Last update: Oct 2026

Cost of Living Comparison Between Bansko and Mataram

For one person, living is cheaper in Mataram: $608 a month against $965 in Bansko, rent and utilities included – about $4,300 less a year. Rent and utilities account for most of the difference.

47

Cost of Living Index in Bansko
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Bansko Living Index
30

Cost of Living Index in Mataram
Learn more

Mataram Living Index

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Bansko

🇧🇬 Bulgaria

$965

/mo nomad

Mataram

🇮🇩 Indonesia

$608

/mo nomad

Monthly Cost of Living

How much you'll spend in Bansko and in Mataram

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bansko and in Mataram actually costs, broken down by who's living it.

A single person spends $965 per month in Bansko vs $608 in Mataram, rent included.

Bansko $965
Mataram $608

A couple spends around $1,481 per month in Bansko vs $967 in Mataram, rent included.

Bansko $1,481
Mataram $967

A family of three spends $1,998 per month in Bansko vs $1,327 in Mataram, rent included.

Bansko $1,998
Mataram $1,327

Bansko costs about 59% more than Mataram, and outside of rent the biggest gap is in eating out.

Both Bansko and Mataram are more affordable than the global median – Bansko 29% lower, Mataram 55% lower.

Meal at Budget Restaurant

$8.74 BGN 15.20

$0.93 Rp 16.8K

839.78%

Three-Course Dinner for Two, Mid-Range

$46.37 BGN 80.7

$9.22 Rp 166.0K

402.93%

Fast Food Meal (McDonalds, etc)

$8.92 BGN 15.52

$3.21 Rp 57.8K

177.88%

Cappuccino

$2.27 BGN 3.94

$1.47 Rp 26.4K

54.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 BGN 2.73

$0.44 Rp 7,889

256.82%

Water (0.33 liter bottle)

$0.89 BGN 1.54

$0.31 Rp 5,491

187.10%

Local Beer (0.5 liter draught)

$1.73 BGN 3.01

$2.71 Rp 48.8K

-36.16%

Imported Beer (0.33 liter bottle)

$1.95 BGN 3.39

$3.45 Rp 62.1K

-43.48%

Milk (1 liter)

$1.79 BGN 3.11

$1.38 Rp 24.9K

29.71%

White Bread (500g)

$0.81 BGN 1.42

$1.47 Rp 26.4K

-44.90%

Rice (white) (1kg)

$1.51 BGN 2.62

$0.80 Rp 14.5K

88.75%

Eggs

$2.35 BGN 4.09

$1.49 Rp 26.9K

57.72%

Local Cheese (1kg)

$9.55 BGN 16.61

$7.12 Rp 128.2K

34.13%

Chicken Fillets (1kg)

$6.63 BGN 11.54

$3.00 Rp 54.1K

121.00%

Beef Round Steak (1kg)

$8.37 BGN 14.57

$7.39 Rp 133.0K

13.26%

Apples (1kg)

$1.30 BGN 2.26

$2.28 Rp 41.1K

-42.98%

Banana (1kg)

$1.68 BGN 2.93

$1.25 Rp 22.4K

34.40%

Oranges (1kg)

$1.68 BGN 2.92

$1.70 Rp 30.6K

-1.18%

Tomato (1kg)

$1.92 BGN 3.34

$1.29 Rp 23.1K

48.84%

Potato (1kg)

$0.94 BGN 1.63

$1.24 Rp 22.3K

-24.19%

Onion (1kg)

$0.75 BGN 1.31

$1.94 Rp 34.9K

-61.34%

Lettuce (1 head)

$0.59 BGN 1.02

$0.73 Rp 13.1K

-19.18%

Water (1.5 liter bottle)

$0.58 BGN 1.02

$0.40 Rp 7,214

45.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.26 BGN 5.67

$2.63 Rp 47.3K

23.95%

Wine (Bottle)

$5.20 BGN 9.04

$20.99 Rp 377.9K

-75.23%

Local Beer (0.5 liter bottle)

$1.14 BGN 1.98

$1.91 Rp 34.4K

-40.31%

Imported Beer (0.33 liter bottle)

$1.74 BGN 3.03

$3.04 Rp 54.7K

-42.76%

One-way Ticket (Public Transport)

$0.90 BGN 1.57

$0.27 Rp 4,838

233.33%

Public Transport Monthly Pass (Regular Price)

$26.72 BGN 46.50

Taxi Start (Normal Tariff)

$1.30 BGN 2.26

$0.50 Rp 8,960

160.00%

Taxi (Normal Tariff) (1km)

$0.61 BGN 1.06

$0.35 Rp 6,222

74.29%

Taxi 1hour Waiting (Normal Tariff)

