Last update: Oct 2026

Cost of Living Comparison Between Minden and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,726 in Minden, rent and utilities included – about $4,300 less a year. Other living expenses account for most of the difference.

84

Cost of Living Index in Minden
Learn more

Minden Living Index
67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Minden

🇩🇪 Germany

$1,726

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Minden and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Minden and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,726 in Minden versus $1,368 in Ubud, Bali.

Minden $1,726
Ubud, Bali $1,368

Estimated couple costs with rent: $2,691 in Minden versus $2,314 in Ubud, Bali.

Minden $2,691
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $3,656 in Minden versus $3,260 in Ubud, Bali.

Minden $3,656
Ubud, Bali $3,260

Living in Minden is roughly 26% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Minden 28% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$16.60 €14.77

$3.33 Rp 59.9K

398.50%

Three-Course Dinner for Two, Mid-Range

$73.2 €65.1

$35.18 Rp 633.2K

108.13%

Fast Food Meal (McDonalds, etc)

$11.26 €10.02

$5.80 Rp 104.5K

94.14%

Cappuccino

$3.26 €2.90

$2.73 Rp 49.1K

19.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.37 €2.10

$1.64 Rp 29.5K

44.51%

Water (0.33 liter bottle)

$1.65 €1.47

$0.83 Rp 15.0K

98.80%

Local Beer (0.5 liter draught)

$5.65 €5.02

$2.70 Rp 48.6K

109.26%

Imported Beer (0.33 liter bottle)

$4.34 €3.86

$4.30 Rp 77.4K

0.93%

Milk (1 liter)

$1.22 €1.08

$1.50 Rp 27.1K

-18.67%

White Bread (500g)

$2.07 €1.85

$2.30 Rp 41.4K

-10.00%

Rice (white) (1kg)

$3.27 €2.91

$1.18 Rp 21.2K

177.12%

Eggs

$3.28 €2.92

$2.14 Rp 38.6K

53.27%

Local Cheese (1kg)

$14.41 €12.82

$17.48 Rp 314.6K

-17.56%

Chicken Fillets (1kg)

$13.13 €11.68

$4.03 Rp 72.5K

225.81%

Beef Round Steak (1kg)

$18.63 €16.57

$12.23 Rp 220.1K

52.33%

Apples (1kg)

$2.72 €2.42

$3.55 Rp 63.9K

-23.38%

Banana (1kg)

$1.86 €1.65

$1.57 Rp 28.3K

18.47%

Oranges (1kg)

$2.28 €2.03

$2.24 Rp 40.2K

1.79%

Tomato (1kg)

$3.95 €3.52

$1.93 Rp 34.7K

104.66%

Potato (1kg)

$1.13 €1.01

$1.88 Rp 33.9K

-39.89%

Onion (1kg)

$1.41 €1.26

$2.29 Rp 41.3K

-38.43%

Lettuce (1 head)

$1.80 €1.60

$0.99 Rp 17.9K

81.82%

Water (1.5 liter bottle)

$1.07 €0.95

$0.53 Rp 9,475

101.89%

Cigarettes 20 Pack (Marlboro, Camel)

$9.65 €8.58

$2.28 Rp 41.1K

323.25%

Wine (Bottle)

$5.71 €5.08

$23.01 Rp 414.2K

-75.18%

Local Beer (0.5 liter bottle)

$1.16 €1.03

$2.34 Rp 42.2K

-50.43%

Imported Beer (0.33 liter bottle)

$2.12 €1.89

$2.91 Rp 52.4K

-27.15%

One-way Ticket (Public Transport)

$3.49 €3.10

$0.24 Rp 4,315

1354.17%

Public Transport Monthly Pass (Regular Price)

$67.3 €59.8

$8.82 Rp 158.7K

662.70%

Taxi Start (Normal Tariff)

$9.92 €8.82

$0.48 Rp 8,684

1966.67%

Taxi (Normal Tariff) (1km)

