88.68%
Cinema Ticket
$13.50 €12.05
$10.02 BGN 17.53
34.73%
🧸 Childcare & Education
Monaco
Sofia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,637 €2,353
$766 BGN 1,341
244.05%
International Primary School, 1 Child (Yearly)
$35.0K €31.2K
$12.8K BGN 22.4K
173.57%
👕👟 Clothing & Footwear
Monaco
Sofia
Difference
Jeans (Levis 501 Or Similar)
$195 €174
$89.7 BGN 157
117.79%
Summer Dress (H&M, Zara, etc)
$81.3 €72.6
$40.88 BGN 71.5
98.95%
Sport Shoes (Adidas, Nike)
$193 €173
$106 BGN 186
82.25%
Men's Leather Business Shoes
$586 €523
$105 BGN 183
459.78%
🏠 Accommodation & Living
Monaco
Sofia
Difference
1-bedroom Apartment, City Center (Monthly)
$9,331 €8,327
$796 BGN 1,393
1071.80%
1-bedroom Apartment, Outside City Center (Monthly)
$6,752 €6,026
$607 BGN 1,063
1011.72%
3-bedroom Apartment, City Center (Monthly)
$13.7K €12.2K
$1,563 BGN 2,735
777.49%
3-bedroom Apartment, Outside City Center (Monthly)
$9,294 €8,294
$1,060 BGN 1,855
776.54%
Buy Apartment in City Center (m2)
$72.4K €64.7K
$4,357 BGN 7,626
1562.64%
Buy Apartment Outside City Center (m2)
$69.4K €61.9K
$3,250 BGN 5,688
2035.08%
💵 Salaries & Financials
Monaco
Sofia
Difference
Average Monthly Net Salary (After Tax)
$9,270 €8,272
$1,740 BGN 3,044
432.85%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.83
2.89
-2.08%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Monaco: October 4, 2026
Last update for Sofia: October 3, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Accommodation & Living
Monaco $6.8K 74.1%
Sofia $607 37.9% 91% $6.1K
Groceries & Markets
Monaco $569 6.2%
Sofia $287 17.9% 49.5% $282
Monthly Utilities & Internet
Monaco $526 5.8%
Sofia $193 12% 63.3% $333
Clothing & Footwear
Monaco $475 5.2%
Sofia $154 9.6% 67.7% $322
Eating Out
Monaco $437 4.8%
Sofia $256 16% 41.5% $181
Sport & Entertainment
Monaco $310 3.4%
Sofia $67 4.2% 78.4% $243
Getting Around
Monaco $49 0.5%
Sofia $38 2.4% 21.7% $11
Accommodation & Living
Monaco $9.3K 63.3%
Sofia $1.1K 31.3% 88.6% $8.2K
Groceries & Markets
Monaco $1.3K 9%
Sofia $681 20.1% 48.2% $635
Monthly Utilities & Internet
Monaco $579 3.9%
Sofia $214 6.3% 63.1% $365
Clothing & Footwear
Monaco $1.1K 7.2%
Sofia $341 10.1% 67.7% $714
Eating Out
Monaco $1.7K 11.4%
Sofia $854 25.2% 49.1% $823
Sport & Entertainment
Monaco $672 4.6%
Sofia $161 4.8% 76% $511
Getting Around
Monaco $102 0.7%
Sofia $78 2.3% 23.5% $24
Good to know
🇲🇨 Monaco
🇧🇬 Sofia
Weather
Population
38,350
1,286,383 Capital
Exchange rates and currency converter
On the map
Lowest
Highest
Between locations
- Monaco Sofia 1,290 km ≈ 2 h nonstop flight
From you
- Monaco
- Sofia
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monaco vs other spots: cost of living compared
