Last update: Oct 2026

Cost of Living Comparison Between Mataram and Bansko

For one person, living is cheaper in Mataram: $608 a month against $965 in Bansko, rent and utilities included – about $4,300 less a year. Rent and utilities account for most of the difference.

Mataram
🇮🇩 Indonesia
$608
/mo nomad
Bansko
🇧🇬 Bulgaria
$965
/mo nomad
Monthly Cost of Living

How much you'll spend in Mataram and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mataram and in Bansko actually costs, broken down by who's living it.

A single person spends $608 per month in Mataram vs $965 in Bansko, rent included.

  • Mataram $608
  • Bansko $965

A couple spends around $967 per month in Mataram vs $1,481 in Bansko, rent included.

  • Mataram $967
  • Bansko $1,481

A family of three spends $1,327 per month in Mataram vs $1,998 in Bansko, rent included.

  • Mataram $1,327
  • Bansko $1,998

Mataram is about 37% cheaper than Bansko, and outside of rent the biggest gap is in eating out.

Both Mataram and Bansko are more affordable than the global median – Mataram 55% lower, Bansko 29% lower.

Currency
🍽 Eating Out
Mataram
Bansko
Difference
Meal at Budget Restaurant
$0.93 Rp 16.8K
$8.74 BGN 15.20
-89.36%
Three-Course Dinner for Two, Mid-Range
$9.22 Rp 166.0K
$46.37 BGN 80.7
-80.12%
Fast Food Meal (McDonalds, etc)
$3.21 Rp 57.8K
$8.92 BGN 15.52
-64.01%
Cappuccino
$1.47 Rp 26.4K
$2.27 BGN 3.94
-35.24%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.44 Rp 7,889
$1.57 BGN 2.73
-71.97%
Water (0.33 liter bottle)
$0.31 Rp 5,491
$0.89 BGN 1.54
-65.17%
Local Beer (0.5 liter draught)
$2.71 Rp 48.8K
$1.73 BGN 3.01
56.65%
Imported Beer (0.33 liter bottle)
$3.45 Rp 62.1K
$1.95 BGN 3.39
76.92%
🛒 Groceries & Markets
Mataram
Bansko
Difference
Milk (1 liter)
$1.38 Rp 24.9K
$1.79 BGN 3.11
-22.91%
White Bread (500g)
$1.47 Rp 26.4K
$0.81 BGN 1.42
81.48%
Rice (white) (1kg)
$0.80 Rp 14.5K
$1.51 BGN 2.62
-47.02%
Eggs
$1.49 Rp 26.9K
$2.35 BGN 4.09
-36.60%
Local Cheese (1kg)
$7.12 Rp 128.2K
$9.55 BGN 16.61
-25.45%
Chicken Fillets (1kg)
$3.00 Rp 54.1K
$6.63 BGN 11.54
-54.75%
Beef Round Steak (1kg)
$7.39 Rp 133.0K
$8.37 BGN 14.57
-11.71%
Apples (1kg)
$2.28 Rp 41.1K
$1.30 BGN 2.26
75.38%
Banana (1kg)
$1.25 Rp 22.4K
$1.68 BGN 2.93
-25.60%
Oranges (1kg)
$1.70 Rp 30.6K
$1.68 BGN 2.92
1.19%
Tomato (1kg)
$1.29 Rp 23.1K
$1.92 BGN 3.34
-32.81%
Potato (1kg)
$1.24 Rp 22.3K
$0.94 BGN 1.63
31.91%
Onion (1kg)
$1.94 Rp 34.9K
$0.75 BGN 1.31
158.67%
Lettuce (1 head)
$0.73 Rp 13.1K
$0.59 BGN 1.02
23.73%
Water (1.5 liter bottle)
$0.40 Rp 7,214
$0.58 BGN 1.02
-31.03%
Cigarettes 20 Pack (Marlboro, Camel)
$2.63 Rp 47.3K
$3.26 BGN 5.67
-19.33%
Wine (Bottle)
$20.99 Rp 377.9K
$5.20 BGN 9.04
303.65%
Local Beer (0.5 liter bottle)
$1.91 Rp 34.4K
$1.14 BGN 1.98
67.54%
Imported Beer (0.33 liter bottle)
$3.04 Rp 54.7K
$1.74 BGN 3.03
74.71%
🚌 Getting Around
Mataram
Bansko
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,838
$0.90 BGN 1.57
-70.00%
Public Transport Monthly Pass (Regular Price)
-
$26.72 BGN 46.50
-
Taxi Start (Normal Tariff)
$0.50 Rp 8,960
$1.30 BGN 2.26
-61.54%
Taxi (Normal Tariff) (1km)
$0.35 Rp 6,222
$0.61 BGN 1.06
-42.62%
Taxi 1hour Waiting (Normal Tariff)
$2.72 Rp 48.9K
$10.29 BGN 17.91
-73.57%
Gasoline (1 liter)
$0.62 Rp 11.2K
$1.56 BGN 2.71
-60.26%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 428.7M
$29.1K BGN 50.7K
-18.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.6K Rp 551.3M
$21.3K BGN 37.1K
43.58%
🧾 Monthly Utilities & Internet
Mataram
Bansko
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$66.0 Rp 1.2M
$92.8 BGN 161
-28.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.96 Rp 71.3K
$15.05 BGN 26.18
-73.69%
Internet (50+ Mbps, Unlimited Data)
$19.47 Rp 350.5K
$12.19 BGN 21.21
59.72%
🎉 Sport & Entertainment
Mataram
Bansko
Difference
Gym Membership (Monthly)
$19.35 Rp 348.4K
$32.83 BGN 57.1
-41.06%
Tennis Court (1 Hour on Weekend)
$8.15 Rp 146.8K
$8.40 BGN 14.61
-2.98%
Cinema Ticket
$2.85 Rp 51.2K
$5.56 BGN 9.67
-48.74%
🧸 Childcare & Education
Mataram
Bansko
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$94.8 Rp 1.7M
$230 BGN 400
-58.75%
International Primary School, 1 Child (Yearly)
$7,572 Rp 136.3M
$2,295 BGN 3,994
229.89%
👕👟 Clothing & Footwear
Mataram
Bansko
Difference
Jeans (Levis 501 Or Similar)
$44.19 Rp 795.3K
$30.31 BGN 52.7
45.79%
Summer Dress (H&M, Zara, etc)
$28.84 Rp 519.0K
$19.41 BGN 33.78
48.58%
Sport Shoes (Adidas, Nike)
$73.5 Rp 1.3M
$45.34 BGN 78.9
62.02%
Men's Leather Business Shoes
$71.4 Rp 1.3M
$48.47 BGN 84.3
47.20%
🏠 Accommodation & Living
Mataram
Bansko
Difference
1-bedroom Apartment, City Center (Monthly)
$225 Rp 4.0M
$514 BGN 894
-56.21%
1-bedroom Apartment, Outside City Center (Monthly)
$133 Rp 2.4M
$361 BGN 627
-63.10%
3-bedroom Apartment, City Center (Monthly)
$530 Rp 9.5M
$630 BGN 1,096
-15.82%
3-bedroom Apartment, Outside City Center (Monthly)
$356 Rp 6.4M
$571 BGN 993
-37.67%
Buy Apartment in City Center (m2)
$1,184 Rp 21.3M
$1,202 BGN 2,091
-1.46%
Buy Apartment Outside City Center (m2)
$796 Rp 14.3M
$972 BGN 1,691
-18.11%
💵 Salaries & Financials
Mataram
Bansko
Difference
Average Monthly Net Salary (After Tax)
$222 Rp 4.0M
$1,665 BGN 2,898
-86.66%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.46
2.99
216.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mataram: October 17, 2026

