Last update: Oct 2026

Cost of Living Comparison Between Missoula, MT and Toronto

For one person, living costs are similar in Missoula, MT and in Toronto: $2,576 and $2,610 a month, rent and utilities included.

125

Cost of Living Index in Missoula, MT
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Missoula, MT Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Missoula, MT

🇺🇸 United States

$2,576

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Missoula, MT and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Missoula, MT and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,576 in Missoula, MT versus $2,610 in Toronto.

Missoula, MT $2,576
Toronto $2,610

Estimated couple costs with rent: $4,184 in Missoula, MT versus $3,727 in Toronto.

Missoula, MT $4,184
Toronto $3,727

Monthly costs for a family of three with rent: $5,793 in Missoula, MT versus $4,844 in Toronto.

Missoula, MT $5,793
Toronto $4,844

Living in Missoula, MT costs roughly 1% less than in Toronto, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Missoula, MT 90% above, Toronto 93% above.

Meal at Budget Restaurant

$16.75 $16.75

$17.59 CA$24.87

-4.78%

Three-Course Dinner for Two, Mid-Range

$74.1 $74.1

$78.8 CA$111

-6.00%

Fast Food Meal (McDonalds, etc)

$9.74 $9.74

$10.73 CA$15.16

-9.23%

Cappuccino

$4.33 $4.33

$4.09 CA$5.78

5.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.20 $3.20

$2.10 CA$2.97

52.38%

Water (0.33 liter bottle)

$2.41 $2.41

$1.72 CA$2.43

40.12%

Local Beer (0.5 liter draught)

$6.03 $6.03

$6.36 CA$8.99

-5.19%

Imported Beer (0.33 liter bottle)

$6.08 $6.08

$7.08 CA$10.01

-14.12%

Milk (1 liter)

$1.12 $1.12

$2.54 CA$3.59

-55.91%

White Bread (500g)

$3.35 $3.35

$2.72 CA$3.85

23.16%

Rice (white) (1kg)

$4.95 $4.95

$2.18 CA$3.09

127.06%

Eggs

$4.36 $4.36

$3.63 CA$5.13

20.11%

Local Cheese (1kg)

$24.90 $24.90

$9.46 CA$13.37

163.21%

Chicken Fillets (1kg)

$9.93 $9.93

$11.54 CA$16.32

-13.95%

Beef Round Steak (1kg)

$19.07 $19.07

$14.37 CA$20.32

32.71%

Apples (1kg)

$4.91 $4.91

$3.70 CA$5.23

32.70%

Banana (1kg)

$1.46 $1.46

$1.19 CA$1.68

22.69%

Oranges (1kg)

$6.47 $6.47

$3.46 CA$4.90

86.99%

Tomato (1kg)

$3.88 $3.88

$4.22 CA$5.97

-8.06%

Potato (1kg)

$2.45 $2.45

$1.79 CA$2.52

36.87%

Onion (1kg)

$2.93 $2.93

$1.65 CA$2.33

77.58%

Lettuce (1 head)

$2.48 $2.48

$2.20 CA$3.11

12.73%

Water (1.5 liter bottle)

$3.95 $3.95

$1.26 CA$1.78

213.49%

Cigarettes 20 Pack (Marlboro, Camel)

$10.44 $10.44

$13.97 CA$19.75

-25.27%

Wine (Bottle)

$24.89 $24.89

$14.20 CA$20.07

75.28%

Local Beer (0.5 liter bottle)

$1.97 $1.97

$2.25 CA$3.18

-12.44%

Imported Beer (0.33 liter bottle)

$4.37 $4.37

$2.53 CA$3.58

72.73%

One-way Ticket (Public Transport)

$2.32 CA$3.28

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$4.89 $4.89

$3.06 CA$4.33

59.80%

Taxi (Normal Tariff) (1km)

$4.87 $4.87

$1.22 CA$1.72

299.18%

Taxi 1hour Waiting (Normal Tariff)

