Cost of Living Comparison Between Missoula, MT and Austin, TX Cost of Living Comparison Between Missoula, MT and Austin, TX

Monthly Cost of Living

Monthly costs for one person with rent: $2,427 in Missoula, MT versus $2,719 in Austin, TX.

Estimated couple costs with rent: $3,881 in Missoula, MT versus $4,117 in Austin, TX.

Monthly costs for a family of three with rent: $5,334 in Missoula, MT versus $5,515 in Austin, TX.

Living in Missoula, MT costs roughly 11% less than in Austin, TX, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Missoula, MT 81% above, Austin, TX 103% above.

Currency
🍽 Eating Out
Missoula, MT
Austin, TX
Difference
Meal at Budget Restaurant
$18.30 $18.30
$19.99 $19.99
-8.45%
Three-Course Dinner for Two, Mid-Range
$74.0 $74.0
$76.2 $76.2
-2.95%
Fast Food Meal (McDonalds, etc)
$9.38 $9.38
$10.13 $10.13
-7.40%
Cappuccino
$4.28 $4.28
$5.49 $5.49
-22.04%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.13 $2.13
$2.72 $2.72
-21.69%
Water (0.33 liter bottle)
$1.85 $1.85
$2.14 $2.14
-13.55%
Local Beer (0.5 liter draught)
$6.07 $6.07
$6.07 $6.07
-
Imported Beer (0.33 liter bottle)
$6.15 $6.15
$8.04 $8.04
-23.51%
🛒 Groceries & Markets
Missoula, MT
Austin, TX
Difference
Milk (1 liter)
$1.01 $1.01
$1.09 $1.09
-7.34%
White Bread (500g)
$2.93 $2.93
$3.34 $3.34
-12.28%
Rice (white) (1kg)
$5.00 $5.00
$3.42 $3.42
46.20%
Eggs
$4.49 $4.49
$4.32 $4.32
3.94%
Local Cheese (1kg)
$16.64 $16.64
$11.80 $11.80
41.02%
Chicken Fillets (1kg)
$10.90 $10.90
$10.68 $10.68
2.06%
Beef Round Steak (1kg)
$16.47 $16.47
$14.50 $14.50
13.59%
Apples (1kg)
$4.68 $4.68
$4.79 $4.79
-2.30%
Banana (1kg)
$1.60 $1.60
$1.50 $1.50
6.67%
Oranges (1kg)
$5.21 $5.21
$4.51 $4.51
15.52%
Tomato (1kg)
$5.43 $5.43
$4.04 $4.04
34.41%
Potato (1kg)
$2.20 $2.20
$2.76 $2.76
-20.29%
Onion (1kg)
$2.58 $2.58
$2.79 $2.79
-7.53%
Lettuce (1 head)
$1.94 $1.94
$2.04 $2.04
-4.90%
Water (1.5 liter bottle)
$2.26 $2.26
$2.15 $2.15
5.12%
Cigarettes 20 Pack (Marlboro, Camel)
$10.84 $10.84
$9.23 $9.23
17.44%
Wine (Bottle)
$24.54 $24.54
$14.81 $14.81
65.70%
Local Beer (0.5 liter bottle)
$1.78 $1.78
$2.29 $2.29
-22.27%
Imported Beer (0.33 liter bottle)
$2.66 $2.66
$3.53 $3.53
-24.65%
🚌 Getting Around
Missoula, MT
Austin, TX
Difference
One-way Ticket (Public Transport)
$2.05 $2.05
$1.52 $1.52
34.87%
Public Transport Monthly Pass (Regular Price)
-
$43.64 $43.64
-
Taxi Start (Normal Tariff)
$4.93 $4.93
$4.29 $4.29
14.92%
Taxi (Normal Tariff) (1km)
$1.77 $1.77
$1.82 $1.82
-2.75%
Taxi 1hour Waiting (Normal Tariff)
$40.42 $40.42
$35.52 $35.52
13.80%
Gasoline (1 liter)
$0.83 $0.83
$0.77 $0.77
7.79%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K $26.2K
$25.6K $25.6K
2.35%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K $26.5K
$26.3K $26.3K
0.90%
🧾 Monthly Utilities & Internet
Missoula, MT
Austin, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$130 $130
$172 $172
-24.52%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59.9 $59.9
$60.3 $60.3
-0.73%
Internet (50+ Mbps, Unlimited Data)
$72.5 $72.5
$67.2 $67.2
7.88%
🎉 Sport & Entertainment
Missoula, MT
Austin, TX
Difference
Gym Membership (Monthly)
$63.7 $63.7
$62.8 $62.8
1.32%
Tennis Court (1 Hour on Weekend)
-
$9.85 $9.85
-
Cinema Ticket
$11.94 $11.94
$14.73 $14.73
-18.94%
🧸 Childcare & Education
Missoula, MT
Austin, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,407 $1,407
$1,398 $1,398
0.61%
International Primary School, 1 Child (Yearly)
$13.8K $13.8K
$21.8K $21.8K
-36.62%
👕👟 Clothing & Footwear
Missoula, MT
Austin, TX
Difference
Jeans (Levis 501 Or Similar)
$53.1 $53.1
$55.1 $55.1
-3.68%
Summer Dress (H&M, Zara, etc)
$46.61 $46.61
$45.66 $45.66
2.08%
Sport Shoes (Adidas, Nike)
$89.5 $89.5
$86.8 $86.8
3.14%
Men's Leather Business Shoes
$144 $144
$115 $115
25.14%
🏠 Accommodation & Living
Missoula, MT
Austin, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$1,567 $1,567
$2,245 $2,245
-30.19%
1-bedroom Apartment, Outside City Center (Monthly)
$1,173 $1,173
$1,401 $1,401
-16.26%
3-bedroom Apartment, City Center (Monthly)
$2,966 $2,966
$3,782 $3,782
-21.57%
3-bedroom Apartment, Outside City Center (Monthly)
$2,646 $2,646
$2,708 $2,708
-2.27%
Buy Apartment in City Center (m2)
$4,039 $4,039
$7,304 $7,304
-44.70%
Buy Apartment Outside City Center (m2)
$3,700 $3,700
$3,331 $3,331
11.10%
💵 Salaries & Financials
Missoula, MT
Austin, TX
Difference
Average Monthly Net Salary (After Tax)
$3,566 $3,566
$4,910 $4,910
-27.37%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.64
6.45
2.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Missoula, MT: April 22, 2026

