Last update: Oct 2026

Cost of Living Comparison Between Melbourne and Cadiz

For one person, living is cheaper in Cadiz: $635 a month against $2,821 in Melbourne, rent and utilities included – about $26,200 less a year. Rent and utilities account for most of the difference.

Melbourne
🇦🇺 Australia
$2,821
/mo nomad
Cadiz
🇵🇭 Philippines
$635
/mo nomad
Monthly Cost of Living

How much you'll spend in Melbourne and in Cadiz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Melbourne and in Cadiz actually costs, broken down by who's living it.

A single person spends $2,821 per month in Melbourne vs $635 in Cadiz, rent included.

  • Melbourne $2,821
  • Cadiz $635

A couple spends around $4,235 per month in Melbourne vs $973 in Cadiz, rent included.

  • Melbourne $4,235
  • Cadiz $973

A family of three spends $5,650 per month in Melbourne vs $1,311 in Cadiz, rent included.

  • Melbourne $5,650
  • Cadiz $1,311

Melbourne costs about 344% more than Cadiz, and outside of rent the biggest gap is in eating out.

Melbourne sits 109% above the global median, while Cadiz is 53% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Melbourne
Cadiz
Difference
Meal at Budget Restaurant
$17.43 A$25.08
$2.82 ₱177
518.09%
Three-Course Dinner for Two, Mid-Range
$84.6 A$122
$8.06 ₱508
949.01%
Fast Food Meal (McDonalds, etc)
$12.46 A$17.92
$3.16 ₱199
294.30%
Cappuccino
$4.11 A$5.91
$1.38 ₱87.0
197.83%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.06 A$4.40
$0.42 ₱26.42
628.57%
Water (0.33 liter bottle)
$2.52 A$3.62
$0.30 ₱19.19
740.00%
Local Beer (0.5 liter draught)
$9.80 A$14.10
$1.10 ₱69.2
790.91%
Imported Beer (0.33 liter bottle)
$8.57 A$12.33
$1.78 ₱112
381.46%
🛒 Groceries & Markets
Melbourne
Cadiz
Difference
Milk (1 liter)
$1.48 A$2.14
$1.61 ₱102
-8.07%
White Bread (500g)
$2.94 A$4.23
$1.20 ₱75.7
145.00%
Rice (white) (1kg)
$2.66 A$3.82
$0.90 ₱56.4
195.56%
Eggs
$5.54 A$7.97
$1.73 ₱109
220.23%
Local Cheese (1kg)
$10.51 A$15.13
$5.81 ₱366
80.90%
Chicken Fillets (1kg)
$9.65 A$13.89
$4.18 ₱263
130.86%
Beef Round Steak (1kg)
$15.22 A$21.91
$6.07 ₱382
150.74%
Apples (1kg)
$3.99 A$5.75
$3.31 ₱208
20.54%
Banana (1kg)
$3.02 A$4.34
$1.04 ₱65.6
190.38%
Oranges (1kg)
$3.10 A$4.46
$2.93 ₱185
5.80%
Tomato (1kg)
$4.82 A$6.93
$1.44 ₱90.8
234.72%
Potato (1kg)
$3.03 A$4.36
$2.37 ₱149
27.85%
Onion (1kg)
$2.44 A$3.52
$2.74 ₱172
-10.95%
Lettuce (1 head)
$2.46 A$3.54
$0.38 ₱24.11
547.37%
Water (1.5 liter bottle)
$1.63 A$2.34
$0.79 ₱49.45
106.33%
Cigarettes 20 Pack (Marlboro, Camel)
$44.07 A$63.4
$2.51 ₱158
1655.78%
Wine (Bottle)
$12.70 A$18.28
$6.49 ₱408
95.69%
Local Beer (0.5 liter bottle)
$5.54 A$7.97
$1.10 ₱69.1
403.64%
Imported Beer (0.33 liter bottle)
$5.23 A$7.52
$1.23 ₱77.7
325.20%
🚌 Getting Around
Melbourne
Cadiz
Difference
One-way Ticket (Public Transport)
$3.74 A$5.38
$0.26 ₱16.47
1338.46%
Public Transport Monthly Pass (Regular Price)
$138 A$198
$10.59 ₱667
1198.58%
Taxi Start (Normal Tariff)
$4.51 A$6.50
$0.76 ₱48.16
493.42%
Taxi (Normal Tariff) (1km)
$1.36 A$1.96
$0.34 ₱21.25
300.00%
Taxi 1hour Waiting (Normal Tariff)
$30.45 A$43.81
$2.34 ₱147
1201.28%
Gasoline (1 liter)
$1.47 A$2.12
$1.16 ₱72.8
26.72%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.0K A$41.7K
$21.2K ₱1.3M
37.10%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K A$38.1K
$19.4K ₱1.2M
36.68%
🧾 Monthly Utilities & Internet
Melbourne
Cadiz
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$234 A$336
$64.0 ₱4,027
265.35%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.93 A$40.19
$9.29 ₱585
200.65%
Internet (50+ Mbps, Unlimited Data)
$55.7 A$80.2
$27.04 ₱1,702
106.14%
🎉 Sport & Entertainment
Melbourne
Cadiz
Difference
Gym Membership (Monthly)
$49.40 A$71.1
$36.68 ₱2,309
34.68%
Tennis Court (1 Hour on Weekend)
$21.48 A$30.91
$4.05 ₱255
430.37%
Cinema Ticket
$15.09 A$21.72
$4.91 ₱309
207.33%
🧸 Childcare & Education
Melbourne
Cadiz
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,371 A$3,412
$32.29 ₱2,033
7243.60%
International Primary School, 1 Child (Yearly)
$30.2K A$43.5K
$7,387 ₱465.1K
308.81%
👕👟 Clothing & Footwear
Melbourne
Cadiz
Difference
Jeans (Levis 501 Or Similar)
$80.0 A$115
$32.53 ₱2,048
145.83%
Summer Dress (H&M, Zara, etc)
$50.7 A$73.0
$19.35 ₱1,219
162.02%
Sport Shoes (Adidas, Nike)
$121 A$174
$56.3 ₱3,544
114.23%
Men's Leather Business Shoes
$130 A$188
$23.62 ₱1,487
452.16%
🏠 Accommodation & Living
Melbourne
Cadiz
Difference
1-bedroom Apartment, City Center (Monthly)
$1,759 A$2,531
$266 ₱16.7K
561.81%
1-bedroom Apartment, Outside City Center (Monthly)
$1,390 A$2,000
$173 ₱10.9K
703.78%
3-bedroom Apartment, City Center (Monthly)
$3,494 A$5,027
$510 ₱32.1K
585.46%
3-bedroom Apartment, Outside City Center (Monthly)
$2,493 A$3,588
$357 ₱22.5K
598.59%
Buy Apartment in City Center (m2)
$6,926 A$9,967
$2,383 ₱150.0K
190.66%
Buy Apartment Outside City Center (m2)
$6,445 A$9,274
$1,029 ₱64.8K
526.18%
💵 Salaries & Financials
Melbourne
Cadiz
Difference
Average Monthly Net Salary (After Tax)
$4,383 A$6,307
$190 ₱12.0K
2202.58%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.9
7.33
-19.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Melbourne: October 10, 2026