$40.14 $40.14

$21.69 CA$30.66

85.06%

Gasoline (1 liter)

$1.07 $1.07

$1.21 CA$1.72

-11.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.8K $32.8K

$26.1K CA$37.0K

25.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K $24.4K

$21.1K CA$29.9K

15.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 $136

$120 CA$169

13.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.8 $52.8

$32.21 CA$45.54

63.77%

Internet (50+ Mbps, Unlimited Data)

$69.6 $69.6

$48.88 CA$69.1

42.31%

Gym Membership (Monthly)

$59.8 $59.8

$39.34 CA$55.6

51.98%

Tennis Court (1 Hour on Weekend)

$22.06 $22.06

$23.58 CA$33.34

-6.45%

Cinema Ticket

$13.54 $13.54

$12.58 CA$17.79

7.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,026 $2,026

$832 CA$1,176

143.60%

International Primary School, 1 Child (Yearly)

$13.8K $13.8K

$23.6K CA$33.4K

-41.74%

Jeans (Levis 501 Or Similar)

$65.2 $65.2

$52.3 CA$73.9

24.73%

Summer Dress (H&M, Zara, etc)

$43.23 $43.23

$39.44 CA$55.8

9.61%

Sport Shoes (Adidas, Nike)

$103 $103

$99.0 CA$140

4.21%

Men's Leather Business Shoes

$149 $149

$122 CA$172

22.48%

1-bedroom Apartment, City Center (Monthly)

$1,592 $1,592

$1,631 CA$2,306

-2.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,277 $1,277

$1,448 CA$2,048

-11.80%

3-bedroom Apartment, City Center (Monthly)

$3,091 $3,091

$2,737 CA$3,869

12.92%

3-bedroom Apartment, Outside City Center (Monthly)

$2,856 $2,856

$2,129 CA$3,010

34.14%

Buy Apartment in City Center (m2)

$3,924 $3,924

$8,206 CA$11.6K

-52.18%

Buy Apartment Outside City Center (m2)

$3,564 $3,564

$6,838 CA$9,666

-47.87%

Average Monthly Net Salary (After Tax)

$3,506 $3,506

$3,520 CA$4,976

-0.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.84

4.47

53.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Missoula, MT: October 19, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Missoula, MT

$1.3K 49.6%

Toronto

$1.4K 55.5% 13.4% $171

Groceries & Markets

Missoula, MT

$481 18.7%

Toronto

$343 13.1% 28.7% $138

Eating Out

Missoula, MT

$280 10.9%

Toronto

$283 10.9% 1.2% $3.2

Monthly Utilities & Internet

Missoula, MT

$259 10%

Toronto

$201 7.7% 22.4% $58

Clothing & Footwear

Missoula, MT

$162 6.3%

Toronto

$141 5.4% 13.4% $22

Sport & Entertainment

Missoula, MT

$87 3.4%

Toronto

$65 2.5% 25.8% $22

Getting Around

Missoula, MT

$29 * 1.1%

Toronto

$130 5% 345% $101

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Missoula, MT and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 0% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74.0 in Missoula, MT vs $79.0 in Toronto. Groceries flip the comparison at $481 vs $343, with Toronto cheaper for home cooking.

Good to know

🇺🇸 Missoula, MT

🇨🇦 Toronto

🕒 Local time

02:04 2:04 AM

04:04 4:04 AM

2 h ahead of Missoula, MT

🌤 Weather

👥 Population

73,489

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Missoula, MT Toronto 2,710 km ≈ 4 h nonstop flight

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Missoula, MT vs Toronto: Cost of Living - Frequently Asked Questions

Missoula, MT is cheaper overall, especially in eating out and transport. The 1% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 0% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,592 in Missoula, MT versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,026 in Missoula, MT versus $832 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Missoula, MT – a meal for two runs $74.0 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Missoula, MT is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Missoula, MT is more practical. Housing and childcare are both notably cheaper than in Toronto, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Missoula, MT and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Missoula, MT gentler on the wallet – expenses run 1% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.