Last update: Oct 2026

Cost of Living Comparison Between Mdina and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,080 in Mdina, rent and utilities included – about $8,500 less a year. Rent and utilities account for about half of the difference.

95

Cost of Living Index in Mdina
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Mdina Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Mdina

🇲🇹 Malta

$2,080

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Mdina and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mdina and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,080 in Mdina versus $1,368 in Ubud, Bali.

Mdina $2,080
Ubud, Bali $1,368

Estimated couple costs with rent: $3,064 in Mdina versus $2,314 in Ubud, Bali.

Mdina $3,064
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $4,048 in Mdina versus $3,260 in Ubud, Bali.

Mdina $4,048
Ubud, Bali $3,260

Living in Mdina is roughly 52% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Mdina 54% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$19.17 €17.05

$3.33 Rp 59.9K

475.68%

Three-Course Dinner for Two, Mid-Range

$85.3 €75.9

$35.18 Rp 633.2K

142.52%

Fast Food Meal (McDonalds, etc)

$13.38 €11.90

$5.80 Rp 104.5K

130.69%

Cappuccino

$2.78 €2.47

$2.73 Rp 49.1K

1.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.15 €2.80

$1.64 Rp 29.5K

92.07%

Water (0.33 liter bottle)

$2.18 €1.94

$0.83 Rp 15.0K

162.65%

Local Beer (0.5 liter draught)

$4.42 €3.93

$2.70 Rp 48.6K

63.70%

Imported Beer (0.33 liter bottle)

$5.06 €4.50

$4.30 Rp 77.4K

17.67%

Milk (1 liter)

$1.33 €1.18

$1.50 Rp 27.1K

-11.33%

White Bread (500g)

$1.36 €1.21

$2.30 Rp 41.4K

-40.87%

Rice (white) (1kg)

$4.31 €3.83

$1.18 Rp 21.2K

265.25%

Eggs

$4.25 €3.78

$2.14 Rp 38.6K

98.60%

Local Cheese (1kg)

$8.34 €7.42

$17.48 Rp 314.6K

-52.29%

Chicken Fillets (1kg)

$10.26 €9.13

$4.03 Rp 72.5K

154.59%

Beef Round Steak (1kg)

$18.48 €16.44

$12.23 Rp 220.1K

51.10%

Apples (1kg)

$4.05 €3.60

$3.55 Rp 63.9K

14.08%

Banana (1kg)

$2.78 €2.48

$1.57 Rp 28.3K

77.07%

Oranges (1kg)

$3.63 €3.23

$2.24 Rp 40.2K

62.05%

Tomato (1kg)

$3.38 €3.01

$1.93 Rp 34.7K

75.13%

Potato (1kg)

$2.43 €2.16

$1.88 Rp 33.9K

29.26%

Onion (1kg)

$2.04 €1.82

$2.29 Rp 41.3K

-10.92%

Lettuce (1 head)

$2.27 €2.02

$0.99 Rp 17.9K

129.29%

Water (1.5 liter bottle)

$1.34 €1.19

$0.53 Rp 9,475

152.83%

Cigarettes 20 Pack (Marlboro, Camel)

$6.82 €6.06

$2.28 Rp 41.1K

199.12%

Wine (Bottle)

$8.23 €7.32

$23.01 Rp 414.2K

-64.23%

Local Beer (0.5 liter bottle)

$1.78 €1.58

$2.34 Rp 42.2K

-23.93%

Imported Beer (0.33 liter bottle)

$2.36 €2.10

$2.91 Rp 52.4K

-18.90%

One-way Ticket (Public Transport)

$2.55 €2.27

$0.24 Rp 4,315

962.50%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$5.45 €4.85

$0.48 Rp 8,684

1035.42%

Taxi (Normal Tariff) (1km)

$2.21 €1.96

$0.46 Rp 8,233

380.43%

Taxi 1hour Waiting (Normal Tariff)

$26.64 €23.70

$5.45 Rp 98.2K

388.81%

Gasoline (1 liter)

$1.47 €1.31

$0.88 Rp 15.9K

67.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K €33.4K

$24.6K Rp 442.2M

53.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.9K €34.6K

$31.2K Rp 561.4M

24.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 €92.5

$83.0 Rp 1.5M

25.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.81 €22.96

$6.45 Rp 116.0K

300.16%

Internet (50+ Mbps, Unlimited Data)

$42.04 €37.39

$18.57 Rp 334.2K

126.39%

Gym Membership (Monthly)

$70.5 €62.7

$55.8 Rp 1.0M

26.30%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$9.90 €8.80

$4.38 Rp 78.9K

126.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$370 €329

$493 Rp 8.9M

-25.01%

International Primary School, 1 Child (Yearly)

$11.0K €9,820

$5,754 Rp 103.6M

91.88%

Jeans (Levis 501 Or Similar)

$87.3 €77.6

$46.19 Rp 831.4K

88.96%

Summer Dress (H&M, Zara, etc)

$40.22 €35.78

$35.33 Rp 636.0K

13.84%

Sport Shoes (Adidas, Nike)

$98.4 €87.5

$79.1 Rp 1.4M

24.35%

Men's Leather Business Shoes

$79.1 €70.4

$78.4 Rp 1.4M

0.92%

1-bedroom Apartment, City Center (Monthly)

$1,170 €1,040

$1,142 Rp 20.6M

2.39%

1-bedroom Apartment, Outside City Center (Monthly)

$1,045 €930

$676 Rp 12.2M

54.74%

3-bedroom Apartment, City Center (Monthly)

$1,554 €1,383

$3,503 Rp 63.1M

-55.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,544 €1,374

$1,700 Rp 30.6M

-9.14%

Buy Apartment in City Center (m2)

$3,557 €3,164

$2,784 Rp 50.1M

27.78%

Buy Apartment Outside City Center (m2)

$3,055 €2,717

$2,241 Rp 40.3M

36.35%

Average Monthly Net Salary (After Tax)

$1,467 €1,305

$165 Rp 3.0M

791.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

13.78

-78.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mdina: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mdina

$1K 50.3%

Ubud, Bali

$676 49.4% 35.4% $370

Groceries & Markets

Mdina

$328 15.8%

Ubud, Bali

$290 21.2% 11.4% $38

Eating Out

Mdina

$280 13.5%

Ubud, Bali

$109 8% 61.2% $172

Monthly Utilities & Internet

Mdina

$172 8.3%

Ubud, Bali

$108 7.9% 37.1% $64

Clothing & Footwear

Mdina

$137 6.6%

Ubud, Bali

$108 7.9% 21.6% $30

Sport & Entertainment

Mdina

$90 4.3%

Ubud, Bali

$65 4.7% 28.5% $26

Getting Around

Mdina

$27 * 1.3%

Ubud, Bali

$13 0.9% 53% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,170 in Mdina and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Mdina pays 791% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Mdina vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $328 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇲🇹 Mdina

🇮🇩 Ubud, Bali

🕒 Local time

17:52 5:52 PM

23:52 11:52 PM

6 h ahead of Mdina

🌤 Weather

👥 Population

193

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Mdina Ubud, Bali 11,540 km ≈ 15 h nonstop flight

From you

Mdina
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mdina vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Mdina and Ubud, Bali differ by about 52% in total monthly costs ($2,080 vs $1,368 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 791% higher in Mdina, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,170 in Mdina versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 13% higher in Mdina. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,080 per month in Mdina versus $1,368 in Ubud, Bali – a 52% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,368 in Ubud, Bali versus $2,080 in Mdina, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Mdina. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Mdina and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 52% less than in Mdina. Beyond cost, consider language, visa policies, and how big the international community is in each city.