Cost of Living Comparison Between Matagalpa and Ubud, Bali Cost of Living Comparison Between Matagalpa and Ubud, Bali

🙂 Solo nomad: Matagalpa is 0.7% cheaper than Ubud, Bali without rent, and 41% cheaper with rent.

🙂 Family of 3: Matagalpa is 39.8% cheaper than Ubud, Bali without rent, and 55.1% cheaper with rent.

Meal at Budget Restaurant

$4.98 NIO 184

$3.47 Rp 58.5K

43.52%

Three-Course Dinner for Two, Mid-Range

$24.54 NIO 905

$32.10 Rp 541.6K

-23.55%

Fast Food Meal (McDonalds, etc)

$7.17 NIO 265

$4.86 Rp 82.0K

47.53%

Cappuccino

$2.45 NIO 90.4

$2.82 Rp 47.6K

-13.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 NIO 31.52

$1.37 Rp 23.2K

-37.96%

Water (0.33 liter bottle)

$0.44 NIO 16.13

$0.73 Rp 12.3K

-39.73%

Local Beer (0.5 liter draught)

$1.18 NIO 43.41

$2.90 Rp 48.9K

-59.31%

Imported Beer (0.33 liter bottle)

$2.01 NIO 74.2

$3.92 Rp 66.1K

-48.72%

Milk (1 liter)

$1.19 NIO 43.98

$1.74 Rp 29.4K

-31.61%

White Bread (500g)

$1.54 NIO 56.9

$2.44 Rp 41.2K

-36.89%

Rice (white) (1kg)

$1.64 NIO 60.4

$1.17 Rp 19.7K

40.17%

Eggs

$2.14 NIO 79.0

$2.35 Rp 39.7K

-8.94%

Local Cheese (1kg)

$1.90 NIO 70.1

$14.78 Rp 249.4K

-87.14%

Chicken Fillets (1kg)

$4.13 NIO 152

$4.25 Rp 71.7K

-2.82%

Beef Round Steak (1kg)

$6.67 NIO 246

$12.21 Rp 206.1K

-45.37%

Apples (1kg)

$3.91 NIO 144

$3.72 Rp 62.8K

5.11%

Banana (1kg)

$0.90 NIO 33.32

$1.56 Rp 26.2K

-42.31%

Oranges (1kg)

$1.82 NIO 67.2

$2.69 Rp 45.4K

-32.34%

Tomato (1kg)

$2.17 NIO 80.0

$2.34 Rp 39.4K

-7.26%

Potato (1kg)

$1.13 NIO 41.76

$2.00 Rp 33.7K

-43.50%

Onion (1kg)

$2.22 NIO 82.0

$2.31 Rp 38.9K

-3.90%

Lettuce (1 head)

$0.69 NIO 25.40

$1.01 Rp 17.1K

-31.68%

Water (1.5 liter bottle)

$0.98 NIO 36.31

$0.73 Rp 12.3K

34.25%

Cigarettes 20 Pack (Marlboro, Camel)

$2.62 NIO 96.6

$3.31 Rp 55.9K

-20.85%

Wine (Bottle)

$10.10 NIO 372

$25.14 Rp 424.2K

-59.82%

Local Beer (0.5 liter bottle)

$1.25 NIO 45.98

$2.90 Rp 48.9K

-56.90%

Imported Beer (0.33 liter bottle)

$2.27 NIO 83.8

$2.77 Rp 46.8K

-18.05%

One-way Ticket (Public Transport)

$0.48 NIO 17.78

$0.27 Rp 4,526

77.78%

Public Transport Monthly Pass (Regular Price)

$8.26 Rp 139.4K

Taxi Start (Normal Tariff)

$0.89 NIO 32.86

$0.45 Rp 7,634

97.78%

Taxi (Normal Tariff) (1km)

$0.96 NIO 35.52

$0.42 Rp 7,129

128.57%

Taxi 1hour Waiting (Normal Tariff)

$6.63 NIO 244

$6.26 Rp 105.5K

5.91%

Gasoline (1 liter)

$1.31 NIO 48.45

$0.86 Rp 14.6K

52.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.7K NIO 836.5K

$25.9K Rp 436.8M

-12.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K NIO 967.8K

$31.9K Rp 538.1M

-17.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$51.9 NIO 1,915

$80.8 Rp 1.4M

-35.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.89 NIO 623

$3.98 Rp 67.1K

324.37%

Internet (50+ Mbps, Unlimited Data)

$35.08 NIO 1,294

$23.55 Rp 397.3K

48.96%

Gym Membership (Monthly)

$97.3 Rp 1.6M

Tennis Court (1 Hour on Weekend)

$6.42 Rp 108.4K

Cinema Ticket

$8.20 NIO 302

$4.16 Rp 70.3K

97.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$101 NIO 3,712

$294 Rp 5.0M

-65.77%

International Primary School, 1 Child (Yearly)

$6,110 NIO 225.3K

$6,548 Rp 110.5M

-6.70%

Jeans (Levis 501 Or Similar)

$76.1 NIO 2,806

$54.2 Rp 913.9K

40.45%

Summer Dress (H&M, Zara, etc)

$71.4 NIO 2,631

$37.95 Rp 640.3K

88.01%

Sport Shoes (Adidas, Nike)

$130 NIO 4,801

$88.1 Rp 1.5M

47.76%

Men's Leather Business Shoes

$108 NIO 3,970

$78.1 Rp 1.3M

37.84%

1-bedroom Apartment, City Center (Monthly)

$154 NIO 5,681

$995 Rp 16.8M

-84.52%

1-bedroom Apartment, Outside City Center (Monthly)

$261 NIO 9,614

$668 Rp 11.3M

-60.96%

3-bedroom Apartment, City Center (Monthly)

$556 NIO 20.5K

$3,391 Rp 57.2M

-83.60%

3-bedroom Apartment, Outside City Center (Monthly)

$368 NIO 13.6K

$2,080 Rp 35.1M

-82.28%

Buy Apartment in City Center (m2)

$3,037 Rp 51.2M

Buy Apartment Outside City Center (m2)

$2,378 Rp 40.1M

Average Monthly Net Salary (After Tax)

$198 NIO 7,316

$180 Rp 3.0M

10.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.25

13.28

-22.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Matagalpa: March 1, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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