Last update: Oct 2026

Cost of Living Comparison Between Millville, NJ and Chicago, IL

For one person, living is cheaper in Millville, NJ: $2,250 a month against $3,139 in Chicago, IL, rent and utilities included – about $10,700 less a year. Rent and utilities account for about half of the difference.

Millville, NJ
🇺🇸 United States
$2,250
/mo nomad
Chicago, IL
🇺🇸 United States
$3,139
/mo nomad
Monthly Cost of Living

How much you'll spend in Millville, NJ and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Millville, NJ and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,250 per month in Millville, NJ vs $3,139 in Chicago, IL, rent included.

  • Millville, NJ $2,250
  • Chicago, IL $3,139

A couple spends around $3,374 per month in Millville, NJ vs $4,627 in Chicago, IL, rent included.

  • Millville, NJ $3,374
  • Chicago, IL $4,627

A family of three spends $4,498 per month in Millville, NJ vs $6,115 in Chicago, IL, rent included.

  • Millville, NJ $4,498
  • Chicago, IL $6,115

Millville, NJ is about 28% cheaper than Chicago, IL, and outside of rent the biggest gap is in groceries.

Both Millville, NJ and Chicago, IL sit above the global median – Millville, NJ by 66%, Chicago, IL by 132%.

Currency
🍽 Eating Out
Millville, NJ
Chicago, IL
Difference
Meal at Budget Restaurant
$18.02 $18.02
$20.65 $20.65
-12.74%
Three-Course Dinner for Two, Mid-Range
$96.9 $96.9
$90.2 $90.2
7.44%
Fast Food Meal (McDonalds, etc)
$10.86 $10.86
$12.94 $12.94
-16.07%
Cappuccino
$5.29 $5.29
$5.60 $5.60
-5.54%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.42 $3.42
$2.64 $2.64
29.55%
Water (0.33 liter bottle)
$2.70 $2.70
$2.27 $2.27
18.94%
Local Beer (0.5 liter draught)
$6.88 $6.88
$6.98 $6.98
-1.43%
Imported Beer (0.33 liter bottle)
$8.16 $8.16
$8.83 $8.83
-7.59%
🛒 Groceries & Markets
Millville, NJ
Chicago, IL
Difference
Milk (1 liter)
$1.05 $1.05
$1.27 $1.27
-17.32%
White Bread (500g)
$3.77 $3.77
$3.80 $3.80
-0.79%
Rice (white) (1kg)
$4.21 $4.21
$5.30 $5.30
-20.57%
Eggs
$1.39 $1.39
$4.76 $4.76
-70.80%
Local Cheese (1kg)
$5.58 $5.58
$13.96 $13.96
-60.03%
Chicken Fillets (1kg)
$7.23 $7.23
$14.61 $14.61
-50.51%
Beef Round Steak (1kg)
$8.78 $8.78
$18.77 $18.77
-53.22%
Apples (1kg)
$2.01 $2.01
$5.19 $5.19
-61.27%
Banana (1kg)
$1.22 $1.22
$1.98 $1.98
-38.38%
Oranges (1kg)
$5.81 $5.81
$3.93 $3.93
47.84%
Tomato (1kg)
$2.82 $2.82
$4.96 $4.96
-43.15%
Potato (1kg)
$2.19 $2.19
$2.76 $2.76
-20.65%
Onion (1kg)
$2.83 $2.83
$2.76 $2.76
2.54%
Lettuce (1 head)
$1.54 $1.54
$2.22 $2.22
-30.63%
Water (1.5 liter bottle)
$0.99 $0.99
$2.98 $2.98
-66.78%
Cigarettes 20 Pack (Marlboro, Camel)
$6.79 $6.79
$14.02 $14.02
-51.57%
Wine (Bottle)
$8.81 $8.81
$15.28 $15.28
-42.34%
Local Beer (0.5 liter bottle)
$2.62 $2.62
$2.58 $2.58
1.55%
Imported Beer (0.33 liter bottle)
$3.78 $3.78
$3.50 $3.50
8.00%
🚌 Getting Around
Millville, NJ
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.04 $2.04
$2.47 $2.47
-17.41%
Public Transport Monthly Pass (Regular Price)
$33.61 $33.61
$74.8 $74.8
-55.04%
Taxi Start (Normal Tariff)
$1.77 $1.77
$3.34 $3.34
-47.01%
Taxi (Normal Tariff) (1km)
$1.39 $1.39
$1.43 $1.43
-2.80%
Taxi 1hour Waiting (Normal Tariff)
$24.31 $24.31
$24.32 $24.32
-0.04%
Gasoline (1 liter)
$1.03 $1.03
$1.26 $1.26
-18.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.9K $33.9K
$35.0K $35.0K
-3.15%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.2K $25.2K
$26.1K $26.1K
-3.21%
🧾 Monthly Utilities & Internet
Millville, NJ
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$101 $101
$193 $193
-47.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.78 $14.78
$68.3 $68.3
-78.34%
Internet (50+ Mbps, Unlimited Data)
$24.83 $24.83
$61.3 $61.3
-59.49%
🎉 Sport & Entertainment
Millville, NJ
Chicago, IL
Difference
Gym Membership (Monthly)
$42.02 $42.02
$54.1 $54.1
-22.36%
Tennis Court (1 Hour on Weekend)
-
$27.92 $27.92
-
Cinema Ticket
$7.92 $7.92
$17.74 $17.74
-55.36%
🧸 Childcare & Education
Millville, NJ
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$903 $903
$1,652 $1,652
-45.31%
International Primary School, 1 Child (Yearly)
$34.4K $34.4K
$31.1K $31.1K
10.60%
👕👟 Clothing & Footwear
Millville, NJ
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$30.35 $30.35
$66.1 $66.1
-54.06%
Summer Dress (H&M, Zara, etc)
$29.80 $29.80
$51.2 $51.2
-41.84%
Sport Shoes (Adidas, Nike)
$93.9 $93.9
$100 $100
-6.19%
Men's Leather Business Shoes
$111 $111
$141 $141
-21.03%
🏠 Accommodation & Living
Millville, NJ
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,587 $1,587
$2,446 $2,446
-35.15%
1-bedroom Apartment, Outside City Center (Monthly)
$1,293 $1,293
$1,678 $1,678
-22.92%
3-bedroom Apartment, City Center (Monthly)
$2,551 $2,551
$4,717 $4,717
-45.93%
3-bedroom Apartment, Outside City Center (Monthly)
$2,128 $2,128
$2,795 $2,795
-23.86%
Buy Apartment in City Center (m2)
$2,673 $2,673
$4,105 $4,105
-34.89%
Buy Apartment Outside City Center (m2)
$2,402 $2,402
$2,650 $2,650
-9.34%
💵 Salaries & Financials
Millville, NJ
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$6,376 $6,376
$4,866 $4,866
31.04%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.89
6.81
-13.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Millville, NJ: October 17, 2026

