Last update: Oct 2026

Cost of Living Comparison Between Memphis, TN and Santiago

For one person, living is cheaper in Santiago: $1,206 a month against $2,484 in Memphis, TN, rent and utilities included – about $15,300 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Memphis, TN
Learn more

Memphis, TN Living Index
58

Cost of Living Index in Santiago
Learn more

Santiago Living Index

Jump to prices

Memphis, TN

🇺🇸 United States

$2,484

/mo nomad

Santiago

🇨🇱 Chile

$1,206

/mo nomad

Monthly Cost of Living

How much you'll spend in Memphis, TN and in Santiago

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Memphis, TN and in Santiago actually costs, broken down by who's living it.

A single person spends $2,484 per month in Memphis, TN vs $1,206 in Santiago, rent included.

Memphis, TN $2,484
Santiago $1,206

A couple spends around $3,630 per month in Memphis, TN vs $1,885 in Santiago, rent included.

Memphis, TN $3,630
Santiago $1,885

A family of three spends $4,775 per month in Memphis, TN vs $2,564 in Santiago, rent included.

Memphis, TN $4,775
Santiago $2,564

Memphis, TN costs about 106% more than Santiago, and outside of rent the biggest gap is in groceries.

Memphis, TN sits 85% above the global median, while Santiago is 10% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.83 $17.83

$10.19 CLP 9,931

74.98%

Three-Course Dinner for Two, Mid-Range

$74.9 $74.9

$52.2 CLP 50.9K

43.44%

Fast Food Meal (McDonalds, etc)

$12.10 $12.10

$8.54 CLP 8,323

41.69%

Cappuccino

$5.56 $5.56

$3.19 CLP 3,115

74.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.39 $2.39

$1.68 CLP 1,637

42.26%

Water (0.33 liter bottle)

$1.97 $1.97

$1.22 CLP 1,191

61.48%

Local Beer (0.5 liter draught)

$7.18 $7.18

$4.21 CLP 4,101

70.55%

Imported Beer (0.33 liter bottle)

$8.23 $8.23

$4.66 CLP 4,539

76.61%

Milk (1 liter)

$0.90 $0.90

$1.32 CLP 1,283

-31.82%

White Bread (500g)

$3.14 $3.14

$1.80 CLP 1,756

74.44%

Rice (white) (1kg)

$4.01 $4.01

$1.58 CLP 1,543

153.80%

Eggs

$3.78 $3.78

$4.25 CLP 4,141

-11.06%

Local Cheese (1kg)

$13.45 $13.45

$11.19 CLP 10.9K

20.20%

Chicken Fillets (1kg)

$11.36 $11.36

$6.75 CLP 6,580

68.30%

Beef Round Steak (1kg)

$19.44 $19.44

$10.67 CLP 10.4K

82.19%

Apples (1kg)

$5.73 $5.73

$2.04 CLP 1,991

180.88%

Banana (1kg)

$1.77 $1.77

$1.53 CLP 1,497

15.69%

Oranges (1kg)

$6.00 $6.00

$1.59 CLP 1,549

277.36%

Tomato (1kg)

$4.83 $4.83

$1.75 CLP 1,708

176.00%

Potato (1kg)

$3.22 $3.22

$1.08 CLP 1,051

198.15%

Onion (1kg)

$4.18 $4.18

$1.51 CLP 1,476

176.82%

Lettuce (1 head)

$2.56 $2.56

$1.17 CLP 1,145

118.80%

Water (1.5 liter bottle)

$2.13 $2.13

$1.07 CLP 1,041

99.07%

Cigarettes 20 Pack (Marlboro, Camel)

$10.63 $10.63

$5.14 CLP 5,015

106.81%

Wine (Bottle)

$12.87 $12.87

$5.88 CLP 5,732

118.88%

Local Beer (0.5 liter bottle)

$1.79 $1.79

$1.55 CLP 1,513

15.48%

Imported Beer (0.33 liter bottle)

$1.64 $1.64

$2.27 CLP 2,218

-27.75%

One-way Ticket (Public Transport)

$0.97 $0.97

$0.85 CLP 829

14.12%

Public Transport Monthly Pass (Regular Price)

$39.19 $39.19

$41.50 CLP 40.5K

-5.57%

Taxi Start (Normal Tariff)

$1.94 $1.94

$0.39 CLP 383

397.44%

Taxi (Normal Tariff) (1km)

$1.41 $1.41

$0.84 CLP 820

67.86%

Taxi 1hour Waiting (Normal Tariff)

$19.61 $19.61

$11.94 CLP 11.6K

64.24%

Gasoline (1 liter)

$0.99 $0.99

$1.50 CLP 1,467

-34.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.4K $37.4K

$18.1K CLP 17.7M

106.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$21.6K CLP 21.1M

23.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 $186

$151 CLP 147.3K

23.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$86.8 $86.8

$12.04 CLP 11.7K

620.51%

Internet (50+ Mbps, Unlimited Data)

