Last update: Oct 2026

Cost of Living Comparison Between Milton and Toronto

For one person, living costs are similar in Milton and in Toronto: $2,673 and $2,561 a month, rent and utilities included.

131

Cost of Living Index in Milton
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Milton Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Milton

🇨🇦 Canada

$2,673

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Milton and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Milton and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,673 in Milton versus $2,561 in Toronto.

Milton $2,673
Toronto $2,561

Estimated couple costs with rent: $3,762 in Milton versus $3,694 in Toronto.

Milton $3,762
Toronto $3,694

Monthly costs for a family of three with rent: $4,851 in Milton versus $4,826 in Toronto.

Milton $4,851
Toronto $4,826

Living in Milton is roughly 4% more expensive than in Toronto, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Milton 98% above, Toronto 90% above.

Meal at Budget Restaurant

$13.86 CA$19.60

$17.18 CA$24.29

-19.32%

Three-Course Dinner for Two, Mid-Range

$69.1 CA$97.7

$76.0 CA$107

-9.00%

Fast Food Meal (McDonalds, etc)

$8.54 CA$12.08

$10.54 CA$14.89

-18.98%

Cappuccino

$3.51 CA$4.97

$4.02 CA$5.68

-12.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 CA$4.26

$2.12 CA$3.00

41.98%

Water (0.33 liter bottle)

$2.28 CA$3.23

$1.75 CA$2.48

30.29%

Local Beer (0.5 liter draught)

$4.65 CA$6.58

$6.24 CA$8.83

-25.48%

Imported Beer (0.33 liter bottle)

$5.81 CA$8.21

$7.09 CA$10.02

-18.05%

Milk (1 liter)

$1.97 CA$2.78

$2.44 CA$3.45

-19.26%

White Bread (500g)

$2.12 CA$3.00

$2.68 CA$3.78

-20.90%

Rice (white) (1kg)

$2.60 CA$3.67

$2.24 CA$3.17

16.07%

Eggs

$3.19 CA$4.50

$3.56 CA$5.03

-10.39%

Local Cheese (1kg)

$8.72 CA$12.33

$9.09 CA$12.85

-4.07%

Chicken Fillets (1kg)

$21.67 CA$30.63

$11.33 CA$16.01

91.26%

Beef Round Steak (1kg)

$23.03 CA$32.56

$14.53 CA$20.55

58.50%

Apples (1kg)

$4.89 CA$6.92

$3.62 CA$5.12

35.08%

Banana (1kg)

$1.08 CA$1.52

$1.21 CA$1.72

-10.74%

Oranges (1kg)

$2.87 CA$4.05

$3.60 CA$5.09

-20.28%

Tomato (1kg)

$3.86 CA$5.45

$4.21 CA$5.96

-8.31%

Potato (1kg)

$2.38 CA$3.36

$1.79 CA$2.53

32.96%

Onion (1kg)

$2.19 CA$3.09

$1.59 CA$2.25

37.74%

Lettuce (1 head)

$2.25 CA$3.19

$2.27 CA$3.21

-0.88%

Water (1.5 liter bottle)

$1.84 CA$2.61

$1.25 CA$1.77

47.20%

Cigarettes 20 Pack (Marlboro, Camel)

$11.30 CA$15.98

$13.82 CA$19.53

-18.23%

Wine (Bottle)

$13.50 CA$19.08

$14.27 CA$20.18

-5.40%

Local Beer (0.5 liter bottle)

$1.96 CA$2.77

$2.20 CA$3.10

-10.91%

Imported Beer (0.33 liter bottle)

$2.63 CA$3.71

$2.43 CA$3.44

8.23%

One-way Ticket (Public Transport)

$2.82 CA$3.99

$2.39 CA$3.38

17.99%

Public Transport Monthly Pass (Regular Price)

$55.4 CA$78.4

$111 CA$157

-50.03%

Taxi Start (Normal Tariff)

$3.10 CA$4.38

$2.91 CA$4.12

6.53%

Taxi (Normal Tariff) (1km)

