Last update: Oct 2026

Cost of Living Comparison Between Memphis, TN and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,501 in Memphis, TN, rent and utilities included – about $13,600 less a year. Rent and utilities account for about half of the difference.

122

Cost of Living Index in Memphis, TN
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Memphis, TN Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Memphis, TN

🇺🇸 United States

$2,501

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Memphis, TN and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Memphis, TN and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,501 per month in Memphis, TN vs $1,368 in Ubud, Bali, rent included.

Memphis, TN $2,501
Ubud, Bali $1,368

A couple spends around $3,673 per month in Memphis, TN vs $2,314 in Ubud, Bali, rent included.

Memphis, TN $3,673
Ubud, Bali $2,314

A family of three spends $4,844 per month in Memphis, TN vs $3,260 in Ubud, Bali, rent included.

Memphis, TN $4,844
Ubud, Bali $3,260

Memphis, TN costs about 83% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Memphis, TN and Ubud, Bali sit above the global median – Memphis, TN by 85%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$17.99 $17.99

$3.33 Rp 59.9K

440.24%

Three-Course Dinner for Two, Mid-Range

$74.5 $74.5

$35.18 Rp 633.2K

111.71%

Fast Food Meal (McDonalds, etc)

$12.16 $12.16

$5.80 Rp 104.5K

109.66%

Cappuccino

$5.68 $5.68

$2.73 Rp 49.1K

108.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.40 $2.40

$1.64 Rp 29.5K

46.34%

Water (0.33 liter bottle)

$1.99 $1.99

$0.83 Rp 15.0K

139.76%

Local Beer (0.5 liter draught)

$7.12 $7.12

$2.70 Rp 48.6K

163.70%

Imported Beer (0.33 liter bottle)

$8.03 $8.03

$4.30 Rp 77.4K

86.74%

Milk (1 liter)

$0.94 $0.94

$1.50 Rp 27.1K

-37.33%

White Bread (500g)

$3.15 $3.15

$2.30 Rp 41.4K

36.96%

Rice (white) (1kg)

$3.96 $3.96

$1.18 Rp 21.2K

235.59%

Eggs

$3.77 $3.77

$2.14 Rp 38.6K

76.17%

Local Cheese (1kg)

$13.18 $13.18

$17.48 Rp 314.6K

-24.60%

Chicken Fillets (1kg)

$11.45 $11.45

$4.03 Rp 72.5K

184.12%

Beef Round Steak (1kg)

$18.84 $18.84

$12.23 Rp 220.1K

54.05%

Apples (1kg)

$5.67 $5.67

$3.55 Rp 63.9K

59.72%

Banana (1kg)

$1.71 $1.71

$1.57 Rp 28.3K

8.92%

Oranges (1kg)

$5.71 $5.71

$2.24 Rp 40.2K

154.91%

Tomato (1kg)

$4.98 $4.98

$1.93 Rp 34.7K

158.03%

Potato (1kg)

$3.14 $3.14

$1.88 Rp 33.9K

67.02%

Onion (1kg)

$4.17 $4.17

$2.29 Rp 41.3K

82.10%

Lettuce (1 head)

$2.64 $2.64

$0.99 Rp 17.9K

166.67%

Water (1.5 liter bottle)

$2.16 $2.16

$0.53 Rp 9,475

307.55%

Cigarettes 20 Pack (Marlboro, Camel)

$10.87 $10.87

$2.28 Rp 41.1K

376.75%

Wine (Bottle)

$12.94 $12.94

$23.01 Rp 414.2K

-43.76%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.34 Rp 42.2K

-24.79%

Imported Beer (0.33 liter bottle)

$1.60 $1.60

$2.91 Rp 52.4K

-45.02%

One-way Ticket (Public Transport)

$1.02 $1.02

$0.24 Rp 4,315

325.00%

Public Transport Monthly Pass (Regular Price)

$38.55 $38.55

$8.82 Rp 158.7K

337.07%

Taxi Start (Normal Tariff)

$2.02 $2.02

$0.48 Rp 8,684

320.83%

Taxi (Normal Tariff) (1km)

$1.41 $1.41

$0.46 Rp 8,233

206.52%

Taxi 1hour Waiting (Normal Tariff)

