Cost of Living Comparison Between Masaya and Phuket Cost of Living Comparison Between Masaya and Phuket

Monthly Cost of Living

A single person spends $719 per month in Masaya vs $1,250 in Phuket, rent included.

A couple spends around $1,155 per month in Masaya vs $2,284 in Phuket, rent included.

A family of three spends $1,592 per month in Masaya vs $3,317 in Phuket, rent included.

Masaya is about 42% cheaper than Phuket, driven mainly by Sport & Entertainment.

Both Masaya and Phuket are more affordable than the global median – Masaya 46% lower, Phuket 6% lower.

Currency
🍽 Eating Out
Masaya
Phuket
Difference
Meal at Budget Restaurant
$4.87 NIO 178
$4.55 ฿153
7.03%
Three-Course Dinner for Two, Mid-Range
$34.82 NIO 1,275
$46.18 ฿1,554
-24.60%
Fast Food Meal (McDonalds, etc)
$7.08 NIO 259
$8.84 ฿298
-19.91%
Cappuccino
$2.39 NIO 87.5
$3.06 ฿103
-21.90%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.79 NIO 28.78
$0.73 ฿24.42
8.22%
Water (0.33 liter bottle)
$0.76 NIO 27.65
$0.40 ฿13.40
90.00%
Local Beer (0.5 liter draught)
$1.35 NIO 49.32
$2.43 ฿81.8
-44.44%
Imported Beer (0.33 liter bottle)
$2.02 NIO 74.0
$3.78 ฿127
-46.56%
🛒 Groceries & Markets
Masaya
Phuket
Difference
Milk (1 liter)
$1.27 NIO 46.52
$2.26 ฿76.0
-43.81%
White Bread (500g)
$2.46 NIO 89.9
$1.81 ฿60.9
35.91%
Rice (white) (1kg)
$1.82 NIO 66.6
$2.25 ฿75.8
-19.11%
Eggs
$2.23 NIO 81.7
$2.25 ฿75.6
-0.89%
Local Cheese (1kg)
$11.14 NIO 408
$19.51 ฿656
-42.90%
Chicken Fillets (1kg)
$6.77 NIO 248
$3.65 ฿123
85.48%
Beef Round Steak (1kg)
$7.88 NIO 289
$13.05 ฿439
-39.62%
Apples (1kg)
$3.93 NIO 144
$3.23 ฿109
21.67%
Banana (1kg)
$0.89 NIO 32.74
$1.62 ฿54.4
-45.06%
Oranges (1kg)
$1.76 NIO 64.6
$2.38 ฿80.2
-26.05%
Tomato (1kg)
$2.19 NIO 80.2
$2.03 ฿68.2
7.88%
Potato (1kg)
$3.95 NIO 145
$1.53 ฿51.6
158.17%
Onion (1kg)
$2.24 NIO 81.9
$1.50 ฿50.5
49.33%
Lettuce (1 head)
$1.06 NIO 38.81
$0.98 ฿32.93
8.16%
Water (1.5 liter bottle)
$1.06 NIO 38.70
$0.52 ฿17.40
103.85%
Cigarettes 20 Pack (Marlboro, Camel)
$2.63 NIO 96.3
$4.44 ฿149
-40.77%
Wine (Bottle)
$14.63 NIO 536
$18.32 ฿616
-20.14%
Local Beer (0.5 liter bottle)
$1.42 NIO 52.0
$1.86 ฿62.7
-23.66%
Imported Beer (0.33 liter bottle)
$2.17 NIO 79.5
$2.68 ฿90.2
-19.03%
🚌 Getting Around
Masaya
Phuket
Difference
One-way Ticket (Public Transport)
-
$1.41 ฿47.49
-
Public Transport Monthly Pass (Regular Price)
-
$11.70 ฿394
-
Taxi Start (Normal Tariff)
$1.46 NIO 53.5
$3.11 ฿105
-53.05%
Taxi (Normal Tariff) (1km)
-
$1.04 ฿35.08
-
Taxi 1hour Waiting (Normal Tariff)
$6.63 NIO 243
$14.11 ฿475
-53.01%
Gasoline (1 liter)
$1.30 NIO 47.49
$1.31 ฿44.13
-0.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.6K NIO 827.8K
$27.8K ฿936.0K
-18.75%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K NIO 970.1K
$33.2K ฿1.1M
-20.26%
🧾 Monthly Utilities & Internet
Masaya
Phuket
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$97.0 NIO 3,552
$122 ฿4,120
-20.79%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.99 NIO 622
$13.59 ฿457
25.02%
Internet (50+ Mbps, Unlimited Data)
$37.80 NIO 1,384
$18.70 ฿629
102.14%
🎉 Sport & Entertainment
Masaya
Phuket
Difference
Gym Membership (Monthly)
-
$60.5 ฿2,035
-
Tennis Court (1 Hour on Weekend)
-
$16.98 ฿572
-
Cinema Ticket
$8.23 NIO 301
$9.07 ฿305
-9.26%
🧸 Childcare & Education
Masaya
Phuket
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$122 NIO 4,474
$706 ฿23.8K
-82.71%
International Primary School, 1 Child (Yearly)
$5,919 NIO 216.8K
$15.8K ฿531.8K
-62.55%
👕👟 Clothing & Footwear
Masaya
Phuket
Difference
Jeans (Levis 501 Or Similar)
$76.6 NIO 2,805
$58.6 ฿1,970
30.83%
Summer Dress (H&M, Zara, etc)
$73.1 NIO 2,675
$35.36 ฿1,190
106.59%
Sport Shoes (Adidas, Nike)
$133 NIO 4,878
$115 ฿3,885
15.35%
Men's Leather Business Shoes
$109 NIO 3,996
$83.7 ฿2,818
30.30%
🏠 Accommodation & Living
Masaya
Phuket
Difference
1-bedroom Apartment, City Center (Monthly)
-
$626 ฿21.1K
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$445 ฿15.0K
-
3-bedroom Apartment, City Center (Monthly)
-
$2,040 ฿68.7K
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$1,492 ฿50.2K
-
Buy Apartment in City Center (m2)
-
$3,483 ฿117.2K
-
Buy Apartment Outside City Center (m2)
-
$2,577 ฿86.7K
-
💵 Salaries & Financials
Masaya
Phuket
Difference
Average Monthly Net Salary (After Tax)
-
$500 ฿16.8K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
10.25
5.33
92.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Masaya: July 14, 2026

Last update for Phuket: July 12, 2026

Cost Breakdown

A mid-range dinner for two costs $35.00 in Masaya versus $46.00 in Phuket. Monthly groceries follow the same trend: $261 vs $289 – making Masaya the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Masaya vs Phuket: Cost of Living - Frequently Asked Questions
Is Phuket cheaper than Masaya?
Yes – Phuket is pricier by about 74%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,078 per month in Masaya and $1,875 in Phuket. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Is eating out cheaper in Masaya or in Phuket?
A mid-range dinner for two costs $35.00 in Masaya and $46.00 in Phuket. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Masaya and in Phuket?
Groceries cost about 11% more in Phuket, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for living in Masaya or in Phuket?
A $1,500 monthly budget goes further in Masaya, where all-in costs run around $719, than in Phuket at $1,250. In Masaya it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.
Is Masaya or Phuket more family-friendly?
Families tend to lean toward Masaya – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Masaya or Phuket?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Masaya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.

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