Last update: Oct 2026

Cost of Living Comparison Between Lisbon and Matagalpa

For one person, living is cheaper in Matagalpa: $811 a month against $2,210 in Lisbon, rent and utilities included – about $16,800 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Lisbon
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Lisbon Living Index
39

Cost of Living Index in Matagalpa
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Matagalpa Living Index

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Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Matagalpa

🇳🇮 Nicaragua

$811

/mo nomad

Monthly Cost of Living

How much you'll spend in Lisbon and in Matagalpa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Matagalpa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,210 in Lisbon versus $811 in Matagalpa.

Lisbon $2,210
Matagalpa $811

Estimated couple costs with rent: $3,275 in Lisbon versus $1,232 in Matagalpa.

Lisbon $3,275
Matagalpa $1,232

Monthly costs for a family of three with rent: $4,341 in Lisbon versus $1,652 in Matagalpa.

Lisbon $4,341
Matagalpa $1,652

Living in Lisbon is roughly 172% more expensive than in Matagalpa, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Lisbon is 62% above, Matagalpa is 40% below.

Meal at Budget Restaurant

$16.65 €14.91

$6.91 NIO 253

140.96%

Three-Course Dinner for Two, Mid-Range

$61.7 €55.3

$25.06 NIO 918

146.37%

Fast Food Meal (McDonalds, etc)

$11.36 €10.17

$7.82 NIO 287

45.27%

Cappuccino

$2.97 €2.66

$2.65 NIO 96.9

12.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 €2.05

$0.83 NIO 30.52

175.90%

Water (0.33 liter bottle)

$1.74 €1.56

$0.46 NIO 16.93

278.26%

Local Beer (0.5 liter draught)

$3.40 €3.05

$1.23 NIO 45.07

176.42%

Imported Beer (0.33 liter bottle)

$3.31 €2.96

$2.30 NIO 84.2

43.91%

Milk (1 liter)

$1.16 €1.04

$1.25 NIO 45.96

-7.20%

White Bread (500g)

$1.91 €1.71

$1.27 NIO 46.63

50.39%

Rice (white) (1kg)

$1.51 €1.35

$1.81 NIO 66.4

-16.57%

Eggs

$4.02 €3.60

$2.32 NIO 85.2

73.28%

Local Cheese (1kg)

$12.94 €11.59

$2.69 NIO 98.4

381.04%

Chicken Fillets (1kg)

$7.77 €6.96

$4.23 NIO 155

83.69%

Beef Round Steak (1kg)

$17.76 €15.91

$6.74 NIO 247

163.50%

Apples (1kg)

$2.30 €2.06

$4.07 NIO 149

-43.49%

Banana (1kg)

$1.73 €1.55

$0.61 NIO 22.36

183.61%

Oranges (1kg)

$1.86 €1.66

$1.78 NIO 65.0

4.49%

Tomato (1kg)

$2.59 €2.32

$2.49 NIO 91.4

4.02%

Potato (1kg)

$1.82 €1.63

$4.02 NIO 147

-54.73%

Onion (1kg)

$1.97 €1.76

$2.25 NIO 82.5

-12.44%

Lettuce (1 head)

$1.47 €1.32

$1.09 NIO 39.75

34.86%

Water (1.5 liter bottle)

$0.72 €0.65

$1.06 NIO 38.65

-32.08%

Cigarettes 20 Pack (Marlboro, Camel)

$6.58 €5.90

$2.81 NIO 103

134.16%

Wine (Bottle)

$5.61 €5.02

$10.17 NIO 372

-44.84%

Local Beer (0.5 liter bottle)

$1.36 €1.22

$1.20 NIO 44.10

13.33%

Imported Beer (0.33 liter bottle)

$2.14 €1.91

$2.24 NIO 82.2

-4.46%

One-way Ticket (Public Transport)

$2.33 €2.09

$0.21 NIO 7.67

1009.52%

Public Transport Monthly Pass (Regular Price)

$44.68 €40.01

Taxi Start (Normal Tariff)

$3.85 €3.45

$1.11 NIO 40.71

246.85%

Taxi (Normal Tariff) (1km)

$1.07 €0.96

$1.26 NIO 46.30

-15.08%

Taxi 1hour Waiting (Normal Tariff)

$16.46 €14.74

$6.90 NIO 253

138.55%

Gasoline (1 liter)

