🙂Monthly costs for one person with rent: $1,485 in Masterton versus $2,281 in Auckland.
🙂Estimated couple costs with rent: $2,448 in Masterton versus $3,453 in Auckland.
🙂Monthly costs for a family of three with rent: $3,411 in Masterton versus $4,626 in Auckland.
🙂Living in Masterton costs roughly 35% less than in Auckland, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Masterton11% above, Auckland70% above.
Moneda
🍽 Eating Out
Masterton
Auckland
Diferencia
Meal at Budget Restaurant
$9.82NZ$16.79
$15.14NZ$25.90
-35.14%
Three-Course Dinner for Two, Mid-Range
$90.0NZ$154
$79.7NZ$136
13.01%
Fast Food Meal(McDonalds, etc)
$9.28NZ$15.86
$9.75NZ$16.66
-4.82%
Cappuccino
$3.15NZ$5.38
$3.56NZ$6.09
-11.52%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.08NZ$3.55
$2.27NZ$3.88
-8.37%
Water(0.33 liter bottle)
$1.66NZ$2.83
$2.25NZ$3.85
-26.22%
Local Beer(0.5 liter draught)
$3.71NZ$6.34
$7.28NZ$12.44
-49.04%
Imported Beer(0.33 liter bottle)
$4.31NZ$7.38
$7.06NZ$12.07
-38.95%
🛒 Groceries & Markets
Masterton
Auckland
Diferencia
Milk(1 liter)
$1.49NZ$2.54
$1.82NZ$3.11
-18.13%
White Bread(500g)
$1.69NZ$2.88
$2.10NZ$3.59
-19.52%
Rice(white)(1kg)
$1.16NZ$1.99
$1.99NZ$3.41
-41.71%
Eggs
$6.00NZ$10.26
$6.68NZ$11.42
-10.18%
Local Cheese(1kg)
$7.33NZ$12.54
$8.50NZ$14.53
-13.76%
Chicken Fillets(1kg)
$9.43NZ$16.12
$9.73NZ$16.64
-3.08%
Beef Round Steak(1kg)
$12.14NZ$20.76
$12.92NZ$22.09
-6.04%
Apples(1kg)
$1.86NZ$3.18
$2.93NZ$5.02
-36.52%
Banana(1kg)
$1.86NZ$3.18
$2.20NZ$3.77
-15.45%
Oranges(1kg)
$2.56NZ$4.38
$3.32NZ$5.67
-22.89%
Tomato(1kg)
$3.33NZ$5.70
$4.05NZ$6.93
-17.78%
Potato(1kg)
$1.45NZ$2.48
$2.09NZ$3.57
-30.62%
Onion(1kg)
$1.18NZ$2.01
$1.64NZ$2.81
-28.05%
Lettuce(1 head)
$1.77NZ$3.03
$1.92NZ$3.28
-7.81%
Water(1.5 liter bottle)
$0.90NZ$1.55
$1.28NZ$2.19
-29.69%
Cigarettes 20 Pack(Marlboro, Camel)
$20.04NZ$34.26
$25.46NZ$43.54
-21.29%
Wine(Bottle)
$10.74NZ$18.37
$10.42NZ$17.82
3.07%
Local Beer(0.5 liter bottle)
$2.32NZ$3.97
$3.03NZ$5.17
-23.43%
Imported Beer(0.33 liter bottle)
$2.59NZ$4.43
$3.77NZ$6.44
-31.30%
🚌 Getting Around
Masterton
Auckland
Diferencia
One-way Ticket(Public Transport)
$2.36NZ$4.03
$2.78NZ$4.76
-15.11%
Public Transport Monthly Pass(Regular Price)
$64.0NZ$109
$130NZ$222
-50.81%
Taxi Start(Normal Tariff)
$2.37NZ$4.06
$2.06NZ$3.52
15.05%
Taxi(Normal Tariff)(1km)
$1.78NZ$3.04
$1.98NZ$3.39
-10.10%
Taxi 1hour Waiting(Normal Tariff)
$40.81NZ$69.8
$35.30NZ$60.4
15.61%
Gasoline(1 liter)
$1.68NZ$2.87
$1.67NZ$2.86
0.60%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.1KNZ$41.3K
$28.0KNZ$47.9K
-13.77%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4KNZ$40.0K
$21.8KNZ$37.2K
7.44%
🧾 Monthly Utilities & Internet
Masterton
Auckland
Diferencia
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.5NZ$136
$144NZ$247
-44.92%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$31.57NZ$54.0
$30.81NZ$52.7
2.47%
Internet(50+ Mbps, Unlimited Data)
$48.75NZ$83.4
$48.56NZ$83.0
0.39%
🎉 Sport & Entertainment
Masterton
Auckland
Diferencia
Gym Membership(Monthly)
$40.52NZ$69.3
$36.48NZ$62.4
11.07%
Tennis Court(1 Hour on Weekend)
$8.89NZ$15.21
$16.48NZ$28.18
-46.06%
Cinema Ticket
$8.13NZ$13.89
$15.26NZ$26.10
-46.72%
🧸 Childcare & Education
Masterton
Auckland
Diferencia
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$397NZ$678
$924NZ$1,580
-57.06%
International Primary School, 1 Child(Yearly)
$4,896NZ$8,371
$13.8KNZ$23.6K
-64.51%
👕👟 Clothing & Footwear
