Last update: Oct 2026

Cost of Living Comparison Between Monaco and Cape Town

For one person, living is cheaper in Cape Town: $1,527 a month against $9,228 in Monaco, rent and utilities included – about $92,400 less a year. Rent and utilities account for most of the difference.

436

Cost of Living Index in Monaco
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Monaco Living Index
74

Cost of Living Index in Cape Town
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Cape Town Living Index

Jump to prices

🇲🇨 Monaco

$9,228

/mo nomad

Cape Town

🇿🇦 South Africa

$1,527

/mo nomad

😐 Solo nomad: Monaco is 161.1% more expensive than Cape Town without rent, and 504.2% more expensive with rent.

😐 Family of 3: Monaco is 174% more expensive than Cape Town without rent, and 343.3% more expensive with rent.

Meal at Budget Restaurant

$25.50 €22.71

$12.01 R 197

112.32%

Three-Course Dinner for Two, Mid-Range

$151 €135

$42.92 R 703

252.17%

Fast Food Meal (McDonalds, etc)

$12.69 €11.30

$6.15 R 101

106.34%

Cappuccino

$4.24 €3.77

$2.37 R 38.81

78.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$6.01 €5.35

$1.27 R 20.84

373.23%

Water (0.33 liter bottle)

$7.84 €6.98

$0.94 R 15.37

734.04%

Local Beer (0.5 liter draught)

$10.06 €8.96

$2.96 R 48.48

239.86%

Imported Beer (0.33 liter bottle)

$9.24 €8.23

$3.69 R 60.5

150.41%

Milk (1 liter)

$1.88 €1.67

$1.32 R 21.61

42.42%

White Bread (500g)

$4.70 €4.19

$1.21 R 19.75

288.43%

Rice (white) (1kg)

$3.74 €3.33

$2.20 R 36.05

70.00%

Eggs

$4.91 €4.37

$3.10 R 50.8

58.39%

Local Cheese (1kg)

$17.95 €15.99

$8.73 R 143

105.61%

Chicken Fillets (1kg)

$18.75 €16.71

$6.89 R 113

172.13%

Beef Round Steak (1kg)

$22.10 €19.68

$9.26 R 152

138.66%

Apples (1kg)

$3.73 €3.32

$1.83 R 29.90

103.83%

Banana (1kg)

$5.92 €5.28

$1.95 R 31.94

203.59%

Oranges (1kg)

$3.72 €3.32

$1.66 R 27.16

124.10%

Tomato (1kg)

$5.84 €5.20

$2.14 R 34.99

172.90%

Potato (1kg)

$4.65 €4.15

$1.58 R 25.86

194.30%

Onion (1kg)

$4.93 €4.39

$1.47 R 24.15

235.37%

Lettuce (1 head)

$3.61 €3.21

$1.35 R 22.05

167.41%

Water (1.5 liter bottle)

$6.82 €6.07

$1.14 R 18.75

498.25%

Cigarettes 20 Pack (Marlboro, Camel)

$15.61 €13.90

$3.58 R 58.6

336.03%

Wine (Bottle)

$8.06 €7.18

$6.05 R 99.2

33.22%

Local Beer (0.5 liter bottle)

$1.87 €1.67

$1.39 R 22.82

34.53%

Imported Beer (0.33 liter bottle)

$4.51 €4.01

$2.18 R 35.69

106.88%

One-way Ticket (Public Transport)

$2.19 €1.95

$1.40 R 22.88

56.43%

Public Transport Monthly Pass (Regular Price)

$24.21 €21.56

$60.8 R 995

-60.15%

Taxi Start (Normal Tariff)

$5.70 €5.08

$0.93 R 15.18

512.90%

Taxi (Normal Tariff) (1km)

$1.92 €1.71

$0.90 R 14.75

113.33%

Taxi 1hour Waiting (Normal Tariff)

$101 €90.2

$4.96 R 81.3

1940.32%

Gasoline (1 liter)

