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Cost of Living Comparison Between Masterton and Dunedin Cost of Living Comparison Between Masterton and Dunedin

🙂 Solo nomad: Masterton is 20.3% cheaper than Dunedin without rent, and 18.2% cheaper with rent.
🙂 Family of 3: Masterton is 6.8% cheaper than Dunedin without rent, and 9.3% cheaper with rent.
Currency
🍽 Eating Out
Masterton
Dunedin
Difference
Meal at Budget Restaurant
$9.69 NZ$16.93
$12 NZ$20.94
-19.25%
Three-Course Dinner for Two, Mid-Range
$89.7 NZ$157
$73.7 NZ$129
21.59%
Fast Food Meal (McDonalds, etc)
$8.81 NZ$15.39
$10.67 NZ$18.63
-17.43%
Cappuccino
$3.17 NZ$5.54
$3.44 NZ$6.01
-7.85%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.15 NZ$3.76
$2.28 NZ$3.97
-5.70%
Water (0.33 liter bottle)
$1.59 NZ$2.78
$2.03 NZ$3.54
-21.67%
Local Beer (0.5 liter draught)
$3.59 NZ$6.27
$7.19 NZ$12.55
-50.07%
Imported Beer (0.33 liter bottle)
$4.32 NZ$7.54
$5.87 NZ$10.25
-26.41%
🛒 Groceries & Markets
Masterton
Dunedin
Difference
Milk (1 liter)
$1.53 NZ$2.67
$2.18 NZ$3.81
-29.82%
White Bread (500g)
$1.62 NZ$2.83
$1.98 NZ$3.46
-18.18%
Rice (white) (1kg)
$1.2 NZ$2.1
$1.81 NZ$3.15
-33.70%
Eggs
$6.32 NZ$11.04
$5.69 NZ$9.94
11.07%
Local Cheese (1kg)
$7.27 NZ$12.7
$8.29 NZ$14.47
-12.30%
Chicken Fillets (1kg)
$9.02 NZ$15.75
$10.6 NZ$18.5
-14.91%
Beef Round Steak (1kg)
$12.21 NZ$21.32
$13.35 NZ$23.32
-8.54%
Apples (1kg)
$1.85 NZ$3.22
$2.85 NZ$4.97
-35.09%
Banana (1kg)
$1.9 NZ$3.31
$2.27 NZ$3.96
-16.30%
Oranges (1kg)
$2.53 NZ$4.42
$3.44 NZ$6.01
-26.45%
Tomato (1kg)
$3.35 NZ$5.85
$4.39 NZ$7.67
-23.69%
Potato (1kg)
$1.45 NZ$2.52
$2.01 NZ$3.5
-27.86%
Onion (1kg)
$1.21 NZ$2.11
$1.97 NZ$3.45
-38.58%
Lettuce (1 head)
$1.83 NZ$3.19
$2.48 NZ$4.32
-26.21%
Water (1.5 liter bottle)
$0.84 NZ$1.47
$1.11 NZ$1.94
-24.32%
Cigarettes 20 Pack (Marlboro, Camel)
$20.61 NZ$36
$23.96 NZ$41.84
-13.98%
Wine (Bottle)
$8.63 NZ$15.07
$9.11 NZ$15.91
-5.27%
Local Beer (0.5 liter bottle)
$2.25 NZ$3.93
$2.59 NZ$4.53
-13.13%
Imported Beer (0.33 liter bottle)
$2.65 NZ$4.62
$3.64 NZ$6.35
-27.20%
🚌 Getting Around
Masterton
Dunedin
Difference
One-way Ticket (Public Transport)
$2.47 NZ$4.32
$1.18 NZ$2.06
109.32%
Public Transport Monthly Pass (Regular Price)
$65.1 NZ$114
$71.5 NZ$125
-8.91%
Taxi Start (Normal Tariff)
$2.39 NZ$4.17
$5.98 NZ$10.45
-60.03%
Taxi (Normal Tariff) (1km)
$1.84 NZ$3.21
$1.09 NZ$1.9
68.81%
Taxi 1hour Waiting (Normal Tariff)
$40.63 NZ$70.9
$29.81 NZ$52.1
36.30%
Gasoline (1 liter)
$1.64 NZ$2.86
$1.71 NZ$2.98
-4.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.5K NZ$42.7K
$19.9K NZ$34.8K
22.80%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.6K NZ$41.2K
$26K NZ$45.4K
-9.33%
🧾 Monthly Utilities & Internet
Masterton
Dunedin
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$81.6 NZ$143
$101 NZ$176
-18.89%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.58 NZ$56.9
$35.12 NZ$61.3
-7.23%
Internet (50+ Mbps, Unlimited Data)
$48.66 NZ$85
$56.5 NZ$98.6
-13.80%
🎉 Sport & Entertainment
Masterton
Dunedin
Difference
Gym Membership (Monthly)
$39.9 NZ$69.7
$52.5 NZ$91.7
-24.06%
Tennis Court (1 Hour on Weekend)
$9.13 NZ$15.94
$6.06 NZ$10.58
50.66%
Cinema Ticket
$8.04 NZ$14.04
$9.45 NZ$16.5
-14.92%
🧸 Childcare & Education
Masterton
Dunedin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$410 NZ$715
$584 NZ$1,020
-29.86%
International Primary School, 1 Child (Yearly)
$4,903 NZ$8,562
$12.1K NZ$21.1K
-59.44%
👕👟 Clothing & Footwear
Masterton
Dunedin
Difference
Jeans (Levis 501 Or Similar)
$68.6 NZ$120
$66 NZ$115
3.99%
Summer Dress (H&M, Zara, etc)
$30.33 NZ$53
$35.65 NZ$62.3
-14.92%
Sport Shoes (Adidas, Nike)
$104 NZ$181
$96.6 NZ$169
7.53%
Men's Leather Business Shoes
$117 NZ$204
$121 NZ$211
-3.48%
🏠 Accommodation & Living
Masterton
Dunedin
Difference
1-bedroom Apartment, City Center (Monthly)
$789 NZ$1,377
$875 NZ$1,528
-9.84%
1-bedroom Apartment, Outside City Center (Monthly)
$612 NZ$1,069
$761 NZ$1,329
-19.52%
3-bedroom Apartment, City Center (Monthly)
$1,256 NZ$2,194
$1,497 NZ$2,614
-16.07%
3-bedroom Apartment, Outside City Center (Monthly)
$1,079 NZ$1,884
$1,307 NZ$2,282
-17.40%
Buy Apartment in City Center (m2)
-
$2,851 NZ$4,978
-
Buy Apartment Outside City Center (m2)
-
$1,981 NZ$3,458
-
💵 Salaries & Financials
Masterton
Dunedin
Difference
Average Monthly Net Salary (After Tax)
$1,844 NZ$3,220
$2,502 NZ$4,369
-26.29%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.69
7.07
-5.37%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Masterton: December 1, 2025

Last update for Dunedin: December 1, 2025

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