🙂Monthly costs for one person with rent: $864 in Matagalpa versus $2,291 in Lisbon.
🙂Estimated couple costs with rent: $1,292 in Matagalpa versus $3,322 in Lisbon.
🙂Monthly costs for a family of three with rent: $1,720 in Matagalpa versus $4,354 in Lisbon.
🌍Living in Matagalpa costs roughly 62% less than in Lisbon, driven mainly by Eating Out.
📊The two cities straddle the global median: Matagalpa is 35% below, Lisbon is 71% above.
Currency
🍽 Eating Out
Matagalpa
Lisbon
Difference
Meal at Budget Restaurant
$4.92NIO 180
$16.19€14.17
-69.61%
Three-Course Dinner for Two, Mid-Range
$25.19NIO 923
$63.3€55.4
-60.22%
Fast Food Meal(McDonalds, etc)
$7.15NIO 262
$10.32€9.03
-30.72%
Cappuccino
$2.34NIO 85.8
$2.83€2.48
-17.31%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.78NIO 28.54
$2.29€2.00
-65.94%
Water(0.33 liter bottle)
$0.43NIO 15.82
$1.58€1.38
-72.78%
Local Beer(0.5 liter draught)
$1.18NIO 43.27
$3.40€2.98
-65.29%
Imported Beer(0.33 liter bottle)
$1.98NIO 72.4
$4.03€3.52
-50.87%
🛒 Groceries & Markets
Matagalpa
Lisbon
Difference
Milk(1 liter)
$1.16NIO 42.35
$1.09€0.95
6.42%
White Bread(500g)
$1.54NIO 56.3
$1.75€1.53
-12.00%
Rice(white)(1kg)
$1.56NIO 57.2
$1.76€1.54
-11.36%
Eggs
$2.23NIO 81.8
$3.17€2.77
-29.65%
Local Cheese(1kg)
$1.96NIO 71.8
$13.19€11.54
-85.14%
Chicken Fillets(1kg)
$4.30NIO 157
$7.97€6.97
-46.05%
Beef Round Steak(1kg)
$6.68NIO 245
$15.53€13.59
-56.99%
Apples(1kg)
$3.83NIO 140
$2.37€2.07
61.60%
Banana(1kg)
$0.89NIO 32.59
$1.71€1.49
-47.95%
Oranges(1kg)
$1.76NIO 64.3
$2.01€1.76
-12.44%
Tomato(1kg)
$2.28NIO 83.5
$2.43€2.13
-6.17%
Potato(1kg)
$1.12NIO 41.15
$1.76€1.54
-36.36%
Onion(1kg)
$2.24NIO 82.1
$2.03€1.78
10.34%
Lettuce(1 head)
$0.73NIO 26.79
$1.92€1.68
-61.98%
Water(1.5 liter bottle)
$1.02NIO 37.38
$0.85€0.74
20.00%
Cigarettes 20 Pack(Marlboro, Camel)
$2.73NIO 100.0
$6.58€5.76
-58.51%
Wine(Bottle)
$10.06NIO 369
$5.58€4.88
80.29%
Local Beer(0.5 liter bottle)
$1.21NIO 44.37
$1.33€1.17
-9.02%
Imported Beer(0.33 liter bottle)
$2.28NIO 83.4
$2.97€2.60
-23.23%
🚌 Getting Around
Matagalpa
Lisbon
Difference
One-way Ticket(Public Transport)
$0.45NIO 16.63
$2.28€1.99
-80.26%
Public Transport Monthly Pass(Regular Price)
-
$45.79€40.06
-
Taxi Start(Normal Tariff)
$0.86NIO 31.55
$4.23€3.70
-79.67%
Taxi(Normal Tariff)(1km)
$0.93NIO 34.01
$0.81€0.71
14.81%
Taxi 1hour Waiting(Normal Tariff)
$6.67NIO 244
$18.44€16.13
-63.83%
Gasoline(1 liter)
$1.35NIO 49.60
$2.08€1.82
-35.10%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.2KNIO 851.5K
$34.7K€30.3K
-32.94%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.6KNIO 975.3K
$39.2K€34.3K
-31.99%
🧾 Monthly Utilities & Internet
Matagalpa
Lisbon
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$53.4NIO 1,956
$148€130
-63.93%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.87NIO 618
$20.46€17.90
-17.55%
Internet(50+ Mbps, Unlimited Data)
$36.28NIO 1,329
$39.56€34.61
-8.29%
🎉 Sport & Entertainment
Matagalpa
Lisbon
Difference
Gym Membership(Monthly)
-
$47.99€41.99
-
Tennis Court(1 Hour on Weekend)
-
$18.60€16.27
