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Cost of Living Comparison Between Masterton and Dunedin Cost of Living Comparison Between Masterton and Dunedin

🙂 Solo nomad: Masterton is 6.4% cheaper than Dunedin without rent, and 16.4% cheaper with rent.
🙂 Family of 3: Masterton is 13.4% cheaper than Dunedin without rent, and 11.3% cheaper with rent.
Currency
🍽 Eating Out
Masterton
Dunedin
Difference
Meal at Budget Restaurant
$9.88 NZ$17.20
$12.27 NZ$21.35
-19.48%
Three-Course Dinner for Two, Mid-Range
$91.2 NZ$159
$73.2 NZ$127
24.60%
Fast Food Meal (McDonalds, etc)
$8.82 NZ$15.35
$10.66 NZ$18.54
-17.26%
Cappuccino
$3.27 NZ$5.69
$3.52 NZ$6.13
-7.10%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.09 NZ$3.63
$2.28 NZ$3.96
-8.33%
Water (0.33 liter bottle)
$1.59 NZ$2.77
$2.10 NZ$3.66
-24.29%
Local Beer (0.5 liter draught)
$3.59 NZ$6.24
$7.09 NZ$12.34
-49.37%
Imported Beer (0.33 liter bottle)
$4.25 NZ$7.40
$5.91 NZ$10.29
-28.09%
🛒 Groceries & Markets
Masterton
Dunedin
Difference
Milk (1 liter)
$1.55 NZ$2.70
$2.10 NZ$3.65
-26.19%
White Bread (500g)
$1.61 NZ$2.81
$1.97 NZ$3.43
-18.27%
Rice (white) (1kg)
$1.21 NZ$2.11
$1.91 NZ$3.32
-36.65%
Eggs
$6.00 NZ$10.44
$5.58 NZ$9.71
7.53%
Local Cheese (1kg)
$7.25 NZ$12.62
$8.33 NZ$14.50
-12.97%
Chicken Fillets (1kg)
$9.21 NZ$16.03
$10.56 NZ$18.37
-12.78%
Beef Round Steak (1kg)
$12.41 NZ$21.60
$12.91 NZ$22.45
-3.87%
Apples (1kg)
$1.78 NZ$3.10
$2.86 NZ$4.98
-37.76%
Banana (1kg)
$1.81 NZ$3.15
$2.28 NZ$3.96
-20.61%
Oranges (1kg)
$2.55 NZ$4.43
$3.34 NZ$5.81
-23.65%
Tomato (1kg)
$3.49 NZ$6.08
$4.45 NZ$7.74
-21.57%
Potato (1kg)
$1.45 NZ$2.53
$1.91 NZ$3.33
-24.08%
Onion (1kg)
$1.17 NZ$2.04
$2.06 NZ$3.58
-43.20%
Lettuce (1 head)
$1.79 NZ$3.12
$2.54 NZ$4.43
-29.53%
Water (1.5 liter bottle)
$0.91 NZ$1.58
$1.07 NZ$1.86
-14.95%
Cigarettes 20 Pack (Marlboro, Camel)
$20.19 NZ$35.12
$23.72 NZ$41.26
-14.88%
Wine (Bottle)
$8.48 NZ$14.76
$9.10 NZ$15.83
-6.81%
Local Beer (0.5 liter bottle)
$2.35 NZ$4.08
$2.55 NZ$4.44
-7.84%
Imported Beer (0.33 liter bottle)
$2.68 NZ$4.66
$3.68 NZ$6.40
-27.17%
🚌 Getting Around
Masterton
Dunedin
Difference
One-way Ticket (Public Transport)
$2.48 NZ$4.32
$1.18 NZ$2.06
110.17%
Public Transport Monthly Pass (Regular Price)
$64.3 NZ$112
$71.6 NZ$125
-10.29%
Taxi Start (Normal Tariff)
$2.46 NZ$4.27
$5.97 NZ$10.39
-58.79%
Taxi (Normal Tariff) (1km)
$1.81 NZ$3.15
$1.14 NZ$1.98
58.77%
Taxi 1hour Waiting (Normal Tariff)
$41.05 NZ$71.4
$30.55 NZ$53.2
34.37%
Gasoline (1 liter)
$1.68 NZ$2.91
$1.73 NZ$3.01
-2.89%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.0K NZ$41.7K
$19.8K NZ$34.4K
21.26%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.6K NZ$41.0K
$25.3K NZ$44.1K
-6.92%
🧾 Monthly Utilities & Internet
Masterton
Dunedin
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$81.2 NZ$141
$103 NZ$179
-21.14%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$31.37 NZ$54.6
$35.75 NZ$62.2
-12.25%
Internet (50+ Mbps, Unlimited Data)
$47.17 NZ$82.1
$56.1 NZ$97.5
-15.86%
🎉 Sport & Entertainment
Masterton
Dunedin
Difference
Gym Membership (Monthly)
$40.39 NZ$70.3
$52.0 NZ$90.5
-22.36%
Tennis Court (1 Hour on Weekend)
$8.84 NZ$15.38
$5.94 NZ$10.33
48.82%
Cinema Ticket
$8.03 NZ$13.97
$9.69 NZ$16.87
-17.13%
🧸 Childcare & Education
Masterton
Dunedin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$405 NZ$704
$588 NZ$1,024
-31.23%
International Primary School, 1 Child (Yearly)
$4,833 NZ$8,409
$11.9K NZ$20.8K
-59.48%
👕👟 Clothing & Footwear
Masterton
Dunedin
Difference
Jeans (Levis 501 Or Similar)
$70.1 NZ$122
$66.5 NZ$116
5.40%
Summer Dress (H&M, Zara, etc)
$30.56 NZ$53.2
$35.53 NZ$61.8
-13.99%
Sport Shoes (Adidas, Nike)
$102 NZ$178
$95.0 NZ$165
7.50%
Men's Leather Business Shoes
$113 NZ$196
$122 NZ$212
-7.57%
🏠 Accommodation & Living
Masterton
Dunedin
Difference
1-bedroom Apartment, City Center (Monthly)
$789 NZ$1,372
$881 NZ$1,534
-10.55%
1-bedroom Apartment, Outside City Center (Monthly)
$611 NZ$1,064
$768 NZ$1,336
-20.40%
3-bedroom Apartment, City Center (Monthly)
$1,248 NZ$2,171
$1,508 NZ$2,624
-17.26%
3-bedroom Apartment, Outside City Center (Monthly)
$1,087 NZ$1,892
$1,325 NZ$2,305
-17.92%
Buy Apartment in City Center (m2)
$4,752 NZ$8,269
$2,854 NZ$4,966
66.50%
Buy Apartment Outside City Center (m2)
$3,763 NZ$6,548
$2,021 NZ$3,517
86.20%
💵 Salaries & Financials
Masterton
Dunedin
Difference
Average Monthly Net Salary (After Tax)
$1,846 NZ$3,211
$2,673 NZ$4,651
-30.95%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.69
7.07
-5.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Masterton: January 13, 2026

Last update for Dunedin: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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