🙂Monthly costs for one person with rent: $855 in Matagalpa versus $2,210 in Lisbon.
🙂Estimated couple costs with rent: $1,273 in Matagalpa versus $3,311 in Lisbon.
🙂Monthly costs for a family of three with rent: $1,690 in Matagalpa versus $4,411 in Lisbon.
🙂Living in Matagalpa costs roughly 61% less than in Lisbon, driven mainly by Eating Out.
📊The two cities straddle the global median: Matagalpa is 36% below, Lisbon is 65% above.
Currency
🍽 Eating Out
Matagalpa
Lisbon
Difference
Meal at Budget Restaurant
$4.98NIO 182
$15.91€13.69
-68.70%
Three-Course Dinner for Two, Mid-Range
$25.36NIO 929
$64.8€55.7
-60.85%
Fast Food Meal(McDonalds, etc)
$6.84NIO 251
$10.51€9.04
-34.92%
Cappuccino
$2.35NIO 86.0
$2.87€2.47
-18.12%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.79NIO 29.11
$2.24€1.93
-64.73%
Water(0.33 liter bottle)
$0.47NIO 17.18
$1.50€1.29
-68.67%
Local Beer(0.5 liter draught)
$1.23NIO 45.12
$3.49€3.00
-64.76%
Imported Beer(0.33 liter bottle)
$2.02NIO 73.9
$3.88€3.34
-47.94%
🛒 Groceries & Markets
Matagalpa
Lisbon
Difference
Milk(1 liter)
$1.19NIO 43.48
$1.14€0.98
4.39%
White Bread(500g)
$1.46NIO 53.6
$1.75€1.51
-16.57%
Rice(white)(1kg)
$1.64NIO 59.9
$1.76€1.51
-6.82%
Eggs
$2.26NIO 82.9
$3.22€2.77
-29.81%
Local Cheese(1kg)
$1.90NIO 69.7
$13.49€11.61
-85.92%
Chicken Fillets(1kg)
$4.12NIO 151
$7.91€6.81
-47.91%
Beef Round Steak(1kg)
$6.80NIO 249
$15.87€13.65
-57.15%
Apples(1kg)
$4.00NIO 146
$2.31€1.99
73.16%
Banana(1kg)
$0.84NIO 30.59
$1.70€1.46
-50.59%
Oranges(1kg)
$1.84NIO 67.6
$2.01€1.73
-8.46%
Tomato(1kg)
$2.26NIO 82.8
$2.46€2.12
-8.13%
Potato(1kg)
$1.09NIO 39.89
$1.84€1.59
-40.76%
Onion(1kg)
$2.19NIO 80.4
$2.00€1.72
9.50%
Lettuce(1 head)
$0.68NIO 24.87
$1.93€1.66
-64.77%
Water(1.5 liter bottle)
$0.97NIO 35.61
$0.79€0.68
22.78%
Cigarettes 20 Pack(Marlboro, Camel)
$2.74NIO 100
$6.61€5.68
-58.55%
Wine(Bottle)
$10.14NIO 371
$5.72€4.92
77.27%
Local Beer(0.5 liter bottle)
$1.24NIO 45.50
$1.37€1.17
-9.49%
Imported Beer(0.33 liter bottle)
$2.16NIO 79.0
$2.97€2.56
-27.27%
🚌 Getting Around
Matagalpa
Lisbon
Difference
One-way Ticket(Public Transport)
$0.49NIO 18.06
$2.37€2.04
-79.32%
Public Transport Monthly Pass(Regular Price)
-
$45.56€39.19
-
Taxi Start(Normal Tariff)
$0.90NIO 32.98
$4.29€3.69
-79.02%
Taxi(Normal Tariff)(1km)
$0.92NIO 33.53
$0.82€0.70
12.20%
Taxi 1hour Waiting(Normal Tariff)
$6.67NIO 244
$18.30€15.74
-63.55%
Gasoline(1 liter)
$1.31NIO 47.97
$2.06€1.78
-36.41%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.8KNIO 834.0K
$34.3K€29.5K
-33.57%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.6KNIO 973.2K
$39.3K€33.8K
-32.37%
🧾 Monthly Utilities & Internet
Matagalpa
Lisbon
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$52.4NIO 1,918
$148€127
-64.58%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.25NIO 632
$20.52€17.65
-15.94%
Internet(50+ Mbps, Unlimited Data)
$35.02NIO 1,283
$39.61€34.08
-11.59%
🎉 Sport & Entertainment
Matagalpa
Lisbon
Difference
Gym Membership(Monthly)
-
$47.85€41.16
-
Tennis Court(1 Hour on Weekend)
-
