Cost of Living Comparison Between Matsudo and Okinawa Cost of Living Comparison Between Matsudo and Okinawa

Monthly Cost of Living

Monthly costs for one person with rent: $1,146 in Matsudo versus $1,437 in Okinawa.

Estimated couple costs with rent: $1,863 in Matsudo versus $2,214 in Okinawa.

Monthly costs for a family of three with rent: $2,580 in Matsudo versus $2,992 in Okinawa.

Living in Matsudo costs roughly 20% less than in Okinawa, driven mainly by Groceries & Markets.

The two cities straddle the global median: Matsudo is 14% below, Okinawa is 8% above.

Meal at Budget Restaurant

$7.13 ¥1,159

$8.18 ¥1,329

-12.84%

Three-Course Dinner for Two, Mid-Range

$34.59 ¥5,621

$41.94 ¥6,815

-17.53%

Fast Food Meal (McDonalds, etc)

$5.31 ¥863

$5.98 ¥971

-11.20%

Cappuccino

$3.15 ¥512

$3.34 ¥543

-5.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.13 ¥183

$1.32 ¥215

-14.39%

Water (0.33 liter bottle)

$0.80 ¥131

$0.93 ¥152

-13.98%

Local Beer (0.5 liter draught)

$2.04 ¥331

$3.50 ¥569

-41.71%

Imported Beer (0.33 liter bottle)

$2.03 ¥331

$4.91 ¥797

-58.66%

Milk (1 liter)

$1.55 ¥252

$1.95 ¥317

-20.51%

White Bread (500g)

$1.69 ¥275

$2.37 ¥385

-28.69%

Rice (white) (1kg)

$5.05 ¥820

$4.87 ¥791

3.70%

Eggs

$1.58 ¥256

$2.00 ¥325

-21.00%

Local Cheese (1kg)

$10.15 ¥1,649

$16.39 ¥2,663

-38.07%

Chicken Fillets (1kg)

$6.41 ¥1,042

$10.84 ¥1,761

-40.87%

Beef Round Steak (1kg)

$15.24 ¥2,477

$26.48 ¥4,303

-42.45%

Apples (1kg)

$5.99 ¥973

$5.06 ¥822

18.38%

Banana (1kg)

$3.17 ¥514

$2.59 ¥420

22.39%

Oranges (1kg)

$3.97 ¥646

$3.13 ¥509

26.84%

Tomato (1kg)

$4.61 ¥749

$5.64 ¥916

-18.26%

Potato (1kg)

$3.32 ¥540

$3.50 ¥568

-5.14%

Onion (1kg)

$3.57 ¥580

$2.89 ¥469

23.53%

Lettuce (1 head)

$1.34 ¥218

$1.59 ¥258

-15.72%

Water (1.5 liter bottle)

$0.83 ¥134

$0.88 ¥143

-5.68%

Cigarettes 20 Pack (Marlboro, Camel)

$4.28 ¥696

$4.92 ¥799

-13.01%

Wine (Bottle)

$9.46 ¥1,537

$6.09 ¥989

55.34%

Local Beer (0.5 liter bottle)

$1.76 ¥286

$1.73 ¥281

1.73%

Imported Beer (0.33 liter bottle)

$2.10 ¥342

$2.91 ¥473

-27.84%

One-way Ticket (Public Transport)

$1.61 ¥261

$1.63 ¥265

-1.23%

Public Transport Monthly Pass (Regular Price)

$55.8 ¥9,062

$34.91 ¥5,673

59.75%

Taxi Start (Normal Tariff)

$3.52 ¥573

$4.11 ¥668

-14.36%

Taxi (Normal Tariff) (1km)

$2.99 ¥485

$3.62 ¥587

-17.40%

Taxi 1hour Waiting (Normal Tariff)

$21.75 ¥3,534

$12.58 ¥2,044

72.89%

Gasoline (1 liter)

$1.14 ¥185

$1.24 ¥202

-8.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.2K ¥3.8M

$23.3K ¥3.8M

-0.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.5K ¥3.0M

$16.7K ¥2.7M

10.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.0 ¥13.3K

$173 ¥28.2K

-52.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.63 ¥4,490

$27.25 ¥4,428

1.39%

Internet (50+ Mbps, Unlimited Data)

$17.47 ¥2,838

$31.66 ¥5,145

-44.82%

Gym Membership (Monthly)

$55.1 ¥8,945

$53.7 ¥8,723

2.55%

Tennis Court (1 Hour on Weekend)

$13.93 ¥2,264

$7.04 ¥1,144

97.87%

Cinema Ticket

$11.29 ¥1,834

$12.45 ¥2,022

-9.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$277 ¥45.0K

$346 ¥56.2K

-19.93%

International Primary School, 1 Child (Yearly)

$13.8K ¥2.2M

$13.2K ¥2.1M

4.73%

Jeans (Levis 501 Or Similar)

$41.38 ¥6,723

$47.75 ¥7,758

-13.34%

Summer Dress (H&M, Zara, etc)

$29.57 ¥4,804

$29.25 ¥4,753

1.09%

Sport Shoes (Adidas, Nike)

$60.6 ¥9,838

$73.5 ¥11.9K

-17.60%

Men's Leather Business Shoes

$97.7 ¥15.9K

$90.9 ¥14.8K

7.43%

1-bedroom Apartment, City Center (Monthly)

$476 ¥77.4K

$445 ¥72.2K

7.13%

1-bedroom Apartment, Outside City Center (Monthly)

$332 ¥53.9K

$400 ¥64.9K

-16.93%

3-bedroom Apartment, City Center (Monthly)

$857 ¥139.3K

$946 ¥153.7K

-9.39%

3-bedroom Apartment, Outside City Center (Monthly)

$659 ¥107.1K

$748 ¥121.5K

-11.85%

Buy Apartment in City Center (m2)

$4,109 ¥667.6K

$8,584 ¥1.4M

-52.14%

Buy Apartment Outside City Center (m2)

$2,141 ¥347.9K

$1,221 ¥198.4K

75.34%

Average Monthly Net Salary (After Tax)

$1,974 ¥320.7K

$1,769 ¥287.4K

11.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.05

2.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Matsudo: July 14, 2026

Last update for Okinawa: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $476 in Matsudo and $445 in Okinawa. Housing cost is often the main lever when comparing two cities.

Matsudo pays 12% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Matsudo vs $42.00 in Okinawa for a mid-range dinner for two. Groceries echo the gap at $319 vs $395 per month, with Matsudo cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Matsudo vs Okinawa: Cost of Living - Frequently Asked Questions

Matsudo is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 25% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 12% higher in Matsudo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $476 in Matsudo versus $445 in Okinawa. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Matsudo runs roughly 60% less than in Okinawa. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $277 in Matsudo versus $346 in Okinawa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,146 in Matsudo versus $1,437 in Okinawa, a $1,500 budget is realistic in Matsudo but tight or insufficient in Okinawa. The gap between the two cities makes Matsudo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Matsudo and Okinawa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Matsudo gentler on the wallet – expenses run 25% less than in Okinawa. Beyond cost, consider language, visa policies, and how big the international community is in each city.