Cost of Living Comparison Between Massy and Ubud, Bali Cost of Living Comparison Between Massy and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,319 in Massy versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $3,556 in Massy versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,794 in Massy versus $3,273 in Ubud, Bali.

Living in Massy is roughly 66% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Massy 69% above, Ubud, Bali 2% above.

Currency
🍽 Eating Out
Massy
Ubud, Bali
Difference
Meal at Budget Restaurant
$18.89 €16.26
$3.37 Rp 59.5K
460.53%
Three-Course Dinner for Two, Mid-Range
$74.6 €64.2
$38.59 Rp 680.3K
93.26%
Fast Food Meal (McDonalds, etc)
$14.04 €12.08
$5.52 Rp 97.3K
154.35%
Cappuccino
$4.71 €4.05
$2.64 Rp 46.6K
78.41%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.40 €2.93
$1.67 Rp 29.5K
103.59%
Water (0.33 liter bottle)
$2.30 €1.98
$0.77 Rp 13.6K
198.70%
Local Beer (0.5 liter draught)
$8.16 €7.02
$2.63 Rp 46.4K
210.27%
Imported Beer (0.33 liter bottle)
$5.91 €5.09
$4.28 Rp 75.5K
38.08%
🛒 Groceries & Markets
Massy
Ubud, Bali
Difference
Milk (1 liter)
$1.51 €1.30
$1.55 Rp 27.3K
-2.58%
White Bread (500g)
$2.44 €2.10
$2.22 Rp 39.2K
9.91%
Rice (white) (1kg)
$2.91 €2.51
$1.13 Rp 19.8K
157.52%
Eggs
$4.20 €3.62
$2.09 Rp 36.8K
100.96%
Local Cheese (1kg)
$22.19 €19.09
$17.39 Rp 306.6K
27.60%
Chicken Fillets (1kg)
$15.13 €13.02
$3.87 Rp 68.2K
290.96%
Beef Round Steak (1kg)
$22.30 €19.19
$12.55 Rp 221.2K
77.69%
Apples (1kg)
$3.42 €2.94
$3.62 Rp 63.8K
-5.52%
Banana (1kg)
$2.18 €1.87
$1.56 Rp 27.5K
39.74%
Oranges (1kg)
$2.37 €2.04
$2.35 Rp 41.5K
0.85%
Tomato (1kg)
$4.32 €3.72
$2.06 Rp 36.2K
109.71%
Potato (1kg)
$1.97 €1.70
$1.90 Rp 33.5K
3.68%
Onion (1kg)
$2.05 €1.77
$2.34 Rp 41.2K
-12.39%
Lettuce (1 head)
$1.75 €1.51
$1.03 Rp 18.2K
69.90%
Water (1.5 liter bottle)
$0.97 €0.83
$0.55 Rp 9,779
76.36%
Cigarettes 20 Pack (Marlboro, Camel)
$14.42 €12.41
$2.25 Rp 39.7K
540.89%
Wine (Bottle)
$9.11 €7.84
$23.81 Rp 419.7K
-61.74%
Local Beer (0.5 liter bottle)
$2.54 €2.18
$2.31 Rp 40.8K
9.96%
Imported Beer (0.33 liter bottle)
$3.84 €3.30
$2.80 Rp 49.4K
37.14%
🚌 Getting Around
Massy
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.85 €2.45
$0.27 Rp 4,802
955.56%
Public Transport Monthly Pass (Regular Price)
$99.1 €85.3
$8.66 Rp 152.7K
1044.80%
Taxi Start (Normal Tariff)
$2.34 €2.02
$0.48 Rp 8,489
387.50%
Taxi (Normal Tariff) (1km)
$1.54 €1.33
$0.45 Rp 7,863
242.22%
Taxi 1hour Waiting (Normal Tariff)
$25.04 €21.55
$5.72 Rp 100.8K
337.76%
Gasoline (1 liter)
$2.22 €1.91
$0.76 Rp 13.4K
192.11%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.5K €30.6K
$24.5K Rp 431.6M
45.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.8K €30.8K
$32.1K Rp 566.3M
11.31%
🧾 Monthly Utilities & Internet
Massy
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 €188
$83.6 Rp 1.5M
161.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.62 €15.16
$6.46 Rp 113.8K
172.76%
Internet (50+ Mbps, Unlimited Data)
$32.27 €27.77
$18.99 Rp 334.8K
69.93%
🎉 Sport & Entertainment
Massy
Ubud, Bali
Difference
Gym Membership (Monthly)
$37.69 €32.43
$56.0 Rp 986.8K
-32.66%
Tennis Court (1 Hour on Weekend)
$23.66 €20.36
$18.62 Rp 328.2K
27.07%
Cinema Ticket
$14.69 €12.64
$4.28 Rp 75.5K
243.22%
🧸 Childcare & Education
Massy
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$828 €713
$487 Rp 8.6M
70.24%
International Primary School, 1 Child (Yearly)
$5,772 €4,967
$5,856 Rp 103.2M
-1.42%
👕👟 Clothing & Footwear
Massy
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$115 €99.3
$45.56 Rp 803.2K
153.18%
Summer Dress (H&M, Zara, etc)
$53.2 €45.79
$36.38 Rp 641.4K
46.26%
Sport Shoes (Adidas, Nike)
$123 €106
$82.0 Rp 1.4M
50.00%
Men's Leather Business Shoes
$115 €98.8
$80.4 Rp 1.4M
42.82%
🏠 Accommodation & Living
Massy
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,209 €1,040
$1,117 Rp 19.7M
8.25%
1-bedroom Apartment, Outside City Center (Monthly)
$927 €797
$701 Rp 12.4M
32.18%
3-bedroom Apartment, City Center (Monthly)
$1,691 €1,455
$3,537 Rp 62.4M
-52.18%
3-bedroom Apartment, Outside City Center (Monthly)
$1,761 €1,515
$1,762 Rp 31.1M
-0.07%
Buy Apartment in City Center (m2)
$6,028 €5,187
$2,826 Rp 49.8M
113.30%
Buy Apartment Outside City Center (m2)
$3,444 €2,963
$2,292 Rp 40.4M
50.26%
💵 Salaries & Financials
Massy
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,134 €2,697
$170 Rp 3.0M
1745.74%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.85
13.78
-72.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Massy: September 1, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,209 in Massy and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Massy pays 1746% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $75.0 in Massy vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $406 vs $293 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Massy vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Massy and in Ubud, Bali?
Massy and Ubud, Bali differ by about 66% in total monthly costs ($2,319 vs $1,396 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Massy or Ubud, Bali?
Average pay runs 1746% higher in Massy, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Massy and in Ubud, Bali?
Rent for a central apartment: $1,209 in Massy versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Massy and in Ubud, Bali?
A monthly transit pass in Ubud, Bali runs roughly 1045% less than in Massy. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Massy and Ubud, Bali?
Childcare runs $828 in Massy versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $1,000 per month?
At $1,396 in Ubud, Bali versus $2,319 in Massy, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Massy. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Massy and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Massy or Ubud, Bali safer for residents?
Safety-wise, Massy and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Massy or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 66% less than in Massy. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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