🙂Monthly costs for one person with rent: $806 in Matagalpa versus $2,316 in Lisbon.
🙂Estimated couple costs with rent: $1,227 in Matagalpa versus $3,361 in Lisbon.
🙂Monthly costs for a family of three with rent: $1,648 in Matagalpa versus $4,405 in Lisbon.
🌍Living in Matagalpa costs roughly 65% less than in Lisbon, driven mainly by Eating Out.
📊The two cities straddle the global median: Matagalpa is 41% below, Lisbon is 69% above.
Currency
🍽 Eating Out
Matagalpa
Lisbon
Difference
Meal at Budget Restaurant
$7.06NIO 259
$17.30€14.87
-59.19%
Three-Course Dinner for Two, Mid-Range
$24.72NIO 905
$63.3€54.4
-60.93%
Fast Food Meal(McDonalds, etc)
$7.79NIO 285
$11.39€9.79
-31.61%
Cappuccino
$2.54NIO 93.0
$3.19€2.74
-20.38%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.81NIO 29.53
$2.45€2.10
-66.94%
Water(0.33 liter bottle)
$0.46NIO 17.03
$1.76€1.52
-73.86%
Local Beer(0.5 liter draught)
$1.19NIO 43.46
$3.59€3.09
-66.85%
Imported Beer(0.33 liter bottle)
$1.97NIO 72.3
$3.39€2.92
-41.89%
🛒 Groceries & Markets
Matagalpa
Lisbon
Difference
Milk(1 liter)
$1.24NIO 45.45
$1.24€1.06
-
White Bread(500g)
$1.28NIO 46.77
$1.98€1.71
-35.35%
Rice(white)(1kg)
$1.70NIO 62.4
$1.52€1.31
11.84%
Eggs
$2.33NIO 85.3
$4.04€3.47
-42.33%
Local Cheese(1kg)
$2.66NIO 97.3
$13.54€11.64
-80.35%
Chicken Fillets(1kg)
$4.13NIO 151
$8.39€7.21
-50.77%
Beef Round Steak(1kg)
$6.79NIO 249
$18.25€15.69
-62.79%
Apples(1kg)
$3.62NIO 133
$2.29€1.97
58.08%
Banana(1kg)
$0.59NIO 21.47
$1.74€1.50
-66.09%
Oranges(1kg)
$1.77NIO 64.7
$1.86€1.60
-4.84%
Tomato(1kg)
$2.18NIO 79.8
$2.63€2.26
-17.11%
Potato(1kg)
$3.94NIO 144
$1.92€1.65
105.21%
Onion(1kg)
$2.25NIO 82.6
$2.09€1.80
7.66%
Lettuce(1 head)
$1.00NIO 36.78
$1.44€1.24
-30.56%
Water(1.5 liter bottle)
$1.08NIO 39.45
$0.84€0.72
28.57%
Cigarettes 20 Pack(Marlboro, Camel)
$2.69NIO 98.4
$6.78€5.83
-60.32%
Wine(Bottle)
$9.90NIO 363
$5.71€4.91
73.38%
Local Beer(0.5 liter bottle)
$1.25NIO 45.80
$1.38€1.18
-9.42%
Imported Beer(0.33 liter bottle)
$2.25NIO 82.6
$2.22€1.91
1.35%
🚌 Getting Around
Matagalpa
Lisbon
Difference
One-way Ticket(Public Transport)
$0.23NIO 8.24
$2.40€2.06
-90.42%
Public Transport Monthly Pass(Regular Price)
-
$46.78€40.22
-
Taxi Start(Normal Tariff)
$1.08NIO 39.59
$4.17€3.59
-74.10%
Taxi(Normal Tariff)(1km)
$1.27NIO 46.48
$1.14€0.98
11.40%
Taxi 1hour Waiting(Normal Tariff)
$6.60NIO 242
$17.68€15.20
-62.67%
Gasoline(1 liter)
$1.31NIO 48.00
$2.32€2.00
-43.53%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.7KNIO 829.7K
$35.3K€30.4K
-35.89%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0KNIO 953.3K
$41.4K€35.6K
-37.19%
🧾 Monthly Utilities & Internet
Matagalpa
Lisbon
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$60.3NIO 2,209
$170€146
-64.59%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.06NIO 625
$19.34€16.62
-11.79%
Internet(50+ Mbps, Unlimited Data)
$36.51NIO 1,337
$33.64€28.92
8.53%
🎉 Sport & Entertainment
Matagalpa
Lisbon
Difference
Gym Membership(Monthly)
-
$48.10€41.35
-
Tennis Court(1 Hour on Weekend)
-
$19.90€17.11
-
Cinema Ticket
$8.30NIO 304
$9.92€8.53
-16.33%
🧸 Childcare & Education
Matagalpa
Lisbon
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$237NIO 8,676
$717€617
-66.98%
International Primary School, 1 Child(Yearly)
$6,112NIO 223.9K
$17.5K€15.0K
-65.03%
👕👟 Clothing & Footwear
Matagalpa
Lisbon
Difference
Jeans(Levis 501 Or Similar)
$71.4NIO 2,615
$105€90.1
-31.83%
Summer Dress(H&M, Zara, etc)
$73.0NIO 2,674
$46.95€40.36
55.51%
Sport Shoes(Adidas, Nike)
$135NIO 4,948
$103€88.9
30.62%
Men's Leather Business Shoes
$106NIO 3,893
$124€107
-14.23%
🏠 Accommodation & Living
Matagalpa
Lisbon
Difference
1-bedroom Apartment, City Center(Monthly)
$197NIO 7,226
$1,677€1,441
-88.23%
1-bedroom Apartment, Outside City Center(Monthly)
$177NIO 6,486
$1,271€1,093
-86.07%
3-bedroom Apartment, City Center(Monthly)
$306NIO 11.2K
$2,985€2,566
-89.76%
3-bedroom Apartment, Outside City Center(Monthly)
$251NIO 9,192
$1,992€1,713
-87.40%
Buy Apartment in City Center(m2)
-
$7,826€6,728
-
Buy Apartment Outside City Center(m2)
-
$4,658€4,004
-
💵 Salaries & Financials
Matagalpa
Lisbon
Difference
Average Monthly Net Salary(After Tax)
$200NIO 7,336
$1,583€1,361
-87.34%
20-Year Fixed Mortgage Interest Rate(Annual %)
10.25
3.79
170.45%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Matagalpa: August 31, 2026
Last update for Lisbon: August 30, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $197 in Matagalpa and $1,677 in Lisbon. Housing cost is often the main lever when comparing two cities.
💰Lisbon pays 690% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $25.00 in Matagalpa vs $63.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $194 vs $283 per month, with Matagalpa cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Matagalpa vs Lisbon: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Matagalpa and in Lisbon?
Matagalpa and Lisbon differ by about 187% in total monthly costs ($806 vs $2,316 including rent). Matagalpa is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 690% lower in Lisbon. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Matagalpa and in Lisbon?
Rent for a central apartment: $197 in Matagalpa versus $1,677 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 46% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Matagalpa or Lisbon?
All in, you'll spend $806 per month in Matagalpa versus $2,316 in Lisbon – a 187% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $806 in Matagalpa versus $2,316 in Lisbon, a $2,000 budget is realistic in Matagalpa but tight or insufficient in Lisbon. The gap between the two cities makes Matagalpa the clear choice for anyone on this budget.
How does quality of life compare between Matagalpa and Lisbon?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Matagalpa or Lisbon safer for residents?
Safety-wise, Matagalpa and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Matagalpa or Lisbon?
Expats usually find Matagalpa gentler on the wallet – expenses run 187% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.