Last update: Oct 2026

Cost of Living Comparison Between Massy and Cebu

For one person, living is cheaper in Cebu: $915 a month against $2,204 in Massy, rent and utilities included – about $15,500 less a year. Rent and utilities account for about half of the difference.

107

Cost of Living Index in Massy
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Massy Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Massy

🇫🇷 France

$2,204

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Massy and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Massy and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,204 in Massy versus $915 in Cebu.

Massy $2,204
Cebu $915

Estimated couple costs with rent: $3,437 in Massy versus $1,418 in Cebu.

Massy $3,437
Cebu $1,418

Monthly costs for a family of three with rent: $4,670 in Massy versus $1,921 in Cebu.

Massy $4,670
Cebu $1,921

Living in Massy is roughly 141% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Massy is 63% above, Cebu is 33% below.

Meal at Budget Restaurant

$17.74 €15.78

$3.05 ₱192

481.64%

Three-Course Dinner for Two, Mid-Range

$74.0 €65.8

$24.00 ₱1,511

208.13%

Fast Food Meal (McDonalds, etc)

$13.29 €11.82

$3.99 ₱251

233.08%

Cappuccino

$4.41 €3.93

$2.50 ₱157

76.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.16 €2.81

$1.54 ₱97.1

105.19%

Water (0.33 liter bottle)

$2.29 €2.03

$0.50 ₱31.37

358.00%

Local Beer (0.5 liter draught)

$7.96 €7.08

$1.78 ₱112

347.19%

Imported Beer (0.33 liter bottle)

$5.65 €5.02

$2.17 ₱136

160.37%

Milk (1 liter)

$1.55 €1.38

$2.00 ₱126

-22.50%

White Bread (500g)

$2.22 €1.97

$1.37 ₱86.2

62.04%

Rice (white) (1kg)

$2.68 €2.39

$1.03 ₱64.9

160.19%

Eggs

$4.20 €3.74

$2.03 ₱128

106.90%

Local Cheese (1kg)

$21.90 €19.48

$10.20 ₱642

114.71%

Chicken Fillets (1kg)

$13.57 €12.07

$4.45 ₱280

204.94%

Beef Round Steak (1kg)

$22.99 €20.45

$7.67 ₱483

199.74%

Apples (1kg)

$3.30 €2.93

$3.31 ₱208

-0.30%

Banana (1kg)

$2.20 €1.96

$1.46 ₱91.8

50.68%

Oranges (1kg)

$2.37 €2.11

$2.32 ₱146

2.16%

Tomato (1kg)

$4.20 €3.73

$1.49 ₱94.0

181.88%

Potato (1kg)

$1.92 €1.71

$2.34 ₱147

-17.95%

Onion (1kg)

$2.06 €1.83

$1.94 ₱122

6.19%

Lettuce (1 head)

$1.77 €1.58

$1.16 ₱73.0

52.59%

Water (1.5 liter bottle)

$0.89 €0.79

$0.68 ₱42.89

30.88%

Cigarettes 20 Pack (Marlboro, Camel)

$13.89 €12.35

$2.99 ₱188

364.55%

Wine (Bottle)

$8.83 €7.86

$6.24 ₱393

41.51%

Local Beer (0.5 liter bottle)

$2.52 €2.24

$1.23 ₱77.3

104.88%

Imported Beer (0.33 liter bottle)

$3.57 €3.17

$1.73 ₱109

106.36%

One-way Ticket (Public Transport)

$2.78 €2.47

$0.23 ₱14.36

1108.70%

Public Transport Monthly Pass (Regular Price)

$94.6 €84.1

$12.34 ₱777

666.21%

Taxi Start (Normal Tariff)

$2.18 €1.94

$0.79 ₱49.96

175.95%

Taxi (Normal Tariff) (1km)

$1.42 €1.27

$0.22 ₱13.86

545.45%

Taxi 1hour Waiting (Normal Tariff)

$24.11 €21.44

$4.54 ₱286

431.06%

Gasoline (1 liter)

$2.21 €1.96

$1.32 ₱82.9

67.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K €30.3K

$21.0K ₱1.3M

62.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.2K €33.1K

$19.4K ₱1.2M

91.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 €190

$119 ₱7,464

80.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 €13.88

$14.22 ₱896

9.70%

Internet (50+ Mbps, Unlimited Data)

$31.36 €27.89

$27.47 ₱1,730

14.16%

Gym Membership (Monthly)

$36.06 €32.08

$32.31 ₱2,034

11.61%

Tennis Court (1 Hour on Weekend)

$22.71 €20.20

$6.50 ₱409

249.38%

Cinema Ticket

$14.56 €12.95

$5.40 ₱340

169.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$804 €715

$276 ₱17.4K

191.36%

International Primary School, 1 Child (Yearly)

$5,515 €4,906

$7,866 ₱495.3K

-29.88%

Jeans (Levis 501 Or Similar)

$108 €96.4

$49.37 ₱3,108

119.47%

Summer Dress (H&M, Zara, etc)

$52.3 €46.54

$24.58 ₱1,548

112.86%

Sport Shoes (Adidas, Nike)

$118 €105

$76.6 ₱4,825

54.49%

Men's Leather Business Shoes

$112 €100

$58.9 ₱3,706

91.10%

1-bedroom Apartment, City Center (Monthly)

$1,177 €1,047

$503 ₱31.7K

133.74%

1-bedroom Apartment, Outside City Center (Monthly)

$886 €788

$305 ₱19.2K

191.03%

3-bedroom Apartment, City Center (Monthly)

$1,594 €1,418

$1,075 ₱67.7K

48.32%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 €1,520

$632 ₱39.8K

170.32%

Buy Apartment in City Center (m2)

$5,935 €5,280

$2,870 ₱180.7K

106.83%

Buy Apartment Outside City Center (m2)

$3,404 €3,028

$1,877 ₱118.2K

81.34%

Average Monthly Net Salary (After Tax)

$3,020 €2,687

$336 ₱21.1K

799.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

7.2

-46.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Massy: October 19, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Massy

$886 40.2%

Cebu

$305 33.3% 65.6% $582

Groceries & Markets

Massy

$393 17.8%

Cebu

$210 22.9% 46.7% $183

Eating Out

Massy

$308 14%

Cebu

$88 9.6% 71.5% $220

Monthly Utilities & Internet

Massy

$261 11.8%

Cebu

$160 17.5% 38.5% $100

Clothing & Footwear

Massy

$176 8%

Cebu

$94 10.3% 46.5% $82

Getting Around

Massy

$115 5.2%

Cebu

$15 1.7% 86.8% $100

Sport & Entertainment

Massy

$65 3%

Cebu

$43 4.7% 33.9% $22

Cost Breakdown

A one-bedroom apartment in the center runs $1,177 in Massy and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Massy pays 799% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74.0 in Massy vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $393 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇫🇷 Massy

🇵🇭 Cebu

🕒 Local time

14:24 2:24 PM

20:24 8:24 PM

6 h ahead of Massy

🌤 Weather

👥 Population

50,000

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Massy Cebu 11,330 km ≈ 15 h nonstop flight

From you

Massy
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Massy vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 141% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 799% higher in Massy, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,177 in Massy versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,204 per month in Massy versus $915 in Cebu – a 141% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 666% less than in Massy. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $2,204 in Massy, a $1,500 budget is realistic in Cebu but tight or insufficient in Massy. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Massy, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Massy and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 141% less than in Massy. Beyond cost, consider language, visa policies, and how big the international community is in each city.