Last update: Oct 2026

Cost of Living Comparison Between Matsudo and Okinawa

For one person, living is cheaper in Matsudo: $1,239 a month against $1,388 in Okinawa, rent and utilities included – about $1,800 less a year. The total is higher in Okinawa despite lower rent and utilities.

58

Cost of Living Index in Matsudo
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Matsudo Living Index
66

Cost of Living Index in Okinawa
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Okinawa Living Index

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Matsudo

🇯🇵 Japan

$1,239

/mo nomad

Okinawa

🇯🇵 Japan

$1,388

/mo nomad

Monthly Cost of Living

How much you'll spend in Matsudo and in Okinawa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Matsudo and in Okinawa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,239 in Matsudo versus $1,388 in Okinawa.

Matsudo $1,239
Okinawa $1,388

Estimated couple costs with rent: $1,907 in Matsudo versus $2,184 in Okinawa.

Matsudo $1,907
Okinawa $2,184

Monthly costs for a family of three with rent: $2,574 in Matsudo versus $2,980 in Okinawa.

Matsudo $2,574
Okinawa $2,980

Living in Matsudo costs roughly 11% less than in Okinawa, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Matsudo is 9% below, Okinawa is 2% above.

Meal at Budget Restaurant

$6.20 ¥977

$10.12 ¥1,596

-38.74%

Three-Course Dinner for Two, Mid-Range

$37.45 ¥5,906

$40.24 ¥6,345

-6.93%

Fast Food Meal (McDonalds, etc)

$4.94 ¥779

$7.04 ¥1,110

-29.83%

Cappuccino

$3.54 ¥558

$4.11 ¥648

-13.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.10 ¥174

$1.40 ¥221

-21.43%

Water (0.33 liter bottle)

$0.79 ¥124

$0.92 ¥145

-14.13%

Local Beer (0.5 liter draught)

$2.58 ¥407

$2.51 ¥396

2.79%

Imported Beer (0.33 liter bottle)

$3.13 ¥494

$5.27 ¥831

-40.61%

Milk (1 liter)

$1.45 ¥228

$1.58 ¥248

-8.23%

White Bread (500g)

$1.67 ¥264

$2.05 ¥324

-18.54%

Rice (white) (1kg)

$3.60 ¥568

$3.76 ¥593

-4.26%

Eggs

$1.99 ¥313

$1.84 ¥289

8.15%

Local Cheese (1kg)

$10.36 ¥1,633

$17.99 ¥2,837

-42.41%

Chicken Fillets (1kg)

$5.96 ¥939

$4.79 ¥756

24.43%

Beef Round Steak (1kg)

$14.76 ¥2,327

$22.45 ¥3,541

-34.25%

Apples (1kg)

$4.82 ¥761

$3.81 ¥601

26.51%

Banana (1kg)

$2.27 ¥358

$2.62 ¥412

-13.36%

Oranges (1kg)

$2.82 ¥445

$2.20 ¥347

28.18%

Tomato (1kg)

$4.23 ¥667

$5.26 ¥830

-19.58%

Potato (1kg)

$2.64 ¥416

$2.39 ¥376

10.46%

Onion (1kg)

$2.66 ¥420

$2.56 ¥404

3.91%

Lettuce (1 head)

$1.19 ¥188

$1.28 ¥201

-7.03%

Water (1.5 liter bottle)

$0.76 ¥120

$0.77 ¥122

-1.30%

Cigarettes 20 Pack (Marlboro, Camel)

$3.78 ¥596

$3.90 ¥616

-3.08%

Wine (Bottle)

$6.43 ¥1,015

$6.40 ¥1,009

0.47%

Local Beer (0.5 liter bottle)

$1.71 ¥270

$1.95 ¥308

-12.31%

Imported Beer (0.33 liter bottle)

$2.01 ¥317

$3.34 ¥527

-39.82%

One-way Ticket (Public Transport)

$1.52 ¥239

$1.44 ¥227

5.56%

Public Transport Monthly Pass (Regular Price)

$57.6 ¥9,080

$65.1 ¥10.3K

-11.55%

Taxi Start (Normal Tariff)

$3.15 ¥497

$3.82 ¥602

-17.54%

Taxi (Normal Tariff) (1km)

$2.69 ¥423

$3.54 ¥558

-24.01%

Taxi 1hour Waiting (Normal Tariff)

$18.50 ¥2,917

$11.23 ¥1,770

64.74%

Gasoline (1 liter)

