Cost of Living Comparison Between Milton and Toronto Cost of Living Comparison Between Milton and Toronto

Monthly Cost of Living

Monthly costs for one person with rent: $3,143 in Milton versus $2,788 in Toronto.

Estimated couple costs with rent: $4,242 in Milton versus $4,110 in Toronto.

Monthly costs for a family of three with rent: $5,341 in Milton versus $5,432 in Toronto.

Living in Milton is roughly 13% more expensive than in Toronto, driven mainly by Getting Around.

Both cities are pricier than the global median: Milton 135% above, Toronto 109% above.

Meal at Budget Restaurant

$14.75 CA$20.68

$18.51 CA$25.96

-20.31%

Three-Course Dinner for Two, Mid-Range

$75.0 CA$105

$83.8 CA$118

-10.46%

Fast Food Meal (McDonalds, etc)

$13.00 CA$18.23

$10.97 CA$15.38

18.51%

Cappuccino

$3.78 CA$5.31

$3.99 CA$5.59

-5.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.15 CA$4.41

$2.11 CA$2.96

49.29%

Water (0.33 liter bottle)

$2.44 CA$3.42

$1.69 CA$2.37

44.38%

Local Beer (0.5 liter draught)

$8.05 CA$11.29

$5.92 CA$8.30

35.98%

Imported Beer (0.33 liter bottle)

$5.60 CA$7.86

$6.48 CA$9.08

-13.58%

Milk (1 liter)

$2.38 CA$3.34

$2.71 CA$3.80

-12.18%

White Bread (500g)

$2.62 CA$3.68

$2.85 CA$4.00

-8.07%

Rice (white) (1kg)

$4.44 CA$6.23

$3.56 CA$4.99

24.72%

Eggs

$3.40 CA$4.76

$3.54 CA$4.96

-3.95%

Local Cheese (1kg)

$6.60 CA$9.25

$13.26 CA$18.59

-50.23%

Chicken Fillets (1kg)

$29.60 CA$41.51

$13.05 CA$18.29

126.82%

Beef Round Steak (1kg)

$19.12 CA$26.81

$16.77 CA$23.51

14.01%

Apples (1kg)

$5.46 CA$7.66

$4.11 CA$5.77

32.85%

Banana (1kg)

$1.55 CA$2.17

$1.14 CA$1.60

35.96%

Oranges (1kg)

$2.95 CA$4.13

$3.40 CA$4.76

-13.24%

Tomato (1kg)

$3.22 CA$4.52

$4.02 CA$5.64

-19.90%

Potato (1kg)

$1.10 CA$1.54

$2.43 CA$3.41

-54.73%

Onion (1kg)

$1.25 CA$1.75

$2.94 CA$4.12

-57.48%

Lettuce (1 head)

$1.74 CA$2.44

$2.47 CA$3.47

-29.55%

Water (1.5 liter bottle)

$2.24 CA$3.14

$1.92 CA$2.69

16.67%

Cigarettes 20 Pack (Marlboro, Camel)

$12.34 CA$17.30

$14.99 CA$21.01

-17.68%

Wine (Bottle)

$13.19 CA$18.49

$14.34 CA$20.10

-8.02%

Local Beer (0.5 liter bottle)

$2.17 CA$3.05

$2.71 CA$3.80

-19.93%

Imported Beer (0.33 liter bottle)

$2.82 CA$3.96

$3.12 CA$4.38

-9.62%

One-way Ticket (Public Transport)

$2.87 CA$4.03

$2.45 CA$3.44

17.14%

Public Transport Monthly Pass (Regular Price)

$45.49 CA$63.8

$113 CA$158

-59.68%

Taxi Start (Normal Tariff)

$3.08 CA$4.31

$3.63 CA$5.08

-15.15%

Taxi (Normal Tariff) (1km)

$1.49 CA$2.09

$1.34 CA$1.88

11.19%

Taxi 1hour Waiting (Normal Tariff)

$36.38 CA$51.0

$25.55 CA$35.82

42.39%

Gasoline (1 liter)

$1.09 CA$1.53

$1.11 CA$1.55

-1.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.1K CA$35.2K

$25.3K CA$35.4K

-0.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K CA$33.5K

$21.8K CA$30.5K

9.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$249 CA$348

$117 CA$164

112.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.9 CA$83.9

$37.60 CA$52.7

59.18%

Internet (50+ Mbps, Unlimited Data)

$68.6 CA$96.2

$53.7 CA$75.3

27.75%

Gym Membership (Monthly)

$32.58 CA$45.67

$57.1 CA$80.1

-42.94%

Tennis Court (1 Hour on Weekend)

$20.86 CA$29.24

Cinema Ticket

$16.52 CA$23.16

$11.56 CA$16.20

42.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$550 CA$771

$1,125 CA$1,577

-51.10%

International Primary School, 1 Child (Yearly)

$11.9K CA$16.7K

$18.4K CA$25.9K

-35.44%

Jeans (Levis 501 Or Similar)

$55.5 CA$77.8

$57.3 CA$80.4

-3.23%

Summer Dress (H&M, Zara, etc)

$54.0 CA$75.8

$39.05 CA$54.8

38.36%

Sport Shoes (Adidas, Nike)

$93.1 CA$131

$87.6 CA$123

6.32%

Men's Leather Business Shoes

$127 CA$179

$114 CA$159

12.12%

1-bedroom Apartment, City Center (Monthly)

$1,780 CA$2,495

$1,842 CA$2,582

-3.36%

1-bedroom Apartment, Outside City Center (Monthly)

$1,677 CA$2,350

$1,531 CA$2,146

9.51%

3-bedroom Apartment, City Center (Monthly)

$2,631 CA$3,689

$2,925 CA$4,101

-10.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,362 CA$3,311

$2,502 CA$3,508

-5.61%

Buy Apartment in City Center (m2)

$4,655 CA$6,527

$8,725 CA$12.2K

-46.65%

Buy Apartment Outside City Center (m2)

$4,065 CA$5,699

$6,867 CA$9,628

-40.80%

Average Monthly Net Salary (After Tax)

$3,165 CA$4,438

$3,454 CA$4,842

-8.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.8

5.16

31.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Milton: July 12, 2026

Last update for Toronto: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,780 in Milton and $1,842 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 9% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $75.0 in Milton vs $84.0 in Toronto. Groceries flip the comparison at $454 vs $395, with Toronto cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Milton vs Toronto: Cost of Living - Frequently Asked Questions

Milton and Toronto differ by about 13% in total monthly costs ($3,143 vs $2,788 including rent). Toronto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 9% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,780 in Milton versus $1,842 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Toronto runs roughly 148% less than in Milton. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $550 in Milton versus $1,125 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Milton and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toronto gentler on the wallet – expenses run 13% less than in Milton. Beyond cost, consider language, visa policies, and how big the international community is in each city.