Last update: Oct 2026

Cost of Living Comparison Between Moe and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,477 in Moe, rent and utilities included – about $18,700 less a year. Rent and utilities account for most of the difference.

114

Cost of Living Index in Moe
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Moe Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Moe

🇦🇺 Australia

$2,477

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Moe and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Moe and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,477 in Moe versus $918 in Cebu.

Moe $2,477
Cebu $918

Estimated couple costs with rent: $3,599 in Moe versus $1,409 in Cebu.

Moe $3,599
Cebu $1,409

Monthly costs for a family of three with rent: $4,720 in Moe versus $1,900 in Cebu.

Moe $4,720
Cebu $1,900

Living in Moe is roughly 170% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Moe is 83% above, Cebu is 32% below.

Meal at Budget Restaurant

$13.72 A$19.66

$3.09 ₱194

344.01%

Three-Course Dinner for Two, Mid-Range

$76.5 A$110

$24.22 ₱1,519

215.77%

Fast Food Meal (McDonalds, etc)

$10.02 A$14.36

$3.92 ₱246

155.61%

Cappuccino

$3.87 A$5.54

$2.51 ₱157

54.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.06 A$4.38

$1.59 ₱99.8

92.45%

Water (0.33 liter bottle)

$1.43 A$2.04

$0.53 ₱33.31

169.81%

Local Beer (0.5 liter draught)

$5.20 A$7.45

$1.78 ₱112

192.13%

Imported Beer (0.33 liter bottle)

$4.75 A$6.81

$2.17 ₱136

118.89%

Milk (1 liter)

$0.76 A$1.08

$1.92 ₱120

-60.42%

White Bread (500g)

$2.91 A$4.17

$1.36 ₱85.1

113.97%

Rice (white) (1kg)

$2.67 A$3.82

$1.01 ₱63.3

164.36%

Eggs

$3.50 A$5.01

$2.03 ₱127

72.41%

Local Cheese (1kg)

$10.67 A$15.28

$9.86 ₱619

8.22%

Chicken Fillets (1kg)

$8.23 A$11.79

$4.39 ₱276

87.47%

Beef Round Steak (1kg)

$15.13 A$21.67

$7.60 ₱477

99.08%

Apples (1kg)

$2.86 A$4.09

$3.30 ₱207

-13.33%

Banana (1kg)

$2.81 A$4.02

$1.39 ₱87.4

102.16%

Oranges (1kg)

$2.87 A$4.11

$2.33 ₱146

23.18%

Tomato (1kg)

$4.45 A$6.38

$1.50 ₱93.9

196.67%

Potato (1kg)

$2.03 A$2.91

$2.36 ₱148

-13.98%

Onion (1kg)

$2.48 A$3.56

$1.90 ₱119

30.53%

Lettuce (1 head)

$2.39 A$3.43

$1.19 ₱74.6

100.84%

Water (1.5 liter bottle)

$1.40 A$2.01

$0.63 ₱39.56

122.22%

Cigarettes 20 Pack (Marlboro, Camel)

$30.94 A$44.32

$3.00 ₱188

931.33%

Wine (Bottle)

$12.47 A$17.86

$6.03 ₱378

106.80%

Local Beer (0.5 liter bottle)

$3.54 A$5.07

$1.23 ₱77.4

187.80%

Imported Beer (0.33 liter bottle)

$3.55 A$5.09

$1.75 ₱110

102.86%

One-way Ticket (Public Transport)

$2.95 A$4.23

$0.25 ₱15.80

1080.00%

Public Transport Monthly Pass (Regular Price)

$79.9 A$114

$12.64 ₱792

531.72%

Taxi Start (Normal Tariff)

$2.25 A$3.22

$0.77 ₱48.43

192.21%

Taxi (Normal Tariff) (1km)

$1.36 A$1.95

$0.23 ₱14.47

491.30%

Taxi 1hour Waiting (Normal Tariff)

$24.81 A$35.54

$4.46 ₱279

456.28%

Gasoline (1 liter)

