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Cost of Living Comparison Between Masterton and Wellington Cost of Living Comparison Between Masterton and Wellington

๐Ÿ™‚ Solo nomad: Masterton is 15.8% cheaper than Wellington without rent, and 32.9% cheaper with rent.
๐Ÿ™‚ Family of 3: Masterton is 24.7% cheaper than Wellington without rent, and 29.9% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Masterton
Wellington
Difference
Meal at Budget Restaurant
$9.88 NZ$17.20
$17.57 NZ$30.57
-43.77%
Three-Course Dinner for Two, Mid-Range
$91.2 NZ$159
$82.9 NZ$144
10.10%
Fast Food Meal (McDonalds, etc)
$8.82 NZ$15.35
$9.59 NZ$16.69
-8.03%
Cappuccino
$3.27 NZ$5.69
$3.61 NZ$6.28
-9.42%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.09 NZ$3.63
$2.62 NZ$4.55
-20.23%
Water (0.33 liter bottle)
$1.59 NZ$2.77
$2.14 NZ$3.72
-25.70%
Local Beer (0.5 liter draught)
$3.59 NZ$6.24
$7.10 NZ$12.36
-49.44%
Imported Beer (0.33 liter bottle)
$4.25 NZ$7.40
$7.13 NZ$12.41
-40.39%
๐Ÿ›’ Groceries & Markets
Masterton
Wellington
Difference
Milk (1 liter)
$1.55 NZ$2.70
$1.83 NZ$3.19
-15.30%
White Bread (500g)
$1.61 NZ$2.81
$2.05 NZ$3.56
-21.46%
Rice (white) (1kg)
$1.21 NZ$2.11
$1.88 NZ$3.26
-35.64%
Eggs
$6.00 NZ$10.44
$6.96 NZ$12.10
-13.79%
Local Cheese (1kg)
$7.25 NZ$12.62
$8.05 NZ$14.01
-9.94%
Chicken Fillets (1kg)
$9.21 NZ$16.03
$11.06 NZ$19.24
-16.73%
Beef Round Steak (1kg)
$12.41 NZ$21.60
$13.02 NZ$22.65
-4.69%
Apples (1kg)
$1.78 NZ$3.10
$3.03 NZ$5.27
-41.25%
Banana (1kg)
$1.81 NZ$3.15
$2.33 NZ$4.06
-22.32%
Oranges (1kg)
$2.55 NZ$4.43
$2.97 NZ$5.17
-14.14%
Tomato (1kg)
$3.49 NZ$6.08
$4.81 NZ$8.37
-27.44%
Potato (1kg)
$1.45 NZ$2.53
$2.09 NZ$3.64
-30.62%
Onion (1kg)
$1.17 NZ$2.04
$1.59 NZ$2.77
-26.42%
Lettuce (1 head)
$1.79 NZ$3.12
$2.20 NZ$3.83
-18.64%
Water (1.5 liter bottle)
$0.91 NZ$1.58
$1.30 NZ$2.26
-30.00%
Cigarettes 20 Pack (Marlboro, Camel)
$20.19 NZ$35.12
$26.98 NZ$46.94
-25.17%
Wine (Bottle)
$8.48 NZ$14.76
$10.58 NZ$18.41
-19.85%
Local Beer (0.5 liter bottle)
$2.35 NZ$4.08
$3.51 NZ$6.10
-33.05%
Imported Beer (0.33 liter bottle)
$2.68 NZ$4.66
$3.23 NZ$5.62
-17.03%
๐ŸšŒ Getting Around
Masterton
Wellington
Difference
One-way Ticket (Public Transport)
$2.48 NZ$4.32
$2.63 NZ$4.58
-5.70%
Public Transport Monthly Pass (Regular Price)
$64.3 NZ$112
$107 NZ$186
-39.76%
Taxi Start (Normal Tariff)
$2.46 NZ$4.27
$2.77 NZ$4.81
-11.19%
Taxi (Normal Tariff) (1km)
$1.81 NZ$3.15
$1.77 NZ$3.09
2.26%
Taxi 1hour Waiting (Normal Tariff)
$41.05 NZ$71.4
$61.1 NZ$106
-32.76%
Gasoline (1 liter)
$1.68 NZ$2.91
$1.67 NZ$2.90
0.60%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.0K NZ$41.7K
$33.2K NZ$57.8K
-27.86%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.6K NZ$41.0K
$24.7K NZ$43.0K
-4.71%
๐Ÿงพ Monthly Utilities & Internet
Masterton
Wellington
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$81.2 NZ$141
$157 NZ$273
-48.33%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$31.37 NZ$54.6
$32.98 NZ$57.4
-4.88%
Internet (50+ Mbps, Unlimited Data)
$47.17 NZ$82.1
$52.5 NZ$91.4
-10.19%
๐ŸŽ‰ Sport & Entertainment
Masterton
Wellington
Difference
Gym Membership (Monthly)
$40.39 NZ$70.3
$36.82 NZ$64.1
9.70%
Tennis Court (1 Hour on Weekend)
$8.84 NZ$15.38
$20.35 NZ$35.42
-56.56%
Cinema Ticket
$8.03 NZ$13.97
$11.85 NZ$20.62
-32.24%
๐Ÿงธ Childcare & Education
Masterton
Wellington
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$405 NZ$704
$814 NZ$1,416
-50.27%
International Primary School, 1 Child (Yearly)
$4,833 NZ$8,409
$12.8K NZ$22.2K
-62.16%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Masterton
Wellington
Difference
Jeans (Levis 501 Or Similar)
$70.1 NZ$122
$72.7 NZ$126
-3.54%
Summer Dress (H&M, Zara, etc)
$30.56 NZ$53.2
$53.0 NZ$92.1
-42.29%
Sport Shoes (Adidas, Nike)
$102 NZ$178
$121 NZ$210
-15.29%
Men's Leather Business Shoes
$113 NZ$196
$141 NZ$245
-19.94%
๐Ÿ  Accommodation & Living
Masterton
Wellington
Difference
1-bedroom Apartment, City Center (Monthly)
$789 NZ$1,372
$1,297 NZ$2,257
-39.22%
1-bedroom Apartment, Outside City Center (Monthly)
$611 NZ$1,064
$1,106 NZ$1,924
-44.72%
3-bedroom Apartment, City Center (Monthly)
$1,248 NZ$2,171
$2,115 NZ$3,680
-41.00%
3-bedroom Apartment, Outside City Center (Monthly)
$1,087 NZ$1,892
$1,906 NZ$3,317
-42.95%
Buy Apartment in City Center (m2)
$4,752 NZ$8,269
$6,842 NZ$11.9K
-30.54%
Buy Apartment Outside City Center (m2)
$3,763 NZ$6,548
$3,920 NZ$6,821
-4.00%
๐Ÿ’ต Salaries & Financials
Masterton
Wellington
Difference
Average Monthly Net Salary (After Tax)
$1,846 NZ$3,211
$2,973 NZ$5,173
-37.93%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.69
6.94
-3.60%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Masterton: January 13, 2026

Last update for Wellington: January 10, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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