$1.10 ¥173

$1.11 ¥174

-0.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.9K ¥3.5M

$20.9K ¥3.3M

4.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$14.9K ¥2.4M

$15.5K ¥2.5M

-3.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 ¥21.3K

$163 ¥25.7K

-16.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.07 ¥3,638

$25.35 ¥3,998

-8.99%

Internet (50+ Mbps, Unlimited Data)

$30.51 ¥4,812

$53.1 ¥8,369

-42.51%

Gym Membership (Monthly)

$45.93 ¥7,242

$73.0 ¥11.5K

-37.10%

Tennis Court (1 Hour on Weekend)

$54.9 ¥8,659

Cinema Ticket

$13.05 ¥2,058

$11.98 ¥1,890

8.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$835 ¥131.6K

$327 ¥51.6K

154.95%

International Primary School, 1 Child (Yearly)

$14.8K ¥2.3M

$5,668 ¥893.7K

160.77%

Jeans (Levis 501 Or Similar)

$55.8 ¥8,797

$48.88 ¥7,708

14.14%

Summer Dress (H&M, Zara, etc)

$32.81 ¥5,174

$23.35 ¥3,682

40.51%

Sport Shoes (Adidas, Nike)

$62.5 ¥9,857

$81.2 ¥12.8K

-23.04%

Men's Leather Business Shoes

$70.7 ¥11.1K

$95.7 ¥15.1K

-26.13%

1-bedroom Apartment, City Center (Monthly)

$593 ¥93.5K

$411 ¥64.8K

44.21%

1-bedroom Apartment, Outside City Center (Monthly)

$383 ¥60.5K

$332 ¥52.3K

15.55%

3-bedroom Apartment, City Center (Monthly)

$904 ¥142.6K

$852 ¥134.4K

6.07%

3-bedroom Apartment, Outside City Center (Monthly)

$718 ¥113.2K

$678 ¥106.9K

5.87%

Buy Apartment in City Center (m2)

$4,478 ¥706.1K

$8,422 ¥1.3M

-46.83%

Buy Apartment Outside City Center (m2)

$2,545 ¥401.2K

$1,185 ¥186.8K

114.74%

Average Monthly Net Salary (After Tax)

$1,798 ¥283.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.25

2.23

0.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Matsudo: October 25, 2026

Last update for Okinawa: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Matsudo

$383 31%

Okinawa

$332 23.9% 13.5% $52

Groceries & Markets

Matsudo

$281 22.7%

Okinawa

$330 23.8% 17.1% $48

Monthly Utilities & Internet

Matsudo

$189 15.2%

Okinawa

$241 17.4% 27.8% $52

Eating Out

Matsudo

$134 10.8%

Okinawa

$184 13.2% 37.5% $50

Clothing & Footwear

Matsudo

$100 8.1%

Okinawa

$112 8.1% 12.3% $12

Getting Around

Matsudo

$80 6.5%

Okinawa

$92 6.7% 15.1% $12

Sport & Entertainment

Matsudo

$72 5.8%

Okinawa

$97 7% 34.7% $25

Cost Breakdown

A one-bedroom apartment in the center runs $593 in Matsudo and $411 in Okinawa. Housing cost is often the main lever when comparing two cities.

Dining out: $37 in Matsudo vs $40 in Okinawa for a mid-range dinner for two. Groceries echo the gap at $281 vs $330 per month, with Matsudo cheaper across the board.

Good to know

🇯🇵 Matsudo

🇯🇵 Okinawa

🕒 Local time

18:11 6:11 PM

Same time as Matsudo

🌤 Weather

👥 Population

485,803

142,752

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.34 USD

1,000 JPY = 5.68 EUR

1,000 JPY = 6.34 USD

1,000 JPY = 5.68 EUR

Exchange rates and currency converter

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Matsudo Okinawa 1,540 km ≈ 2 h 30 min nonstop flight

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Matsudo
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Matsudo vs Okinawa: Cost of Living - Frequently Asked Questions

Matsudo is about 11% cheaper overall, especially in eating out, groceries, and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,859 in Matsudo and $2,082 in Okinawa to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $593 in Matsudo versus $411 in Okinawa. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Matsudo runs roughly 12% less than in Okinawa. The price difference matters if you commute daily and watch your budget.

Childcare runs $835 in Matsudo versus $327 in Okinawa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Matsudo and Okinawa are both considered safe, so it’s unlikely to be the deciding factor between them.