$1.17 A$1.67

$1.31 ₱82.5

-10.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K A$40.5K

$21.2K ₱1.3M

33.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K A$38.3K

$19.1K ₱1.2M

39.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$153 A$220

$120 ₱7,540

27.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.73 A$39.73

$14.00 ₱878

98.07%

Internet (50+ Mbps, Unlimited Data)

$57.5 A$82.3

$27.54 ₱1,727

108.71%

Gym Membership (Monthly)

$56.1 A$80.3

$32.33 ₱2,028

73.43%

Tennis Court (1 Hour on Weekend)

$15.63 A$22.40

$6.65 ₱417

135.04%

Cinema Ticket

$15.19 A$21.75

$5.65 ₱354

168.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,416 A$3,461

$275 ₱17.3K

777.61%

International Primary School, 1 Child (Yearly)

$29.3K A$41.9K

$7,918 ₱496.6K

269.78%

Jeans (Levis 501 Or Similar)

$79.4 A$114

$49.33 ₱3,094

60.96%

Summer Dress (H&M, Zara, etc)

$50.2 A$71.9

$25.24 ₱1,583

98.89%

Sport Shoes (Adidas, Nike)

$122 A$174

$77.0 ₱4,827

58.06%

Men's Leather Business Shoes

$134 A$191

$57.2 ₱3,587

133.67%

1-bedroom Apartment, City Center (Monthly)

$1,344 A$1,925

$500 ₱31.3K

169.06%

1-bedroom Apartment, Outside City Center (Monthly)

$1,306 A$1,871

$309 ₱19.4K

323.04%

3-bedroom Apartment, City Center (Monthly)

$2,196 A$3,146

$1,078 ₱67.6K

103.77%

3-bedroom Apartment, Outside City Center (Monthly)

$2,059 A$2,949

$615 ₱38.6K

234.65%

Buy Apartment in City Center (m2)

$5,745 A$8,230

$2,886 ₱181.0K

99.07%

Buy Apartment Outside City Center (m2)

$4,931 A$7,063

$1,917 ₱120.2K

157.26%

Average Monthly Net Salary (After Tax)

$1,403 A$2,010

$346 ₱21.7K

305.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

7.2

-18.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moe: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Moe

$1.3K 52.7%

Cebu

$309 33.6% 76.4% $998

Groceries & Markets

Moe

$332 13.4%

Cebu

$206 22.4% 38% $126

Eating Out

Moe

$240 9.7%

Cebu

$88 9.6% 63.2% $151

Monthly Utilities & Internet

Moe

$239 9.6%

Cebu

$162 17.6% 32.2% $77

Clothing & Footwear

Moe

$173 7%

Cebu

$94 10.2% 45.8% $79

Getting Around

Moe

$101 4.1%

Cebu

$16 1.7% 84.5% $85

Sport & Entertainment

Moe

$86 3.5%

Cebu

$44 4.8% 49.5% $43

Cost Breakdown

A one-bedroom apartment in the center runs $1,344 in Moe and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Moe pays 306% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Moe vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $332 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇦🇺 Moe

🇵🇭 Cebu

🕒 Local time

04:53 4:53 AM

01:53 1:53 AM

3 h behind Moe

🌤 Weather

👥 Population

8,700

964,169

💱 Currency

Australian Dollar AUD $

Philippine Peso PHP ₱

📈 Exchange rate

1 AUD = 0.698 USD

1 AUD = 0.625 EUR

100 PHP = 1.59 USD

100 PHP = 1.43 EUR

Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

Philippine Peso exchange rates as of October 13, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.01 PHP (100 PHP = 1.43 EUR).

USD to AUD in detail →

On the map

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Between locations

Moe Cebu 5,870 km ≈ 8 h nonstop flight

From you

Moe
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Moe vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 170% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 306% higher in Moe, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,344 in Moe versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,477 per month in Moe versus $918 in Cebu – a 170% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 532% less than in Moe. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,477 in Moe, a $1,500 budget is realistic in Cebu but tight or insufficient in Moe. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Moe, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Moe and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 170% less than in Moe. Beyond cost, consider language, visa policies, and how big the international community is in each city.