$2.38 €2.11

$0.46 Rp 8,233

417.39%

Taxi 1hour Waiting (Normal Tariff)

$52.3 €46.51

$5.45 Rp 98.2K

859.45%

Gasoline (1 liter)

$2.15 €1.91

$0.88 Rp 15.9K

144.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K €27.0K

$24.6K Rp 442.2M

23.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.5K €34.3K

$31.2K Rp 561.4M

23.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$226 €201

$83.0 Rp 1.5M

172.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.24 €10.00

$6.45 Rp 116.0K

74.26%

Internet (50+ Mbps, Unlimited Data)

$43.83 €38.98

$18.57 Rp 334.2K

136.03%

Gym Membership (Monthly)

$27.82 €24.75

$55.8 Rp 1.0M

-50.16%

Tennis Court (1 Hour on Weekend)

$22.62 €20.12

$18.11 Rp 326.0K

24.90%

Cinema Ticket

$13.28 €11.81

$4.38 Rp 78.9K

203.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$392 €349

$493 Rp 8.9M

-20.43%

International Primary School, 1 Child (Yearly)

$7,998 €7,114

$5,754 Rp 103.6M

39.01%

Jeans (Levis 501 Or Similar)

$81.6 €72.5

$46.19 Rp 831.4K

76.55%

Summer Dress (H&M, Zara, etc)

$51.9 €46.13

$35.33 Rp 636.0K

46.79%

Sport Shoes (Adidas, Nike)

$102 €90.8

$79.1 Rp 1.4M

29.12%

Men's Leather Business Shoes

$86.2 €76.7

$78.4 Rp 1.4M

10.00%

1-bedroom Apartment, City Center (Monthly)

$771 €686

$1,142 Rp 20.6M

-32.52%

1-bedroom Apartment, Outside City Center (Monthly)

$559 €497

$676 Rp 12.2M

-17.27%

3-bedroom Apartment, City Center (Monthly)

$1,500 €1,334

$3,503 Rp 63.1M

-57.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,043 €928

$1,700 Rp 30.6M

-38.62%

Buy Apartment in City Center (m2)

$4,890 €4,350

$2,784 Rp 50.1M

75.65%

Buy Apartment Outside City Center (m2)

$2,927 €2,604

$2,241 Rp 40.3M

30.64%

Average Monthly Net Salary (After Tax)

$2,546 €2,265

$165 Rp 3.0M

1447.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.95

13.78

-71.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Minden: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Minden

$559 32.4%

Ubud, Bali

$676 49.4% 20.9% $117

Groceries & Markets

Minden

$325 18.9%

Ubud, Bali

$290 21.2% 10.7% $35

Monthly Utilities & Internet

Minden

$281 16.3%

Ubud, Bali

$108 7.9% 61.6% $173

Eating Out

Minden

$259 15%

Ubud, Bali

$109 8% 58% $150

Clothing & Footwear

Minden

$145 8.4%

Ubud, Bali

$108 7.9% 25.7% $37

Getting Around

Minden

$103 6%

Ubud, Bali

$13 0.9% 87.8% $90

Sport & Entertainment

Minden

$54 3.2%

Ubud, Bali

$65 4.7% 18.8% $10

Cost Breakdown

A one-bedroom apartment in the center runs $771 in Minden and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Minden pays 1447% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $73.0 in Minden vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $325 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇩🇪 Minden

🇮🇩 Ubud, Bali

🕒 Local time

23:11 11:11 PM

05:11 5:11 AM

6 h ahead of Minden

🌤 Weather

👥 Population

75,000

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Minden Ubud, Bali 11,860 km ≈ 15 h nonstop flight

From you

Minden
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Minden vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Minden and Ubud, Bali differ by about 26% in total monthly costs ($1,726 vs $1,368 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1447% higher in Minden, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $771 in Minden versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 12% higher in Minden. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $73.0 in Minden. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $1,726 in Minden, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Minden. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Minden and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 26% less than in Minden. Beyond cost, consider language, visa policies, and how big the international community is in each city.