Last update: Oct 2026

Cost of Living Comparison Between Toronto and Missoula, MT

For one person, living costs are similar in Toronto and in Missoula, MT: $2,610 and $2,576 a month, rent and utilities included.

126

Cost of Living Index in Toronto
Learn more

Toronto Living Index
125

Cost of Living Index in Missoula, MT
Learn more

Missoula, MT Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Missoula, MT

🇺🇸 United States

$2,576

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Missoula, MT

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Missoula, MT actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $2,576 in Missoula, MT.

Toronto $2,610
Missoula, MT $2,576

Estimated couple costs with rent: $3,727 in Toronto versus $4,184 in Missoula, MT.

Toronto $3,727
Missoula, MT $4,184

Monthly costs for a family of three with rent: $4,844 in Toronto versus $5,793 in Missoula, MT.

Toronto $4,844
Missoula, MT $5,793

Living in Toronto is roughly 1% more expensive than in Missoula, MT, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Toronto 93% above, Missoula, MT 90% above.

Meal at Budget Restaurant

$17.59 CA$24.87

$16.75 $16.75

5.01%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$74.1 $74.1

6.38%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$9.74 $9.74

10.16%

Cappuccino

$4.09 CA$5.78

$4.33 $4.33

-5.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$3.20 $3.20

-34.38%

Water (0.33 liter bottle)

$1.72 CA$2.43

$2.41 $2.41

-28.63%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$6.03 $6.03

5.47%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$6.08 $6.08

16.45%

Milk (1 liter)

$2.54 CA$3.59

$1.12 $1.12

126.79%

White Bread (500g)

$2.72 CA$3.85

$3.35 $3.35

-18.81%

Rice (white) (1kg)

$2.18 CA$3.09

$4.95 $4.95

-55.96%

Eggs

$3.63 CA$5.13

$4.36 $4.36

-16.74%

Local Cheese (1kg)

$9.46 CA$13.37

$24.90 $24.90

-62.01%

Chicken Fillets (1kg)

$11.54 CA$16.32

$9.93 $9.93

16.21%

Beef Round Steak (1kg)

$14.37 CA$20.32

$19.07 $19.07

-24.65%

Apples (1kg)

$3.70 CA$5.23

$4.91 $4.91

-24.64%

Banana (1kg)

$1.19 CA$1.68

$1.46 $1.46

-18.49%

Oranges (1kg)

$3.46 CA$4.90

$6.47 $6.47

-46.52%

Tomato (1kg)

$4.22 CA$5.97

$3.88 $3.88

8.76%

Potato (1kg)

$1.79 CA$2.52

$2.45 $2.45

-26.94%

Onion (1kg)

$1.65 CA$2.33

$2.93 $2.93

-43.69%

Lettuce (1 head)

$2.20 CA$3.11

$2.48 $2.48

-11.29%

Water (1.5 liter bottle)

$1.26 CA$1.78

$3.95 $3.95

-68.10%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$10.44 $10.44

33.81%

Wine (Bottle)

$14.20 CA$20.07

$24.89 $24.89

-42.95%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.97 $1.97

14.21%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$4.37 $4.37

-42.11%

One-way Ticket (Public Transport)

$2.32 CA$3.28

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$4.89 $4.89

-37.42%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$4.87 $4.87

-74.95%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$40.14 $40.14

-45.96%

Gasoline (1 liter)

$1.21 CA$1.72

$1.07 $1.07

13.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$32.8K $32.8K

-20.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$24.4K $24.4K

-13.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$136 $136

-12.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$52.8 $52.8

-38.94%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$69.6 $69.6

-29.73%

Gym Membership (Monthly)

$39.34 CA$55.6

$59.8 $59.8

-34.20%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$22.06 $22.06

6.89%

Cinema Ticket

$12.58 CA$17.79

$13.54 $13.54

-7.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$2,026 $2,026

-58.95%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$13.8K $13.8K

71.64%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$65.2 $65.2

-19.83%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$43.23 $43.23

-8.77%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$103 $103

-4.04%

Men's Leather Business Shoes

$122 CA$172

$149 $149

-18.36%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,592 $1,592

2.51%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,277 $1,277

13.38%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$3,091 $3,091

-11.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$2,856 $2,856

-25.45%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$3,924 $3,924

109.13%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$3,564 $3,564

91.83%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$3,506 $3,506

0.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.84

-34.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Missoula, MT: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Missoula, MT

$1.3K 49.6% 11.8% $171

Groceries & Markets

Toronto

$343 13.1%

Missoula, MT

$481 18.7% 40.3% $138

Eating Out

Toronto

$283 10.9%

Missoula, MT

$280 10.9% 1.1% $3.2

Monthly Utilities & Internet

Toronto

$201 7.7%

Missoula, MT

$259 10% 28.9% $58

Clothing & Footwear

Toronto

$141 5.4%

Missoula, MT

$162 6.3% 15.4% $22

Getting Around

Toronto

$130 5%

Missoula, MT

$29 * 1.1% 77.5% $101

Sport & Entertainment

Toronto

$65 2.5%

Missoula, MT

$87 3.4% 34.7% $22

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $1,592 in Missoula, MT. Housing cost is often the main lever when comparing two cities.

Toronto pays 0% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Toronto vs $74.0 in Missoula, MT. Groceries flip the comparison at $343 vs $481, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Missoula, MT

🕒 Local time

08:23 8:23 AM

06:23 6:23 AM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

73,489

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Missoula, MT 2,710 km ≈ 4 h nonstop flight

From you

Toronto
Missoula, MT

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Missoula, MT: Cost of Living - Frequently Asked Questions

Missoula, MT is cheaper overall, especially in eating out and transport. The 1% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 0% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,631 in Toronto versus $1,592 in Missoula, MT. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $832 in Toronto versus $2,026 in Missoula, MT. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Missoula, MT – a meal for two runs $74.0 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Missoula, MT is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Missoula, MT is more practical. Housing and childcare are both notably cheaper than in Toronto, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Toronto and Missoula, MT are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Missoula, MT gentler on the wallet – expenses run 1% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.