Cost of Living Comparison Between Toronto and Milton Cost of Living Comparison Between Toronto and Milton

Monthly Cost of Living

Monthly costs for one person with rent: $2,620 in Toronto versus $2,763 in Milton.

Estimated couple costs with rent: $3,866 in Toronto versus $3,925 in Milton.

Monthly costs for a family of three with rent: $5,111 in Toronto versus $5,086 in Milton.

Living in Toronto costs roughly 5% less than in Milton, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Toronto 90% above, Milton 100% above.

Meal at Budget Restaurant

$17.85 CA$24.75

$14.44 CA$20.02

23.61%

Three-Course Dinner for Two, Mid-Range

$86.8 CA$120

$73.0 CA$101

18.89%

Fast Food Meal (McDonalds, etc)

$10.94 CA$15.17

$8.94 CA$12.40

22.37%

Cappuccino

$4.01 CA$5.57

$3.72 CA$5.16

7.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 CA$3.04

$3.10 CA$4.29

-29.35%

Water (0.33 liter bottle)

$1.69 CA$2.34

$2.30 CA$3.19

-26.52%

Local Beer (0.5 liter draught)

$6.45 CA$8.94

$4.76 CA$6.61

35.50%

Imported Beer (0.33 liter bottle)

$7.05 CA$9.77

$6.33 CA$8.78

11.37%

Milk (1 liter)

$2.71 CA$3.76

$2.08 CA$2.88

30.29%

White Bread (500g)

$2.92 CA$4.05

$2.30 CA$3.19

26.96%

Rice (white) (1kg)

$2.48 CA$3.44

$2.62 CA$3.64

-5.34%

Eggs

$3.85 CA$5.34

$3.21 CA$4.46

19.94%

Local Cheese (1kg)

$10.10 CA$14.01

$8.95 CA$12.42

12.85%

Chicken Fillets (1kg)

$12.02 CA$16.66

$22.58 CA$31.32

-46.77%

Beef Round Steak (1kg)

$15.61 CA$21.65

$23.56 CA$32.67

-33.74%

Apples (1kg)

$3.90 CA$5.41

$5.17 CA$7.17

-24.56%

Banana (1kg)

$1.24 CA$1.72

$1.16 CA$1.61

6.90%

Oranges (1kg)

$3.78 CA$5.24

$2.88 CA$3.99

31.25%

Tomato (1kg)

$4.38 CA$6.08

$4.03 CA$5.59

8.68%

Potato (1kg)

$1.93 CA$2.67

$2.40 CA$3.33

-19.58%

Onion (1kg)

$1.50 CA$2.08

$2.18 CA$3.02

-31.19%

Lettuce (1 head)

$2.28 CA$3.17

$2.24 CA$3.11

1.79%

Water (1.5 liter bottle)

$1.46 CA$2.02

$1.97 CA$2.74

-25.89%

Cigarettes 20 Pack (Marlboro, Camel)

$14.52 CA$20.13

$11.41 CA$15.82

27.26%

Wine (Bottle)

$14.42 CA$19.99

$13.98 CA$19.38

3.15%

Local Beer (0.5 liter bottle)

$2.26 CA$3.14

$2.07 CA$2.87

9.18%

Imported Beer (0.33 liter bottle)

$2.59 CA$3.60

$2.81 CA$3.90

-7.83%

One-way Ticket (Public Transport)

$2.36 CA$3.28

$2.91 CA$4.04

-18.90%

Public Transport Monthly Pass (Regular Price)

$114 CA$159

$57.0 CA$79.0

100.61%

Taxi Start (Normal Tariff)

$3.16 CA$4.38

$3.30 CA$4.57

-4.24%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.74

$1.52 CA$2.11

-17.11%

Taxi 1hour Waiting (Normal Tariff)

$22.57 CA$31.29

$28.67 CA$39.76

-21.28%

Gasoline (1 liter)

$1.24 CA$1.72

$1.07 CA$1.48

15.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K CA$37.9K

$24.2K CA$33.6K

12.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K CA$28.8K

$19.2K CA$26.6K

7.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 CA$172

$232 CA$322

-46.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.72 CA$45.37

$52.9 CA$73.3

-38.09%

Internet (50+ Mbps, Unlimited Data)

$48.79 CA$67.7

$66.6 CA$92.4

-26.77%

Gym Membership (Monthly)

$40.27 CA$55.9

$48.76 CA$67.6

-17.41%

Tennis Court (1 Hour on Weekend)

$23.84 CA$33.06

$21.18 CA$29.38

12.56%

Cinema Ticket

$12.82 CA$17.77

$14.69 CA$20.38

-12.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$787 CA$1,092

$421 CA$583

87.19%

International Primary School, 1 Child (Yearly)

$24.5K CA$34.0K

$11.1K CA$15.3K

122.07%

Jeans (Levis 501 Or Similar)

$54.2 CA$75.2

$71.0 CA$98.4

-23.57%

Summer Dress (H&M, Zara, etc)

$43.10 CA$59.8

$47.26 CA$65.5

-8.80%

Sport Shoes (Adidas, Nike)

$97.9 CA$136

$92.0 CA$128

6.42%

Men's Leather Business Shoes

$126 CA$175

$142 CA$197

-11.43%

1-bedroom Apartment, City Center (Monthly)

$1,660 CA$2,302

$1,524 CA$2,113

8.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,483 CA$2,057

$1,432 CA$1,986

3.57%

3-bedroom Apartment, City Center (Monthly)

$2,800 CA$3,883

$2,565 CA$3,557

9.17%

3-bedroom Apartment, Outside City Center (Monthly)

$2,157 CA$2,991

$2,088 CA$2,896

3.27%

Buy Apartment in City Center (m2)

$8,381 CA$11.6K

$4,846 CA$6,721

72.93%

Buy Apartment Outside City Center (m2)

$6,842 CA$9,488

$4,285 CA$5,943

59.66%

Average Monthly Net Salary (After Tax)

$3,799 CA$5,269

$3,242 CA$4,496

17.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

5.69

-21.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: September 6, 2026

Last update for Milton: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,660 in Toronto and $1,524 in Milton. Housing cost is often the main lever when comparing two cities.

Toronto pays 17% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $87.0 in Toronto vs $73.0 in Milton. Groceries flip the comparison at $364 vs $430, with Toronto cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Milton: Cost of Living - Frequently Asked Questions

Toronto and Milton differ by about 5% in total monthly costs ($2,620 vs $2,763 including rent). Toronto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 17% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,660 in Toronto versus $1,524 in Milton. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Toronto runs roughly 101% less than in Milton. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $787 in Toronto versus $421 in Milton. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Milton are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toronto gentler on the wallet – expenses run 5% less than in Milton. Beyond cost, consider language, visa policies, and how big the international community is in each city.