$76.2 $76.2

$18.93 CLP 18.5K

302.64%

Gym Membership (Monthly)

$31.38 $31.38

$33.81 CLP 33.0K

-7.19%

Tennis Court (1 Hour on Weekend)

$16.72 $16.72

$11.72 CLP 11.4K

42.66%

Cinema Ticket

$15.15 $15.15

$7.37 CLP 7,185

105.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,722 $1,722

$434 CLP 423.3K

296.63%

International Primary School, 1 Child (Yearly)

$25.0K $25.0K

$11.0K CLP 10.7M

127.28%

Jeans (Levis 501 Or Similar)

$47.26 $47.26

$50.9 CLP 49.6K

-7.10%

Summer Dress (H&M, Zara, etc)

$33.34 $33.34

$29.16 CLP 28.4K

14.33%

Sport Shoes (Adidas, Nike)

$82.7 $82.7

$67.4 CLP 65.7K

22.70%

Men's Leather Business Shoes

$152 $152

$80.3 CLP 78.2K

89.73%

1-bedroom Apartment, City Center (Monthly)

$1,495 $1,495

$555 CLP 540.8K

169.49%

1-bedroom Apartment, Outside City Center (Monthly)

$1,157 $1,157

$372 CLP 363.2K

210.73%

3-bedroom Apartment, City Center (Monthly)

$2,080 $2,080

$1,009 CLP 984.3K

106.08%

3-bedroom Apartment, Outside City Center (Monthly)

$1,884 $1,884

$779 CLP 759.1K

141.97%

Buy Apartment in City Center (m2)

$1,781 $1,781

$2,671 CLP 2.6M

-33.30%

Buy Apartment Outside City Center (m2)

$1,364 $1,364

$2,622 CLP 2.6M

-47.99%

Average Monthly Net Salary (After Tax)

$3,648 $3,648

$791 CLP 771.7K

360.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

5.39

22.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Memphis, TN: October 6, 2026

Last update for Santiago: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Memphis, TN

$1.2K 46.6%

Santiago

$372 31.6% 67.8% $785

Groceries & Markets

Memphis, TN

$406 16.4%

Santiago

$236 20% 41.9% $170

Monthly Utilities & Internet

Memphis, TN

$349 14.1%

Santiago

$182 15.5% 47.8% $167

Eating Out

Memphis, TN

$316 12.7%

Santiago

$187 15.9% 40.6% $128

Clothing & Footwear

Memphis, TN

$142 5.7%

Santiago

$102 8.7% 27.9% $40

Sport & Entertainment

Memphis, TN

$62 2.5%

Santiago

$49 4.1% 21.3% $13

Getting Around

Memphis, TN

$52 2.1%

Santiago

$50 4.2% 4.9% $2.6

Cost Breakdown

A central one-bedroom costs $1,495 in Memphis, TN versus $555 in Santiago. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 361% higher in Memphis, TN, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $75.0 in Memphis, TN versus $52.0 in Santiago. Monthly groceries follow the same trend: $406 vs $236 – making Santiago the more affordable choice for daily food spending.

Good to know

🇺🇸 Memphis, TN

🇨🇱 Santiago

🕒 Local time

22:37 10:37 PM

00:37 12:37 AM

2 h ahead of Memphis, TN

🌤 Weather

👥 Population

633,104

6,139,087 Capital

💱 Currency

United States Dollar USD $

Chilean Peso CLP $

📈 Exchange rate

1 USD = 0.892 EUR

10,000 CLP = 10.26 USD

10,000 CLP = 9.14 EUR

Exchange rates and currency converter

CLP, EUR to USD – United States Dollar Converter

🇨🇱 Chilean Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Chilean Peso exchange rates as of October 10, 2026: 1 USD = 975 CLP (1,000 CLP = 1.03 USD). 1 EUR = 1,094 CLP (10,000 CLP = 9.14 EUR).

CLP to USD in detail →

On the map

Lowest

Highest

Between locations

Memphis, TN Santiago 7,890 km ≈ 10 h nonstop flight

From you

Memphis, TN
Santiago

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Memphis, TN vs Santiago: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,484 in Memphis, TN, $1,206 in Santiago – roughly 106% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,726 per month in Memphis, TN and $1,809 in Santiago. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Santiago, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 6% less in Santiago. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,722 per month in Memphis, TN and $434 in Santiago. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Santiago, where all-in costs run around $1,206, than in Memphis, TN at $2,484. In Santiago it covers expenses comfortably, while in Memphis, TN it requires careful planning or may not stretch far enough.

Families tend to lean toward Santiago – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Santiago. If higher salaries, better infrastructure, or specific career opportunities are the priority, Memphis, TN makes more sense. Both are solid long-term options with distinct trade-offs.