Cost of Living Comparison Between Milton and Toronto Cost of Living Comparison Between Milton and Toronto

Monthly Cost of Living

Monthly costs for one person with rent: $2,752 in Milton versus $2,628 in Toronto.

Estimated couple costs with rent: $3,919 in Milton versus $3,848 in Toronto.

Monthly costs for a family of three with rent: $5,086 in Milton versus $5,067 in Toronto.

Living in Milton is roughly 5% more expensive than in Toronto, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Milton 100% above, Toronto 91% above.

Meal at Budget Restaurant

$14.47 CA$20.11

$17.88 CA$24.85

-19.07%

Three-Course Dinner for Two, Mid-Range

$73.3 CA$102

$87.9 CA$122

-16.57%

Fast Food Meal (McDonalds, etc)

$8.51 CA$11.83

$10.93 CA$15.19

-22.14%

Cappuccino

$3.75 CA$5.21

$4.06 CA$5.64

-7.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.09 CA$4.29

$2.18 CA$3.03

41.74%

Water (0.33 liter bottle)

$2.25 CA$3.13

$1.70 CA$2.36

32.35%

Local Beer (0.5 liter draught)

$4.80 CA$6.68

$6.69 CA$9.29

-28.25%

Imported Beer (0.33 liter bottle)

$6.30 CA$8.76

$7.35 CA$10.21

-14.29%

Milk (1 liter)

$2.00 CA$2.78

$2.78 CA$3.86

-28.06%

White Bread (500g)

$2.20 CA$3.06

$2.89 CA$4.02

-23.88%

Rice (white) (1kg)

$2.62 CA$3.64

$2.56 CA$3.56

2.34%

Eggs

$3.25 CA$4.52

$3.79 CA$5.26

-14.25%

Local Cheese (1kg)

$8.89 CA$12.35

$10.17 CA$14.13

-12.59%

Chicken Fillets (1kg)

$22.59 CA$31.39

$11.95 CA$16.60

89.04%

Beef Round Steak (1kg)

$23.19 CA$32.23

$16.12 CA$22.40

43.86%

Apples (1kg)

$5.14 CA$7.15

$3.89 CA$5.41

32.13%

Banana (1kg)

$1.12 CA$1.55

$1.27 CA$1.77

-11.81%

Oranges (1kg)

$2.91 CA$4.04

$3.88 CA$5.39

-25.00%

Tomato (1kg)

$3.95 CA$5.49

$4.33 CA$6.02

-8.78%

Potato (1kg)

$2.46 CA$3.41

$1.83 CA$2.54

34.43%

Onion (1kg)

$2.27 CA$3.15

$1.50 CA$2.08

51.33%

Lettuce (1 head)

$2.22 CA$3.09

$2.28 CA$3.16

-2.63%

Water (1.5 liter bottle)

$1.96 CA$2.73

$1.44 CA$2.00

36.11%

Cigarettes 20 Pack (Marlboro, Camel)

$11.60 CA$16.11

$14.20 CA$19.73

-18.31%

Wine (Bottle)

$13.92 CA$19.35

$14.24 CA$19.79

-2.25%

Local Beer (0.5 liter bottle)

$2.09 CA$2.90

$2.25 CA$3.12

-7.11%

Imported Beer (0.33 liter bottle)

$2.73 CA$3.79

$2.53 CA$3.52

7.91%

One-way Ticket (Public Transport)

$2.81 CA$3.90

$2.47 CA$3.43

13.77%

Public Transport Monthly Pass (Regular Price)

$56.7 CA$78.8

$112 CA$156

-49.37%

Taxi Start (Normal Tariff)

$3.26 CA$4.53

$3.05 CA$4.24

6.89%

Taxi (Normal Tariff) (1km)

$1.51 CA$2.10

$1.24 CA$1.72

21.77%

Taxi 1hour Waiting (Normal Tariff)

$28.58 CA$39.72

$22.44 CA$31.18

27.36%

Gasoline (1 liter)

$1.02 CA$1.42

$1.24 CA$1.72

-17.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K CA$33.7K

$27.5K CA$38.2K

-11.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.7K CA$27.4K

$21.1K CA$29.4K

-6.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$233 CA$324

$128 CA$177

82.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.8 CA$73.4

$33.79 CA$46.95

56.32%

Internet (50+ Mbps, Unlimited Data)

$68.1 CA$94.6

$49.25 CA$68.4

38.27%

Gym Membership (Monthly)

$47.29 CA$65.7

$40.93 CA$56.9

15.54%

Tennis Court (1 Hour on Weekend)

$20.49 CA$28.47

$24.62 CA$34.21

-16.77%

Cinema Ticket

$14.74 CA$20.48

$13.16 CA$18.29

12.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$417 CA$579

$792 CA$1,101

-47.40%

International Primary School, 1 Child (Yearly)

$10.8K CA$15.0K

$24.1K CA$33.5K

-55.34%

Jeans (Levis 501 Or Similar)

$70.2 CA$97.5

$54.5 CA$75.8

28.74%

Summer Dress (H&M, Zara, etc)

$45.97 CA$63.9

$43.11 CA$59.9

6.63%

Sport Shoes (Adidas, Nike)

$91.4 CA$127

$102 CA$141

-9.95%

Men's Leather Business Shoes

$145 CA$202

$123 CA$171

17.92%

1-bedroom Apartment, City Center (Monthly)

$1,552 CA$2,156

$1,653 CA$2,297

-6.13%

1-bedroom Apartment, Outside City Center (Monthly)

$1,422 CA$1,976

$1,452 CA$2,017

-2.05%

3-bedroom Apartment, City Center (Monthly)

$2,522 CA$3,505

$2,694 CA$3,744

-6.40%

3-bedroom Apartment, Outside City Center (Monthly)

$2,075 CA$2,884

$2,149 CA$2,987

-3.44%

Buy Apartment in City Center (m2)

$4,805 CA$6,677

$8,347 CA$11.6K

-42.43%

Buy Apartment Outside City Center (m2)

$4,275 CA$5,941

$6,816 CA$9,471

-37.28%

Average Monthly Net Salary (After Tax)

$3,220 CA$4,475

$3,614 CA$5,022

-10.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.69

4.49

26.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Milton: August 31, 2026

Last update for Toronto: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,552 in Milton and $1,653 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 12% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $73.0 in Milton vs $88.0 in Toronto. Groceries flip the comparison at $427 vs $365, with Toronto cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Milton vs Toronto: Cost of Living - Frequently Asked Questions

Milton and Toronto differ by about 5% in total monthly costs ($2,752 vs $2,628 including rent). Toronto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 12% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,552 in Milton versus $1,653 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Toronto runs roughly 98% less than in Milton. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $417 in Milton versus $792 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,628 in Toronto versus $2,752 in Milton, a $2,500 budget is realistic in Toronto but tight or insufficient in Milton. The gap between the two cities makes Toronto the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Milton and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toronto gentler on the wallet – expenses run 5% less than in Milton. Beyond cost, consider language, visa policies, and how big the international community is in each city.