😐Monthly costs for one person with rent: $2,296 in Lisbon versus $811 in Matagalpa.
😐Estimated couple costs with rent: $3,376 in Lisbon versus $1,228 in Matagalpa.
😐Monthly costs for a family of three with rent: $4,457 in Lisbon versus $1,645 in Matagalpa.
🌍Living in Lisbon is roughly 183% more expensive than in Matagalpa, driven mainly by Eating Out.
📊The two cities straddle the global median: Lisbon is 68% above, Matagalpa is 41% below.
Currency
🍽 Eating Out
Lisbon
Matagalpa
Difference
Meal at Budget Restaurant
$17.59€15.33
$6.93NIO 254
153.82%
Three-Course Dinner for Two, Mid-Range
$62.9€54.8
$25.35NIO 928
147.97%
Fast Food Meal(McDonalds, etc)
$11.58€10.10
$7.48NIO 274
54.81%
Cappuccino
$3.10€2.70
$2.52NIO 92.2
23.02%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.49€2.17
$0.85NIO 31.24
192.94%
Water(0.33 liter bottle)
$1.74€1.52
$0.43NIO 15.72
304.65%
Local Beer(0.5 liter draught)
$3.48€3.03
$1.23NIO 45.20
182.93%
Imported Beer(0.33 liter bottle)
$3.44€3.00
$2.03NIO 74.2
69.46%
🛒 Groceries & Markets
Lisbon
Matagalpa
Difference
Milk(1 liter)
$1.15€1.00
$1.21NIO 44.43
-4.96%
White Bread(500g)
$1.91€1.66
$1.23NIO 45.08
55.28%
Rice(white)(1kg)
$1.50€1.31
$1.71NIO 62.7
-12.28%
Eggs
$3.98€3.47
$2.36NIO 86.6
68.64%
Local Cheese(1kg)
$13.29€11.59
$2.70NIO 98.9
392.22%
Chicken Fillets(1kg)
$8.01€6.98
$4.24NIO 155
88.92%
Beef Round Steak(1kg)
$18.04€15.73
$6.76NIO 248
166.86%
Apples(1kg)
$2.35€2.05
$3.67NIO 134
-35.97%
Banana(1kg)
$1.75€1.53
$0.63NIO 22.91
177.78%
Oranges(1kg)
$1.85€1.62
$1.83NIO 67.2
1.09%
Tomato(1kg)
$2.55€2.22
$2.24NIO 82.2
13.84%
Potato(1kg)
$1.84€1.61
$3.94NIO 144
-53.30%
Onion(1kg)
$2.10€1.83
$2.17NIO 79.3
-3.23%
Lettuce(1 head)
$1.49€1.30
$1.00NIO 36.64
49.00%
Water(1.5 liter bottle)
$0.82€0.71
$1.07NIO 39.06
-23.36%
Cigarettes 20 Pack(Marlboro, Camel)
$7.10€6.19
$2.60NIO 95.1
173.08%
Wine(Bottle)
$5.91€5.15
$10.08NIO 369
-41.37%
Local Beer(0.5 liter bottle)
$1.31€1.15
$1.20NIO 43.94
9.17%
Imported Beer(0.33 liter bottle)
$2.13€1.86
$2.35NIO 86.0
-9.36%
🚌 Getting Around
Lisbon
Matagalpa
Difference
One-way Ticket(Public Transport)
$2.36€2.05
$0.23NIO 8.35
926.09%
Public Transport Monthly Pass(Regular Price)
$46.62€40.63
-
-
Taxi Start(Normal Tariff)
$4.08€3.55
$1.13NIO 41.42
261.06%
Taxi(Normal Tariff)(1km)
$1.14€0.99
$1.23NIO 44.88
-7.32%
Taxi 1hour Waiting(Normal Tariff)
$17.09€14.90
$6.74NIO 247
153.56%
Gasoline(1 liter)
$2.31€2.01
$1.32NIO 48.26
75.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.1K€29.7K
$23.2KNIO 849.4K
47.15%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.4K€36.1K
$26.7KNIO 976.6K
55.16%
🧾 Monthly Utilities & Internet
Lisbon
Matagalpa
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$169€147
$59.4NIO 2,174
183.90%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$19.33€16.85
$17.10NIO 626
13.04%
Internet(50+ Mbps, Unlimited Data)
$33.51€29.21
$37.40NIO 1,370
-10.40%
🎉 Sport & Entertainment
Lisbon
Matagalpa
Difference
Gym Membership(Monthly)
$48.84€42.57
-
-
Tennis Court(1 Hour on Weekend)
$19.43€16.94
-
-
Cinema Ticket
$9.57€8.34
$8.65NIO 317
