Cost of Living Comparison Between Matagalpa and Ubud, Bali Cost of Living Comparison Between Matagalpa and Ubud, Bali

🙂 Solo nomad: Matagalpa is 7.9% cheaper than Ubud, Bali without rent, and 41.2% cheaper with rent.

🙂 Family of 3: Matagalpa is 7.1% cheaper than Ubud, Bali without rent, and 55.1% cheaper with rent.

Meal at Budget Restaurant

$4.96 NIO 182

$3.43 Rp 58.1K

44.61%

Three-Course Dinner for Two, Mid-Range

$25.13 NIO 925

$32.70 Rp 553.4K

-23.15%

Fast Food Meal (McDonalds, etc)

$6.90 NIO 254

$5.04 Rp 85.2K

36.90%

Cappuccino

$2.41 NIO 88.9

$2.85 Rp 48.2K

-15.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.79 NIO 29.15

$1.34 Rp 22.8K

-41.04%

Water (0.33 liter bottle)

$0.44 NIO 16.15

$0.75 Rp 12.6K

-41.33%

Local Beer (0.5 liter draught)

$1.18 NIO 43.60

$2.90 Rp 49.1K

-59.31%

Imported Beer (0.33 liter bottle)

$2.01 NIO 74.1

$3.94 Rp 66.7K

-48.98%

Milk (1 liter)

$1.20 NIO 44.27

$1.80 Rp 30.5K

-33.33%

White Bread (500g)

$1.48 NIO 54.4

$2.55 Rp 43.2K

-41.96%

Rice (white) (1kg)

$1.63 NIO 60.0

$1.19 Rp 20.2K

36.97%

Eggs

$2.16 NIO 79.4

$2.42 Rp 40.9K

-10.74%

Local Cheese (1kg)

$1.90 NIO 70.1

$14.38 Rp 243.4K

-86.79%

Chicken Fillets (1kg)

$4.31 NIO 159

$4.21 Rp 71.2K

2.38%

Beef Round Steak (1kg)

$6.60 NIO 243

$11.88 Rp 201.0K

-44.44%

Apples (1kg)

$3.99 NIO 147

$3.71 Rp 62.8K

7.55%

Banana (1kg)

$0.85 NIO 31.27

$1.56 Rp 26.4K

-45.51%

Oranges (1kg)

$1.84 NIO 67.8

$2.77 Rp 46.9K

-33.57%

Tomato (1kg)

$2.26 NIO 83.4

$2.22 Rp 37.6K

1.80%

Potato (1kg)

$1.11 NIO 41.04

$1.99 Rp 33.8K

-44.22%

Onion (1kg)

$2.23 NIO 82.1

$2.29 Rp 38.8K

-2.62%

Lettuce (1 head)

$0.67 NIO 24.85

$1.01 Rp 17.1K

-33.66%

Water (1.5 liter bottle)

$1.02 NIO 37.56

$0.78 Rp 13.3K

30.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.73 NIO 101

$3.17 Rp 53.6K

-13.88%

Wine (Bottle)

$9.93 NIO 366

$23.70 Rp 401.1K

-58.10%

Local Beer (0.5 liter bottle)

$1.21 NIO 44.57

$2.78 Rp 47.0K

-56.47%

Imported Beer (0.33 liter bottle)

$2.19 NIO 80.7

$2.75 Rp 46.5K

-20.36%

One-way Ticket (Public Transport)

$0.48 NIO 17.84

$0.27 Rp 4,514

77.78%

Public Transport Monthly Pass (Regular Price)

$8.14 Rp 137.7K

Taxi Start (Normal Tariff)

$0.92 NIO 33.82

$0.45 Rp 7,609

104.44%

Taxi (Normal Tariff) (1km)

$0.97 NIO 35.84

$0.42 Rp 7,192

130.95%

Taxi 1hour Waiting (Normal Tariff)

$6.63 NIO 244

$6.18 Rp 104.6K

7.28%

Gasoline (1 liter)

$1.29 NIO 47.62

$0.80 Rp 13.5K

61.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.8K NIO 838.0K

$26.2K Rp 443.1M

-13.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K NIO 970.4K

$31.6K Rp 534.8M

-16.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$52.3 NIO 1,924

$80.7 Rp 1.4M

-35.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.72 NIO 615

$4.12 Rp 69.8K

305.83%

Internet (50+ Mbps, Unlimited Data)

$36.38 NIO 1,339

$23.70 Rp 401.0K

53.50%

Gym Membership (Monthly)

$96.9 Rp 1.6M

Tennis Court (1 Hour on Weekend)

$6.29 Rp 106.4K

Cinema Ticket

$8.16 NIO 301

$4.11 Rp 69.5K

98.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$99.2 NIO 3,653

$298 Rp 5.0M

-66.75%

International Primary School, 1 Child (Yearly)

$6,109 NIO 224.9K

$6,540 Rp 110.7M

-6.59%

Jeans (Levis 501 Or Similar)

$76.9 NIO 2,831

$53.4 Rp 904.2K

43.89%

Summer Dress (H&M, Zara, etc)

$73.7 NIO 2,713

$38.33 Rp 648.6K

92.23%

Sport Shoes (Adidas, Nike)

$134 NIO 4,948

$86.4 Rp 1.5M

55.57%

Men's Leather Business Shoes

$109 NIO 4,025

$78.9 Rp 1.3M

38.52%

1-bedroom Apartment, City Center (Monthly)

$155 NIO 5,694

$1,015 Rp 17.2M

-84.77%

1-bedroom Apartment, Outside City Center (Monthly)

$260 NIO 9,567

$669 Rp 11.3M

-61.13%

3-bedroom Apartment, City Center (Monthly)

$559 NIO 20.6K

$3,348 Rp 56.7M

-83.29%

3-bedroom Apartment, Outside City Center (Monthly)

$382 NIO 14.1K

$2,114 Rp 35.8M

-81.93%

Buy Apartment in City Center (m2)

$3,020 Rp 51.1M

Buy Apartment Outside City Center (m2)

$2,334 Rp 39.5M

Average Monthly Net Salary (After Tax)

$200 NIO 7,374

$178 Rp 3.0M

12.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.25

13.28

-22.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Matagalpa: January 12, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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