Cost of Living Comparison Between Milton and Toronto Cost of Living Comparison Between Milton and Toronto

Monthly Cost of Living

Monthly costs for one person with rent: $3,044 in Milton versus $2,811 in Toronto.

Estimated couple costs with rent: $4,159 in Milton versus $4,130 in Toronto.

Monthly costs for a family of three with rent: $5,275 in Milton versus $5,449 in Toronto.

Living in Milton is roughly 8% more expensive than Toronto, driven mainly by Getting Around.

Both cities are pricier than the global median: Milton 127% above, Toronto 110% above.

Meal at Budget Restaurant

$14.65 CA$20.29

$18.71 CA$25.90

-21.70%

Three-Course Dinner for Two, Mid-Range

$72.4 CA$100

$81.9 CA$113

-11.51%

Fast Food Meal (McDonalds, etc)

$12.96 CA$17.95

$10.83 CA$14.99

19.67%

Cappuccino

$3.86 CA$5.34

$3.89 CA$5.38

-0.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.23 CA$4.48

$2.22 CA$3.07

45.50%

Water (0.33 liter bottle)

$2.50 CA$3.46

$1.65 CA$2.28

51.52%

Local Beer (0.5 liter draught)

$8.00 CA$11.08

$6.05 CA$8.38

32.23%

Imported Beer (0.33 liter bottle)

$5.40 CA$7.48

$6.58 CA$9.11

-17.93%

Milk (1 liter)

$2.50 CA$3.47

$2.73 CA$3.77

-8.42%

White Bread (500g)

$2.61 CA$3.61

$2.72 CA$3.76

-4.04%

Rice (white) (1kg)

$4.55 CA$6.30

$3.54 CA$4.90

28.53%

Eggs

$3.47 CA$4.81

$3.50 CA$4.84

-0.86%

Local Cheese (1kg)

$6.61 CA$9.15

$13.53 CA$18.73

-51.15%

Chicken Fillets (1kg)

$29.96 CA$41.49

$13.09 CA$18.12

128.88%

Beef Round Steak (1kg)

$19.04 CA$26.37

$16.96 CA$23.49

12.26%

Apples (1kg)

$5.60 CA$7.76

$4.16 CA$5.76

34.62%

Banana (1kg)

$1.57 CA$2.18

$1.18 CA$1.63

33.05%

Oranges (1kg)

$2.91 CA$4.03

$3.25 CA$4.50

-10.46%

Tomato (1kg)

$3.29 CA$4.56

$4.12 CA$5.70

-20.15%

Potato (1kg)

$1.04 CA$1.44

$2.50 CA$3.47

-58.40%

Onion (1kg)

$1.26 CA$1.74

$2.88 CA$3.98

-56.25%

Lettuce (1 head)

$1.65 CA$2.29

$2.35 CA$3.25

-29.79%

Water (1.5 liter bottle)

$2.27 CA$3.15

$2.00 CA$2.77

13.50%

Cigarettes 20 Pack (Marlboro, Camel)

$12.57 CA$17.40

$14.58 CA$20.19

-13.79%

Wine (Bottle)

$13.56 CA$18.77

$14.18 CA$19.63

-4.37%

Local Beer (0.5 liter bottle)

$2.26 CA$3.12

$2.80 CA$3.88

-19.29%

Imported Beer (0.33 liter bottle)

$2.70 CA$3.74

$3.25 CA$4.51

-16.92%

One-way Ticket (Public Transport)

$2.93 CA$4.06

$2.40 CA$3.32

22.08%

Public Transport Monthly Pass (Regular Price)

$45.77 CA$63.4

$114 CA$158

-59.87%

Taxi Start (Normal Tariff)

$3.13 CA$4.34

$3.76 CA$5.20

-16.76%

Taxi (Normal Tariff) (1km)

$1.45 CA$2.01

$1.41 CA$1.95

2.84%

Taxi 1hour Waiting (Normal Tariff)

$37.15 CA$51.4

$25.53 CA$35.34

45.52%

Gasoline (1 liter)

$1.09 CA$1.51

$1.10 CA$1.52

-0.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K CA$34.4K

$25.2K CA$34.9K

-1.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K CA$33.5K

$21.1K CA$29.2K

14.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$247 CA$341

$120 CA$166

106.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.4 CA$83.6

$37.54 CA$52.0

60.92%

Internet (50+ Mbps, Unlimited Data)

$67.7 CA$93.8

$54.5 CA$75.5

24.21%

Gym Membership (Monthly)

$33.36 CA$46.19

$55.5 CA$76.9

-39.90%

Tennis Court (1 Hour on Weekend)

$21.15 CA$29.28

Cinema Ticket

$16.87 CA$23.35

$11.56 CA$16.00

45.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$556 CA$770

$1,129 CA$1,564

-50.77%

International Primary School, 1 Child (Yearly)

$11.8K CA$16.3K

$18.0K CA$24.9K

-34.52%

Jeans (Levis 501 Or Similar)

$57.5 CA$79.6

$56.9 CA$78.8

1.00%

Summer Dress (H&M, Zara, etc)

$53.7 CA$74.3

$39.96 CA$55.3

34.31%

Sport Shoes (Adidas, Nike)

$95.0 CA$132

$89.7 CA$124

5.96%

Men's Leather Business Shoes

$129 CA$179

$114 CA$158

13.22%

1-bedroom Apartment, City Center (Monthly)

$1,783 CA$2,469

$1,849 CA$2,561

-3.59%

1-bedroom Apartment, Outside City Center (Monthly)

$1,672 CA$2,315

$1,560 CA$2,159

7.18%

3-bedroom Apartment, City Center (Monthly)

$2,588 CA$3,583

$2,925 CA$4,051

-11.55%

3-bedroom Apartment, Outside City Center (Monthly)

$2,288 CA$3,168

$2,470 CA$3,420

-7.38%

Buy Apartment in City Center (m2)

$4,840 CA$6,701

$9,085 CA$12.6K

-46.73%

Buy Apartment Outside City Center (m2)

$4,220 CA$5,843

$7,036 CA$9,742

-40.02%

Average Monthly Net Salary (After Tax)

$3,162 CA$4,378

$3,572 CA$4,946

-11.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.8

5.16

31.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Milton: May 30, 2026

Last update for Toronto: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,783 in Milton and $1,849 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 13% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $72.0 in Milton vs $82.0 in Toronto. Groceries flip the comparison at $459 vs $396, with Toronto cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Milton vs Toronto: Cost of Living - Frequently Asked Questions

Milton and Toronto differ by about 8% in total monthly costs ($3,044 vs $2,811 including rent). Toronto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Toronto earns 13% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,783 in Milton versus $1,849 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Toronto runs roughly 149% less than in Milton. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $556 in Milton versus $1,129 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Milton and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toronto gentler on the wallet – expenses run 8% less than in Milton. Beyond cost, consider language, visa policies, and how big the international community is in each city.