10.64%
🧸 Childcare & Education
Lisbon
Matagalpa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$696€607
$233NIO 8,523
199.04%
International Primary School, 1 Child(Yearly)
$17.4K€15.1K
$6,129NIO 224.5K
183.14%
👕👟 Clothing & Footwear
Lisbon
Matagalpa
Difference
Jeans(Levis 501 Or Similar)
$105€91.8
$71.7NIO 2,625
46.89%
Summer Dress(H&M, Zara, etc)
$47.75€41.62
$72.8NIO 2,664
-34.36%
Sport Shoes(Adidas, Nike)
$101€87.6
$132NIO 4,819
-23.60%
Men's Leather Business Shoes
$124€108
$107NIO 3,930
15.99%
🏠 Accommodation & Living
Lisbon
Matagalpa
Difference
1-bedroom Apartment, City Center(Monthly)
$1,662€1,449
$204NIO 7,459
715.97%
1-bedroom Apartment, Outside City Center(Monthly)
$1,246€1,086
$175NIO 6,424
610.43%
3-bedroom Apartment, City Center(Monthly)
$2,965€2,584
$295NIO 10.8K
906.56%
3-bedroom Apartment, Outside City Center(Monthly)
$2,049€1,786
$248NIO 9,087
725.69%
Buy Apartment in City Center(m2)
$7,834€6,829
-
-
Buy Apartment Outside City Center(m2)
$4,464€3,892
-
-
💵 Salaries & Financials
Lisbon
Matagalpa
Difference
Average Monthly Net Salary(After Tax)
$1,632€1,422
$199NIO 7,295
719.10%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.78
10.25
-63.12%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Lisbon: September 12, 2026
Last update for Matagalpa: September 12, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,662 in Lisbon and $204 in Matagalpa. Housing cost is often the main lever when comparing two cities.
💰Lisbon pays 719% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $63.0 in Lisbon vs $25.00 in Matagalpa for a mid-range dinner for two. Groceries echo the gap at $277 vs $195 per month, with Matagalpa cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lisbon vs Matagalpa: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Lisbon and in Matagalpa?
Lisbon and Matagalpa differ by about 183% in total monthly costs ($2,296 vs $811 including rent). Matagalpa is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Lisbon or Matagalpa?
Average pay runs 719% higher in Lisbon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Lisbon and in Matagalpa?
Rent for a central apartment: $1,662 in Lisbon versus $204 in Matagalpa. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 42% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Lisbon or Matagalpa?
All in, you'll spend $2,296 per month in Lisbon versus $811 in Matagalpa – a 183% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $811 in Matagalpa versus $2,296 in Lisbon, a $2,000 budget is realistic in Matagalpa but tight or insufficient in Lisbon. The gap between the two cities makes Matagalpa the clear choice for anyone on this budget.
How does quality of life compare between Lisbon and Matagalpa?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Lisbon or Matagalpa safer for residents?
Safety-wise, Lisbon and Matagalpa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Lisbon or Matagalpa?
Expats usually find Matagalpa gentler on the wallet – expenses run 183% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.