Last update for Chicago, IL: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Millville, NJ
$1.3K
Chicago, IL
$1.7K 29.7% $385
Eating Out
Millville, NJ
$315
Chicago, IL
$343 8.9% $28
Groceries & Markets
Millville, NJ
$273
Chicago, IL
$449 64.6% $176
Monthly Utilities & Internet
Millville, NJ
$141
Chicago, IL
$322 129% $182
Clothing & Footwear
Millville, NJ
$119
Chicago, IL
$161 35.1% $42
Sport & Entertainment
Millville, NJ
$58
Chicago, IL
$90 54.8% $32
Getting Around
Millville, NJ
$50
Chicago, IL
$95 88.5% $45

Cost Breakdown

A central one-bedroom costs $1,587 in Millville, NJ versus $2,446 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 31% higher in Millville, NJ, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $97.0 in Millville, NJ versus $90.0 in Chicago, IL. Groceries tell a different story – $273 in Millville, NJ vs $449 in Chicago, IL – so Millville, NJ wins on supermarket bills even if dining out costs more.

Good to know
🇺🇸 Millville, NJ
🇺🇸 Chicago, IL
🕒 Local time
22:14 10:14 PM
21:14 9:14 PM
1 h behind Millville, NJ
🌤 Weather
👥 Population
27,000
2,746,388
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Millville, NJ Chicago, IL 1,100 km ≈ 1 h 45 min nonstop flight
From you
  • Millville, NJ
  • Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated June 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Millville, NJ vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in Millville, NJ and in Chicago, IL compare overall?
Monthly costs with rent: $2,250 in Millville, NJ, $3,139 in Chicago, IL – roughly 40% apart. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Millville, NJ compared to Chicago, IL?
For a comfortable life, plan on about $3,375 per month in Millville, NJ and $4,708 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Millville, NJ and Chicago, IL?
Rent is clearly cheaper in Millville, NJ, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 65% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $97.0 in Millville, NJ and $90.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Millville, NJ, where all-in costs run around $2,250, than in Chicago, IL at $3,139. In Millville, NJ it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.
How does quality of life compare between Millville, NJ and Chicago, IL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,250 in Millville, NJ to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.
How do I decide between Millville, NJ and Chicago, IL?
If budget matters most, go with Millville, NJ. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.

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