$10.29 BGN 17.91

$2.72 Rp 48.9K

278.31%

Gasoline (1 liter)

$1.56 BGN 2.71

$0.62 Rp 11.2K

151.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BGN 50.7K

$23.8K Rp 428.7M

22.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.3K BGN 37.1K

$30.6K Rp 551.3M

-30.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.8 BGN 161

$66.0 Rp 1.2M

40.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.05 BGN 26.18

$3.96 Rp 71.3K

280.05%

Internet (50+ Mbps, Unlimited Data)

$12.19 BGN 21.21

$19.47 Rp 350.5K

-37.39%

Gym Membership (Monthly)

$32.83 BGN 57.1

$19.35 Rp 348.4K

69.66%

Tennis Court (1 Hour on Weekend)

$8.40 BGN 14.61

$8.15 Rp 146.8K

3.07%

Cinema Ticket

$5.56 BGN 9.67

$2.85 Rp 51.2K

95.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$230 BGN 400

$94.8 Rp 1.7M

142.41%

International Primary School, 1 Child (Yearly)

$2,295 BGN 3,994

$7,572 Rp 136.3M

-69.69%

Jeans (Levis 501 Or Similar)

$30.31 BGN 52.7

$44.19 Rp 795.3K

-31.41%

Summer Dress (H&M, Zara, etc)

$19.41 BGN 33.78

$28.84 Rp 519.0K

-32.70%

Sport Shoes (Adidas, Nike)

$45.34 BGN 78.9

$73.5 Rp 1.3M

-38.28%

Men's Leather Business Shoes

$48.47 BGN 84.3

$71.4 Rp 1.3M

-32.07%

1-bedroom Apartment, City Center (Monthly)

$514 BGN 894

$225 Rp 4.0M

128.35%

1-bedroom Apartment, Outside City Center (Monthly)

$361 BGN 627

$133 Rp 2.4M

170.98%

3-bedroom Apartment, City Center (Monthly)

$630 BGN 1,096

$530 Rp 9.5M

18.79%

3-bedroom Apartment, Outside City Center (Monthly)

$571 BGN 993

$356 Rp 6.4M

60.44%

Buy Apartment in City Center (m2)

$1,202 BGN 2,091

$1,184 Rp 21.3M

1.48%

Buy Apartment Outside City Center (m2)

$972 BGN 1,691

$796 Rp 14.3M

22.11%

Average Monthly Net Salary (After Tax)

$1,665 BGN 2,898

$222 Rp 4.0M

649.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

9.46

-68.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bansko: October 18, 2026

Last update for Mataram: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bansko

$361 37.4%

Mataram

$133 21.9% 63.1% $228

Groceries & Markets

Bansko

$194 20.2%

Mataram

$201 33.1% 3.5% $6.8

Eating Out

Bansko

$146 15.2%

Mataram

$58 9.6% 60.3% $88

Monthly Utilities & Internet

Bansko

$120 12.5%

Mataram

$89 14.7% 25.5% $31

Clothing & Footwear

Bansko

$65 6.7%

Mataram

$98 16.1% 51.8% $33

Sport & Entertainment

Bansko

$44 4.6%

Mataram

$25 4.1% 43% $19

Getting Around

Bansko

$35 3.6%

Mataram

$3.3 * 0.5% 90.5% $31

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $514 in Bansko versus $225 in Mataram. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 650% higher in Bansko, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $46.00 in Bansko versus $9.00 in Mataram. Groceries tell a different story – $194 in Bansko vs $201 in Mataram – so Bansko wins on supermarket bills even if dining out costs more.

Good to know

🇧🇬 Bansko

🇮🇩 Mataram

🕒 Local time

20:40 8:40 PM

01:40 1:40 AM

5 h ahead of Bansko

🌤 Weather

👥 Population

8,000

402,843

💱 Currency

Bulgarian Lev BGN лв.

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 20, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to BGN in detail →

On the map

Lowest

Highest

Between locations

Bansko Mataram 10,860 km ≈ 14 h nonstop flight

From you

Bansko
Mataram

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bansko vs Mataram: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $965 in Bansko, $608 in Mataram – roughly 59% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,447 per month in Bansko and $912 in Mataram. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mataram, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $965 in Bansko and $608 in Mataram. That's a gap of about 59%.

Kindergarten costs $230 per month in Bansko and $94.8 in Mataram. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Mataram, where all-in costs run around $608, than in Bansko at $965. In Mataram it covers expenses comfortably, while in Bansko it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $608 in Mataram to $965 in Bansko. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Mataram. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bansko makes more sense. Both are solid long-term options with distinct trade-offs.