$18.92€16.28
-
Cinema Ticket
$7.82NIO 287
$9.18€7.90
-14.81%
🧸 Childcare & Education
Matagalpa
Lisbon
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$98.7NIO 3,616
$614€528
-83.92%
International Primary School, 1 Child(Yearly)
$6,013NIO 220.2K
$16.0K€13.8K
-62.53%
👕👟 Clothing & Footwear
Matagalpa
Lisbon
Difference
Jeans(Levis 501 Or Similar)
$77.4NIO 2,834
$105€90.0
-26.07%
Summer Dress(H&M, Zara, etc)
$71.4NIO 2,614
$42.06€36.18
69.71%
Sport Shoes(Adidas, Nike)
$131NIO 4,799
$94.0€80.8
39.44%
Men's Leather Business Shoes
$108NIO 3,951
$120€103
-9.84%
🏠 Accommodation & Living
Matagalpa
Lisbon
Difference
1-bedroom Apartment, City Center(Monthly)
$157NIO 5,739
$1,628€1,400
-90.37%
1-bedroom Apartment, Outside City Center(Monthly)
$260NIO 9,511
$1,255€1,080
-79.31%
3-bedroom Apartment, City Center(Monthly)
$544NIO 19.9K
$3,030€2,607
-82.06%
3-bedroom Apartment, Outside City Center(Monthly)
$373NIO 13.7K
$2,020€1,738
-81.53%
Buy Apartment in City Center(m2)
-
$7,800€6,709
-
Buy Apartment Outside City Center(m2)
-
$4,273€3,675
-
💵 Salaries & Financials
Matagalpa
Lisbon
Difference
Average Monthly Net Salary(After Tax)
$101NIO 3,717
$1,603€1,379
-93.67%
20-Year Fixed Mortgage Interest Rate(Annual %)
10.25
3.81
169.03%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Matagalpa: May 31, 2026
Last update for Lisbon: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $157 in Matagalpa and $1,628 in Lisbon. Housing cost is often the main lever when comparing two cities.
💰Lisbon pays 1480% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $25.00 in Matagalpa vs $65.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $185 vs $269 per month, with Matagalpa cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Matagalpa vs Lisbon: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Matagalpa and Lisbon?
Matagalpa and Lisbon differ by about 158% in total monthly costs ($855 vs $2,210 including rent). Matagalpa is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Lisbon earns 1480% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Matagalpa and Lisbon?
Rent for a central apartment: $157 in Matagalpa versus $1,628 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 45% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Matagalpa or Lisbon?
All in, you'll spend $855 per month in Matagalpa versus $2,210 in Lisbon – a 158% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $855 in Matagalpa versus $2,210 in Lisbon, a $2,000 budget is realistic in Matagalpa but tight or insufficient in Lisbon. The gap between the two cities makes Matagalpa the clear choice for anyone on this budget.
How does quality of life compare between Matagalpa and Lisbon?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Matagalpa or Lisbon safer for residents?
Safety-wise, Matagalpa and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Matagalpa or Lisbon?
Expats usually find Matagalpa gentler on the wallet – expenses run 158% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.