Last update: Oct 2026

Cost of Living Comparison Between Mikkeli and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,780 in Mikkeli, rent and utilities included – about $5,200 less a year. The total is higher in Mikkeli despite lower rent and utilities.

88

Cost of Living Index in Mikkeli
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Mikkeli Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Mikkeli

🇫🇮 Finland

$1,780

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Mikkeli and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mikkeli and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,780 per month in Mikkeli vs $1,349 in Ubud, Bali, rent included.

Mikkeli $1,780
Ubud, Bali $1,349

A couple spends around $2,786 per month in Mikkeli vs $2,305 in Ubud, Bali, rent included.

Mikkeli $2,786
Ubud, Bali $2,305

A family of three spends $3,792 per month in Mikkeli vs $3,261 in Ubud, Bali, rent included.

Mikkeli $3,792
Ubud, Bali $3,261

Mikkeli costs about 32% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$15.42 €13.81

$3.32 Rp 60.2K

364.46%

Three-Course Dinner for Two, Mid-Range

$88.0 €78.8

$35.64 Rp 645.8K

146.86%

Fast Food Meal (McDonalds, etc)

$11.54 €10.33

$5.53 Rp 100.3K

108.68%

Cappuccino

$2.85 €2.56

$2.72 Rp 49.3K

4.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.06 €1.85

$1.70 Rp 30.8K

21.18%

Water (0.33 liter bottle)

$1.99 €1.78

$0.76 Rp 13.8K

161.84%

Local Beer (0.5 liter draught)

$7.71 €6.91

$2.65 Rp 48.1K

190.94%

Imported Beer (0.33 liter bottle)

$9.05 €8.11

$4.38 Rp 79.4K

106.62%

Milk (1 liter)

$1.29 €1.16

$1.49 Rp 27.0K

-13.42%

White Bread (500g)

$2.75 €2.46

$2.28 Rp 41.2K

20.61%

Rice (white) (1kg)

$2.50 €2.24

$1.19 Rp 21.6K

110.08%

Eggs

$3.28 €2.94

$2.04 Rp 36.9K

60.78%

Local Cheese (1kg)

$8.78 €7.86

$17.70 Rp 320.8K

-50.40%

Chicken Fillets (1kg)

$14.39 €12.89

$3.96 Rp 71.8K

263.38%

Beef Round Steak (1kg)

$21.76 €19.49

$12.19 Rp 220.9K

78.51%

Apples (1kg)

$2.29 €2.05

$3.66 Rp 66.2K

-37.43%

Banana (1kg)

$2.04 €1.83

$1.52 Rp 27.5K

34.21%

Oranges (1kg)

$2.46 €2.20

$2.23 Rp 40.4K

10.31%

Tomato (1kg)

$3.99 €3.57

$1.97 Rp 35.7K

102.54%

Potato (1kg)

$1.30 €1.16

$1.85 Rp 33.5K

-29.73%

Onion (1kg)

$1.92 €1.72

$2.42 Rp 43.9K

-20.66%

Lettuce (1 head)

$2.81 €2.51

$0.99 Rp 17.9K

183.84%

Water (1.5 liter bottle)

$1.99 €1.79

$0.51 Rp 9,303

290.20%

Cigarettes 20 Pack (Marlboro, Camel)

$12.87 €11.53

$2.22 Rp 40.3K

479.73%

Wine (Bottle)

$15.71 €14.07

$22.24 Rp 403.0K

-29.36%

Local Beer (0.5 liter bottle)

$3.05 €2.74

$2.26 Rp 41.0K

34.96%

Imported Beer (0.33 liter bottle)

$3.31 €2.96

$2.97 Rp 53.8K

11.45%

One-way Ticket (Public Transport)

$3.00 €2.68

$0.25 Rp 4,548

1100.00%

Public Transport Monthly Pass (Regular Price)

$63.0 €56.4

$7.82 Rp 141.8K

705.24%

Taxi Start (Normal Tariff)

$4.25 €3.81

$0.44 Rp 7,964

865.91%

Taxi (Normal Tariff) (1km)