Last update for Austin, TX: April 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,567 in Missoula, MT and $2,245 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 38% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74 in Missoula, MT vs $76 in Austin, TX. Groceries flip the comparison at $422 vs $375, with Austin, TX cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Missoula, MT vs Austin, TX: Cost of Living - Frequently Asked Questions
Which city is more expensive, Missoula, MT or Austin, TX?
Missoula, MT wins on cost – living expenses run 12% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Missoula, MT the obvious pick if budget is a priority.
Are salaries higher in Missoula, MT or Austin, TX?
On paper, Austin, TX earns 38% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Missoula, MT vs Austin, TX?
Rent for a central apartment: $1,567 in Missoula, MT versus $2,245 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Missoula, MT and Austin, TX?
Childcare runs $1,407 in Missoula, MT versus $1,398 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Missoula, MT vs Austin, TX?
Dining out is cheaper in Missoula, MT – a meal for two runs $74.0 versus $76.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $2,500/month in Missoula, MT or Austin, TX?
Both cities are expensive relative to $2,500. Missoula, MT is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Which city is better for digital nomads, Missoula, MT or Austin, TX?
Both work as nomad bases, but Missoula, MT delivers better value – similar infrastructure at $2,427 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Missoula, MT hard to pass up.
How safe is Missoula, MT compared to Austin, TX?
Safety-wise, Missoula, MT and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Missoula, MT gentler on the wallet – expenses run 12% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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