Cost of Living Comparison Between Masaya and PhuketCost of Living Comparison Between Masaya and Phuket
Monthly Cost of Living
🙂A single person spends $790 per month in Masaya vs $1,265 in Phuket, rent included.
🙂A couple spends around $1,260 per month in Masaya vs $2,089 in Phuket, rent included.
🙂A family of three spends $1,729 per month in Masaya vs $2,913 in Phuket, rent included.
🙂Masaya is about 38% cheaper than Phuket, driven mainly by Sport & Entertainment.
📊Both Masaya and Phuket are more affordable than the global median – Masaya43% lower, Phuket8% lower.
Currency
🍽 Eating Out
Masaya
Phuket
Difference
Meal at Budget Restaurant
$10.08NIO 369
$4.66฿154
116.31%
Three-Course Dinner for Two, Mid-Range
$36.77NIO 1,347
$32.22฿1,065
14.12%
Fast Food Meal(McDonalds, etc)
$7.66NIO 280
$8.68฿287
-11.75%
Cappuccino
$2.51NIO 92.1
$2.90฿95.8
-13.45%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.83NIO 30.34
$0.84฿27.89
-1.19%
Water(0.33 liter bottle)
$0.72NIO 26.40
$0.49฿16.16
46.94%
Local Beer(0.5 liter draught)
$1.44NIO 52.9
$2.48฿82.0
-41.94%
Imported Beer(0.33 liter bottle)
$1.96NIO 71.9
$3.73฿123
-47.45%
🛒 Groceries & Markets
Masaya
Phuket
Difference
Milk(1 liter)
$1.24NIO 45.27
$1.89฿62.3
-34.39%
White Bread(500g)
$2.29NIO 83.9
$1.41฿46.54
62.41%
Rice(white)(1kg)
$1.71NIO 62.5
$1.62฿53.6
5.56%
Eggs
$2.36NIO 86.5
$2.24฿74.1
5.36%
Local Cheese(1kg)
$11.49NIO 421
$19.84฿656
-42.09%
Chicken Fillets(1kg)
$6.52NIO 239
$3.48฿115
87.36%
Beef Round Steak(1kg)
$7.30NIO 268
$11.37฿376
-35.80%
Apples(1kg)
$3.64NIO 133
$2.90฿95.8
25.52%
Banana(1kg)
$0.57NIO 21.04
$1.72฿57.0
-66.86%
Oranges(1kg)
$1.75NIO 64.0
$2.27฿75.1
-22.91%
Tomato(1kg)
$2.18NIO 79.9
$2.13฿70.4
2.35%
Potato(1kg)
$4.03NIO 147
$1.47฿48.72
174.15%
Onion(1kg)
$2.26NIO 82.8
$1.42฿46.92
59.15%
Lettuce(1 head)
$1.01NIO 36.97
$1.10฿36.25
-8.18%
Water(1.5 liter bottle)
$1.07NIO 39.11
$0.60฿19.76
78.33%
Cigarettes 20 Pack(Marlboro, Camel)
$2.68NIO 98.1
$4.31฿142
-37.82%
Wine(Bottle)
$14.59NIO 534
$18.60฿615
-21.56%
Local Beer(0.5 liter bottle)
$1.46NIO 53.5
$1.80฿59.5
-18.89%
Imported Beer(0.33 liter bottle)
$2.35NIO 85.9
$2.97฿98.0
-20.88%
🚌 Getting Around
Masaya
Phuket
Difference
One-way Ticket(Public Transport)
-
$2.25฿74.2
-
Public Transport Monthly Pass(Regular Price)
-
$23.49฿776
-
Taxi Start(Normal Tariff)
$1.65NIO 60.4
$3.10฿102
-46.77%
Taxi(Normal Tariff)(1km)
$1.67NIO 61.2
$1.08฿35.56
54.63%
Taxi 1hour Waiting(Normal Tariff)
$6.86NIO 251
$3.87฿128
77.26%
Gasoline(1 liter)
$1.33NIO 48.65
$1.43฿47.16
-6.99%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.2KNIO 849.3K
$27.8K฿918.0K
-16.54%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1KNIO 955.3K
$27.0K฿891.5K
-3.34%
🧾 Monthly Utilities & Internet
Masaya
Phuket
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$117NIO 4,283
$105฿3,462
11.59%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.75NIO 613
$11.39฿376
47.06%
Internet(50+ Mbps, Unlimited Data)
$36.65NIO 1,342
$17.54฿580
108.95%
🎉 Sport & Entertainment
Masaya
Phuket
Difference
Gym Membership(Monthly)
-
$54.3฿1,795
-
Tennis Court(1 Hour on Weekend)
-
$11.44฿378
-
Cinema Ticket
$8.33NIO 305
$7.78฿257
7.07%
🧸 Childcare & Education
Masaya
Phuket
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$237NIO 8,673
$576฿19.0K
-58.92%
International Primary School, 1 Child(Yearly)
$5,955NIO 218.1K
$11.6K฿382.7K
-48.59%
👕👟 Clothing & Footwear
Masaya
Phuket
Difference
Jeans(Levis 501 Or Similar)
$71.2NIO 2,607
$63.6฿2,103
11.86%
Summer Dress(H&M, Zara, etc)
$72.1NIO 2,642
$29.10฿961
147.87%
Sport Shoes(Adidas, Nike)
$135NIO 4,935
$96.2฿3,179
40.04%
Men's Leather Business Shoes
$107NIO 3,904
$90.0฿2,974
18.43%
🏠 Accommodation & Living
Masaya
Phuket
Difference
1-bedroom Apartment, City Center(Monthly)
-
$733฿24.2K
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$501฿16.5K
-
3-bedroom Apartment, City Center(Monthly)
-
$2,126฿70.2K
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$1,252฿41.4K
-
Buy Apartment in City Center(m2)
-
$3,534฿116.8K
-
Buy Apartment Outside City Center(m2)
-
$2,622฿86.6K
-
💵 Salaries & Financials
Masaya
Phuket
Difference
Average Monthly Net Salary(After Tax)
-
$508฿16.8K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
10.25
5.57
84.02%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Masaya: September 6, 2026
Last update for Phuket: September 6, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $37.00 in Masaya versus $32.00 in Phuket. Groceries tell a different story – $255 in Masaya vs $275 in Phuket – so Masaya wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Masaya vs Phuket: Cost of Living - Frequently Asked Questions
Is Phuket cheaper than Masaya?
Yes – Phuket is pricier by about 60%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,185 per month in Masaya and $1,898 in Phuket. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Is eating out cheaper in Masaya or in Phuket?
A mid-range dinner for two costs $37.00 in Masaya and $32.00 in Phuket. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Masaya and in Phuket?
Groceries cost about 8% more in Phuket, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for living in Masaya or in Phuket?
A $1,500 monthly budget goes further in Masaya, where all-in costs run around $790, than in Phuket at $1,265. In Masaya it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.
Is Masaya or Phuket more family-friendly?
Families tend to lean toward Masaya – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Masaya or Phuket?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Masaya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.