Cost of Living Comparison Between Matagalpa and Ubud, Bali Cost of Living Comparison Between Matagalpa and Ubud, Bali

😐 Solo nomad: Matagalpa is 33.6% more expensive than Ubud, Bali without rent, and 17.2% more expensive with rent.

😐 Family of 3: Matagalpa is 3.4% more expensive than Ubud, Bali without rent, and 9% more expensive with rent.

Meal at Budget Restaurant

$4.85 NIO 178

$2.85 Rp 47.5K

70.18%

Three-Course Dinner for Two, Mid-Range

$25.09 NIO 919

$12.26 Rp 204.3K

104.65%

Fast Food Meal (McDonalds, etc)

$6.9 NIO 253

$3.28 Rp 54.6K

110.37%

Cappuccino

$2.34 NIO 85.5

$2.3 Rp 38.3K

1.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.79 NIO 28.76

$1.11 Rp 18.5K

-28.83%

Water (0.33 liter bottle)

$0.43 NIO 15.76

$0.26 Rp 4,324

65.38%

Local Beer (0.5 liter draught)

$1.19 NIO 43.56

$2.4 Rp 40K

-50.42%

Imported Beer (0.33 liter bottle)

$2.06 NIO 75.3

$3.15 Rp 52.5K

-34.60%

Milk (1 liter)

$1.21 NIO 44.13

$1.49 Rp 24.9K

-18.79%

White Bread (500g)

$1.46 NIO 53.6

$1.65 Rp 27.5K

-11.52%

Rice (white) (1kg)

$1.63 NIO 59.7

$1.13 Rp 18.9K

44.25%

Eggs

$2.15 NIO 78.7

$2.33 Rp 38.9K

-7.73%

Local Cheese (1kg)

$1.95 NIO 71.6

$13.7 Rp 228.3K

-85.77%

Chicken Fillets (1kg)

$4.12 NIO 151

$3.97 Rp 66.2K

3.78%

Beef Round Steak (1kg)

$6.8 NIO 249

$11.22 Rp 187K

-39.39%

Apples (1kg)

$3.85 NIO 141

$3.48 Rp 57.9K

10.63%

Banana (1kg)

$0.91 NIO 33.44

$1.5 Rp 25K

-39.33%

Oranges (1kg)

$1.82 NIO 66.5

$2.68 Rp 44.6K

-32.09%

Tomato (1kg)

$2.21 NIO 81.1

$1.35 Rp 22.5K

63.70%

Potato (1kg)

$1.07 NIO 39.19

$1.57 Rp 26.2K

-31.85%

Onion (1kg)

$2.17 NIO 79.5

$2.1 Rp 34.9K

3.33%

Lettuce (1 head)

$0.67 NIO 24.67

$1.03 Rp 17.1K

-34.95%

Water (1.5 liter bottle)

$0.98 NIO 35.92

$0.57 Rp 9,488

71.93%

Cigarettes 20 Pack (Marlboro, Camel)

$2.74 NIO 100

$2.31 Rp 38.5K

18.61%

Wine (Bottle)

$10.17 NIO 372

$15.21 Rp 253.5K

-33.14%

Local Beer (0.5 liter bottle)

$1.22 NIO 44.62

$2.49 Rp 41.5K

-51.00%

Imported Beer (0.33 liter bottle)

$2.27 NIO 83.3

$2.66 Rp 44.3K

-14.66%

One-way Ticket (Public Transport)

$0.49 NIO 18.06

$0.29 Rp 4,911

68.97%

Public Transport Monthly Pass (Regular Price)

$10.03 Rp 167.1K

Taxi Start (Normal Tariff)

$0.84 NIO 30.83

$0.45 Rp 7,480

86.67%

Taxi (Normal Tariff) (1km)

$0.99 NIO 36.13

$0.34 Rp 5,748

191.18%

Taxi 1hour Waiting (Normal Tariff)

$6.6 NIO 242

$5.97 Rp 99.4K

10.55%

Gasoline (1 liter)

$1.3 NIO 47.6

$0.75 Rp 12.4K

73.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.1K NIO 846.2K

$25.8K Rp 430.2M

-10.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K NIO 963.3K

$31.7K Rp 528.9M

-17.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$52.3 NIO 1,916

$64.6 Rp 1.1M

-19.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.27 NIO 632

$4.14 Rp 69K

317.15%

Internet (50+ Mbps, Unlimited Data)

$35.53 NIO 1,301

$23.99 Rp 399.7K

48.10%

Gym Membership (Monthly)

$23.29 Rp 388.1K

Tennis Court (1 Hour on Weekend)

$6.19 Rp 103.1K

Cinema Ticket

$8.12 NIO 297

$3.45 Rp 57.5K

135.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$99.5 NIO 3,644

$91.9 Rp 1.5M

8.27%

International Primary School, 1 Child (Yearly)

$6,088 NIO 223K

$5,912 Rp 98.5M

2.97%

Jeans (Levis 501 Or Similar)

$77.8 NIO 2,848

$51.5 Rp 857.6K

51.08%

Summer Dress (H&M, Zara, etc)

$71.2 NIO 2,607

$24.45 Rp 407.3K

191.12%

Sport Shoes (Adidas, Nike)

$132 NIO 4,827

$84.4 Rp 1.4M

56.24%

Men's Leather Business Shoes

$108 NIO 3,958

$74.3 Rp 1.2M

45.44%

1-bedroom Apartment, City Center (Monthly)

$155 NIO 5,668

$261 Rp 4.4M

-40.78%

1-bedroom Apartment, Outside City Center (Monthly)

$267 NIO 9,779

$160 Rp 2.7M

67.37%

3-bedroom Apartment, City Center (Monthly)

$549 NIO 20.1K

$585 Rp 9.7M

-6.20%

3-bedroom Apartment, Outside City Center (Monthly)

$377 NIO 13.8K

$328 Rp 5.5M

14.91%

Buy Apartment in City Center (m2)

$985 Rp 16.4M

Buy Apartment Outside City Center (m2)

$847 Rp 14.1M

Average Monthly Net Salary (After Tax)

$204 NIO 7,470

$178 Rp 3M

14.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.25

13.28

-22.82%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Matagalpa: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

Digital Nomad Cost of Living Index

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