Last update for Cadiz: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Melbourne
$1.4K
Cadiz
$173 87.6% $1.2K
Groceries & Markets
Melbourne
$384
Cadiz
$181 52.8% $203
Monthly Utilities & Internet
Melbourne
$317
Cadiz
$100 68.4% $217
Eating Out
Melbourne
$315
Cadiz
$61 80.7% $254
Clothing & Footwear
Melbourne
$172
Cadiz
$59 65.5% $112
Getting Around
Melbourne
$164
Cadiz
$14 91.4% $150
Sport & Entertainment
Melbourne
$80
Cadiz
$46 41.6% $33

Cost Breakdown

A central one-bedroom costs $1,759 in Melbourne versus $266 in Cadiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2203% higher in Melbourne, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $85.0 in Melbourne versus $8.00 in Cadiz. Monthly groceries follow the same trend: $384 vs $181 – making Cadiz the more affordable choice for daily food spending.

Good to know
🇦🇺 Melbourne
🇵🇭 Cadiz
🕒 Local time
15:09 3:09 PM
12:09 12:09 PM
3 h behind Melbourne
🌤 Weather
👥 Population
5,031,195
154,723
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

Australian Dollar exchange rates as of October 18, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Melbourne Cadiz 5,870 km ≈ 8 h nonstop flight
From you
  • Melbourne
  • Cadiz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Melbourne vs Cadiz: Cost of Living - Frequently Asked Questions
Which city is more expensive, Melbourne or Cadiz?
Melbourne costs about 344% more than Cadiz, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Melbourne and in Cadiz?
For a comfortable life, plan on about $4,231 per month in Melbourne and $953 in Cadiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Melbourne or Cadiz?
Rent is clearly cheaper in Cadiz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Are groceries more expensive in Melbourne or in Cadiz?
Groceries cost about 112% more in Melbourne, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
How do dining costs compare in Melbourne and in Cadiz?
A mid-range dinner for two costs $85.0 in Melbourne and $8.00 in Cadiz. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $1,000/month in Melbourne or in Cadiz?
A $1,000 monthly budget goes further in Cadiz, where all-in costs run around $635, than in Melbourne at $2,821. In Cadiz it covers expenses comfortably, while in Melbourne it requires careful planning or may not stretch far enough.
Which city is better for families?
Families tend to lean toward Cadiz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Melbourne compared to Cadiz?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Melbourne or to Cadiz?
If budget matters most, go with Cadiz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Melbourne makes more sense. Both are solid long-term options with distinct trade-offs.

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