Cost of Living Comparison Between Toronto and Milton Cost of Living Comparison Between Toronto and Milton

Monthly Cost of Living

Monthly costs for one person with rent: $2,788 in Toronto versus $3,143 in Milton.

Estimated couple costs with rent: $4,110 in Toronto versus $4,242 in Milton.

Monthly costs for a family of three with rent: $5,432 in Toronto versus $5,341 in Milton.

Living in Toronto costs roughly 11% less than in Milton, driven mainly by Getting Around.

Both cities are pricier than the global median: Toronto 109% above, Milton 135% above.

Meal at Budget Restaurant

$18.51 CA$25.96

$14.75 CA$20.68

25.49%

Three-Course Dinner for Two, Mid-Range

$83.8 CA$118

$75.0 CA$105

11.69%

Fast Food Meal (McDonalds, etc)

$10.97 CA$15.38

$13.00 CA$18.23

-15.62%

Cappuccino

$3.99 CA$5.59

$3.78 CA$5.31

5.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 CA$2.96

$3.15 CA$4.41

-33.02%

Water (0.33 liter bottle)

$1.69 CA$2.37

$2.44 CA$3.42

-30.74%

Local Beer (0.5 liter draught)

$5.92 CA$8.30

$8.05 CA$11.29

-26.46%

Imported Beer (0.33 liter bottle)

$6.48 CA$9.08

$5.60 CA$7.86

15.71%

Milk (1 liter)

$2.71 CA$3.80

$2.38 CA$3.34

13.87%

White Bread (500g)

$2.85 CA$4.00

$2.62 CA$3.68

8.78%

Rice (white) (1kg)

$3.56 CA$4.99

$4.44 CA$6.23

-19.82%

Eggs

$3.54 CA$4.96

$3.40 CA$4.76

4.12%

Local Cheese (1kg)

$13.26 CA$18.59

$6.60 CA$9.25

100.91%

Chicken Fillets (1kg)

$13.05 CA$18.29

$29.60 CA$41.51

-55.91%

Beef Round Steak (1kg)

$16.77 CA$23.51

$19.12 CA$26.81

-12.29%

Apples (1kg)

$4.11 CA$5.77

$5.46 CA$7.66

-24.73%

Banana (1kg)

$1.14 CA$1.60

$1.55 CA$2.17

-26.45%

Oranges (1kg)

$3.40 CA$4.76

$2.95 CA$4.13

15.25%

Tomato (1kg)

$4.02 CA$5.64

$3.22 CA$4.52

24.84%

Potato (1kg)

$2.43 CA$3.41

$1.10 CA$1.54

120.91%

Onion (1kg)

$2.94 CA$4.12

$1.25 CA$1.75

135.20%

Lettuce (1 head)

$2.47 CA$3.47

$1.74 CA$2.44

41.95%

Water (1.5 liter bottle)

$1.92 CA$2.69

$2.24 CA$3.14

-14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$14.99 CA$21.01

$12.34 CA$17.30

21.47%

Wine (Bottle)

$14.34 CA$20.10

$13.19 CA$18.49

8.72%

Local Beer (0.5 liter bottle)

$2.71 CA$3.80

$2.17 CA$3.05

24.88%

Imported Beer (0.33 liter bottle)

$3.12 CA$4.38

$2.82 CA$3.96

10.64%

One-way Ticket (Public Transport)

$2.45 CA$3.44

$2.87 CA$4.03

-14.63%

Public Transport Monthly Pass (Regular Price)

$113 CA$158

$45.49 CA$63.8

148.03%

Taxi Start (Normal Tariff)

$3.63 CA$5.08

$3.08 CA$4.31

17.86%

Taxi (Normal Tariff) (1km)

$1.34 CA$1.88

$1.49 CA$2.09

-10.07%

Taxi 1hour Waiting (Normal Tariff)

$25.55 CA$35.82

$36.38 CA$51.0

-29.77%

Gasoline (1 liter)

$1.11 CA$1.55

$1.09 CA$1.53

1.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$35.4K

$25.1K CA$35.2K

0.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.5K

$23.9K CA$33.5K

-8.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 CA$164

$249 CA$348

-53.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.60 CA$52.7

$59.9 CA$83.9

-37.18%

Internet (50+ Mbps, Unlimited Data)

$53.7 CA$75.3

$68.6 CA$96.2

-21.72%

Gym Membership (Monthly)

$57.1 CA$80.1

$32.58 CA$45.67

75.26%

Tennis Court (1 Hour on Weekend)

$20.86 CA$29.24

Cinema Ticket

$11.56 CA$16.20

$16.52 CA$23.16

-30.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,125 CA$1,577

$550 CA$771

104.50%

International Primary School, 1 Child (Yearly)

$18.4K CA$25.9K

$11.9K CA$16.7K

54.89%

Jeans (Levis 501 Or Similar)

$57.3 CA$80.4

$55.5 CA$77.8

3.34%

Summer Dress (H&M, Zara, etc)

$39.05 CA$54.8

$54.0 CA$75.8

-27.73%

Sport Shoes (Adidas, Nike)

$87.6 CA$123

$93.1 CA$131

-5.94%

Men's Leather Business Shoes

$114 CA$159

$127 CA$179

-10.81%

1-bedroom Apartment, City Center (Monthly)

$1,842 CA$2,582

$1,780 CA$2,495

3.47%

1-bedroom Apartment, Outside City Center (Monthly)

$1,531 CA$2,146

$1,677 CA$2,350

-8.68%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,101

$2,631 CA$3,689

11.17%

3-bedroom Apartment, Outside City Center (Monthly)

$2,502 CA$3,508

$2,362 CA$3,311

5.94%

Buy Apartment in City Center (m2)

$8,725 CA$12.2K

$4,655 CA$6,527

87.43%

Buy Apartment Outside City Center (m2)

$6,867 CA$9,628

$4,065 CA$5,699

68.93%

Average Monthly Net Salary (After Tax)

$3,454 CA$4,842

$3,165 CA$4,438

9.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.8

-24.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: July 11, 2026

Last update for Milton: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,842 in Toronto and $1,780 in Milton. Housing cost is often the main lever when comparing two cities.

Toronto pays 9% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $84.0 in Toronto vs $75.0 in Milton. Groceries flip the comparison at $395 vs $454, with Toronto cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Milton: Cost of Living - Frequently Asked Questions

Toronto and Milton differ by about 13% in total monthly costs ($2,788 vs $3,143 including rent). Toronto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 9% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,842 in Toronto versus $1,780 in Milton. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Toronto runs roughly 148% less than in Milton. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $1,125 in Toronto versus $550 in Milton. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Milton are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toronto gentler on the wallet – expenses run 13% less than in Milton. Beyond cost, consider language, visa policies, and how big the international community is in each city.