Cost of Living Comparison Between Melbourne and Shepparton Cost of Living Comparison Between Melbourne and Shepparton

Monthly Cost of Living

Monthly costs for one person with rent: $2,416 in Melbourne versus $1,991 in Shepparton.

Estimated couple costs with rent: $3,579 in Melbourne versus $2,996 in Shepparton.

Monthly costs for a family of three with rent: $4,742 in Melbourne versus $4,001 in Shepparton.

Living in Melbourne is roughly 21% more expensive than Shepparton, driven mainly by Getting Around.

Both cities are pricier than the global median: Melbourne 80% above, Shepparton 49% above.

Meal at Budget Restaurant

$19.75 A$27.52

$19.72 A$27.48

0.15%

Three-Course Dinner for Two, Mid-Range

$78.7 A$110

$61.9 A$86.2

27.12%

Fast Food Meal (McDonalds, etc)

$9.70 A$13.52

$9.52 A$13.27

1.89%

Cappuccino

$3.66 A$5.11

$3.64 A$5.07

0.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.60 A$3.63

$2.62 A$3.65

-0.76%

Water (0.33 liter bottle)

$2.34 A$3.26

$2.35 A$3.28

-0.43%

Local Beer (0.5 liter draught)

$7.17 A$10.00

$6.61 A$9.21

8.47%

Imported Beer (0.33 liter bottle)

$6.99 A$9.73

$7.07 A$9.85

-1.13%

Milk (1 liter)

$1.45 A$2.02

$1.35 A$1.89

7.41%

White Bread (500g)

$2.66 A$3.71

$2.42 A$3.37

9.92%

Rice (white) (1kg)

$2.34 A$3.26

$2.25 A$3.13

4.00%

Eggs

$4.80 A$6.69

$3.77 A$5.26

27.32%

Local Cheese (1kg)

$8.77 A$12.21

$8.80 A$12.26

-0.34%

Chicken Fillets (1kg)

$9.44 A$13.15

$8.52 A$11.88

10.80%

Beef Round Steak (1kg)

$14.42 A$20.09

$14.59 A$20.33

-1.17%

Apples (1kg)

$3.33 A$4.64

$3.27 A$4.55

1.83%

Banana (1kg)

$2.77 A$3.87

$2.87 A$4.00

-3.48%

Oranges (1kg)

$3.00 A$4.18

$2.98 A$4.16

0.67%

Tomato (1kg)

$3.95 A$5.50

$4.07 A$5.67

-2.95%

Potato (1kg)

$2.68 A$3.73

$2.81 A$3.92

-4.63%

Onion (1kg)

$2.36 A$3.28

$2.24 A$3.12

5.36%

Lettuce (1 head)

$2.14 A$2.98

$2.11 A$2.94

1.42%

Water (1.5 liter bottle)

$1.63 A$2.27

$1.59 A$2.22

2.52%

Cigarettes 20 Pack (Marlboro, Camel)

$32.44 A$45.21

$29.74 A$41.44

9.08%

Wine (Bottle)

$14.11 A$19.66

$11.99 A$16.70

17.68%

Local Beer (0.5 liter bottle)

$4.64 A$6.47

$4.55 A$6.34

1.98%

Imported Beer (0.33 liter bottle)

$5.04 A$7.02

$5.22 A$7.27

-3.45%

One-way Ticket (Public Transport)

$3.49 A$4.87

$2.56 A$3.57

36.33%

Public Transport Monthly Pass (Regular Price)

$120 A$167

$65.9 A$91.9

81.89%

Taxi Start (Normal Tariff)

$3.50 A$4.88

Taxi (Normal Tariff) (1km)

$1.35 A$1.87

$1.23 A$1.71

9.76%

Taxi 1hour Waiting (Normal Tariff)

$26.94 A$37.55

$26.91 A$37.50

0.11%

Gasoline (1 liter)

$1.19 A$1.66

$1.19 A$1.65

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K A$41.0K

$28.6K A$39.8K

3.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.6K A$32.9K

$23.4K A$32.7K

0.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 A$209

$154 A$215

-2.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.16 A$29.49

$20.86 A$29.07

1.44%

Internet (50+ Mbps, Unlimited Data)

$50.3 A$70.1

$51.9 A$72.3

-3.06%

Gym Membership (Monthly)

$49.14 A$68.5

$61.6 A$85.8

-20.20%

Tennis Court (1 Hour on Weekend)

$16.37 A$22.82

$15.41 A$21.47

6.23%

Cinema Ticket

$16.43 A$22.90

$16.00 A$22.29

2.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,764 A$2,458

$1,760 A$2,452

0.22%

International Primary School, 1 Child (Yearly)

$19.2K A$26.7K

$19.4K A$27.0K

-1.13%

Jeans (Levis 501 Or Similar)

$68.3 A$95.2

$67.2 A$93.6

1.62%

Summer Dress (H&M, Zara, etc)

$53.3 A$74.3

$53.2 A$74.1

0.19%

Sport Shoes (Adidas, Nike)

$106 A$148

$107 A$149

-0.34%

Men's Leather Business Shoes

$105 A$146

$107 A$150

-2.56%

1-bedroom Apartment, City Center (Monthly)

$1,572 A$2,191

$988 A$1,377

59.12%

1-bedroom Apartment, Outside City Center (Monthly)

$1,195 A$1,665

$801 A$1,116

49.14%

3-bedroom Apartment, City Center (Monthly)

$3,048 A$4,247

$1,643 A$2,289

85.52%

3-bedroom Apartment, Outside City Center (Monthly)

$1,990 A$2,772

$1,353 A$1,886

47.01%

Buy Apartment in City Center (m2)

$7,387 A$10.3K

$5,811 A$8,098

27.11%

Buy Apartment Outside City Center (m2)

$6,527 A$9,095

$4,465 A$6,222

46.19%

Average Monthly Net Salary (After Tax)

$4,512 A$6,288

$2,629 A$3,664

71.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.19

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Melbourne: May 31, 2026

Last update for Shepparton: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,572 in Melbourne and $988 in Shepparton. Housing cost is often the main lever when comparing two cities.

Melbourne pays 72% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Melbourne vs $62.0 in Shepparton for a mid-range dinner for two. Groceries echo the gap at $354 vs $338 per month, with Shepparton cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Melbourne vs Shepparton: Cost of Living - Frequently Asked Questions

Melbourne and Shepparton differ by about 21% in total monthly costs ($2,416 vs $1,991 including rent). Shepparton is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Melbourne pays 72% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,572 in Melbourne versus $988 in Shepparton. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,764 in Melbourne versus $1,760 in Shepparton. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 5% higher in Melbourne. For households that cook at home regularly, that difference adds up over a month.

At $1,991 in Shepparton versus $2,416 in Melbourne, a $2,000 budget is realistic in Shepparton but tight or insufficient in Melbourne. The gap between the two cities makes Shepparton the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Melbourne and Shepparton are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shepparton gentler on the wallet – expenses run 21% less than in Melbourne. Beyond cost, consider language, visa policies, and how big the international community is in each city.