Cost of Living Comparison Between Memphis, TN and Seattle, WA Cost of Living Comparison Between Memphis, TN and Seattle, WA

Monthly Cost of Living

A single person spends $2,415 per month in Memphis, TN vs $3,565 in Seattle, WA, rent included.

A couple spends around $3,417 per month in Memphis, TN vs $5,605 in Seattle, WA, rent included.

A family of three spends $4,419 per month in Memphis, TN vs $7,645 in Seattle, WA, rent included.

Memphis, TN is about 32% cheaper than Seattle, WA, driven mainly by Groceries & Markets.

Both Memphis, TN and Seattle, WA sit above the global median – Memphis, TN by 81%, Seattle, WA by 167%.

Meal at Budget Restaurant

$19.19 $19.19

$24.79 $24.79

-22.59%

Three-Course Dinner for Two, Mid-Range

$75.7 $75.7

$119 $119

-36.33%

Fast Food Meal (McDonalds, etc)

$9.97 $9.97

$14.15 $14.15

-29.54%

Cappuccino

$5.11 $5.11

$5.71 $5.71

-10.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 $2.56

$2.93 $2.93

-12.63%

Water (0.33 liter bottle)

$2.03 $2.03

$2.52 $2.52

-19.44%

Local Beer (0.5 liter draught)

$5.82 $5.82

$7.89 $7.89

-26.24%

Imported Beer (0.33 liter bottle)

$7.91 $7.91

$8.05 $8.05

-1.74%

Milk (1 liter)

$0.94 $0.94

$1.36 $1.36

-30.88%

White Bread (500g)

$2.75 $2.75

$5.07 $5.07

-45.76%

Rice (white) (1kg)

$4.50 $4.50

$5.25 $5.25

-14.29%

Eggs

$4.19 $4.19

$6.91 $6.91

-39.36%

Local Cheese (1kg)

$10.95 $10.95

$24.95 $24.95

-56.11%

Chicken Fillets (1kg)

$11.00 $11.00

$15.75 $15.75

-30.16%

Beef Round Steak (1kg)

$15.47 $15.47

$20.72 $20.72

-25.34%

Apples (1kg)

$6.31 $6.31

$6.19 $6.19

1.94%

Banana (1kg)

$1.58 $1.58

$2.79 $2.79

-43.37%

Oranges (1kg)

$5.45 $5.45

$5.52 $5.52

-1.27%

Tomato (1kg)

$4.86 $4.86

$6.42 $6.42

-24.30%

Potato (1kg)

$4.92 $4.92

$3.16 $3.16

55.70%

Onion (1kg)

$3.35 $3.35

$3.89 $3.89

-13.88%

Lettuce (1 head)

$2.35 $2.35

$2.70 $2.70

-12.96%

Water (1.5 liter bottle)

$2.47 $2.47

$2.53 $2.53

-2.37%

Cigarettes 20 Pack (Marlboro, Camel)

$7.94 $7.94

$11.37 $11.37

-30.17%

Wine (Bottle)

$13.44 $13.44

$15.67 $15.67

-14.23%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.87 $2.87

-38.68%

Imported Beer (0.33 liter bottle)

$1.92 $1.92

$4.26 $4.26

-54.93%

One-way Ticket (Public Transport)

$1.24 $1.24

$2.71 $2.71

-54.24%

Public Transport Monthly Pass (Regular Price)

$12.67 $12.67

$98.8 $98.8

-87.18%

Taxi Start (Normal Tariff)

$2.06 $2.06

$2.58 $2.58

-20.16%

Taxi (Normal Tariff) (1km)

$1.40 $1.40

$1.63 $1.63

-14.11%

Taxi 1hour Waiting (Normal Tariff)

$19.81 $19.81

$29.68 $29.68

-33.25%

Gasoline (1 liter)

$0.81 $0.81

$1.14 $1.14

-28.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.2K $33.2K

$32.8K $32.8K

1.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K $27.4K

$26.4K $26.4K

3.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 $215

$264 $264

-18.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$61.6 $61.6

-5.78%

Internet (50+ Mbps, Unlimited Data)

$67.0 $67.0

$75.5 $75.5

-11.27%

Gym Membership (Monthly)

$37.32 $37.32

$78.0 $78.0

-52.17%

Tennis Court (1 Hour on Weekend)

$17.71 $17.71

$40.28 $40.28

-56.03%

Cinema Ticket

$12.63 $12.63

$16.11 $16.11

-21.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,582 $1,582

$2,212 $2,212

-28.47%

International Primary School, 1 Child (Yearly)

$27.8K $27.8K

$29.0K $29.0K

-4.17%

Jeans (Levis 501 Or Similar)

$39.22 $39.22

$69.3 $69.3

-43.42%

Summer Dress (H&M, Zara, etc)

$32.45 $32.45

$53.8 $53.8

-39.64%

Sport Shoes (Adidas, Nike)

$75.1 $75.1

$119 $119

-37.00%

Men's Leather Business Shoes

$141 $141

$142 $142

-0.72%

1-bedroom Apartment, City Center (Monthly)

$1,207 $1,207

$2,357 $2,357

-48.80%

1-bedroom Apartment, Outside City Center (Monthly)

$1,115 $1,115

$1,834 $1,834

-39.21%

3-bedroom Apartment, City Center (Monthly)

$1,547 $1,547

$4,686 $4,686

-66.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,600 $1,600

$3,571 $3,571

-55.19%

Buy Apartment in City Center (m2)

$1,757 $1,757

$7,539 $7,539

-76.69%

Buy Apartment Outside City Center (m2)

$1,349 $1,349

$5,046 $5,046

-73.27%

Average Monthly Net Salary (After Tax)

$3,578 $3,578

$6,473 $6,473

-44.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

6.42

1.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Memphis, TN: July 14, 2026

Last update for Seattle, WA: July 12, 2026

Cost Breakdown

A central one-bedroom costs $1,207 in Memphis, TN versus $2,357 in Seattle, WA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 81% higher in Seattle, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Memphis, TN versus $119 in Seattle, WA. Monthly groceries follow the same trend: $393 vs $543 – making Memphis, TN the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Memphis, TN vs Seattle, WA: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,415 in Memphis, TN, $3,565 in Seattle, WA – roughly 48% apart. Seattle, WA costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $3,622 per month in Memphis, TN and $5,347 in Seattle, WA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Memphis, TN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 680% less in Memphis, TN. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,582 per month in Memphis, TN and $2,212 in Seattle, WA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Memphis, TN, where all-in costs run around $2,415, than in Seattle, WA at $3,565. In Memphis, TN it covers expenses comfortably, while in Seattle, WA it requires careful planning or may not stretch far enough.

It depends on your priorities. Seattle, WA has an edge in some lifestyle areas, with costs from $2,415 in Memphis, TN to $3,565 in Seattle, WA. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Memphis, TN. If higher salaries, better infrastructure, or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.