Last update for Bansko: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Mataram
$201
Bansko
$194 3.4% $6.8
Accommodation & Living
Mataram
$133
Bansko
$361 171% $228
Clothing & Footwear
Mataram
$98
Bansko
$65 34.1% $33
Monthly Utilities & Internet
Mataram
$89
Bansko
$120 34.3% $31
Eating Out
Mataram
$58
Bansko
$146 152% $88
Sport & Entertainment
Mataram
$25
Bansko
$44 75.4% $19
Getting Around
Mataram
$3.3 *
Bansko
$35 951% $31

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $225 in Mataram versus $514 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 650% higher in Bansko, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $9.00 in Mataram versus $46.00 in Bansko. Groceries tell a different story – $201 in Mataram vs $194 in Bansko – so Bansko wins on supermarket bills even if dining out costs more.

Good to know
🇮🇩 Mataram
🇧🇬 Bansko
🕒 Local time
22:36 10:36 PM
17:36 5:36 PM
5 h behind Mataram
🌤 Weather
👥 Population
402,843
8,000
💱 Currency
Bulgarian Lev BGN лв.
Exchange rates and currency converter

BGN, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Bulgarian Lev exchange rates as of October 20, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

On the map
Between locations
  • Mataram Bansko 10,860 km ≈ 14 h nonstop flight
From you
  • Mataram
  • Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mataram vs Bansko: Cost of Living - Frequently Asked Questions
How do living costs in Mataram and in Bansko compare overall?
Monthly costs with rent: $608 in Mataram, $965 in Bansko – roughly 59% apart. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Mataram compared to Bansko?
For a comfortable life, plan on about $912 per month in Mataram and $1,447 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Mataram and Bansko?
Rent is clearly cheaper in Mataram, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Mataram or Bansko?
Monthly expenses with rent come to $608 in Mataram and $965 in Bansko. That's a gap of about 59%.
What is the difference in childcare costs between Mataram and Bansko?
Kindergarten costs $94.8 per month in Mataram and $230 in Bansko. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Mataram, where all-in costs run around $608, than in Bansko at $965. In Mataram it covers expenses comfortably, while in Bansko it requires careful planning or may not stretch far enough.
How does quality of life compare between Mataram and Bansko?
It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $608 in Mataram to $965 in Bansko. Climate, culture, job market, and personal taste all factor in.
Is Mataram or Bansko safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Mataram and Bansko?
If budget matters most, go with Mataram. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bansko makes more sense. Both are solid long-term options with distinct trade-offs.

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