$2.27 €2.02

$1.54 R 25.23

47.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$55.2K €49.2K

$35.4K R 579.4K

56.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$50.2K €44.7K

$33.4K R 546.7K

50.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$459 €409

$117 R 1,918

292.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.5 €46.77

$25.71 R 421

104.20%

Internet (50+ Mbps, Unlimited Data)

$68.9 €61.4

$39.41 R 646

74.90%

Gym Membership (Monthly)

$285 €254

$51.6 R 846

452.01%

Tennis Court (1 Hour on Weekend)

$50.9 €45.36

$11.35 R 186

348.55%

Cinema Ticket

$14.29 €12.73

$8.89 R 146

60.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,684 €2,391

$308 R 5,040

772.39%

International Primary School, 1 Child (Yearly)

$34.1K €30.4K

$8,141 R 133.4K

319.24%

Jeans (Levis 501 Or Similar)

$194 €173

$57.4 R 940

237.59%

Summer Dress (H&M, Zara, etc)

$80.1 €71.3

$31.75 R 520

152.13%

Sport Shoes (Adidas, Nike)

$199 €177

$116 R 1,900

71.26%

Men's Leather Business Shoes

$567 €505

$101 R 1,650

463.06%

1-bedroom Apartment, City Center (Monthly)

$9,214 €8,208

$1,047 R 17.1K

780.28%

1-bedroom Apartment, Outside City Center (Monthly)

$6,834 €6,088

$669 R 11.0K

921.37%

3-bedroom Apartment, City Center (Monthly)

$13.7K €12.2K

$1,861 R 30.5K

634.48%

3-bedroom Apartment, Outside City Center (Monthly)

$9,315 €8,298

$1,407 R 23.1K

561.92%

Buy Apartment in City Center (m2)

$70.5K €62.8K

$2,410 R 39.5K

2824.14%

Buy Apartment Outside City Center (m2)

$66.8K €59.5K

$1,570 R 25.7K

4153.52%

Average Monthly Net Salary (After Tax)

$8,889 €7,918

$1,630 R 26.7K

445.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.83

10.89

-74.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monaco: October 31, 2026

Last update for Cape Town: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Monaco

$6.8K 74.1%

Cape Town

$669 43.8% 90.2% $6.2K

Monthly Utilities & Internet

Monaco

$580 6.3%

Cape Town

$182 11.9% 68.6% $398

Groceries & Markets

Monaco

$567 6.2%

Cape Town

$223 14.6% 60.6% $344

Clothing & Footwear

Monaco

$468 5.1%

Cape Town

$138 9% 70.6% $330

Eating Out

Monaco

$417 4.5%

Cape Town

$174 11.4% 58.3% $243

Sport & Entertainment

Monaco

$313 3.4%

Cape Town

$69 4.5% 77.9% $244

Getting Around

Monaco

$48 0.5%

Cape Town

$72 4.7% 48.8% $24

Good to know

🇲🇨 Monaco

🇿🇦 Cape Town

🕒 Local time

23:04 11:04 PM

00:04 12:04 AM

1 h ahead of Monaco

🌤 Weather

👥 Population

38,350

3,740,026 Capital

💱 Currency

Euro EUR €

South African Rand ZAR R

📈 Exchange rate

1 EUR = 1.12 USD

100 ZAR = 6.1 USD

100 ZAR = 5.44 EUR

Exchange rates and currency converter

ZAR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 5, 2026: 1 USD = 0.891 EUR (1 EUR = 1.12 USD).

South African Rand exchange rates as of November 5, 2026: 1 USD = 16.38 ZAR (100 ZAR = 6.1 USD). 1 EUR = 18.39 ZAR (100 ZAR = 5.44 EUR).

USD to EUR in detail →

On the map

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Between locations

Monaco Cape Town 8,710 km ≈ 11 h nonstop flight

From you

Monaco
Cape Town

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

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