$1.50 CA$2.13

$1.20 CA$1.69

25.00%

Taxi 1hour Waiting (Normal Tariff)

$28.06 CA$39.67

$21.38 CA$30.23

31.24%

Gasoline (1 liter)

$1.01 CA$1.42

$1.21 CA$1.71

-16.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.1K CA$34.0K

$28.2K CA$39.8K

-14.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K CA$26.7K

$20.3K CA$28.6K

-6.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$231 CA$326

$120 CA$170

91.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$55.6 CA$78.6

$32.26 CA$45.60

72.35%

Internet (50+ Mbps, Unlimited Data)

$50.8 CA$71.8

$47.93 CA$67.8

5.90%

Gym Membership (Monthly)

$41.91 CA$59.3

$38.48 CA$54.4

8.91%

Tennis Court (1 Hour on Weekend)

$19.98 CA$28.25

$22.96 CA$32.46

-12.98%

Cinema Ticket

$14.24 CA$20.13

$12.38 CA$17.50

15.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$397 CA$562

$830 CA$1,173

-52.12%

International Primary School, 1 Child (Yearly)

$10.6K CA$15.0K

$23.1K CA$32.6K

-54.08%

Jeans (Levis 501 Or Similar)

$68.5 CA$96.8

$50.7 CA$71.7

35.04%

Summer Dress (H&M, Zara, etc)

$45.89 CA$64.9

$40.02 CA$56.6

14.67%

Sport Shoes (Adidas, Nike)

$88.2 CA$125

$98.0 CA$139

-9.99%

Men's Leather Business Shoes

$140 CA$198

$121 CA$171

15.96%

1-bedroom Apartment, City Center (Monthly)

$1,503 CA$2,125

$1,592 CA$2,251

-5.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,385 CA$1,958

$1,410 CA$1,994

-1.78%

3-bedroom Apartment, City Center (Monthly)

$2,529 CA$3,576

$2,670 CA$3,775

-5.28%

3-bedroom Apartment, Outside City Center (Monthly)

$2,016 CA$2,850

$2,152 CA$3,042

-6.30%

Buy Apartment in City Center (m2)

$4,741 CA$6,703

$7,945 CA$11.2K

-40.33%

Buy Apartment Outside City Center (m2)

$4,047 CA$5,721

$6,542 CA$9,249

-38.14%

Average Monthly Net Salary (After Tax)

$3,170 CA$4,481

$3,727 CA$5,269

-14.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.69

4.47

27.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Milton: October 12, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Milton

$1.4K 51.8%

Toronto

$1.4K 55.1% 1.8% $25

Groceries & Markets

Milton

$414 15.5%

Toronto

$340 13.3% 17.9% $74

Monthly Utilities & Internet

Milton

$337 12.6%

Toronto

$201 7.8% 40.5% $137

Eating Out

Milton

$235 8.8%

Toronto

$278 10.9% 18.5% $43

Clothing & Footwear

Milton

$154 5.8%

Toronto

$139 5.4% 9.7% $15

Getting Around

Milton

$77 2.9%

Toronto

$129 5.1% 67.3% $52

Sport & Entertainment

Milton

$70 2.6%

Toronto

$63 2.5% 10.2% $7.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,503 in Milton and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 18% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $69.0 in Milton vs $76.0 in Toronto. Groceries flip the comparison at $414 vs $340, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Milton

🇨🇦 Toronto

🕒 Local time

10:51 10:51 AM

Same time as Milton

🌤 Weather

👥 Population

110,128

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Milton Toronto 43 km

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Milton
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Milton vs Toronto: Cost of Living - Frequently Asked Questions

Milton and Toronto differ by about 4% in total monthly costs ($2,673 vs $2,561 including rent). Toronto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 18% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,503 in Milton versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Toronto runs roughly 100% less than in Milton. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $397 in Milton versus $830 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Milton and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toronto gentler on the wallet – expenses run 4% less than in Milton. Beyond cost, consider language, visa policies, and how big the international community is in each city.