$2.20 €1.97

$1.37 NIO 50.3

60.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K €30.6K

$23.3K NIO 854.5K

46.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K €34.7K

$26.3K NIO 961.9K

47.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 €144

$60.6 NIO 2,218

166.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.41 €16.49

$16.76 NIO 614

9.84%

Internet (50+ Mbps, Unlimited Data)

$32.74 €29.32

$32.56 NIO 1,193

0.55%

Gym Membership (Monthly)

$44.55 €39.90

Tennis Court (1 Hour on Weekend)

$19.10 €17.10

Cinema Ticket

$9.60 €8.60

$9.20 NIO 337

4.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$668 €598

$233 NIO 8,542

186.28%

International Primary School, 1 Child (Yearly)

$17.6K €15.8K

$6,115 NIO 223.9K

188.07%

Jeans (Levis 501 Or Similar)

$102 €91.4

$61.0 NIO 2,235

67.22%

Summer Dress (H&M, Zara, etc)

$44.46 €39.82

$64.9 NIO 2,376

-31.47%

Sport Shoes (Adidas, Nike)

$98.5 €88.2

$123 NIO 4,513

-20.05%

Men's Leather Business Shoes

$124 €111

$143 NIO 5,251

-13.74%

1-bedroom Apartment, City Center (Monthly)

$1,608 €1,440

$201 NIO 7,370

699.21%

1-bedroom Apartment, Outside City Center (Monthly)

$1,190 €1,066

$172 NIO 6,314

590.26%

3-bedroom Apartment, City Center (Monthly)

$2,812 €2,519

$300 NIO 11.0K

836.12%

3-bedroom Apartment, Outside City Center (Monthly)

$2,013 €1,803

$245 NIO 8,979

721.12%

Buy Apartment in City Center (m2)

$7,839 €7,021

Buy Apartment Outside City Center (m2)

$4,576 €4,098

Average Monthly Net Salary (After Tax)

$1,575 €1,411

$200 NIO 7,328

687.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

11.92

-67.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: October 27, 2026

Last update for Matagalpa: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lisbon

$1.2K 53.8%

Matagalpa

$172 21.3% 85.5% $1K

Groceries & Markets

Lisbon

$272 12.3%

Matagalpa

$199 24.6% 26.8% $73

Eating Out

Lisbon

$243 11%

Matagalpa

$126 15.6% 47.9% $116

Monthly Utilities & Internet

Lisbon

$212 9.6%

Matagalpa

$110 13.5% 48.3% $102

Clothing & Footwear

Lisbon

$166 7.5%

Matagalpa

$177 21.8% 6.5% $11

Sport & Entertainment

Lisbon

$64 2.9%

Matagalpa

$18 * 2.3% 71.1% $45

Getting Around

Lisbon

$63 2.9%

Matagalpa

$8.3 * 1% 86.9% $55

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,608 in Lisbon and $201 in Matagalpa. Housing cost is often the main lever when comparing two cities.

Lisbon pays about 7.9 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $62 in Lisbon vs $25 in Matagalpa for a mid-range dinner for two. Groceries echo the gap at $272 vs $199 per month, with Matagalpa cheaper across the board.

Good to know

🇵🇹 Lisbon

🇳🇮 Matagalpa

🕒 Local time

19:15 7:15 PM

13:15 1:15 PM

6 h behind Lisbon

🌤 Weather

👥 Population

545,923 Capital

159,982

💱 Currency

Euro EUR €

Nicaraguan Córdoba NIO C$

📈 Exchange rate

1 EUR = 1.12 USD

100 NIO = 2.73 USD

100 NIO = 2.45 EUR

Exchange rates and currency converter

NIO, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 1, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Nicaraguan Córdoba exchange rates as of November 1, 2026: 1 USD = 36.62 NIO (100 NIO = 2.73 USD). 1 EUR = 40.89 NIO (100 NIO = 2.45 EUR).

USD to EUR in detail →

On the map

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Between locations

Lisbon Matagalpa 7,970 km ≈ 10 h nonstop flight

From you

Lisbon
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Matagalpa: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,210 in Lisbon and $811 in Matagalpa, so Matagalpa is about 63% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Lisbon is about 7.9 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,608 in Lisbon versus $201 in Matagalpa. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 37% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $2,210 per month in Lisbon versus $811 in Matagalpa – Matagalpa is about 63% cheaper, which adds up to real savings over time.

At $811 in Matagalpa versus $2,210 in Lisbon, a $1,200 budget is realistic in Matagalpa but tight or insufficient in Lisbon. The gap between the two cities makes Matagalpa the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Matagalpa are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Matagalpa wins on affordability, Lisbon on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.