Masterton
Auckland
Diferencia
Jeans(Levis 501 Or Similar)
$70.2NZ$120
$70.7NZ$121
-0.82%
Summer Dress(H&M, Zara, etc)
$30.07NZ$51.4
$49.10NZ$84.0
-38.76%
Sport Shoes(Adidas, Nike)
$104NZ$178
$97.9NZ$167
6.48%
Men's Leather Business Shoes
$113NZ$194
$126NZ$216
-10.32%
🏠 Accommodation & Living
Masterton
Auckland
Diferencia
1-bedroom Apartment, City Center(Monthly)
$785NZ$1,342
$1,274NZ$2,179
-38.41%
1-bedroom Apartment, Outside City Center(Monthly)
$612NZ$1,046
$1,117NZ$1,911
-45.26%
3-bedroom Apartment, City Center(Monthly)
$1,269NZ$2,169
$2,428NZ$4,153
-47.76%
3-bedroom Apartment, Outside City Center(Monthly)
$1,072NZ$1,833
$1,825NZ$3,121
-41.28%
Buy Apartment in City Center(m2)
-
$7,859NZ$13.4K
-
Buy Apartment Outside City Center(m2)
-
$5,268NZ$9,008
-
💵 Salaries & Financials
Masterton
Auckland
Diferencia
Average Monthly Net Salary(After Tax)
$2,456NZ$4,200
$3,197NZ$5,466
-23.16%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.69
6.37
5.02%
Los datos de CityCost se basan en IA y aportaciones de usuarios. Puede haber pequeñas variaciones.
Última actualización para Masterton: April 26, 2026
Última actualización para Auckland: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $785 in Masterton and $1,274 in Auckland. Housing cost is often the main lever when comparing two cities.
💰Auckland pays 30% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $90.0 in Masterton vs $80.0 in Auckland. Groceries flip the comparison at $276 vs $324, with Masterton cheaper for home cooking.
Comparación de velocidades medias de internet por ciudad (actualizado April 2026)
El gráfico resalta el umbral de precisión para velocidades de internet móvil y fija, actualizado trimestralmente.
Índice del coste de vida para nómadas digitales
Masterton vs Auckland: Coste de vida - preguntas frecuentes
Which city is more expensive, Masterton or Auckland?
Masterton wins on cost – living expenses run 54% lower than in Auckland. Housing and daily spending are where you'll feel the difference most, making Masterton the obvious pick if budget is a priority.
Are salaries higher in Masterton or Auckland?
On paper, Auckland earns 30% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Masterton vs Auckland?
Rent for a central apartment: $785 in Masterton versus $1,274 in Auckland. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Masterton and Auckland?
Childcare runs $397 in Masterton versus $924 in Auckland. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Masterton or Auckland?
Supermarket bills run roughly 17% higher in Auckland. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,500/month in Masterton or Auckland?
At $1,485 in Masterton versus $2,281 in Auckland, a $1,500 budget is realistic in Masterton but tight or insufficient in Auckland. The gap between the two cities makes Masterton the clear choice for anyone on this budget.
Which city is better for digital nomads, Masterton or Auckland?
Both work as nomad bases, but Masterton delivers better value – similar infrastructure at $1,485 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Masterton hard to pass up.
How safe is Masterton compared to Auckland?
Safety-wise, Masterton and Auckland are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Masterton gentler on the wallet – expenses run 54% less than in Auckland. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Masterton vs otros destinos: coste de vida comparado