$1.31 €1.18

$0.43 Rp 7,793

204.65%

Taxi 1hour Waiting (Normal Tariff)

$66.8 €59.8

$5.41 Rp 98.0K

1133.83%

Gasoline (1 liter)

$2.09 €1.88

$0.82 Rp 14.9K

154.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.5K €32.7K

$23.8K Rp 432.0M

53.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K €33.9K

$31.7K Rp 575.3M

19.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 €120

$79.1 Rp 1.4M

69.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.60 €22.03

$6.45 Rp 116.8K

281.40%

Internet (50+ Mbps, Unlimited Data)

$24.23 €21.70

$18.58 Rp 336.7K

30.41%

Gym Membership (Monthly)

$41.27 €36.96

$49.48 Rp 896.7K

-16.59%

Tennis Court (1 Hour on Weekend)

$21.99 €19.69

$17.65 Rp 319.8K

24.59%

Cinema Ticket

$18.06 €16.18

$4.27 Rp 77.4K

322.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$326 €292

$491 Rp 8.9M

-33.48%

International Primary School, 1 Child (Yearly)

$11.2K €10.0K

$5,674 Rp 102.8M

97.35%

Jeans (Levis 501 Or Similar)

$95.5 €85.5

$44.64 Rp 808.9K

113.84%

Summer Dress (H&M, Zara, etc)

$49.49 €44.33

$34.95 Rp 633.4K

41.60%

Sport Shoes (Adidas, Nike)

$104 €92.7

$79.9 Rp 1.4M

29.55%

Men's Leather Business Shoes

$154 €137

$79.4 Rp 1.4M

93.30%

1-bedroom Apartment, City Center (Monthly)

$818 €733

$1,125 Rp 20.4M

-27.26%

1-bedroom Apartment, Outside City Center (Monthly)

$611 €547

$671 Rp 12.2M

-8.99%

3-bedroom Apartment, City Center (Monthly)

$1,184 €1,060

$3,565 Rp 64.6M

-66.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,005 €900

$1,723 Rp 31.2M

-41.67%

Buy Apartment in City Center (m2)

$4,000 €3,583

$2,732 Rp 49.5M

46.44%

Buy Apartment Outside City Center (m2)

$2,179 €1,952

$2,284 Rp 41.4M

-4.58%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.51

13.78

-74.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mikkeli: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mikkeli

$611 34.3%

Ubud, Bali

$672 49.8% 9.9% $60

Groceries & Markets

Mikkeli

$377 21.2%

Ubud, Bali

$288 21.4% 23.4% $88

Eating Out

Mikkeli

$265 14.9%

Ubud, Bali

$108 8% 59.4% $157

Monthly Utilities & Internet

Mikkeli

$183 10.3%

Ubud, Bali

$104 7.7% 43% $79

Clothing & Footwear

Mikkeli

$181 10.2%

Ubud, Bali

$108 8% 40.6% $73

Getting Around

Mikkeli

$86 4.8%

Ubud, Bali

$11 0.9% 86.7% $74

Sport & Entertainment

Mikkeli

$77 4.4%

Ubud, Bali

$58 4.3% 25% $19

Cost Breakdown

A central one-bedroom costs $818 in Mikkeli versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $88 in Mikkeli versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $377 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇫🇮 Mikkeli

🇮🇩 Ubud, Bali

🕒 Local time

06:07 6:07 AM

12:07 12:07 PM

6 h ahead of Mikkeli

🌤 Weather

👥 Population

51,916

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

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Mikkeli Ubud, Bali 10,730 km ≈ 14 h nonstop flight

From you

Mikkeli
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mikkeli vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,780 in Mikkeli, $1,349 in Ubud, Bali – Ubud, Bali comes out roughly 24% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,670 per month in Mikkeli and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mikkeli, especially for central apartments: a one-bedroom in the center costs $818 there versus $1,125 in Ubud, Bali.

Kindergarten costs $326 per month in Mikkeli and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 31% more in Mikkeli, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,780 in Mikkeli and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,780 in Mikkeli. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.