$20.36 $20.36

$5.45 Rp 98.2K

273.58%

Gasoline (1 liter)

$1.02 $1.02

$0.88 Rp 15.9K

15.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.3K $37.3K

$24.6K Rp 442.2M

52.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$31.2K Rp 561.4M

-13.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$187 $187

$83.0 Rp 1.5M

125.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$86.3 $86.3

$6.45 Rp 116.0K

1237.36%

Internet (50+ Mbps, Unlimited Data)

$75.8 $75.8

$18.57 Rp 334.2K

308.24%

Gym Membership (Monthly)

$31.47 $31.47

$55.8 Rp 1.0M

-43.62%

Tennis Court (1 Hour on Weekend)

$16.62 $16.62

$18.11 Rp 326.0K

-8.23%

Cinema Ticket

$14.76 $14.76

$4.38 Rp 78.9K

236.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,720 $1,720

$493 Rp 8.9M

248.98%

International Primary School, 1 Child (Yearly)

$24.8K $24.8K

$5,754 Rp 103.6M

331.30%

Jeans (Levis 501 Or Similar)

$47.08 $47.08

$46.19 Rp 831.4K

1.93%

Summer Dress (H&M, Zara, etc)

$33.58 $33.58

$35.33 Rp 636.0K

-4.95%

Sport Shoes (Adidas, Nike)

$82.2 $82.2

$79.1 Rp 1.4M

3.98%

Men's Leather Business Shoes

$156 $156

$78.4 Rp 1.4M

98.44%

1-bedroom Apartment, City Center (Monthly)

$1,448 $1,448

$1,142 Rp 20.6M

26.77%

1-bedroom Apartment, Outside City Center (Monthly)

$1,175 $1,175

$676 Rp 12.2M

73.89%

3-bedroom Apartment, City Center (Monthly)

$2,073 $2,073

$3,503 Rp 63.1M

-40.82%

3-bedroom Apartment, Outside City Center (Monthly)

$1,900 $1,900

$1,700 Rp 30.6M

11.79%

Buy Apartment in City Center (m2)

$1,755 $1,755

$2,784 Rp 50.1M

-36.96%

Buy Apartment Outside City Center (m2)

$1,351 $1,351

$2,241 Rp 40.3M

-39.71%

Average Monthly Net Salary (After Tax)

$3,523 $3,523

$165 Rp 3.0M

2041.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

13.78

-52.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Memphis, TN: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Memphis, TN

$1.2K 47%

Ubud, Bali

$676 49.4% 42.5% $499

Groceries & Markets

Memphis, TN

$404 16.1%

Ubud, Bali

$290 21.2% 28.1% $113

Monthly Utilities & Internet

Memphis, TN

$349 14%

Ubud, Bali

$108 7.9% 69.1% $241

Eating Out

Memphis, TN

$318 12.7%

Ubud, Bali

$109 8% 65.8% $209

Clothing & Footwear

Memphis, TN

$143 5.7%

Ubud, Bali

$108 7.9% 25% $36

Sport & Entertainment

Memphis, TN

$61 2.4%

Ubud, Bali

$65 4.7% 5.9% $3.6

Getting Around

Memphis, TN

$52 2.1%

Ubud, Bali

$13 0.9% 75.7% $39

Cost Breakdown

A central one-bedroom costs $1,448 in Memphis, TN versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2041% higher in Memphis, TN, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $74.0 in Memphis, TN versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $404 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Memphis, TN

🇮🇩 Ubud, Bali

🕒 Local time

13:44 1:44 PM

02:44 2:44 AM

13 h ahead of Memphis, TN

🌤 Weather

👥 Population

633,104

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Memphis, TN Ubud, Bali 16,090 km ≈ 21 h nonstop flight

From you

Memphis, TN
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Memphis, TN vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,501 in Memphis, TN, $1,368 in Ubud, Bali – roughly 83% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,752 per month in Memphis, TN and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 337% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,720 per month in Memphis, TN and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Memphis, TN at $2,501. In Ubud, Bali it covers expenses comfortably, while in Memphis, TN it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $2,501 in Memphis, TN. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Memphis, TN makes more sense. Both are solid long-term options with distinct trade-offs.