Cost of Living Comparison Between Masterton and Dunedin Cost of Living Comparison Between Masterton and Dunedin

🙂 Solo nomad: Masterton is 9.9% cheaper than Dunedin without rent, and 16.9% cheaper with rent.
🙂 Family of 3: Masterton is 4.4% cheaper than Dunedin without rent, and 11.8% cheaper with rent.
Currency
🍽 Eating Out
Masterton
Dunedin
Difference
Meal at Budget Restaurant
$10.02 NZ$16.83
$12.23 NZ$20.55
-18.07%
Three-Course Dinner for Two, Mid-Range
$91.2 NZ$153
$73.1 NZ$123
24.77%
Fast Food Meal (McDonalds, etc)
$9.24 NZ$15.52
$10.64 NZ$17.88
-13.16%
Cappuccino
$3.30 NZ$5.55
$3.35 NZ$5.63
-1.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.16 NZ$3.62
$2.20 NZ$3.70
-1.82%
Water (0.33 liter bottle)
$1.63 NZ$2.73
$2.02 NZ$3.39
-19.31%
Local Beer (0.5 liter draught)
$3.53 NZ$5.93
$7.17 NZ$12.05
-50.77%
Imported Beer (0.33 liter bottle)
$4.16 NZ$6.98
$6.18 NZ$10.38
-32.69%
🛒 Groceries & Markets
Masterton
Dunedin
Difference
Milk (1 liter)
$1.47 NZ$2.47
$2.07 NZ$3.48
-28.99%
White Bread (500g)
$1.63 NZ$2.74
$1.88 NZ$3.16
-13.30%
Rice (white) (1kg)
$1.15 NZ$1.94
$1.88 NZ$3.17
-38.83%
Eggs
$6.18 NZ$10.39
$5.67 NZ$9.53
8.99%
Local Cheese (1kg)
$7.07 NZ$11.88
$8.15 NZ$13.69
-13.25%
Chicken Fillets (1kg)
$9.09 NZ$15.26
$10.78 NZ$18.11
-15.68%
Beef Round Steak (1kg)
$12.13 NZ$20.37
$13.16 NZ$22.11
-7.83%
Apples (1kg)
$1.77 NZ$2.97
$2.83 NZ$4.75
-37.46%
Banana (1kg)
$1.88 NZ$3.16
$2.31 NZ$3.89
-18.61%
Oranges (1kg)
$2.56 NZ$4.30
$3.39 NZ$5.70
-24.48%
Tomato (1kg)
$3.33 NZ$5.59
$4.41 NZ$7.41
-24.49%
Potato (1kg)
$1.38 NZ$2.32
$2.00 NZ$3.37
-31.00%
Onion (1kg)
$1.21 NZ$2.03
$2.08 NZ$3.50
-41.83%
Lettuce (1 head)
$1.86 NZ$3.13
$2.53 NZ$4.25
-26.48%
Water (1.5 liter bottle)
$0.84 NZ$1.41
$1.08 NZ$1.81
-22.22%
Cigarettes 20 Pack (Marlboro, Camel)
$20.06 NZ$33.71
$24.25 NZ$40.74
-17.28%
Wine (Bottle)
$10.54 NZ$17.70
$9.16 NZ$15.39
15.07%
Local Beer (0.5 liter bottle)
$2.34 NZ$3.93
$2.61 NZ$4.38
-10.34%
Imported Beer (0.33 liter bottle)
$2.65 NZ$4.45
$3.60 NZ$6.05
-26.39%
🚌 Getting Around
Masterton
Dunedin
Difference
One-way Ticket (Public Transport)
$2.35 NZ$3.94
$1.24 NZ$2.09
89.52%
Public Transport Monthly Pass (Regular Price)
$63.8 NZ$107
$73.6 NZ$124
-13.28%
Taxi Start (Normal Tariff)
$2.45 NZ$4.12
$6.08 NZ$10.22
-59.70%
Taxi (Normal Tariff) (1km)
$1.85 NZ$3.10
$1.14 NZ$1.92
62.28%
Taxi 1hour Waiting (Normal Tariff)
$40.62 NZ$68.2
$29.86 NZ$50.2
36.03%
Gasoline (1 liter)
$1.67 NZ$2.81
$1.71 NZ$2.88
-2.34%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.5K NZ$41.2K
$20.0K NZ$33.6K
22.73%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.0K NZ$38.6K
$26.0K NZ$43.7K
-11.79%
🧾 Monthly Utilities & Internet
Masterton
Dunedin
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$81.1 NZ$136
$103 NZ$174
-21.57%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.40 NZ$54.4
$35.51 NZ$59.7
-8.76%
Internet (50+ Mbps, Unlimited Data)
$48.20 NZ$81.0
$55.7 NZ$93.6
-13.45%
🎉 Sport & Entertainment
Masterton
Dunedin
Difference
Gym Membership (Monthly)
$41.23 NZ$69.3
$51.4 NZ$86.4
-19.82%
Tennis Court (1 Hour on Weekend)
$9.01 NZ$15.13
$5.91 NZ$9.93
52.45%
Cinema Ticket
$8.12 NZ$13.64
$9.93 NZ$16.68
-18.23%
🧸 Childcare & Education
Masterton
Dunedin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$407 NZ$684
$588 NZ$988
-30.79%
International Primary School, 1 Child (Yearly)
$4,793 NZ$8,053
$11.9K NZ$20.0K
-59.78%
👕👟 Clothing & Footwear
Masterton
Dunedin
Difference
Jeans (Levis 501 Or Similar)
$68.4 NZ$115
$66.9 NZ$112
2.30%
Summer Dress (H&M, Zara, etc)
$30.41 NZ$51.1
$35.00 NZ$58.8
-13.11%
Sport Shoes (Adidas, Nike)
$102 NZ$171
$93.8 NZ$158
8.80%
Men's Leather Business Shoes
$113 NZ$190
$123 NZ$207
-8.21%
🏠 Accommodation & Living
Masterton
Dunedin
Difference
1-bedroom Apartment, City Center (Monthly)
$769 NZ$1,291
$904 NZ$1,519
-14.96%
1-bedroom Apartment, Outside City Center (Monthly)
$597 NZ$1,002
$774 NZ$1,300
-22.87%
3-bedroom Apartment, City Center (Monthly)
$1,247 NZ$2,095
$1,488 NZ$2,499
-16.20%
3-bedroom Apartment, Outside City Center (Monthly)
$1,076 NZ$1,808
$1,305 NZ$2,193
-17.54%
Buy Apartment in City Center (m2)
$4,598 NZ$7,725
$2,930 NZ$4,923
56.91%
Buy Apartment Outside City Center (m2)
$3,196 NZ$5,369
$2,050 NZ$3,445
55.87%
💵 Salaries & Financials
Masterton
Dunedin
Difference
Average Monthly Net Salary (After Tax)
-
$2,703 NZ$4,541
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.69
7.07
-5.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Masterton: March 2, 2026

Last update for Dunedin: March 3, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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