Cost of Living Comparison Between Matagalpa and Ubud Cost of Living Comparison Between Matagalpa and Ubud

🙂 Solo nomad: Matagalpa is 0.3% cheaper than Ubud without rent, and 14.1% more expensive with rent.

🙂 Family of 3: Matagalpa is 1.9% cheaper than Ubud without rent, and 10.9% more expensive with rent.

Meal at Budget Restaurant

$4.78 NIO 175

$3 Rp 48.8K

59.33%

Three-Course Dinner for Two, Mid-Range

$24.61 NIO 901

$12.52 Rp 203.2K

96.57%

Fast Food Meal (McDonalds, etc)

$6.87 NIO 251

$3.18 Rp 51.6K

116.04%

Cappuccino

$2.33 NIO 85.4

$2.21 Rp 35.9K

5.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.86 NIO 31.41

$1.1 Rp 17.9K

-21.82%

Water (0.33 liter bottle)

$0.44 NIO 15.96

$0.26 Rp 4,217

69.23%

Local Beer (0.5 liter draught)

$1.17 NIO 42.81

$2.5 Rp 40.5K

-53.20%

Imported Beer (0.33 liter bottle)

$1.97 NIO 72.1

$3.2 Rp 51.9K

-38.44%

Milk (1 liter)

$1.2 NIO 44

$1.49 Rp 24.2K

-19.46%

White Bread (500g)

$1.52 NIO 55.8

$1.67 Rp 27K

-8.98%

Rice (white) (1kg)

$1.64 NIO 60.2

$1.14 Rp 18.5K

43.86%

Eggs

$2.24 NIO 82

$2.27 Rp 36.9K

-1.32%

Local Cheese (1kg)

$1.99 NIO 73

$13.94 Rp 226.3K

-85.72%

Chicken Fillets (1kg)

$4.12 NIO 151

$4 Rp 64.8K

3.00%

Beef Round Steak (1kg)

$6.83 NIO 250

$11.3 Rp 183.4K

-39.56%

Apples (1kg)

$3.96 NIO 145

$3.6 Rp 58.4K

10.00%

Banana (1kg)

$0.84 NIO 30.93

$1.53 Rp 24.8K

-45.10%

Oranges (1kg)

$1.78 NIO 65.2

$2.65 Rp 43K

-32.83%

Tomato (1kg)

$2.21 NIO 80.9

$1.38 Rp 22.4K

60.14%

Potato (1kg)

$1.12 NIO 40.99

$1.58 Rp 25.6K

-29.11%

Onion (1kg)

$2.18 NIO 79.8

$2.16 Rp 35.1K

0.93%

Lettuce (1 head)

$0.67 NIO 24.6

$1.04 Rp 16.9K

-35.58%

Water (1.5 liter bottle)

$1.02 NIO 37.51

$0.56 Rp 9,114

82.14%

Cigarettes 20 Pack (Marlboro, Camel)

$2.64 NIO 96.6

$2.23 Rp 36.3K

18.39%

Wine (Bottle)

$10.07 NIO 369

$14.98 Rp 243.2K

-32.78%

Local Beer (0.5 liter bottle)

$1.25 NIO 45.72

$2.43 Rp 39.5K

-48.56%

Imported Beer (0.33 liter bottle)

$2.23 NIO 81.8

$2.64 Rp 42.8K

-15.53%

One-way Ticket (Public Transport)

$0.48 NIO 17.63

$0.32 Rp 5,203

50.00%

Public Transport Monthly Pass (Regular Price)

$10.12 Rp 164.3K

Taxi Start (Normal Tariff)

$0.84 NIO 30.79

$0.49 Rp 7,888

71.43%

Taxi (Normal Tariff) (1km)

$0.97 NIO 35.47

$0.34 Rp 5,573

185.29%

Taxi 1hour Waiting (Normal Tariff)

$6.77 NIO 248

$6.04 Rp 98K

12.09%

Gasoline (1 liter)

$1.3 NIO 47.62

$0.73 Rp 11.9K

78.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23K NIO 843.5K

$26.2K Rp 425.6M

-12.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K NIO 958.9K

$31.9K Rp 518.5M

-18.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$53.1 NIO 1,945

$62.6 Rp 1M

-15.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.25 NIO 632

$4.1 Rp 66.6K

320.73%

Internet (50+ Mbps, Unlimited Data)

$35.54 NIO 1,302

$24.32 Rp 394.7K

46.13%

Gym Membership (Monthly)

$22.6 Rp 366.9K

Tennis Court (1 Hour on Weekend)

$6.26 Rp 101.5K

Cinema Ticket

$7.76 NIO 284

$3.29 Rp 53.4K

135.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$99.3 NIO 3,636

$93.2 Rp 1.5M

6.51%

International Primary School, 1 Child (Yearly)

$5,935 NIO 217.3K

$6,098 Rp 99M

-2.68%

Jeans (Levis 501 Or Similar)

$76.8 NIO 2,811

$52.8 Rp 857.4K

45.30%

Summer Dress (H&M, Zara, etc)

$71.9 NIO 2,634

$24.84 Rp 403.3K

189.49%

Sport Shoes (Adidas, Nike)

$135 NIO 4,927

$85.2 Rp 1.4M

57.82%

Men's Leather Business Shoes

$108 NIO 3,956

$72.5 Rp 1.2M

49.05%

1-bedroom Apartment, City Center (Monthly)

$155 NIO 5,678

$259 Rp 4.2M

-40.11%

1-bedroom Apartment, Outside City Center (Monthly)

$261 NIO 9,552

$159 Rp 2.6M

64.17%

3-bedroom Apartment, City Center (Monthly)

$541 NIO 19.8K

$578 Rp 9.4M

-6.37%

3-bedroom Apartment, Outside City Center (Monthly)

$380 NIO 13.9K

$336 Rp 5.5M

13.02%

Buy Apartment in City Center (m2)

$1,000 Rp 16.2M

Buy Apartment Outside City Center (m2)

$860 Rp 14M

Average Monthly Net Salary (After Tax)

$197 NIO 7,226

$182 Rp 3M

8.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.25

13.28

-22.82%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Matagalpa: October 29, 2025

Last update for Ubud: October 29, 2025

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