-
Cinema Ticket
$8.08NIO 296
$9.22€8.07
-12.36%
🧸 Childcare & Education
Matagalpa
Lisbon
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$101NIO 3,697
$616€539
-83.62%
International Primary School, 1 Child(Yearly)
$6,054NIO 221.7K
$16.4K€14.4K
-63.18%
👕👟 Clothing & Footwear
Matagalpa
Lisbon
Difference
Jeans(Levis 501 Or Similar)
$77.5NIO 2,838
$103€89.9
-24.56%
Summer Dress(H&M, Zara, etc)
$73.4NIO 2,688
$41.74€36.52
75.83%
Sport Shoes(Adidas, Nike)
$133NIO 4,867
$94.8€82.9
40.23%
Men's Leather Business Shoes
$107NIO 3,910
$122€107
-12.51%
🏠 Accommodation & Living
Matagalpa
Lisbon
Difference
1-bedroom Apartment, City Center(Monthly)
$155NIO 5,675
$1,633€1,428
-90.51%
1-bedroom Apartment, Outside City Center(Monthly)
$264NIO 9,669
$1,232€1,078
-78.58%
3-bedroom Apartment, City Center(Monthly)
$556NIO 20.4K
$3,098€2,711
-82.05%
3-bedroom Apartment, Outside City Center(Monthly)
$381NIO 14.0K
$2,031€1,777
-81.23%
Buy Apartment in City Center(m2)
-
$7,831€6,851
-
Buy Apartment Outside City Center(m2)
-
$4,389€3,840
-
💵 Salaries & Financials
Matagalpa
Lisbon
Difference
Average Monthly Net Salary(After Tax)
$99.0NIO 3,626
$1,607€1,406
-93.84%
20-Year Fixed Mortgage Interest Rate(Annual %)
10.25
3.81
169.03%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Matagalpa: July 12, 2026
Last update for Lisbon: July 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $155 in Matagalpa and $1,633 in Lisbon. Housing cost is often the main lever when comparing two cities.
💰Lisbon pays 1523% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $25.00 in Matagalpa vs $63.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $186 vs $267 per month, with Matagalpa cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Matagalpa vs Lisbon: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Matagalpa and in Lisbon?
Matagalpa and Lisbon differ by about 165% in total monthly costs ($864 vs $2,291 including rent). Matagalpa is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 1523% lower in Lisbon. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Matagalpa and in Lisbon?
Rent for a central apartment: $155 in Matagalpa versus $1,633 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 44% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Matagalpa or Lisbon?
All in, you'll spend $864 per month in Matagalpa versus $2,291 in Lisbon – a 165% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $864 in Matagalpa versus $2,291 in Lisbon, a $2,000 budget is realistic in Matagalpa but tight or insufficient in Lisbon. The gap between the two cities makes Matagalpa the clear choice for anyone on this budget.
How does quality of life compare between Matagalpa and Lisbon?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Matagalpa or Lisbon safer for residents?
Safety-wise, Matagalpa and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Matagalpa or Lisbon?
Expats usually find Matagalpa gentler on the wallet – expenses run 165% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.