Last update: Oct 2026

Cost of Living Comparison Between Toronto and Milton

For one person, living is cheaper in Toronto: $2,589 a month against $2,718 in Milton, rent and utilities included – about $1,500 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
132

Cost of Living Index in Milton
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Milton Living Index

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Toronto

🇨🇦 Canada

$2,589

/mo nomad

Milton

🇨🇦 Canada

$2,718

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Milton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Milton actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,589 in Toronto versus $2,718 in Milton.

Toronto $2,589
Milton $2,718

Estimated couple costs with rent: $3,710 in Toronto versus $3,861 in Milton.

Toronto $3,710
Milton $3,861

Monthly costs for a family of three with rent: $4,831 in Toronto versus $5,004 in Milton.

Toronto $4,831
Milton $5,004

Living in Toronto costs roughly 5% less than in Milton, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Toronto 90% above, Milton 100% above.

Meal at Budget Restaurant

$17.60 CA$24.59

$14.04 CA$19.61

25.36%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$71.0 CA$99.2

9.58%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.79

$8.73 CA$12.20

21.31%

Cappuccino

$4.16 CA$5.81

$3.72 CA$5.19

11.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.86

$2.95 CA$4.12

-30.85%

Water (0.33 liter bottle)

$1.75 CA$2.45

$2.36 CA$3.30

-25.85%

Local Beer (0.5 liter draught)

$6.58 CA$9.19

$4.95 CA$6.91

32.93%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.94

$6.08 CA$8.50

16.94%

Milk (1 liter)

$2.53 CA$3.54

$2.02 CA$2.82

25.25%

White Bread (500g)

$2.70 CA$3.78

$2.27 CA$3.16

18.94%

Rice (white) (1kg)

$2.24 CA$3.13

$2.56 CA$3.58

-12.50%

Eggs

$3.48 CA$4.87

$3.20 CA$4.47

8.75%

Local Cheese (1kg)

$9.38 CA$13.10

$9.04 CA$12.63

3.76%

Chicken Fillets (1kg)

$11.60 CA$16.20

$22.57 CA$31.53

-48.60%

Beef Round Steak (1kg)

$14.68 CA$20.51

$22.80 CA$31.85

-35.61%

Apples (1kg)

$3.74 CA$5.23

$4.96 CA$6.93

-24.60%

Banana (1kg)

$1.22 CA$1.71

$1.09 CA$1.53

11.93%

Oranges (1kg)

$3.48 CA$4.86

$2.87 CA$4.01

21.25%

Tomato (1kg)

$4.32 CA$6.04

$4.02 CA$5.61

7.46%

Potato (1kg)

$1.85 CA$2.59

$2.43 CA$3.39

-23.87%

Onion (1kg)

$1.69 CA$2.36

$2.22 CA$3.10

-23.87%

Lettuce (1 head)

$2.23 CA$3.11

$2.19 CA$3.06

1.83%

Water (1.5 liter bottle)

$1.28 CA$1.78

$1.93 CA$2.69

-33.68%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.62

$11.43 CA$15.98

22.83%

Wine (Bottle)

$14.43 CA$20.16

$13.37 CA$18.67

7.93%

Local Beer (0.5 liter bottle)

$2.16 CA$3.01

$2.09 CA$2.91

3.35%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.53

$2.64 CA$3.69

-4.55%

One-way Ticket (Public Transport)

$2.37 CA$3.31

$2.77 CA$3.86

-14.44%

Public Transport Monthly Pass (Regular Price)

$112 CA$157

$56.5 CA$79.0

98.94%

Taxi Start (Normal Tariff)

$3.04 CA$4.25

$3.29 CA$4.59

-7.60%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.73

$1.56 CA$2.18

-20.51%

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.51

$28.41 CA$39.69

-20.63%

Gasoline (1 liter)

$1.24 CA$1.74

$1.08 CA$1.51

14.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.6K

$23.8K CA$33.2K

13.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$29.9K

$18.8K CA$26.3K

13.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$174

$230 CA$321

-45.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.18

$55.1 CA$77.0

-40.02%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.0

$53.4 CA$74.6

-10.12%

Gym Membership (Monthly)

$36.69 CA$51.3

$42.90 CA$59.9

-14.48%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.07

$20.76 CA$29.00

14.02%

Cinema Ticket

$13.08 CA$18.27

$14.47 CA$20.22

-9.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,060

$401 CA$560

89.39%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.2K

$10.8K CA$15.1K

120.56%

Jeans (Levis 501 Or Similar)

$53.5 CA$74.8

$69.6 CA$97.2

-23.07%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.5

$46.46 CA$64.9

-12.96%

Sport Shoes (Adidas, Nike)

$100 CA$140

$91.1 CA$127

10.31%

Men's Leather Business Shoes

$125 CA$175

$145 CA$202

-13.46%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,277

$1,529 CA$2,136

6.59%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,978

$1,406 CA$1,965

0.67%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,764

$2,549 CA$3,561

5.71%

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,935

$2,110 CA$2,947

-0.40%

Buy Apartment in City Center (m2)

$7,551 CA$10.5K

$4,836 CA$6,757

56.13%

Buy Apartment Outside City Center (m2)

$6,674 CA$9,324

$4,132 CA$5,772

61.54%

Average Monthly Net Salary (After Tax)

$3,543 CA$4,950

$3,138 CA$4,384

12.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

5.69

-21.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for Milton: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

Milton

$1.4K 51.7% 0.7% $9.4

Groceries & Markets

Toronto

$345 13.3%

Milton

$423 15.6% 22.7% $78

Eating Out

Toronto

$285 11%

Milton

$241 8.9% 15.3% $44

Monthly Utilities & Internet

Toronto

$206 7.9%

Milton

$338 12.5% 64.6% $133

Clothing & Footwear

Toronto

$144 5.6%

Milton

$158 5.8% 10.1% $14

Getting Around

Toronto

$131 5.1%

Milton

$79 2.9% 40% $52

Sport & Entertainment

Toronto

$63 2.4%

Milton

$72 2.6% 14.3% $9

Cost Breakdown

A one-bedroom apartment in the center runs $1,630 in Toronto and $1,529 in Milton. Housing cost is often the main lever when comparing two cities.

Toronto pays 13% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $78 in Toronto vs $71 in Milton. Groceries flip the comparison at $345 vs $423, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇨🇦 Milton

🕒 Local time

05:18 5:18 AM

Same time as Toronto

🌤 Weather

👥 Population

2,731,571

110,128

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Milton: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,589 in Toronto and $2,718 in Milton, so Toronto is about 5% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 13% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,630 in Toronto versus $1,529 in Milton. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Milton runs roughly 50% less than in Toronto. The price difference matters if you commute daily and watch your budget.

Childcare runs $759 in Toronto versus $401 in Milton. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.